EXHIBIT 10.12(b) OBLIGATIONS OF THE COMPANY TO PAY CASH TO THE PURCHASERS IN THIS REGISTRATION RIGHTS AGREEMENT ARE SUBORDINATE IN RIGHT OF PAYMENT TO THE EXISTING CREDIT FACILITY (AS THAT TERM IS DEFINED IN THE STOCK PURCHASE AGREEMENT DATED JULY 12,...Registration Rights Agreement • July 15th, 2004 • Citizens Inc • Life insurance • New York
Contract Type FiledJuly 15th, 2004 Company Industry Jurisdiction
BACKGROUNDLoan Agreement • October 6th, 2004 • Citizens Inc • Life insurance • Texas
Contract Type FiledOctober 6th, 2004 Company Industry Jurisdiction
ARTICLE I DEFINITIONSSecurities Purchase Agreement • July 15th, 2004 • Citizens Inc • Life insurance • New York
Contract Type FiledJuly 15th, 2004 Company Industry Jurisdiction
AMONG REGIONS BANK,Subordination Agreement • July 15th, 2004 • Citizens Inc • Life insurance • Texas
Contract Type FiledJuly 15th, 2004 Company Industry Jurisdiction
EXHIBIT 10.10 LOAN AGREEMENT DATED AS OF MARCH 22, 2004Loan Agreement • March 26th, 2004 • Citizens Inc • Life insurance • Texas
Contract Type FiledMarch 26th, 2004 Company Industry Jurisdiction
Self-Administered Automatic Reinsurance Agreement Effective: July 1, 1993 between Citizens Insurance Company of America Denver, Colorado (hereinafter referred to as the "Ceding Company") and Business Men's Assurance Company Kansas City, Missouri...Citizens Inc • November 10th, 1998 • Life insurance
Company FiledNovember 10th, 1998 Industry
CITIZENS, INC. AND LIFELINE UNDERWRITERS LIFE INSURANCE COMPANYPlan and Agreement • November 26th, 2001 • Citizens Inc • Life insurance • Texas
Contract Type FiledNovember 26th, 2001 Company Industry Jurisdiction
EXHIBIT 10.12(l) NON-EXCLUSIVE FINDER'S AGREEMENT This Finder's Agreement (this "Agreement") is made as of September 29, 2003, between Citizen's, Inc. a Colorado Corporation (the "Company"), and The Shemano Group, Inc., a California corporation (the...S Agreement • July 15th, 2004 • Citizens Inc • Life insurance • California
Contract Type FiledJuly 15th, 2004 Company Industry Jurisdiction
WARRANTCitizens Inc • July 15th, 2004 • Life insurance
Company FiledJuly 15th, 2004 Industry
1- __________/__________ Initial Initial 2 1.3 This Agreement is subject in all respects to the provisions of the applicable insurance laws and shall not become effective until approval is obtained from the Departments of Insurance of the States of...Plan and Agreement of Merger • April 9th, 1997 • Citizens Inc • Life insurance • Colorado
Contract Type FiledApril 9th, 1997 Company Industry Jurisdiction
AUTOMATIC YEARLY RENEWABLE TERM (NR) LIFE REINSURANCE AGREEMENT #116ACitizens Inc • November 10th, 1998 • Life insurance
Company FiledNovember 10th, 1998 Industry
EXHIBIT 10.11(d) FORM OF TERM NOTECitizens Inc • October 6th, 2004 • Life insurance
Company FiledOctober 6th, 2004 IndustryThis Term Note evidences the Term Loan made pursuant to, and has been executed and delivered under, and is subject to the terms and conditions, of, that certain Loan Agreement dated effective as of March 22, 2004 (as the same may be amended, modified, supplemented, renewed, extended, restated, substituted, increased, rearranged and/or replaced from time to time, the "Loan Agreement"), among the Maker and Bank, and is the Term Note referred to therein. Unless otherwise defined herein or unless the context hereof otherwise requires each term used herein with its initial letter capitalized has the meaning given to such term in the Loan Agreement. Reference is made to the Loan Agreement and the other Loan Documents for provisions affecting this Term Note regarding payments and mandatory and voluntary prepayments, acceleration of maturity, exercise of Rights, payment of attorneys' fees, court costs, and other costs of collection, certain waivers by Maker and others now or hereafter obligate
WARRANTCitizens Inc • July 15th, 2004 • Life insurance
Company FiledJuly 15th, 2004 Industry
BACKGROUND.Security Agreement • October 6th, 2004 • Citizens Inc • Life insurance • Texas
Contract Type FiledOctober 6th, 2004 Company Industry Jurisdiction
CITIZENS INSURANCE COMPANY OF AMERICA Denver, Colorado 2 BULK ACCIDENTAL DEATH BENEFIT REINSURANCE AGREEMENT NO. A-50494Citizens Inc • April 9th, 1997 • Life insurance
Company FiledApril 9th, 1997 Industry
ARTICLE II REPRESENTATIONS AND WARRANTIES OF CITIZENSStock Purchase Agreement • June 21st, 2004 • Citizens Inc • Life insurance • Texas
Contract Type FiledJune 21st, 2004 Company Industry Jurisdiction
WITNESSETH:Stock Purchase Agreement • March 31st, 1998 • Citizens Inc • Life insurance • Texas
Contract Type FiledMarch 31st, 1998 Company Industry Jurisdiction
UNIT WARRANTCitizens Inc • July 15th, 2004 • Life insurance
Company FiledJuly 15th, 2004 Industry
INDEMNIFICATION AGREEMENTIndemnification Agreement • November 8th, 2017 • Citizens Inc • Life insurance • Colorado
Contract Type FiledNovember 8th, 2017 Company Industry JurisdictionThis Indemnification Agreement (“Agreement”), dated as of [ ], is by and between Citizens, Inc., a Colorado corporation (the “Company”), and [ ] (the “Indemnitee”).
WITNESSETHPlan and Agreement of Exchange • November 14th, 1996 • Citizens Inc • Life insurance • Mississippi
Contract Type FiledNovember 14th, 1996 Company Industry Jurisdiction
EMPLOYMENT AGREEMENTEmployment Agreement • January 17th, 2017 • Citizens Inc • Life insurance • Texas
Contract Type FiledJanuary 17th, 2017 Company Industry JurisdictionThis EMPLOYMENT AGREEMENT (this “Agreement”) is entered into as of January 16, 2017 (the “Effective Date”) by and between Citizens, Inc., a Colorado corporation (the “Company”), and Geoffrey M. Kolander (the “Executive”) (each, a “Party” and together, the “Parties”).
CREDIT AGREEMENTdated as of May 5, 2021amongCITIZENS, INC., as Borrower,THE SUBSIDIARIES OF THE BORROWER IDENTIFIED HEREIN, as Guarantors,andREGIONS BANKCredit Agreement • August 4th, 2021 • Citizens, Inc. • Life insurance • New York
Contract Type FiledAugust 4th, 2021 Company Industry JurisdictionThis CREDIT AGREEMENT (as amended, restated, amended and restated, supplemented, increased, extended, refinanced, renewed, replaced, and/or otherwise modified in writing from time to time, this “Agreement”) dated as of May 5, 2021 (the “Closing Date”) is entered into by and among CITIZENS, INC., a Colorado corporation (the “Borrower”), the Guarantors (defined herein) and Regions Bank (the “Lender”).
EMPLOYMENT AGREEMENTEmployment Agreement • March 26th, 2019 • Citizens Inc • Life insurance • Texas
Contract Type FiledMarch 26th, 2019 Company Industry JurisdictionThis EMPLOYMENT AGREEMENT (the “Agreement”) is made and entered into effective as of January, 1, 2019 (the “Effective Date”), by and between Citizens, Inc., a Colorado corporation (the “Company”), and Geoffrey M. Kolander (the “Executive”) (collectively the “Parties”).
AUTOMATIC YRT REINSURANCE AGREEMENT (hereinafter referred to as the “Agreement”) between CICA LIFE INSURANCE COMPANY OF AMERICA of Denver, Colorado (hereinafter referred to as the “Company” and “you”) and SCOR GLOBAL LIFE U.S. RE INSURANCE COMPANY of...Automatic Yrt Reinsurance Agreement • November 6th, 2009 • Citizens Inc • Life insurance
Contract Type FiledNovember 6th, 2009 Company Industry
AMENDMENT TO EMPLOYMENT AGREEMENTEmployment Agreement • March 26th, 2019 • Citizens Inc • Life insurance
Contract Type FiledMarch 26th, 2019 Company IndustryThis AMENDMENT TO EMPLOYMENT AGREEMENT (“Amendment”) is entered into this 15th day of October, 2018 by and between Citizens, Inc., a Colorado corporation (the “Company”), and Kay E. Osbourn (the “Executive”) (each, a “Party” and together, the “Parties”).
AMENDMENT TO EMPLOYMENT AGREEMENTEmployment Agreement • March 26th, 2019 • Citizens Inc • Life insurance
Contract Type FiledMarch 26th, 2019 Company IndustryThis AMENDMENT TO EMPLOYMENT AGREEMENT (“Amendment”) is entered into this 15th day of October, 2018 by and between Citizens, Inc., a Colorado corporation (the “Company”), and Geoffrey M. Kolander (the “Executive”) (each, a “Party” and together, the “Parties”).
EXECUTIVE CHANGE IN LEADERSHIP AGREEMENTExecutive Change in Leadership Agreement • November 6th, 2023 • Citizens, Inc. • Life insurance • Texas
Contract Type FiledNovember 6th, 2023 Company Industry JurisdictionThis Executive Change in Leadership Agreement (this "Agreement") is entered into as of November 3, 2023 (the "Effective Date") by and between Citizens, Inc., a Colorado corporation (the "Company"), and [Executive] (the "Executive") (each, a "Party" and together, the "Parties").
CITIZENS, INC. RESTRICTED STOCK UNIT AGREEMENTRestricted Stock Unit Agreement • March 29th, 2018 • Citizens Inc • Life insurance • Texas
Contract Type FiledMarch 29th, 2018 Company Industry JurisdictionTHIS RESTRICTED STOCK UNIT AGREEMENT (the “Award Document”) is hereby granted as of February 15, 2018 (the “Grant Date”) by Citizens, Inc., a Colorado corporation (the “Company”), to [NAME] (the “Grantee”) pursuant to the Citizens, Inc. Omnibus Incentive Plan (the “Plan”) and subject to the terms and conditions set forth therein and as set out in this Award Document. Capitalized terms used herein shall, unless otherwise required by the context, have the meaning ascribed to such terms in the Plan.
EXHIBIT 10.8 COINSURANCE REINSURANCE AGREEMENTCoinsurance Reinsurance Agreement • March 22nd, 2004 • Citizens Inc • Life insurance • Colorado
Contract Type FiledMarch 22nd, 2004 Company Industry Jurisdiction
Self-Administered Automatic Reinsurance Agreement Effective January 1, 2003 between Citizens Insurance Company of America Denver, Colorado (hereinafter referred to as the “Ceding Company”) and Converium Reinsurance (Germany) Ltd. Cologne, Germany...Automatic Reinsurance Agreement • March 31st, 2005 • Citizens Inc • Life insurance
Contract Type FiledMarch 31st, 2005 Company Industry(b)The following percentages of the policy annual flat extra premiums applicable to the initial amount of reinsurance hereunder on such risks:
EXHIBIT 10.6 EMPLOYMENT AGREEMENT THE FOLLOWING PARTIES, Citizens, Inc., a Colorado corporation ("Citizens") with executive offices in Austin, Texas, and Scott J. Engebritson ("Engebritson" or "Employee") agree as follows: 1. TERM AND DUTIES For...Employment Agreement • August 6th, 2003 • Citizens Inc • Life insurance • Texas
Contract Type FiledAugust 6th, 2003 Company Industry Jurisdiction
Self-Administered Automatic Reinsurance Agreement Effective betweenAdministered Automatic Reinsurance Agreement • November 14th, 1996 • Citizens Inc • Life insurance • Colorado
Contract Type FiledNovember 14th, 1996 Company Industry Jurisdiction
3,200,000 Shares Citizens, Inc. Class A Common Stock (no par value) PLACEMENT AGENT AGREEMENTCitizens Inc • November 29th, 2007 • Life insurance • New York
Company FiledNovember 29th, 2007 Industry JurisdictionCitizens, Inc., a Colorado corporation (the “Company”), proposes to sell to the Purchasers, pursuant to the terms of this Placement Agent Agreement (this “Agreement”) and the Subscription Agreements in the form of Exhibit A attached hereto (the “Subscription Agreements”) entered into with the Purchasers identified therein (each a “Purchaser” and, collectively, the “Purchasers”), up to an aggregate of 3,200,000 shares (the “Shares”) of the Company’s Class A common stock, no par value (the “Common Stock”). The Company hereby confirms its agreement with the placement agents named on Schedule I attached hereto (the “Placement Agents”) as set forth below. Oppenheimer & Co. Inc. (“Oppenheimer”) is acting as the representative of the Placement Agents and in such capacity is hereinafter referred to as the “Representative.” Certain terms used herein are defined in Section 14 hereof:
AMENDMENT TO EXECUTIVE EMPLOYMENT AGREEMENTExecutive Employment Agreement • November 15th, 2023 • Citizens, Inc. • Life insurance
Contract Type FiledNovember 15th, 2023 Company IndustryThis AMENDMENT TO EXECUTIVE EMPLOYMENT AGREEMENT (“Amendment”) is entered into on the 9th day of November, 2023, by and between Citizens, Inc., a Colorado corporation (the “Company”), and Gerald W. Shields (the “Executive”) (each, a “Party” and together, the “Parties”). This Amendment amends the Executive Employment Agreement (“Agreement”) between the Parties effective as of January 1, 2022.
TERMINATION AGREEMENTTermination Agreement • September 13th, 2017 • Citizens Inc • Life insurance • Texas
Contract Type FiledSeptember 13th, 2017 Company Industry JurisdictionThis TERMINATION AGREEMENT (this “Agreement”) is entered into as of September 12, 2017 (the “Effective Date”) by and between Citizens, Inc., a Colorado corporation (the “Company”), and David S. Jorgensen (the “Executive”) (each, a “Party” and together, the “Parties”).