SSB Bancorp, Inc. Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • September 8th, 2017 • SSB Bancorp, Inc. • Pennsylvania

This Employment Agreement (the “Agreement”) is made effective as of September 1, 2017 (the “Effective Date”), by and between SSB Bank (the “Bank”) and Jennifer R. Harris (“Executive”). Any reference to the “Company” shall mean any future stock holding company of the Bank, or any successor thereto.

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EMPLOYMENT AGREEMENT
Employment Agreement • March 29th, 2019 • SSB Bancorp, Inc. • Savings institutions, not federally chartered • Pennsylvania

This Employment Agreement (the “Agreement”) is made effective as of September 1, 2017 (the “Effective Date”), by and between SSB Bank (the “Bank”) and Benjamin Contrucci (“Executive”). Any reference to the “Company” shall mean any future stock holding company of the Bank, or any successor thereto.

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RESTRICTED STOCK AWARD AGREEMENT Granted by SSB BANCORP, INC. under the SSB BANCORP, INC.
Restricted Stock Award Agreement • May 23rd, 2019 • SSB Bancorp, Inc. • Savings institutions, not federally chartered • Pennsylvania

This restricted stock award agreement (“Restricted Stock Award” or “Agreement”) is and will be subject in every respect to the provisions of the 2019 Equity Incentive Plan (the “Plan”) of SSB Bancorp, Inc. (the “Company”) which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement. A copy of the Plan has been provided or made available to each person granted a Restricted Stock Award pursuant to the Plan. The holder of this Restricted Stock Award (the “Participant”) hereby accepts this Restricted Stock Award, subject to all the terms and provisions of the Plan and this Agreement, and agrees that all decisions under and interpretations of the Plan and this Agreement by the committee responsible for administering the Plan (the “Committee”) will be final, binding and conclusive upon the Participant and the Participant’s heirs, legal representatives, successors and permitted assigns. Except where the context otherwise requires, the term “Co

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FORM OF
Non-Qualified Stock • May 23rd, 2019 • SSB Bancorp, Inc. • Savings institutions, not federally chartered

This non-qualified stock option agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the 2019 Equity Incentive Plan (the “Plan”) of SSB Bancorp, Inc. (the “Company”) which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement. A copy of the Plan has been provided or made available to each person granted a stock option pursuant to the Plan. The holder of this Option (the “Participant”) hereby accepts this Option, subject to all the terms and provisions of the Plan and this Agreement, and agrees that all decisions under and interpretations of the Plan and this Agreement by the committee responsible for administering the Plan (the “Committee”) will be final, binding and conclusive upon the Participant and the Participant’s heirs, legal representatives, successors and permitted assigns. Except where the context otherwise requires, the term “Company” will include the parent and all present and fut

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July 20, 2017
SSB Bancorp, Inc. • September 8th, 2017 • Virginia
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FORM OF
2019 Equity Incentive Plan • May 23rd, 2019 • SSB Bancorp, Inc. • Savings institutions, not federally chartered

This incentive stock option agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the 2019 Equity Incentive Plan (the “Plan”) of SSB Bancorp, Inc. (the “Company”) which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement. A copy of the Plan has been provided or made available to each person granted a stock option pursuant to the Plan. The holder of this Option (the “Participant”) hereby accepts this Option, subject to all the terms and provisions of the Plan and this Agreement, and agrees that all decisions under and interpretations of the Plan and this Agreement by the committee responsible for administering the Plan (the “Committee”) will be final, binding and conclusive upon the Participant and the Participant’s heirs, legal representatives, successors and permitted assigns. Except where the context otherwise requires, the term “Company” will include the parent and all present and future

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SSB Bancorp, Inc. (a Maryland corporation) Up to 879,750 Shares (Subject to Increase to 1,011,712 Shares) COMMON STOCK (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share AGENCY AGREEMENT November 13, 2017
Agency Agreement • November 14th, 2017 • SSB Bancorp, Inc. • Savings institutions, not federally chartered • New York

SSB Bancorp, Inc., a Maryland corporation (the “Company”), SSB Bancorp, MHC, a Pennsylvania-chartered mutual holding company in organization (the “MHC”), and SSB Bank, a Pennsylvania-chartered mutual savings bank (the “Bank”) (collectively, the “SSB Parties”), hereby confirm, jointly and severally, their agreement with Keefe, Bruyette & Woods, Inc. (“KBW” or the “Agent”), as follows:

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SEPARATION AGREEMENT AND GENERAL RELEASE
Separation Agreement and General Release • June 4th, 2019 • SSB Bancorp, Inc. • Savings institutions, not federally chartered • Pennsylvania

This Separation Agreement and General Release (“Agreement”) is between SSB Bank, SSB Bancorp, Inc. and SSB Bancorp, MHC (collectively the “Company”) and Jennifer Harris (“Employee”).

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August 1, 2017 Mr. J. Daniel Moon, IV President & CEO Slovak Savings Bank
Letter Agreement • September 8th, 2017 • SSB Bancorp, Inc. • New York
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