DriveTime Automotive, Inc. Sample Contracts

EXECUTIVE BONUS AGREEMENT
Executive Bonus Agreement • February 2nd, 2010 • DriveTime Automotive, Inc. • Arizona

THIS EXECUTIVE BONUS AGREEMENT (the “Agreement”) is entered into as of July 13, 2005, by DriveTime Automotive Group, Inc. (“DTAG”) and DT Acceptance Corporation (“DTAC”) (collectively the “Company”) and Mark Sauder (the “Employee”).

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FIRST AMENDMENT TO EXECUTIVE BONUS AGREEMENT (DTAC and DTAG)
Executive Bonus Agreement • February 2nd, 2010 • DriveTime Automotive, Inc. • Arizona

This Amendment is effective as of the 1st day of January, 2009 by and among DT Acceptance Corporation (“DTAC”) and DriveTime Automotive Group, Inc. (“DTAG”) (collectively, the “Company”) and Jon Ehlinger (the “Employee”).

FIRST AMENDMENT TO EXECUTIVE BONUS AGREEMENT (DTAC and DTAG)
Executive Bonus Agreement • February 2nd, 2010 • DriveTime Automotive, Inc. • Arizona

This Amendment is effective as of the 1st day of January, 2009 by and among DT Acceptance Corporation (“DTAC”) and DriveTime Automotive Group, Inc. (“DTAG”) (collectiveIy, the “Company”) and Al Appelman (the “Employee”).

FIRST AMENDMENT TO EXECUTIVE BONUS AGREEMENT (DTAC and DTAG)
Executive Bonus Agreement • February 2nd, 2010 • DriveTime Automotive, Inc.

This Amendment is effective as of the 1st day of January, 2009 by and among DT Acceptance Corporation (“DTAC”) and DriveTime Automotive Group, Inc. (“DTAG”)(collectively, the “Company”) and Mark Sauder (the “Employee”).

THIRD AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT Dated as of August 10, 2009 DRIVETIME AUTOMOTIVE GROUP, INC., DRIVETIME SALES AND FINANCE CORPORATION, DRIVETIME CAR SALES, INC., as the Borrowers, MANHEIM AUTOMOTIVE FINANCIAL SERVICES, INC., and...
Loan and Security Agreement • February 2nd, 2010 • DriveTime Automotive, Inc. • New York

This Third Amended and Restated Loan and Security Agreement, dated as of August 10, 2009, is entered into by and among DriveTime Automotive Group, Inc. (“DriveTime”), a Delaware corporation, DriveTime Sales and Finance Corporation (“DriveTime Sales”), an Arizona corporation, and DriveTime Car Sales, Inc. (“Car Sales”), an Arizona corporation (each a “Borrower” and collectively the “Borrowers”), Santander Consumer USA Inc., an Illinois corporation (“SCUSA”), as a lender, and as the agent for the Lenders (the “Agent”), and Manheim Automotive Financial Services, Inc. (“MAFS”), a Delaware corporation, as a lender (each a “Lender” and collectively the “Lenders”). The obligations of the Borrowers to the Lenders under this Agreement are the joint and several liability of each Borrower. In consideration of the mutual covenants and agreements contained herein, the Borrowers and the Lenders agree as follows:

AMENDED AND RESTATED LOAN AND SERVICING AGREEMENT Dated as of July 31, 2009 among DT WAREHOUSE, LLC, as Borrower DT CREDIT CORPORATION, as Servicer WELLS FARGO BANK, NATIONAL ASSOCIATION, as Backup Servicer, Paying Agent and Securities Intermediary...
Loan and Servicing Agreement • February 2nd, 2010 • DriveTime Automotive, Inc. • New York

This AMENDED AND RESTATED LOAN AND SERVICING AGREEMENT, dated as of July 31, 2009 is among DT WAREHOUSE, LLC, a Delaware limited liability company, as Borrower, DT CREDIT CORPORATION, an Arizona corporation, as Servicer, WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association, as Backup Servicer, Paying Agent and Securities Intermediary, THE COMMERCIAL PAPER CONDUITS FROM TIME TO TIME PARTY HERETO, as Conduit Lenders, THE FINANCIAL INSTITUTIONS FROM TIME TO TIME PARTY HERETO, as Committed Lenders, THE FINANCIAL INSTITUTIONS FROM TIME TO TIME PARTY HERETO, as Managing Agents, and DEUTSCHE BANK AG, NEW YORK BRANCH, as Program Agent for the Conduit Lenders and the Committed Lenders. Capitalized terms used herein shall have the meanings specified in Section 1.01.

AMENDED AND RESTATED SALE AND SERVICING AGREEMENT
Sale and Servicing Agreement • February 2nd, 2010 • DriveTime Automotive, Inc. • Texas

This AMENDED AND RESTATED SALE AND SERVICING AGREEMENT (this “Agreement”) dated as of July 31, 2009 among DT Acceptance Corporation, an Arizona corporation, as seller (the “Seller”); Santander Consumer USA Inc., an Illinois corporation, as purchaser and master servicer (the “Purchaser” or “Master Servicer”); DT Credit Corporation, an Arizona corporation, as sub-servicer (the “Sub-Servicer”), and Wells Fargo Bank, National Association, as custodian (in such capacity, the “Custodian”).

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