21st Century Holding Co Sample Contracts

BACKGROUND
Escrow Agreement • August 16th, 2004 • 21st Century Holding Co • Fire, marine & casualty insurance • Florida
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WITNESSETH:
Warrant Agreement • January 16th, 2003 • 21st Century Holding Co • Fire, marine & casualty insurance
Agreement ---------
Employment Agreement • April 2nd, 2004 • 21st Century Holding Co • Fire, marine & casualty insurance • Florida
EXHIBIT 1.1 1,250,000 SHARES OF COMMON STOCK 21ST CENTURY HOLDING COMPANY UNDERWRITING AGREEMENT
21st Century Holding Co • November 4th, 1998 • Fire, marine & casualty insurance • New York
FEDNAT HOLDING COMPANY, as Issuer, and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee Indenture Dated as of ____________ __, 20__ Providing for the Issuance of Subordinated Debt Securities
FEDNAT HOLDING Co • June 6th, 2018 • Fire, marine & casualty insurance • New York

INDENTURE, dated as of ____________ __, 20__ between FEDNAT HOLDING COMPANY, a Florida corporation (hereinafter called the “Company”), having its principal office at 14050 N.W. 14th Street, Suite 180, Sunrise, Florida 33323, and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee (hereinafter called the “Trustee”).

EXHIBIT 10.5 REVOLVING CREDIT AND TERM LOAN AGREEMENT
Revolving Credit and Term Loan Agreement • October 7th, 1998 • 21st Century Holding Co • Fire, marine & casualty insurance • Colorado
FEDNAT HOLDING COMPANY, as Issuer, and as Trustee Indenture Dated as of ____________ __, 20__ Providing for the Issuance of Subordinated Debt Securities
FedNat Holding Co • July 16th, 2021 • Fire, marine & casualty insurance • New York

INDENTURE, dated as of ____________ __, 20__ between FEDNAT HOLDING COMPANY, a Florida corporation (hereinafter called the “Company”), having its principal office at 14050 N.W. 14th Street, Suite 180, Sunrise, Florida 33323, and ______________________, as Trustee (hereinafter called the “Trustee”).

REIMBURSEMENT CONTRACT Effective: June 1, 2018 (Contract) between FEDERATED NATIONAL INSURANCE COMPANY (Company) NAIC # 10790
Reimbursement Contract • May 8th, 2018 • FEDERATED NATIONAL HOLDING Co • Fire, marine & casualty insurance • Florida

The Legislature of the State of Florida has enacted Section 215.555, Florida Statutes (Statute), which directs the SBA to administer the FHCF. This Contract, consisting of the principal document entitled Reimbursement Contract, addressing the mandatory FHCF coverage, and Addenda, is subject to the Statute and to any administrative rule adopted pursuant thereto, and is not intended to be in conflict therewith. All provisions in the principal document are equally applicable to each Addendum unless specifically superseded by one of the Addenda.

LOGO] 21st CENTURY HOLDING COMPANY
21st Century Holding Co • March 31st, 2005 • Fire, marine & casualty insurance • Florida
2,051,283 Shares* FEDERATED NATIONAL HOLDING COMPANY Common Stock UNDERWRITING AGREEMENT
Underwriting Agreement • August 1st, 2014 • Federated National Holding Co • Fire, marine & casualty insurance • Florida

Federated National Holding Company, a Florida corporation (the “Company”), proposes, subject to the terms and conditions stated herein, to issue and sell to the several Underwriters named in Schedule I hereto (the “Underwriters”), an aggregate of 2,051,283 shares of its Common Stock, par value $0.01 per share (the “Common Stock”). The aggregate of 2,051,283 shares to be purchased from the Company are called the “Firm Shares.” In addition, the Company has agreed to sell to the Underwriters, upon the terms and conditions stated herein, up to an additional 307,692 shares of Common Stock (the “Additional Shares”) to cover over-allotments by the Underwriters, if any. The Firm Shares and the Additional Shares are collectively referred to in this Agreement as the “Shares.” Raymond James & Associates, Inc. is acting as the representative of the several Underwriters and in such capacity is referred to in this Agreement as the “Representative.”

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Contract
FedNat Holding Co • November 9th, 2021 • Fire, marine & casualty insurance

21\F7V1120 Excess Catastrophe Reinsurance Contract Effective: June 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Baton Rouge, Louisiana _______________________ Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed. Redactions are indicated by [***]. 21\F7V1120 Table of Contents Article Page 1 Classes of Business Reinsured 1 2 Commencement and Termination 1 3 Territory 3 4 Exclusions 3 5 Retention and Limit 4 6 Florida Hurricane Catastrophe Fund 5 7 Other Reinsurance 5 8 Definitions 5 9 Loss Occurrence 6 10 Loss Notices and Settlements 8 11 Cash Call 9 12 Salvage and Subrogation 9 13 Reinsurance Premium 9 14 Sanctions 9 15 Late Payments 10 16 Offset 11 17 Severability of Interests and Obligations 11 18 Access to Records 12 19 Liability of the Reinsurer 12 20 Net Retained Lines (BR

BETWEEN
Sale and Assignment Agreement • October 7th, 1998 • 21st Century Holding Co • Fire, marine & casualty insurance • Colorado
RECITALS
Employment Agreement • September 17th, 1998 • 21st Century Holding Co • Florida
WITNESSETH;
Fourth Modification Agreement • March 29th, 2002 • 21st Century Holding Co • Fire, marine & casualty insurance
RECITALS
Employment Agreement • September 17th, 1998 • 21st Century Holding Co • Florida
Contract
FedNat Holding Co • November 9th, 2021 • Fire, marine & casualty insurance

21\F7V1136 Sixth Layer Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana _______________________ Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed. Redactions are indicated by [***]. 21\F7V1136 Table of Contents Article Page 1 Coverage 1 2 Commencement and Termination 1 3 Concurrency of Conditions 3 4 Premium 3 5 Sanctions 4 6 Loss Notices and Settlements 4 7 Late Payments 4 8 Offset 5 9 Severability of Interests and Obligations 6 10 Access to Records 6 11 Errors and Omissions (BRMA 14F) 6 12 Currency (BRMA 12A) 7 13 Taxes (BRMA 50B) 7 14 Federal Excise Tax (BRMA 17D) 7 15 Reserves 7 16 Insolvency 9 17 Arbitration 9 18 Service of Suit (BRMA 49C) 10 19 Severability (BRMA 72E) 11 20 Governing Law (BRMA 71B) 11 21

REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • May 2nd, 2006 • 21st Century Holding Co • Fire, marine & casualty insurance • Florida

THIS REGISTRATION RIGHTS AGREEMENT, dated as of September 29, 2004 (the “Agreement”), is entered into by and among 21st Century Holding Company, a Florida corporation (the “Company”), J. Giordano Securities, LLC (the “Placement Agent”), and the Holders (the “Investors”) of the Company’s 6% Senior Subordinated Notes due September ____, 2007 (the “Notes”), and Warrants (the “Warrants”) as set forth on Exhibit A hereto.

RECITALS
Indemnification Agreement • September 17th, 1998 • 21st Century Holding Co • Florida
between
Interests and Liabilities Contract • October 24th, 2003 • 21st Century Holding Co • Fire, marine & casualty insurance
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