Warwick Community Bancorp Inc Sample Contracts

Exhibit 4.1 RIGHTS AGREEMENT
Rights Agreement • October 18th, 2000 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered • Delaware
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BY-LAWS OF
Warwick Community Bancorp Inc • March 23rd, 2001 • Savings institutions, not federally chartered
EXHIBIT 10.19 STOCK OPTION PLAN OF WARWICK COMMUNITY BANCORP, INC. AMENDED AND RESTATED STOCK OPTION AGREEMENT FOR DIRECTORS
Stock Option Agreement • March 15th, 2002 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered • New York
SECTION 2. EMPLOYMENT PERIOD; REMAINING UNEXPIRED EMPLOYMENT PERIOD.
Employment Agreement • August 10th, 2001 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered • New York
LOAN AGREEMENT BY AND BETWEEN
Loan Agreement • August 31st, 1998 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered • New York
W I T N E S S E T H :
Employment Agreement • August 31st, 1998 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered • New York
Common Stock (par value $.01 per share)
Agency Agreement • October 30th, 1997 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered • New York
Exhibit 4.6 ----------- STOCK OPTION PLAN OF WARWICK COMMUNITY BANCORP, INC. STOCK OPTION AGREEMENT FOR EMPLOYEES
Stock Option Agreement • June 24th, 1999 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered • New York
TRUST AGREEMENT BETWEEN
Trust Agreement • August 31st, 1998 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered
AGREEMENT
Agreement • March 15th, 2002 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered • New York
TRUST AGREEMENT BETWEEN
Trust Agreement • August 31st, 1998 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered
SECTION 2. EMPLOYMENT PERIOD; REMAINING UNEXPIRED EMPLOYMENT PERIOD.
Employment Agreement • March 31st, 2000 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered • New York
BETWEEN
Trust Agreement • November 21st, 1997 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered • New York
EXHIBIT 10.20 STOCK OPTION PLAN OF WARWICK COMMUNITY BANCORP, INC. AMENDED AND RESTATED STOCK OPTION AGREEMENT FOR EMPLOYEES
Stock Option Agreement for Employees • March 15th, 2002 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered • New York
AMENDMENT NO. ONE TO THE RIGHTS AGREEMENT dated as of October 17, 2000 between WARWICK COMMUNITY BANCORP, INC. and REGISTRAR AND TRANSFER COMPANY as Rights Agent
The Rights Agreement • September 18th, 2002 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered

WHEREAS, the purpose of this document (this "Amendment") is to amend the Rights Agreement, dated as of October 17, 2000, between Warwick Community Bancorp, Inc. and Registrar and Transfer Company, as Rights Agent (the "Rights Agreement"); and

THE WARWICK SAVINGS BANK Bank and Indemnitee INDEMNIFICATION AGREEMENT Dated as of
Indemnification Agreement • March 15th, 2004 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered • New York

This Agreement is made as of 2 , by and between The Warwick Savings Bank, a New York State chartered mutual savings bank having its principal office at 18 Oakland Avenue, Warwick, New York 10990 (the "Bank"), and ____________________________, residing at _______________________________________________________ (the "Indemnitee").

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Amendment No. 1 to Employment Agreement Dated May 1, 2001 By and Between Warwick Community Bancorp, Inc. and Fred G. Kowal
Employment Agreement • November 14th, 2002 • Warwick Community Bancorp Inc • Savings institutions, not federally chartered

Whereas, Warwick Community Bancorp, Inc. ("Company") and Fred G. Kowal ("Executive") have entered into an employment agreement dated May 1, 2001("Agreement"); and

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