Common use of Withdrawals of Account Clause in Contracts

Withdrawals of Account. Value will be allowed during the life of this Contract without being subject to CDSC, if the withdrawal is for one of the following reasons: . To make a payment due to a Participant's death, disability, retirement or termination of employment, excluding termination of employment due to Plan termination, plant shutdown or any other program instituted by the Participant's employer which would reduce the work force by more than 20%; . To make a payment for a Participant hardship situation as allowed by the Plan; . To make a payment pursuant to a Qualified Domestic Relations Order (QDRO); . To purchase an annuity option under Article 5. A withdrawal from the Account Value, for any reason outlined in this Section, will not be subject to the provisions of Sections 4.03, 4.06 or 4.07.

Withdrawals of Account. Value will be allowed during the life of this Contract without being subject to CDSC, if the withdrawal is for one of the following reasons: . To make a payment due to a the Participant's death, disability, retirement or termination of employmentemploy ment, excluding termination of employment due to Plan termination, plant shutdown or any other program instituted by the Participant's employer which would reduce the work force by more than 20%; . To make a payment for a Participant hardship situation as allowed by the Plan; . To make a payment pursuant to a Qualified Domestic Relations Order (QDRO); . To purchase an annuity option under Article 56. A withdrawal from the Account Value, for any reason outlined in this Section, will not be subject to the provisions of Sections 4.03, 4.06 or 4.07.

Withdrawals of Account. Value will be allowed during the life of this Contract without being subject to CDSC, if the withdrawal is for one of the following reasons: . To make a payment due to a the Participant's death, disability, retirement or termination of employment, excluding termination of employment due to Plan termination, plant shutdown or any other program instituted by the Participant's employer which would reduce the work force by more than 20%; . To make a payment for a Participant hardship situation as allowed by the Plan; . To make a payment pursuant to a Qualified Domestic Relations Order (QDRO); . To purchase an annuity option under Article 56. A withdrawal from the Account Value, for any reason outlined in this Section, will not be subject to the provisions of Sections 4.03, 4.06 or 4.07.

Withdrawals of Account. Value will be allowed during the life of this Contract without being subject to CDSC, if the withdrawal is for one of the following reasons: . * To make a payment due to a the Participant's death, disability, retirement or termination of employment, excluding termination of employment due to Plan termination, plant shutdown or any other program instituted by the Participant's employer which would reduce the work force by more than 20%; . * To make a payment for a Participant hardship situation as allowed by the Plan; . * To make a payment pursuant to a Qualified Domestic Relations Order (QDRO); . * To purchase an annuity option under Article 56. A withdrawal from the Account Value, for any reason outlined in this Section, will not be subject to the provisions of Sections 4.03, 4.06 or 4.07.