Common use of When You Are Covered by More Than One Insurer Clause in Contracts

When You Are Covered by More Than One Insurer. Covered benefits provided under any other plan will always be paid before the benefits under our plan if that insurer does not use a similar coordination of benefits rule to determine coverage. The plan without the coordination of benefits provision will always be the primary plan. Benefits under another plan include all benefits that would be paid if claims had been submitted for them. If you are covered by more than one plan and both insurers use similar coordination of benefits rules to determine coverage, we use the following conditions to determine which plan covers you first:  whether you are the main subscriber or a dependent;  if married, whether you or your spouse was born earlier in the year;  the length of time each spouse has been covered;  if a parental custody or divorce decree applies; or  if Medicare is your other coverage. If so, then Medicare guidelines apply.

When You Are Covered by More Than One Insurer. Covered benefits provided under any other plan will always be paid before the benefits under our plan if that insurer does not use a similar coordination of benefits rule to determine coverage. The plan without the coordination of benefits provision will always be the primary plan. Benefits under another plan include all benefits that would be paid if claims had been submitted for them. If you are covered by more than one plan and both insurers use similar coordination of benefits rules to determine coverage, we use the following conditions to determine which plan covers you first:  • whether you are the main subscriber or a dependent;  • if married, whether you or your spouse was born earlier in the year;  the OR • length of time each spouse has been covered;  if a parental custody or divorce decree applies; or  if Medicare is your other coverage. If so, then Medicare guidelines apply.

When You Are Covered by More Than One Insurer. Covered benefits provided under any other plan will always be paid before the benefits under our plan if that insurer does not use a similar coordination of benefits rule to determine coverage. The plan without the coordination of benefits provision will always be the primary plan. Benefits under another plan include all benefits that would be paid if claims had been submitted for them. If you are covered by more than one plan and both insurers use similar coordination of benefits rules to determine coverage, we use the following conditions to determine which plan covers you first:  • whether you are the main subscriber or a dependent;  • if married, whether you or your spouse was born earlier in the year;  • the length of time each spouse has been covered;  • if a parental custody or divorce decree applies; or  • if Medicare is your other coverage. If so, then Medicare guidelines apply.

When You Are Covered by More Than One Insurer. Covered benefits provided under any other plan will always be paid before the benefits under our plan if that insurer does not use a similar coordination of benefits rule to determine coverage. The plan without the coordination of benefits provision will always be the primary plan. Benefits under another plan include all benefits that would be paid if claims had been submitted for them. If you are covered by more than one plan and both insurers use similar coordination of benefits rules to determine coverage, we use the following conditions to determine which plan covers you first:  whether you are the main subscriber or a dependent;  if married, whether you or your spouse was born earlier in the year; OR  the length of time each spouse has been covered;  if a parental custody or divorce decree applies; or  if Medicare is your other coverage. If so, then Medicare guidelines apply.

When You Are Covered by More Than One Insurer. Covered benefits provided under any other plan will always be paid before the benefits under our plan if that insurer does not use a similar coordination of benefits rule to determine coverage. The plan without the coordination of benefits provision will always be the primary plan. Benefits under another plan include all benefits that would be paid if claims had been submitted for them. If you are covered by more than one plan and both insurers use similar coordination of benefits rules to determine coverage, we use the following conditions to determine which plan covers you first:  • whether you are the main subscriber or a dependent;  • if married, whether you or your spouse was born earlier in the year;  the length of time each spouse has been covered;  • if a parental custody or divorce decree applies; or  • if Medicare is your other coverage. If so, then Medicare guidelines apply.

When You Are Covered by More Than One Insurer. Covered benefits provided under any other plan will always be paid before the benefits under our plan if that insurer does not use a similar coordination of benefits rule to determine coverage. The plan without the coordination of benefits provision will always be the primary plan. Benefits under another plan include all benefits that would be paid if claims had been submitted for them. If you are covered by more than one plan and both insurers use similar coordination of benefits rules to determine coverage, we use the following conditions to determine which plan covers you first:  whether you are the main subscriber or a dependent;  if married, whether you or your spouse was born earlier in the year;  the length of time each spouse has been covered;  if a parental custody or divorce decree applies; or  if Medicare is your other coverage. If so, then Medicare guidelines apply.

When You Are Covered by More Than One Insurer. Covered benefits provided under any other plan will always be paid before the benefits under our plan if that insurer does not use a similar coordination of benefits rule to determine coverage. The plan without the coordination of benefits provision will always be the primary plan. Benefits under another plan include all benefits that would be paid if claims had been submitted for them. If you are covered by more than one plan and both insurers use similar coordination of benefits rules to determine coverage, we use the following conditions to determine which plan covers you first:  • whether you are the main subscriber or a dependent;  • if married, whether you or your spouse was born earlier in the year;  the OR • length of time each spouse has been covered;  if a parental custody or divorce decree applies; or  if Medicare is your other coverage. If so, then Medicare guidelines apply.