Common use of Vehicle Damage Clause in Contracts

Vehicle Damage. The insurance applies to damage caused by: • traffic accident • other external accident • intentional damage by a third party. The insurance does not cover: • damage caused from inside the vehicle, such as mice causing damage to the vehicle • damage due to wear and tear, rust, corrosion, cold, damp or moisture and lack of maintenance • costs which can be reimbursed under the vehicle damage guarantee • damage to a part of the vehicle caused by a defect in design, manufacture, or materials. • The vehicle must not be used in conditions which place abnormal stress on the vehicle. • The maximum load and maximum towing capacity of the vehicle must not be exceeded.