Common use of USE OF PERSONAL Clause in Contracts

USE OF PERSONAL. Identification Number (“PIN”) with the Card You understand that an ATM is an automated teller. It can and will perform many of the same tasks as a human teller. You acknowledge that the PIN which you use with the Card(s) has the same effect as your signature and identifies the bearer of the Card(s) to the STARSM and PLUS® systems, ATM or other ATM networks. This authenticates and validates the directions given just as your signature and other proof identify you and authenticate and validate your directions to a human teller. You also understand that a merchant which accepts the Card(s) for a purchase transaction may have an electronic terminal (merchant operated or self service) which requires the use of your PIN, and when your PIN is used at a merchant’s terminal, it will authenticate and validate the directions given just as your actual signature will authenticate and validate your directions given to us. You acknowledge that your PIN is an identification code that is personal and confidential and that the use of the PIN with the Card(s) is a security method by which we are helping you to maintain the security of your account(s). Therefore, YOU AGREE TO TAKE ALL REASONABLE PRECAUTIONS NECESSARY TO PREVENT OTHERS FROM LEARNING YOUR PIN. You agree that this Agreement sets forth commercially reasonable security procedures to verify the authenticity of any instructions, transfers or other transactions relating to the use of the Card(s).

USE OF PERSONAL. Identification Number (“PIN”) with the Card You understand that an ATM is an automated teller. It can and will perform many of the same tasks as a human teller. You acknowledge that the Personal Identification Number or PIN which you use with the Card(s) has the same effect as is your signature and identifies the bearer of the Card(s) to the STARSM and PLUS® systemsSTAR, PLUS system, ATM or and other ATM networksnetwork. This authenticates and validates the directions given just as your signature and other proof identify you and authenticate and validate your directions to a human teller. You also understand that a merchant Merchant which accepts the Card(s) for a purchase Purchase transaction may have an electronic terminal (merchant Merchant operated or self service) which requires the use of your PIN, and when your PIN is used at a merchantMerchant’s terminal, it will authenticate and validate the directions given just as your actual signature will authenticate and validate your directions given to us. You acknowledge that your PIN is an identification code that is personal and confidential and that the use of the PIN with the Card(s) is a security method by which we are helping you to maintain the security of your account(s). Therefore, YOU AGREE TO TAKE ALL REASONABLE PRECAUTIONS NECESSARY SO THAT NO ONE ELSE LEARNS YOUR PIN OR HAS UNAUTHORIZED ACCESS TO PREVENT OTHERS FROM LEARNING YOUR PINTHE CARD(S). You agree that this Agreement sets forth commercially reasonable security procedures to verify the authenticity of any instructionsinstruction, transfers transfer or other transactions transaction relating to the use of the Card(s).

USE OF PERSONAL. Identification Number (“PIN”) with the Card You understand that an ATM is an automated teller. It can and will perform many of the same tasks as a human teller. You acknowledge that the PIN which you use with the Card(scard(s) has the same effect as your signature and identifies the bearer of the Card(scard(s) to the STARSM STAR and PLUS® PLUS systems, ATM or other ATM networks. This authenticates and validates the directions given just as your signature and other proof identify you and you, authenticate and validate your directions to a human teller. You also understand that a merchant which accepts the Card(scard(s) for a purchase transaction may have an electronic terminal (merchant operated or self self-service) which requires the use of your PIN, and when your PIN is used at a merchant’s terminal, it will authenticate and validate the directions given given, just as your actual signature will authenticate and validate your directions given to us. You acknowledge that your PIN is an identification code that is personal and confidential confidential, and that the use of the PIN with the Card(scard(s) is a security method by which we are helping you to maintain the security of your account(sAccount(s). Therefore, YOU AGREE TO TAKE ALL REASONABLE PRECAUTIONS NECESSARY TO PREVENT OTHERS FROM LEARNING YOUR PIN. You agree that this Electronic Funds Transfer Agreement and Disclosure sets forth commercially reasonable security procedures to verify the authenticity of any instructions, transfers or other transactions relating to the use of the Card(s).

USE OF PERSONAL. Identification Number (“PIN”) with the Card You understand that an ATM is an automated teller. It can and will perform many of the same tasks as a human teller. You acknowledge that the PIN which you use with the Card(s) has the same effect as your signature and identifies the bearer of the Card(s) to the STARSM STAR and PLUS® PLUS systems, ATM or other ATM networks. This authenticates and validates the directions given just as your signature and other proof identify you and authenticate and validate your directions to a human teller. You also understand that a merchant which accepts the Card(s) for a purchase Purchase transaction may have an electronic terminal (merchant operated or self self-service) which requires the use of your PIN, and when your PIN is used at a merchant’s terminal, it will authenticate and validate the directions given just as your actual signature will authenticate and validate your directions given to us. You acknowledge that your PIN is an identification code that is personal and confidential and that the use of the PIN with the Card(s) is a security method by which we are helping you to maintain the security of your account(s). Therefore, YOU AGREE TO TAKE ALL REASONABLE PRECAUTIONS NECESSARY TO PREVENT OTHERS FROM LEARNING YOUR PIN. You agree that this Agreement Electronic Funds Transfer Disclosure sets forth commercially reasonable security procedures to verify the authenticity of any instructions, transfers or other transactions relating to the use of the Card(s).