Common use of UNIFORM SECURED NOTE Clause in Contracts

UNIFORM SECURED NOTE. This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Lender under this Note, a Mortgage, Deed of Trust, or Security Deed (the “Security Instrument”), dated the same date as this Note, protects the Lender from possible losses which might result if Borrower does not keep the promises which Borrower makes in this Note. That Security Instrument describes how and under what conditions Borrower may be required to make immediate payment in full of all amounts Borrower owes under this Note. Some of those conditions are described as follows: If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without ▇▇▇▇▇▇’s prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. «{$IF(PropertyData.PropertyAddress.State|»«{$IF(PropertyData.PropertyAddress.State|» «SIG» This is to certify that this is the Note described in and secured by a Deed of Trust dated «207», on the Property located in My Commission Expires: Notary Public This Agreement is made this day of , by and between «7» «13» (the “Lender”) and «110» (the “Borrower”) and modifies and amends certain terms of ▇▇▇▇▇▇▇▇’s indebtedness evidenced by a Promissory Note (the “Note”) to Lender dated «207», which is secured by a mortgage, deed of trust or security deed or similar instrument (the “Security Instrument”) of the same date and covering the property described in the Security Instrument (the “Property”) and located at: « 84», « 85», « 90» « 87» In consideration of ▇▇▇▇▇▇▇▇’s exercise of ▇▇▇▇▇▇▇▇’s option to convert Borrower’s variable interest rate revolving line of credit Loan to another interest rate loan without revolving line of credit provisions pursuant to the provisions of the Note and to the Security Instrument, the Note is hereby modified and amended as follows: I Sections 9A and 9C of the “Revolving Line of Credit Variable Rate Provisions” of the Note are deleted in full and the following is inserted in its place: [Insert interest rate provisions of the applicable loan product.] II Section 9B is changed to read: III Prepayment. [Select and insert the appropriate provision associated with the applicable loan product] In addition to the modifications to the Note stated above, Borrower understands that, upon ▇▇▇▇▇▇▇▇’s signing of this Agreement, Lender will have the option to require immediate payment in full of all sums secured by the Security Instrument if all or any part of the Property or any interest in it is sold or transferred without ▇▇▇▇▇▇’s prior written consent, as provided in the Security Instrument. Except as stated in this Agreement, Borrower’s promise to pay and the covenants and agreements under the Note and under the Security Instrument continue without change.

UNIFORM SECURED NOTE. This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Lender under this Note, a Mortgage, Deed of Trust, or Security Deed (the “Security Instrument”), dated the same date as this Note, protects the Lender from possible losses which might result if Borrower does not keep the promises which Borrower makes in this Note. That Security Instrument describes how and under what conditions Borrower may be required to make immediate payment in full of all amounts Borrower owes under this Note. Some of those conditions are described as follows: If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without ▇▇▇▇▇▇’s prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. «{$IF(PropertyData.PropertyAddress.State|»«{$IF(PropertyData.PropertyAddress.State|» «SIG» This is to certify that this is the Note described in and secured by a Deed of Trust dated «207», on the Property located in My Commission Expires: Notary Public This Agreement is made this day of , by and between «7» «13» (the “Lender”) and «110» (the “Borrower”) and modifies and amends certain terms of ▇▇▇▇▇▇▇▇’s indebtedness evidenced by a Promissory Note (the “Note”) to Lender dated «207», which is secured by a mortgage, deed of trust or security deed or similar instrument (the “Security Instrument”) of the same date and covering the property described in the Security Instrument (the “Property”) and located at: « 84», « 85», « 90» « 87» In consideration of ▇▇▇▇▇▇▇▇’s exercise of ▇▇▇▇▇▇▇▇’s option to convert Borrower’s variable interest rate revolving line of credit Loan to another interest rate loan without revolving line of credit provisions pursuant to the provisions of the Note and to the Security Instrument, the Note is hereby modified and amended as follows: I Sections 9A and 9C of the “Revolving Line of Credit Variable Rate Provisions” of the Note are deleted in full and the following is inserted in its place: [Insert interest rate provisions of the applicable loan product.] II Section 9B is changed to read: III Prepayment. [Select and insert the appropriate provision associated with the applicable loan product] In addition to the modifications to the Note stated above, Borrower understands that, upon ▇▇▇▇▇▇▇▇’s signing of this Agreement, Lender will have the option to require immediate payment in full of all sums secured by the Security Instrument if all or any part of the Property or any interest in it is sold or transferred without ▇▇▇▇▇▇’s prior written consent, as provided in the Security Instrument. Except as stated in this Agreement, Borrower’s promise to pay and the covenants and agreements under the Note and under the Security Instrument continue without change.

UNIFORM SECURED NOTE. This Note note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections protection given to the Lender Note Holder under this Note, a Mortgage, Deed of Trust, Trust or Security Deed (the “"Security Instrument”"), dated the same date as this Note, protects the Lender Note Holder from possible losses which might result if Borrower does I do not keep the promises promise which Borrower makes I make in this Note. That Security Instrument describes how and under what conditions Borrower I may be required to make immediate payment in full of all amounts Borrower owes I owe under this Note. Some of those conditions are described as follows: Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or any Interest interest in the Property it is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) transferred and Borrower is not a natural person), without ▇▇▇▇▇▇’s 's prior written consent, Lender may may, at its option require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Lawfederal law as of the date of this Security Instrument. «{$IF(PropertyData.PropertyAddress.State|»«{$IF(PropertyData.PropertyAddress.State|» «SIG» This If lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date notice is to certify that this is the Note described in and delivered or mailed within which Borrower must pay all sums secured by a Deed of Trust dated «207», on the Property located in My Commission Expires: Notary Public This Agreement is made this day of , by and between «7» «13» (the “Lender”) and «110» (the “Borrower”) and modifies and amends certain terms of Security Instrument. If ▇▇▇▇▇▇▇▇’s indebtedness evidenced ▇ fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by a Promissory Note this Security Instrument without further notice or demand on Borrower. ________________________________(Seal) -Borrower Soc. Sec. # ______________________ _________________________________(Seal) -Borrower Soc. Sec. # ______________________ THIS RIDER is made this _____ day of ____________, 20____, and is incorporated into and shall be deemed to amend and supplement the “Note”) Mortgage, Deed of Trust, or Deed to Lender dated «207», which is secured by a mortgage, deed of trust or security deed or similar instrument Secure Debt (the “Security Instrument”) of the same date given by the undersigned (the “Borrower”) to secure Borrower’s Note to _________________________ (the “Lender”) of the same date (the “Note”) and covering the property described in the Security Instrument (the “Property”) and located at: « 84», « 85», « 90» « 87» In consideration of ▇▇▇▇▇▇▇▇’s exercise of ▇▇▇▇▇▇▇▇’s option to convert Borrower’s variable interest rate revolving line of credit Loan to another interest rate loan without revolving line of credit provisions pursuant to the provisions of the Note and to the Security Instrument, the Note is hereby modified and amended as follows: I Sections 9A and 9C of the “Revolving Line of Credit Variable Rate Provisions” of the Note are deleted in full and the following is inserted in its place: [Insert interest rate provisions of the applicable loan product.] II Section 9B is changed to read: III Prepayment. [Select and insert the appropriate provision associated with the applicable loan product] In addition to the modifications to the Note stated above, Borrower understands that, upon ▇▇▇▇▇▇▇▇’s signing of this Agreement, Lender will have the option to require immediate payment in full of all sums secured by the Security Instrument if all or any part of the _________________________________ _________________________________ (Property or any interest in it is sold or transferred without ▇▇▇▇▇▇’s prior written consent, as provided in the Security Instrument. Except as stated in this Agreement, Borrower’s promise to pay and the covenants and agreements under the Note and under the Security Instrument continue without change.Address)

UNIFORM SECURED NOTE. This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Lender under this Note, a Mortgage, Deed of Trust, or Security Deed (the “Security Instrument”), dated the same date as this Note, protects the Lender from possible losses which might result if Borrower does not keep the promises which Borrower makes in this Note. That Security Instrument describes how and under what conditions Borrower may be required to make immediate payment in full of all amounts Borrower owes under this Note. Some of those conditions are described as follows: If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without ▇▇▇▇▇▇’s prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. «{$IF(PropertyData.PropertyAddress.State|»«{$IF(PropertyData.PropertyAddress.State|» «SIG» This is to certify that this is the Note described in and secured by a Deed of Trust dated «207», on the Property located in My Commission Expires: Notary Public This Agreement is made this day of , by and between «7» «13» (the “Lender”) and «110» (the “Borrower”) and modifies and amends certain terms of ▇▇▇▇▇▇▇▇’s indebtedness evidenced by a Promissory Note (the “Note”) to Lender dated «207», which is secured by a mortgage, deed of trust or security deed or similar instrument (the “Security Instrument”) of the same date and covering the property described in the Security Instrument (the “Property”) and located at: « 84», « 85», « 90» « 87» In consideration of ▇▇▇▇▇▇▇▇’s exercise of ▇▇▇▇▇▇▇▇’s option to convert Borrower’s variable interest rate revolving line of credit Loan to another interest rate loan without revolving line of credit provisions pursuant to the provisions of the Note and to the Security Instrument, the Note is hereby modified and amended as follows: I Sections 9A and 9C of the “Revolving Line of Credit Variable Rate Provisions” of the Note are deleted in full and the following is inserted in its place: [Insert interest rate provisions of the applicable loan product.] II Section 9B is changed to read: III Prepayment. [Select and insert the appropriate provision associated with the applicable loan product] In addition to the modifications to the Note stated above, Borrower understands that, upon ▇▇▇▇▇▇▇▇’s signing of this Agreement, Lender will have the option to require immediate payment in full of all sums secured by the Security Instrument if all or any part of the Property or any interest in it is sold or transferred without ▇▇▇▇▇▇’s prior written consent, as provided in the Security Instrument. Except as stated in this Agreement, Borrower’s promise to pay and the covenants and agreements under the Note and under the Security Instrument continue without change.:

UNIFORM SECURED NOTE. This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Lender under this Note, a Mortgage, Deed of Trust, or Security Deed (the “Security Instrument”), dated the same date as this Note, protects the Lender from possible losses which might result if Borrower does not keep the promises which Borrower makes in this Note. That Security Instrument describes how and under what conditions Borrower may be required to make immediate payment in full of all amounts Borrower owes under this Note. Some of those conditions are described as follows: If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without ▇▇▇▇▇▇’s prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. «{$IF(PropertyData.PropertyAddress.State|»«{$IF(PropertyData.PropertyAddress.State|» «SIG» This is to certify that ‘NE VARIETUR’ for identification with an Act of Mortgage passed before me this is the Note described in and secured by a Deed , . day of Trust dated «207», on the Property located in My Commission Expires: Notary Public (Name): This Agreement is made this day of , by and between «7» «13» (the “Lender”) and «110» (the “Borrower”) and modifies and amends certain terms of ▇▇▇▇▇▇▇▇’s indebtedness evidenced by a Promissory Note (the “Note”) to Lender dated «207», which is secured by a mortgage, deed of trust or security deed or similar instrument (the “Security Instrument”) of the same date and covering the property described in the Security Instrument (the “Property”) and located at: « 84», « 85», « 90» « 87» In consideration of ▇▇▇▇▇▇▇▇’s exercise of ▇▇▇▇▇▇▇▇’s option to convert Borrower’s variable interest rate revolving line of credit Loan to another interest rate loan without revolving line of credit provisions pursuant to the provisions of the Note and to the Security Instrument, the Note is hereby modified and amended as follows: I Sections 9A and 9C of the “Revolving Line of Credit Variable Rate Provisions” of the Note are deleted in full and the following is inserted in its place: [Insert interest rate provisions of the applicable loan product.] II Section 9B is changed to read: III Prepayment. [Select and insert the appropriate provision associated with the applicable loan product] In addition to the modifications to the Note stated above, Borrower understands that, upon ▇▇▇▇▇▇▇▇’s signing of this Agreement, Lender will have the option to require immediate payment in full of all sums secured by the Security Instrument if all or any part of the Property or any interest in it is sold or transferred without ▇▇▇▇▇▇’s prior written consent, as provided in the Security Instrument. Except as stated in this Agreement, Borrower▇▇▇▇▇▇▇▇’s promise to pay and the covenants and agreements under the Note and under the Security Instrument continue without change.

UNIFORM SECURED NOTE. This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Lender under this Note, a Mortgage, Deed of Trust, or Security Deed (the “Security Instrument”), dated the same date as this Note, protects the Lender from possible losses which might result if Borrower does not keep the promises which Borrower makes in this Note. That Security Instrument describes how and under what conditions Borrower may be required to make immediate payment in full of all amounts Borrower owes under this Note. Some of those conditions are described as follows: If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without ▇▇▇▇▇▇’s prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. «{$IF(PropertyData.PropertyAddress.State|»«{$IF(PropertyData.PropertyAddress.State|» «SIG» This is to certify that this is the Note described in and secured by a Deed of Trust dated «207», on the Property located in My Commission Expires: Notary Public This Agreement is made this day of , by and between «7» «13» (the “Lender”) and «110» (the “Borrower”) and modifies and amends certain terms of ▇▇▇▇▇▇▇▇’s indebtedness evidenced by a Promissory Note (the “Note”) to Lender dated «207», which is secured by a mortgage, deed of trust or security deed or similar instrument (the “Security Instrument”) of the same date and covering the property described in the Security Instrument (the “Property”) and located at: « 84», « 85», « 90» « 87» In consideration of ▇▇▇▇▇▇▇▇’s exercise of ▇▇▇▇▇▇▇▇’s option to convert Borrower’s variable interest rate revolving line of credit Loan to another interest rate loan without revolving line of credit provisions pursuant to the provisions of the Note and to the Security Instrument, the Note is hereby modified and amended as follows: I Sections 9A and 9C of the “Revolving Line of Credit Variable Rate Provisions” of the Note are deleted in full and the following is inserted in its place: [Insert interest rate provisions of the applicable loan product.] II Section 9B is changed to read: III Prepayment. [Select and insert the appropriate provision associated with the applicable loan product] In addition to the modifications to the Note stated above, Borrower understands that, upon ▇▇▇▇▇▇▇▇’s signing of this Agreement, Lender will have the option to require immediate payment in full of all sums secured by the Security Instrument if all or any part of the Property or any interest in it is sold or transferred without ▇▇▇▇▇▇’s prior written consent, as provided in the Security Instrument. Except as stated in this Agreement, Borrower▇▇▇▇▇▇▇▇’s promise to pay and the covenants and agreements under the Note and under the Security Instrument continue without change.

UNIFORM SECURED NOTE. This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Lender Note Holder under this Note, a Mortgage, Deed of Trust, or Security Deed (the “Security Instrument”), dated the same date as this Note, protects the Lender Note Holder from possible losses which might result if Borrower does I do not keep the promises which Borrower makes I make in this Note. That Security Instrument describes how and under what conditions Borrower I may be required to make immediate payment in full of all amounts Borrower owes I owe under this Note. Some of those conditions are described as follows: If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without ▇▇▇▇▇▇’s prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. «{$IF(PropertyData.PropertyAddress.State|»«{$IF(PropertyData.PropertyAddress.State|» «SIG» This If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is to certify that this is the Note described given in and accordance with Section 15 within which Borrower must pay all sums secured by a Deed of Trust dated «207», on the Property located in My Commission Expires: Notary Public This Agreement is made this day of , by and between «7» «13» (the “Lender”) and «110» (the “Borrower”) and modifies and amends certain terms of Security Instrument. If ▇▇▇▇▇▇▇▇’s indebtedness evidenced ▇ fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by a Promissory Note (the “Note”) to Lender dated «207», which is secured by a mortgage, deed of trust or security deed or similar instrument (the “Security Instrument”) of the same date and covering the property described in the this Security Instrument without further notice or demand on Borrower. WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED. The following information, as further defined below, is provided in accordance with Virginia law: This Deed ofrTust is given by as Borrower (trustor), to as Trustee, for the “Property”) and located at: « 84»benefit of Mortgage Electronic Registration Systems, « 85»Inc., « 90» « 87» In consideration of ▇▇▇▇▇▇▇▇’s exercise of ▇▇▇▇▇▇▇▇’s option to convert Borrower’s variable interest rate revolving line of credit Loan to another interest rate loan without revolving line of credit provisions pursuant to the provisions of the Note and to the Security Instrument, the Note is hereby modified and amended as follows: I Sections 9A and 9C of the “Revolving Line of Credit Variable Rate Provisions” of the Note are deleted beneficiary. DEFINITIONS Words used in full and the following is inserted in its place: [Insert interest rate provisions of the applicable loan product.] II Section 9B is changed to read: III Prepayment. [Select and insert the appropriate provision associated with the applicable loan product] In addition to the modifications to the Note stated above, Borrower understands that, upon ▇▇▇▇▇▇▇▇’s signing multiple sections of this Agreementdocument are defined below and other words are defined in Sections 3, Lender will have 11, 13, 18, 20 and 21. Certain rules regarding the option to require immediate payment usage of words used in full of all sums secured by the Security Instrument if all or any part of the Property or any interest in it is sold or transferred without ▇▇▇▇▇▇’s prior written consent, as this document are also provided in the Security Instrument. Except as stated in this Agreement, Borrower’s promise to pay and the covenants and agreements under the Note and under the Security Instrument continue without changeSection 16.