Common use of Unauthorized Use Clause in Contracts

Unauthorized Use. This Section shall apply to both Business Accounts and Consumer Accounts, except to the extent your liability regarding a Consumer Account may be limited by Applicable Law, including but not limited to the Electronic Funds Transfer Act and related federal regulations. YOU SHALL NOT PERMIT ANY UNAUTHORIZED USE. YOU ARE REQUIRED TO PROMPTLY NOTIFY BANK IN WRITING IF YOU HAVE ACTUAL KNOWLEDGE THAT THE SECURITY OF THE WEB SITE OR THE ONLINE BANKING SERVICES HAS BEEN COMPROMISED OR THAT THERE HAS BEEN ANY UNAUTHORIZED USE. YOU, THE MASTER USER, AND EACH SUB-USER, AND ANY OF YOUR OTHER AGENTS OR EMPLOYEES SHALL MAINTAIN THE HIGHEST POSSIBLE LEVEL OF CONFIDENTIALITY WITH REGARD TO ALL SECURITY DEVICES AND PROCEDURES. YOU ARE REQUIRED TO TAKE ALL STEPS NECESSARY TO PREVENT ACCESS TO SECURITY DEVICES AND PROCEDURES BY UNAUTHORIZED PERSONS. WE SHALL HAVE NO LIABILITY FOR YOUR INTERNAL SECURITY DEVICES AND PROCEDURES, AND YOU ASSUME FULL RESPONSIBILITY FOR (A) MAINTAINING THE CONFIDENTIALITY OF THE SECURITY DEVICES AND PROCEDURES; (B) THE ACTIONS OF ALL PERSONS USING THE SECURITY DEVICES AND PROCEDURES ISSUED TO YOU; AND (C) ALL UNAUTHORIZED USE. YOU AGREE TO HOLD US HARMLESS AND INDEMNIFY US AGAINST ANY AND ALL LIABILITIES ARISING OUT OF ANY UNAUTHORIZED USE. YOU SHALL BE BOUND BY ANY USE OF THE ONLINE BANKING SERVICES THAT IS PROCESSED BY US IN COMPLIANCE WITH OUR REQUIRED SECURITY DEVICES AND PROCEDURES WHETHER AUTHORIZED OR RESULTING FROM UNAUTHORIZED USE, INCLUDING BUT NOT LIMITED TO ANY PAYMENT ORDER SENT IN THE NAME OF CUSTOMER. Notwithstanding the foregoing, we agree that you will not be responsible for transactions which occur after you have notified us to block the login information, passwords, or other Security Devices and Procedures that were used to perform the transaction, and we have had a reasonable opportunity to do so. Thus, the sooner you notify us of a problem, the better you can minimize your losses. You may notify us at the telephone number and addresses listed in the Section titled “Notice”.

Unauthorized Use. This Section shall apply to both Business Accounts and Consumer Accounts, except to the extent your liability regarding a Consumer Account may be limited by Applicable Law, including but not limited to the Electronic Funds Transfer Act and related federal regulations. YOU SHALL NOT PERMIT ANY UNAUTHORIZED USE. YOU ARE REQUIRED TO PROMPTLY NOTIFY BANK IN WRITING IF YOU HAVE ACTUAL KNOWLEDGE THAT THE SECURITY OF THE WEB SITE OR THE ONLINE BANKING SERVICES HAS BEEN COMPROMISED OR THAT THERE HAS BEEN ANY UNAUTHORIZED USE. YOU, THE MASTER ADMINISTRATOR USER, AND EACH SUB-USER, AND ANY OF YOUR OTHER AGENTS OR EMPLOYEES SHALL MAINTAIN THE HIGHEST POSSIBLE LEVEL OF CONFIDENTIALITY WITH REGARD TO ALL SECURITY DEVICES AND PROCEDURES. YOU ARE REQUIRED TO TAKE ALL STEPS NECESSARY TO PREVENT ACCESS TO SECURITY DEVICES AND PROCEDURES BY UNAUTHORIZED PERSONS. WE SHALL HAVE NO LIABILITY FOR YOUR INTERNAL SECURITY DEVICES AND PROCEDURES, AND YOU ASSUME FULL RESPONSIBILITY FOR (A) MAINTAINING THE CONFIDENTIALITY OF THE SECURITY DEVICES AND PROCEDURES; (B) THE ACTIONS OF ALL PERSONS USING THE SECURITY DEVICES AND PROCEDURES ISSUED TO YOU; AND (C) ALL UNAUTHORIZED USE. YOU AGREE TO HOLD US HARMLESS AND INDEMNIFY US AGAINST ANY AND ALL LIABILITIES ARISING OUT OF ANY UNAUTHORIZED USE. YOU SHALL BE BOUND BY ANY USE OF THE ONLINE BANKING SERVICES THAT IS PROCESSED BY US IN COMPLIANCE WITH OUR REQUIRED SECURITY DEVICES AND PROCEDURES WHETHER AUTHORIZED OR RESULTING FROM UNAUTHORIZED USE, INCLUDING BUT NOT LIMITED TO ANY PAYMENT ORDER SENT IN THE NAME OF CUSTOMER. Notwithstanding the foregoing, we agree that you will not be responsible for transactions which occur after you have notified us to block the login information, passwords, or other Security Devices and Procedures that were used to perform the transaction, and we have had a reasonable opportunity to do so. Thus, the sooner you notify us of a problem, the better you can minimize your losses. You may notify us at the telephone number and addresses listed in the Section titled “Notice”.

Unauthorized Use. This Section shall apply to both Business Accounts and Consumer Accounts, except to the extent your liability regarding a Consumer Account may be limited by Applicable Law, including but not limited to the Electronic Funds Transfer Act and related federal regulations. YOU SHALL NOT PERMIT ANY UNAUTHORIZED USE. YOU ARE REQUIRED TO PROMPTLY NOTIFY BANK IN WRITING IF YOU HAVE ACTUAL KNOWLEDGE THAT THE SECURITY OF THE WEB SITE OR THE ONLINE BANKING SERVICES HAS BEEN COMPROMISED OR THAT THERE HAS BEEN ANY UNAUTHORIZED USE. YOU, THE MASTER USER, AND EACH SUB-USER, YOU AND ANY OF YOUR OTHER AGENTS OR EMPLOYEES SHALL MAINTAIN THE HIGHEST POSSIBLE LEVEL OF CONFIDENTIALITY WITH REGARD TO ALL SECURITY DEVICES AND PROCEDURES. YOU ARE REQUIRED TO TAKE ALL STEPS NECESSARY TO PREVENT ACCESS TO SECURITY DEVICES AND PROCEDURES BY UNAUTHORIZED PERSONS. WE SHALL HAVE NO LIABILITY FOR YOUR INTERNAL SECURITY DEVICES AND PROCEDURES, AND YOU ASSUME FULL RESPONSIBILITY FOR (A) MAINTAINING THE CONFIDENTIALITY OF THE SECURITY DEVICES AND PROCEDURES; (B) THE ACTIONS OF ALL PERSONS USING THE SECURITY DEVICES AND PROCEDURES ISSUED TO YOU; AND (C) ALL UNAUTHORIZED USE. YOU AGREE TO HOLD US HARMLESS AND INDEMNIFY US AGAINST ANY AND ALL LIABILITIES ARISING OUT OF ANY UNAUTHORIZED USE. YOU SHALL BE BOUND BY ANY USE OF THE ONLINE BANKING SERVICES THAT IS PROCESSED BY US IN COMPLIANCE WITH OUR REQUIRED SECURITY DEVICES AND PROCEDURES WHETHER AUTHORIZED OR RESULTING FROM UNAUTHORIZED USE, INCLUDING BUT NOT LIMITED TO ANY PAYMENT ORDER SENT IN THE NAME OF CUSTOMER. Notwithstanding the foregoing, we agree that you will not be responsible for transactions which occur after you have notified us to block the login information, passwords, or other Security Devices and Procedures that were used to perform the transaction, and we have had a reasonable opportunity to do so. Thus, the sooner you notify us of a problem, the better you can minimize your losses. You may notify us at the telephone number and addresses listed in the Section titled “Notice”.

Unauthorized Use. This Section shall apply to both Business Accounts and Consumer Accounts, except to the extent your liability regarding a Consumer Account I may be limited by Applicable Law, including but not limited to liable for the Electronic Funds Transfer Act and related federal regulationsunauthorized use of the Club Card. YOU SHALL NOT PERMIT ANY UNAUTHORIZED USE. YOU ARE REQUIRED TO PROMPTLY NOTIFY BANK IN WRITING IF YOU HAVE ACTUAL KNOWLEDGE THAT THE SECURITY OF THE WEB SITE OR THE ONLINE BANKING SERVICES HAS BEEN COMPROMISED OR THAT THERE HAS BEEN ANY UNAUTHORIZED USE. YOU, THE MASTER USER, AND EACH SUB-USER, AND ANY OF YOUR OTHER AGENTS OR EMPLOYEES SHALL MAINTAIN THE HIGHEST POSSIBLE LEVEL OF CONFIDENTIALITY WITH REGARD TO ALL SECURITY DEVICES AND PROCEDURES. YOU ARE REQUIRED TO TAKE ALL STEPS NECESSARY TO PREVENT ACCESS TO SECURITY DEVICES AND PROCEDURES BY UNAUTHORIZED PERSONS. WE SHALL HAVE NO LIABILITY FOR YOUR INTERNAL SECURITY DEVICES AND PROCEDURES, AND YOU ASSUME FULL RESPONSIBILITY FOR (A) MAINTAINING THE CONFIDENTIALITY OF THE SECURITY DEVICES AND PROCEDURES; (B) THE ACTIONS OF ALL PERSONS USING THE SECURITY DEVICES AND PROCEDURES ISSUED TO YOU; AND (C) ALL UNAUTHORIZED USE. YOU AGREE TO HOLD US HARMLESS AND INDEMNIFY US AGAINST ANY AND ALL LIABILITIES ARISING OUT OF ANY UNAUTHORIZED USE. YOU SHALL BE BOUND BY ANY USE OF THE ONLINE BANKING SERVICES THAT IS PROCESSED BY US IN COMPLIANCE WITH OUR REQUIRED SECURITY DEVICES AND PROCEDURES WHETHER AUTHORIZED OR RESULTING FROM UNAUTHORIZED USE, INCLUDING BUT NOT LIMITED TO ANY PAYMENT ORDER SENT IN THE NAME OF CUSTOMER. Notwithstanding the foregoing, we agree that you I will not be responsible liable for transactions which occur unauthorized use that occurs after I notify you have notified us to block at (000) 000-0000 Neighbor Islands 0-000-000-0000 or write you at P.O. Box 500, Honolulu, Hawaii 96809-0500, of the login informationloss, passwordstheft or possible unauthorized use. In any case, my liability will not exceed $50 or other Security Devices and Procedures that were used to perform the transactionany lesser amount under this Agreement. P.O. Box 500 Honolulu, and we have had a reasonable opportunity to do soHawaii 96809-0500 NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. ThusRECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. PLACE STAMP HERE THE FEDERAL EQUAL OPPORTUNITY ACT PROHIBITS CREDITORS FROM DISCRIMINATING AGAINST CREDIT APPLICATIONS ON THE BASIS OF RACE, the sooner you notify us of a problemCOLOR, the better you can minimize your lossesRELIGION, NATIONAL ORIGIN, SEX, MARITAL STATUS, AGE (PROVIDED THE APPLICANT HAS THE CAPACITY TO ENTER IN A BINDING CONTRACT); BECAUSE ALL OR PART OF THE APPLICANT'S INCOME DERIVES FROM ANY PUBLIC ASSISTANCE. You may notify us at the telephone number and addresses listed in the Section titled “Notice”PROGRAM; OR BECAUSE THE APPLICANT HAS, IN GOOD FAITH, EXERCISED ANY RIGHT UNDER THE CONSUMER CREDIT PROTECTION ACT. THE FEDERAL AGENCY THAT ADMINISTERS COMPLIANCE WITH THE LAW CONCERNING THIS CREDIT IS THE FEDERAL TRADE COMMISSION, DIVISION OF CREDIT PRACTICES, 6TH AND PENNSYLVANIA AVENUE, NW WASHINGTON, D.C 20580. OAHU AIEA • Aloha Stadium Mall 0000 Xxxx Xxxx Xxxx. AIRPORT • Airport Card Lock* 000 Xxxxx Xx. DIAMOND HEAD • Island Mini-Mart Diamond Head 0000 Xxxxxxxxx Xxx. DOWNTOWN • Aloha Vineyard 000 X. Xxxxxxxx Xxxx. EWA BEACH • Ewa Mart 91-831 Ft. Xxxxxx Xx. HAWAII KAI • 7-Eleven Hawaii Kai 515 Pepeekeo St. KAHALA • Island Mini-Mart Kahala* 0000 Xxxxxxx Xxx. KAILUA • Xxxxx Xxxx* 0000 Xxxxxx Xx. KAIMUKI • Island Mini-Mart 10th Ave.* 0000 00xx Xxx. • Island Mini-Mart Kapahulu 0000 Xxxxxxxx Xxx. • Island Mini-Mart Palolo 0000 Xxxxxx Xxx. • AA-Mart* 0000 Xxxxxxxx Xxx. KALIHI • Island Mini-Mart Xxxxxxxxxx* 0000 Xxxxxxxxxx Xxxx. • Island Mini-Mart Xxx XX 0000 X. Xxxxxx Xx. • Island Mini-Mart King St.* 0000 X. Xxxx St. • Island Mini-Mart School St. 0000 X. Xxxxxx Xx. • Xxxx’s 000 Xxxxxxxxxx Xxxx. KANEOHE • Island Mini-Mart Windward 00-0000 Xxxxxxxxxx Xxx. • Island Mini-Mart Windward Mall* 46-004 Kamehameha Hwy. • Island Mini-Mart Kaneohe 45-000 Xxxxxxxxxx Xxx. • Aloha Likelike 45-000 Xxxxxxxxxx Xxx. KAPALAMA • 0-Xxxxxx Xxxx Xxxxxx 0000 Xxxxxxxxxx Xxxx. • 7-Eleven Kapalama 0000 X. Xxxx Street KAPOLEI • 7-Eleven Kapolei 0000 Xxxxxxxx Xxxx. MAKAKILO • Island Mini-Mart Makakilo 92-577 Makakilo Drive MAKIKI • 0-Xxxxxx Xxxxxx Xxx. 0000 Xxxxxx Xxxxxx MANOA • Aloha Manoa 0000 X. Xxxxx Xxxx MILILANI • Island Mini-Mart Mililani 95-000 Xxxxxx Xx. NUUANU • 7-Eleven Nuuanu/School 0000 Xxxxxx Xxx. PEARL CITY • Fastop Pacific Palisades 2321 X. Xxxxxx St. WAHIAWA • Aloha Xxxxxxxx 0000 Xxxxxxxx Xxx. • Island Mini-Mart Wahiawa 000 X. Xxxxxxxxxx Xxx. • Kilani Mart 000 Xxxxxx Xxx. • Jiffy Mart (Vista)* 000 X. Xxxxxxxxxx Xxx. WAIALUA • Island Mini-Mart Waialua 00-000 Xxxxxxx Xxx. WAIANAE COAST • Island Mini-Mart Waianae 00-000 Xxxxxxxxxx Xxx. • 7-Eleven Waianae Mauka 85-000 Xxxxxxxxxx Xxx. • 7-Eleven Maili 87-000 Xxxxxxxxxx Xxx. WAIKIKI • Island Mini-Mart Waikiki 0000 Xxxxxxxx Xxx. WAIPAHU • Island Mini-Mart Waipahu 00-000 Xxxxxxxxxx Xxx. • Jiffy Mart (Vista)* 00-000 Xxxxxxxxxx Xxx. • 7-Eleven Waipahu 00-000 Xxxxxxxxxx Xxx. WAIPIO • Island Mini-Mart Waipio Xxxxxx* 00-000 Xxxx Xx. • 7-Eleven Waipio Xxxxxx 94-000 Xxxx Xx. BIG ISLAND CONSUMER CARDS CAPTAIN XXXX P • Island Mini-Mart Capt. Cook 81-0000 Xxxxxxxxx Xxx. HILO • Island Mini-Mart Hilo 000 Xxxxxxxxx Xx. T • Sack N Save Gas n Go 000 Xxxxxxx Xx. KAPAAU • Island Short Stop & Deli* 00 Xxxxx Xxxx Hwy. KEAUHOU • Circus Shop ‘Us* 78-0000 Xxxx Xx., #000 KONA O • Island Mini-Mart Kona-Makai 75-0000 Xxxxxxx Xxx. MOUNTAIN VIEW • Mt. View Gas & Go* Volcano Hwy. 11 OCEAN VIEW • Kahuku Gas Company, Ltd. 000 Xxxxx Xxxxxxx Xxxx • Lotus Blossom Center 92-0000 Xxxxx Xxxxxxx Xxxx PAHOA • Malama Gas n Go* 15-2660 Keaau-Pahoa Rd. WAIMEA

Unauthorized Use. This Section shall apply to both Business Accounts and Consumer Accounts, except to the extent your liability regarding a Consumer Account may be limited by Applicable Law, including but not limited to the Electronic Funds Transfer Act and related federal regulations. YOU SHALL NOT PERMIT ANY UNAUTHORIZED USE. YOU ARE REQUIRED TO PROMPTLY NOTIFY BANK COMPANY AND ITS AFFILIATED KEYHOLDERS MAY ONLY USE THE SYSTEM FOR THE LIMITED PURPOSE OF ACCESSING LISTED PROPERTIES FOR THE PURPOSE OF CONDUCTING HOME INSPECTIONS AND ONLY WHEN AND ON SUCH TERMS AS COMPANY HAS BEEN AUTHORIZED IN WRITING TO CONDUCT A HOME INSPECTION OF A PARTICULAR PROPERTY BY A REGISTERED HOME INSPECTOR AND ONLY IF YOU HAVE ACTUAL KNOWLEDGE THAT A HOME INSPECTION IS REQUIRED OR AUTHORIZED UNDER A FULLY EXECUTED OFFER TO PURCHASE CONTRACT. THE SECURITY SCOPE OF ANY SUCH HOME INSPECTION IS LIMITED BY SAID AUTHORIZATION, THE TERMS OF THE WEB SITE OR THE ONLINE BANKING SERVICES HAS BEEN COMPROMISED OR THAT THERE HAS BEEN ANY UNAUTHORIZED USE. YOU, THE MASTER USEROFFER TO PURCHASE, AND EACH SUB-USER, AND ANY OF YOUR OTHER AGENTS OR EMPLOYEES SHALL MAINTAIN THE HIGHEST POSSIBLE LEVEL OF CONFIDENTIALITY WITH REGARD TO ALL SECURITY DEVICES AND PROCEDURESWISCONSIN LAW. YOU ARE REQUIRED TO TAKE ALL STEPS NECESSARY TO PREVENT ACCESS TO SECURITY DEVICES AND PROCEDURES BY UNAUTHORIZED PERSONS. WE SHALL HAVE NO LIABILITY FOR YOUR INTERNAL SECURITY DEVICES AND PROCEDURES, AND YOU ASSUME FULL RESPONSIBILITY FOR (A) MAINTAINING THE CONFIDENTIALITY OF THE SECURITY DEVICES AND PROCEDURES; (B) THE ACTIONS OF ALL PERSONS USING THE SECURITY DEVICES AND PROCEDURES ISSUED TO YOU; AND (C) ALL UNAUTHORIZED USE. YOU AGREE TO HOLD US HARMLESS AND INDEMNIFY US AGAINST ANY AND ALL LIABILITIES ARISING OUT OF ANY UNAUTHORIZED USE. YOU SHALL BE BOUND BY ANY USE OF THE ONLINE BANKING SERVICES THAT SYSTEM FOR RADON TESTING AND/OR THE INSTALLATION OF A RADON MITIGATION SYSTEM IS PROCESSED BY US IN COMPLIANCE WITH OUR REQUIRED SECURITY DEVICES AND PROCEDURES WHETHER AUTHORIZED OR RESULTING FROM UNAUTHORIZED USE, INCLUDING BUT NOT LIMITED TO ANY PAYMENT ORDER SENT ONLY PERMITTED IF EXPRESSLY CALLED FOR IN THE NAME OFFER TO PURCHASE AND ONLY IF REQUESTED BY THE REQUESTING BROKER OR AGENT. THE REQUIREMENT THAT SAID AUTHORIZATION BE “IN WRITING” MAY BE SATISFIED BY A WRITTEN INSTRUMENT, EMAIL, TEXT MESSAGE, OR OTHER SIMILAR MEANS PROVIDED COMPANY MAINTAINS A RECORD OF CUSTOMERSAID COMMUNICATION FOR AT LEAST ONE YEAR AFTER PERMISSION IS GRANTED. Notwithstanding the foregoingCOMPANY OR COMPANY’S AFFILIATED KEYHOLDERS WHO ALLOW THE USE OF A KEY BY UNAUTHORIZED PERSON(S), we agree that you will not be responsible for transactions which occur after you have notified us to block the login informationOR WHO OTHERWISE VIOLATE THIS AGREEMENT OR THE RULES OF THE MLS, passwordsOR WHO ABUSE THE SYSTEM’S SECURITY WILL BE SUBJECT TO LOSS OF ACCESS TO THE SYSTEM, or other Security Devices and Procedures that were used to perform the transaction, and we have had a reasonable opportunity to do so. Thus, the sooner you notify us of a problem, the better you can minimize your losses. You may notify us at the telephone number and addresses listed in the Section titled “Notice”IMPOSITION OF A FINE UP TO $15,000.00 AND SHALL BE ASSESSED MLS’S ACTUAL AND CONSEQUENTIAL DAMAGES.

Unauthorized Use. This Section shall apply to both Business Accounts and Consumer Accounts, except to the extent your liability regarding a Consumer Account may be limited by Applicable Law, including but not limited to the Electronic Funds Transfer Act and related federal regulations. YOU SHALL NOT PERMIT ANY UNAUTHORIZED USE. YOU ARE REQUIRED TO PROMPTLY NOTIFY BANK COMPANY AND ITS AFFILIATED KEYHOLDERS MAY ONLY USE THE SYSTEM FOR THE LIMITED PURPOSE OF ACCESSING LISTED PROPERTIES FOR THE PURPOSE OF CONDUCTING HOME INSPECTIONS AND ONLY WHEN AND ON SUCH TERMS AS COMPANY HAS BEEN AUTHORIZED IN WRITING TO CONDUCT A HOME INSPECTION OF A PARTICULAR PROPERTY BY A REGISTERED HOME INSPECTOR AND ONLY IF YOU HAVE ACTUAL KNOWLEDGE THAT A HOME INSPECTION IS REQUIRED OR AUTHORIZED UNDER A FULLY- EXECUTED OFFER TO PURCHASE CONTRACT. THE SECURITY SCOPE OF ANY SUCH HOME INSPECTION IS LIMITED BY SAID AUTHORIZATION, THE TERMS OF THE WEB SITE OR THE ONLINE BANKING SERVICES HAS BEEN COMPROMISED OR THAT THERE HAS BEEN ANY UNAUTHORIZED USE. YOU, THE MASTER USEROFFER TO PURCHASE, AND EACH SUB-USER, AND ANY OF YOUR OTHER AGENTS OR EMPLOYEES SHALL MAINTAIN THE HIGHEST POSSIBLE LEVEL OF CONFIDENTIALITY WITH REGARD TO ALL SECURITY DEVICES AND PROCEDURESWISCONSIN LAW. YOU ARE REQUIRED TO TAKE ALL STEPS NECESSARY TO PREVENT ACCESS TO SECURITY DEVICES AND PROCEDURES BY UNAUTHORIZED PERSONS. WE SHALL HAVE NO LIABILITY FOR YOUR INTERNAL SECURITY DEVICES AND PROCEDURES, AND YOU ASSUME FULL RESPONSIBILITY FOR (A) MAINTAINING THE CONFIDENTIALITY OF THE SECURITY DEVICES AND PROCEDURES; (B) THE ACTIONS OF ALL PERSONS USING THE SECURITY DEVICES AND PROCEDURES ISSUED TO YOU; AND (C) ALL UNAUTHORIZED USE. YOU AGREE TO HOLD US HARMLESS AND INDEMNIFY US AGAINST ANY AND ALL LIABILITIES ARISING OUT OF ANY UNAUTHORIZED USE. YOU SHALL BE BOUND BY ANY USE OF THE ONLINE BANKING SERVICES THAT SYSTEM FOR RADON TESTING AND/OR THE INSTALLATION OF A RADON MITIGATION SYSTEM IS PROCESSED BY US IN COMPLIANCE WITH OUR REQUIRED SECURITY DEVICES AND PROCEDURES WHETHER AUTHORIZED OR RESULTING FROM UNAUTHORIZED USE, INCLUDING BUT NOT LIMITED TO ANY PAYMENT ORDER SENT ONLY PERMITTED IF EXPRESSLY CALLED FOR IN THE NAME OFFER TO PURCHASE AND ONLY IF REQUESTED BY THE REQUESTING BROKER OR AGENT. THE REQUIREMENT THAT SAID AUTHORIZATION BE “IN WRITING” MAY BE SATISFIED BY A WRITTEN INSTRUMENT, EMAIL, TEXT MESSAGE, OR OTHER SIMILAR MEANS PROVIDED COMPANY MAINTAINS A RECORD OF CUSTOMERSAID COMMUNICATION FOR AT LEAST ONE YEAR AFTER PERMISSION IS GRANTED. Notwithstanding the foregoingCOMPANY OR COMPANY’S AFFILIATED KEYHOLDERS WHO ALLOW THE USE OF A KEY BY UNAUTHORIZED PERSON(S), we agree that you will not be responsible for transactions which occur after you have notified us to block the login informationOR WHO OTHERWISE VIOLATE THIS AGREEMENT OR THE RULES OF THE MLS, passwordsOR WHO ABUSE THE SYSTEM’S SECURITY WILL BE SUBJECT TO LOSS OF ACCESS TO THE SYSTEM, or other Security Devices and Procedures that were used to perform the transaction, and we have had a reasonable opportunity to do so. Thus, the sooner you notify us of a problem, the better you can minimize your losses. You may notify us at the telephone number and addresses listed in the Section titled “Notice”IMPOSITION OF A FINE UP TO $15,000.00 AND SHALL BE ASSESSED MLS’S ACTUAL AND CONSEQUENTIAL DAMAGES.

Unauthorized Use. This Section shall apply to both Business Accounts and Consumer Accounts, except to the extent your liability regarding a Consumer Account may be limited by Applicable Law, including but not limited to the Electronic Funds Transfer Act and related federal regulations. YOU SHALL NOT PERMIT ANY UNAUTHORIZED USE. YOU ARE REQUIRED TO PROMPTLY NOTIFY BANK IN WRITING IF YOU HAVE ACTUAL KNOWLEDGE THAT THE SECURITY OF THE WEB SITE OR THE ONLINE BANKING SERVICES HAS BEEN COMPROMISED OR THAT THERE HAS BEEN ANY UNAUTHORIZED USE, YOU ARE REQUIRED TO (A) PROMPTLY NOTIFY BANK IN WRITING AND (B) PROMPTLY CHANGE YOUR PASSWORD AND MODIFY YOUR SECURITY PRCOEDURES TO PREVENT UNAUTHORIZED USE. YOU, THE MASTER USER, AND EACH SUB-USER, AND ANY OF YOUR OTHER AGENTS OR EMPLOYEES SHALL MAINTAIN THE HIGHEST POSSIBLE LEVEL OF CONFIDENTIALITY WITH REGARD TO ALL SECURITY DEVICES AND PROCEDURES. YOU ARE REQUIRED TO TAKE ALL STEPS NECESSARY TO PREVENT ACCESS TO SECURITY DEVICES AND PROCEDURES BY UNAUTHORIZED PERSONS. WE SHALL HAVE NO LIABILITY FOR YOUR INTERNAL SECURITY DEVICES AND PROCEDURES, AND YOU ASSUME FULL RESPONSIBILITY FOR (AX) MAINTAINING THE CONFIDENTIALITY OF THE SECURITY DEVICES AND PROCEDURES; (BY) THE ACTIONS OF ALL PERSONS USING THE SECURITY DEVICES AND PROCEDURES ISSUED TO YOU; AND (CZ) ALL UNAUTHORIZED USE. YOU AGREE TO HOLD US HARMLESS AND INDEMNIFY US AGAINST ANY AND ALL LIABILITIES ARISING OUT OF ANY UNAUTHORIZED USE. YOU SHALL BE BOUND BY ANY USE OF THE ONLINE BANKING SERVICES THAT IS PROCESSED BY US IN COMPLIANCE WITH OUR REQUIRED SECURITY DEVICES AND PROCEDURES WHETHER AUTHORIZED OR RESULTING FROM UNAUTHORIZED USE, INCLUDING BUT NOT LIMITED TO ANY PAYMENT ORDER SENT IN THE NAME OF CUSTOMER. Notwithstanding the foregoing, we agree that you will not be responsible for transactions which occur after you have notified us to block the login information, passwords, or other Security Devices and Procedures or Compatible Device or other Required Technology that were used to perform the transaction, and we have had a reasonable opportunity to do so. Thus, the sooner you notify us of a problem, the better you can minimize your losses. You may notify us at the telephone number and addresses listed in the Section titled “"Notice”".

Unauthorized Use. This Section shall apply to both Business Accounts and Consumer Accounts, except to the extent your liability regarding a Consumer Account I may be limited by Applicable Law, including but not limited to liable for the Electronic Funds Transfer Act and related federal regulationsunauthorized use of the Club Card. YOU SHALL NOT PERMIT ANY UNAUTHORIZED USE. YOU ARE REQUIRED TO PROMPTLY NOTIFY BANK IN WRITING IF YOU HAVE ACTUAL KNOWLEDGE THAT THE SECURITY OF THE WEB SITE OR THE ONLINE BANKING SERVICES HAS BEEN COMPROMISED OR THAT THERE HAS BEEN ANY UNAUTHORIZED USE. YOU, THE MASTER USER, AND EACH SUB-USER, AND ANY OF YOUR OTHER AGENTS OR EMPLOYEES SHALL MAINTAIN THE HIGHEST POSSIBLE LEVEL OF CONFIDENTIALITY WITH REGARD TO ALL SECURITY DEVICES AND PROCEDURES. YOU ARE REQUIRED TO TAKE ALL STEPS NECESSARY TO PREVENT ACCESS TO SECURITY DEVICES AND PROCEDURES BY UNAUTHORIZED PERSONS. WE SHALL HAVE NO LIABILITY FOR YOUR INTERNAL SECURITY DEVICES AND PROCEDURES, AND YOU ASSUME FULL RESPONSIBILITY FOR (A) MAINTAINING THE CONFIDENTIALITY OF THE SECURITY DEVICES AND PROCEDURES; (B) THE ACTIONS OF ALL PERSONS USING THE SECURITY DEVICES AND PROCEDURES ISSUED TO YOU; AND (C) ALL UNAUTHORIZED USE. YOU AGREE TO HOLD US HARMLESS AND INDEMNIFY US AGAINST ANY AND ALL LIABILITIES ARISING OUT OF ANY UNAUTHORIZED USE. YOU SHALL BE BOUND BY ANY USE OF THE ONLINE BANKING SERVICES THAT IS PROCESSED BY US IN COMPLIANCE WITH OUR REQUIRED SECURITY DEVICES AND PROCEDURES WHETHER AUTHORIZED OR RESULTING FROM UNAUTHORIZED USE, INCLUDING BUT NOT LIMITED TO ANY PAYMENT ORDER SENT IN THE NAME OF CUSTOMER. Notwithstanding the foregoing, we agree that you I will not be responsible liable for transactions which occur unauthorized use that occurs after I notify you have notified us to block at (808) 522- 9222 Neighbor Islands 0-000-000-0000 or write you at X.X. Xxx 000, Xxxxxxxx, Xxxxxx 00000-0000, of the login informationloss, passwordstheft or possible unauthorized use. In any case, my liability will not exceed $50 or other Security Devices and Procedures that were used to perform the transactionany lesser amount under this Agreement. NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. THE FEDERAL EQUAL OPPORTUNITY ACT PROHIBITS CREDITORS FROM DISCRIMINATING AGAINST CREDIT APPLICATIONS ON THE BASIS OF RACE, and we have had a reasonable opportunity to do soCOLOR, RELIGION, NATIONAL ORIGIN, SEX, MARITAL STATUS, AGE (PROVIDED THE APPLICANT HAS THE CAPACITY TO ENTER IN A BINDING CONTRACT); BECAUSE ALL OR PART OF THE APPLICANTS INCOME DERIVES FROM ANY PUBLIC ASSISTANCE. ThusPROGRAM; OR BECAUSE THE APPLICANT HAS, the sooner you notify us of a problemIN GOOD FAITH, the better you can minimize your lossesEXERCISED ANY RIGHT UNDER THE CONSUMER CREDIT PROTECTION ACT. You may notify us at the telephone number and addresses listed in the Section titled “Notice”THE FEDERAL AGENCY THAT ADMINISTERS COMPLIANCE WITH THE LAW CONCERNING THIS CREDIT IS THE FEDERAL TRADE COMMISSION, DIVISION OF CREDIT PRACTICES, 0XX XXX XXXXXXXXXXXX XXXXXX, XX XXXXXXXXXX, X.0 00000.

Unauthorized Use. This Section shall apply to both Business Accounts and Consumer Accounts, except to the extent your liability regarding a Consumer Account may be limited by Applicable Law, including but not limited to the Electronic Funds Transfer Act and related federal regulations. YOU SHALL NOT PERMIT ANY UNAUTHORIZED USE. YOU ARE REQUIRED TO PROMPTLY NOTIFY BANK IN WRITING IF YOU HAVE ACTUAL KNOWLEDGE THAT THE SECURITY OF THE WEB SITE OR THE ONLINE BANKING SERVICES HAS BEEN COMPROMISED OR THAT THERE HAS BEEN ANY UNAUTHORIZED USE. YOU, THE MASTER USERADMINISTRATOR, AND EACH SUB-SUB- USER, AND ANY OF YOUR OTHER AGENTS OR EMPLOYEES SHALL MAINTAIN THE HIGHEST POSSIBLE LEVEL OF CONFIDENTIALITY WITH REGARD TO ALL SECURITY DEVICES AND PROCEDURES. YOU ARE REQUIRED TO TAKE ALL STEPS NECESSARY TO PREVENT ACCESS TO SECURITY DEVICES AND PROCEDURES BY UNAUTHORIZED PERSONS. WE SHALL HAVE NO LIABILITY FOR YOUR INTERNAL SECURITY DEVICES AND PROCEDURES, AND YOU ASSUME FULL RESPONSIBILITY FOR (A) MAINTAINING THE CONFIDENTIALITY OF THE SECURITY DEVICES AND PROCEDURES; (B) THE ACTIONS OF ALL PERSONS USING THE SECURITY DEVICES AND PROCEDURES ISSUED TO YOU; AND (C) ALL UNAUTHORIZED USE. YOU AGREE TO HOLD US HARMLESS AND INDEMNIFY US AGAINST ANY AND ALL LIABILITIES ARISING OUT OF ANY UNAUTHORIZED USE. YOU SHALL BE BOUND BY ANY USE OF THE ONLINE BANKING SERVICES THAT IS PROCESSED BY US IN COMPLIANCE WITH OUR REQUIRED SECURITY DEVICES AND PROCEDURES WHETHER AUTHORIZED OR RESULTING FROM UNAUTHORIZED USE, INCLUDING BUT NOT LIMITED TO ANY PAYMENT ORDER SENT IN THE NAME OF CUSTOMER. Notwithstanding the foregoing, we agree that you will not be responsible for transactions which occur after you have notified us to block the login information, passwords, or other Security Devices and Procedures that were used to perform the transaction, and we have had a reasonable opportunity to do so. Thus, the sooner you notify us of a problem, the better you can minimize your losses. You may notify us at the telephone number and addresses listed in the Section titled “Notice”.

Unauthorized Use. This Section shall apply to both Business Accounts and Consumer Accounts, except to the extent your liability regarding a Consumer Account may be limited by Applicable Law, including but not limited to the Electronic Funds Transfer Act and related federal regulations. YOU SHALL NOT PERMIT ANY UNAUTHORIZED USE. YOU ARE REQUIRED TO PROMPTLY NOTIFY BANK IN WRITING IF YOU HAVE ACTUAL KNOWLEDGE THAT THE SECURITY OF THE WEB SITE OR THE ONLINE BANKING SERVICES HAS BEEN COMPROMISED OR THAT THERE HAS BEEN ANY UNAUTHORIZED USE, YOU ARE REQUIRED TO (A) PROMPTLY NOTIFY BANK IN WRITING AND (B) PROMPTLY CHANGE YOUR PASSWORD AND MODIFY YOUR SECURITY PRCOEDURES TO PREVENT UNAUTHORIZED USE. YOU, THE MASTER USER, AND EACH SUB-USER, AND ANY OF YOUR OTHER AGENTS OR EMPLOYEES SHALL MAINTAIN THE HIGHEST POSSIBLE LEVEL OF CONFIDENTIALITY WITH REGARD TO ALL SECURITY DEVICES AND PROCEDURES. YOU ARE REQUIRED TO TAKE ALL STEPS NECESSARY TO PREVENT ACCESS TO SECURITY DEVICES AND PROCEDURES BY UNAUTHORIZED PERSONS. WE SHALL HAVE NO LIABILITY FOR YOUR INTERNAL SECURITY DEVICES AND PROCEDURES, AND YOU ASSUME FULL RESPONSIBILITY FOR (AX) MAINTAINING THE CONFIDENTIALITY OF THE SECURITY DEVICES AND PROCEDURES; (BY) THE ACTIONS OF ALL PERSONS USING THE SECURITY DEVICES AND PROCEDURES ISSUED TO YOU; AND (CZ) ALL UNAUTHORIZED USE. YOU AGREE TO HOLD US HARMLESS AND INDEMNIFY US AGAINST ANY AND ALL LIABILITIES ARISING OUT OF ANY UNAUTHORIZED USE. YOU SHALL BE BOUND BY ANY USE OF THE ONLINE BANKING SERVICES THAT IS PROCESSED BY US IN COMPLIANCE WITH OUR REQUIRED SECURITY DEVICES AND PROCEDURES WHETHER AUTHORIZED OR RESULTING FROM UNAUTHORIZED USE, INCLUDING BUT NOT LIMITED TO ANY PAYMENT ORDER SENT IN THE NAME OF CUSTOMER. Notwithstanding the foregoing, we agree that you will not be responsible for transactions which occur after you have notified us to block the login information, passwords, or other Security Devices and Procedures or Access Device or other Required Technology that were used to perform the transaction, and we have had a reasonable opportunity to do so. Thus, the sooner you notify us of a problem, the better you can minimize your losses. You may notify us at the telephone number and addresses listed in the Section titled “"Notice”".

Unauthorized Use. This Section shall apply to both Business Accounts and Consumer Accounts, except to the extent your liability regarding a Consumer Account may be limited by Applicable Law, including but not limited to the Electronic Funds Transfer Act and related federal regulations. YOU SHALL NOT PERMIT ANY UNAUTHORIZED USE. YOU ARE REQUIRED TO PROMPTLY NOTIFY BANK MFCU IN WRITING IF YOU HAVE ACTUAL KNOWLEDGE THAT THE SECURITY OF THE WEB SITE OR THE ONLINE BANKING SERVICES HAS BEEN COMPROMISED OR THAT THERE HAS BEEN ANY UNAUTHORIZED USE. YOU, THE MASTER USER, AND EACH SUB-USER, AND ANY OF YOUR OTHER AGENTS OR EMPLOYEES SHALL MAINTAIN THE HIGHEST POSSIBLE LEVEL OF CONFIDENTIALITY WITH REGARD TO ALL SECURITY DEVICES AND PROCEDURES. YOU ARE REQUIRED TO TAKE ALL STEPS NECESSARY TO PREVENT ACCESS TO SECURITY DEVICES AND PROCEDURES BY UNAUTHORIZED PERSONS. WE SHALL HAVE NO LIABILITY FOR YOUR INTERNAL SECURITY DEVICES AND PROCEDURES, AND YOU ASSUME FULL RESPONSIBILITY FOR (A) MAINTAINING THE CONFIDENTIALITY OF THE SECURITY DEVICES AND PROCEDURES; (B) THE ACTIONS OF ALL PERSONS USING THE SECURITY DEVICES AND PROCEDURES ISSUED TO YOU; AND (C) ALL UNAUTHORIZED USE. YOU AGREE TO HOLD US HARMLESS AND INDEMNIFY US AGAINST ANY AND ALL LIABILITIES ARISING OUT OF ANY UNAUTHORIZED USE. YOU SHALL BE BOUND BY ANY USE OF THE ONLINE BANKING SERVICES THAT IS PROCESSED BY US IN COMPLIANCE WITH OUR REQUIRED SECURITY DEVICES AND PROCEDURES WHETHER AUTHORIZED OR RESULTING FROM UNAUTHORIZED USE, INCLUDING BUT NOT LIMITED TO ANY PAYMENT ORDER SENT IN THE NAME OF CUSTOMERMEMBER. Notwithstanding the foregoing, we agree that you will not be responsible for transactions which occur after you have notified us to block the login information, passwords, or other Security Devices and Procedures that were used to perform the transaction, and we have had a reasonable opportunity to do so. Thus, the sooner you notify us of a problem, the better you can minimize your losses. You may notify us at the telephone number and addresses listed in the Section titled “Notice”.