Common use of TWELVE Clause in Contracts

TWELVE. By means of public instrument number forty-eight thousand six hundred and two, dated the seventeenth day of August, two thousand and six, issued by ▇▇. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Acosta, then Alternate Notary Public ascribed to Notarial Office number seventy-two, practicing in Monterrey, Nuevo ▇▇▇▇, in charge of the deceased ▇▇. ▇▇▇▇▇▇ ▇▇▇▇▇▇ Ávila, which first notarial copy is duly filed in the Public Registry of Commerce for Monterrey, Nuevo ▇▇▇▇, under commercial folio number forty thousand one hundred and ninety-seven asterisk nine, dated the twenty-ninth day of August, two thousand and six, the Sole Agreement of Liabilities executed on the same day as its notarization by “GRUPO FINANCIERO BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE as “HOLDING COMPANY” (now “GRUPO FINANCIERO BANORTE”, SOCIEDAD ANÓNIMA BURSÁTIL DE CAPITAL VARIABLE); and “BANCO MERCANTIL DEL NORTE”, SOCIEDAD ANÓNIMA, INSTITUCIÓN DE BANCA MÚLTIPLE, GRUPO FINANCIERO BANORTE; “CASA DE BOLSA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE, “ARRENDADORA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE (now “ARRENDADORA Y FACTOR BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, SOCIEDAD FINANCIERA DE OBJETO MÚLTIPLE, ENTIDAD REGULADA, GRUPO FINANCIERO BANORTE); “FACTOR BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “ALMACENADORA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “PENSIONES BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “PENSIONES BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE); “SEGUROS BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “SEGUROS BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE); “FIANZAS BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE and “CRÉDITOS PRONEGOCIO”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, SOCIEDAD FINANCIERA DE OBJETO LIMITADO, GRUPO FINANCIERO BANORTE, as “FINANCIAL ENTITIES” was formalized, which THIRTEEN.- By means of public instrument number fifty-one thousand three hundred and forty-five, dated the fifteenth day of December, two thousand and six, issued by ▇▇. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Acosta, then Alternate Notary Public number seventy-two for Monterrey, Nuevo ▇▇▇▇, in charge of the deceased ▇▇. ▇▇▇▇▇▇ ▇▇▇▇▇▇ FOURTEEN.- By means of pubic instrument number fifty-three thousand one hundred and thirty-one, dated the first of March, two thousand and seven, issued by ▇▇. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Acosta, then Alternate Notary Public ascribed to Notarial Office number seventy-two, practicing in Monterrey, Nuevo ▇▇▇▇, in charge of the deceased ▇▇. ▇▇▇▇▇▇ ▇▇▇▇▇▇ Ávila, which first notarial copy is duly filed in the Public Registry of Commerce for Monterrey, Nuevo ▇▇▇▇, under commercial folio number forty thousand one hundred and ninety-seven asterisk nine, dated the thirtieth day of March, two thousand and seven, the Sole Agreement of Liabilities executed on the day of its notarization, by and between “GRUPO FINANCIERO BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, as “HOLDING COMPANY” (now “GRUPO FINANCIERO BANORTE”, SOCIEDAD ANÓNIMA BURSÁTIL DE CAPITAL VARIABLE); and “BANCO MERCANTIL DEL NORTE”, SOCIEDAD ANÓNIMA, INSTITUCIÓN DE BANCA MÚLTIPLE, GRUPO FINANCIERO BANORTE; “CASA DE BOLSA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE, “ARRENDADORA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE (now “ARRENDADORA Y FACTOR BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, SOCIEDAD FINANCIERA DE OBJETO MÚLTIPLE, ENTIDAD REGULADA, GRUPO FINANCIERO BANORTE); “FACTOR BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “ALMACENADORA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “PENSIONES BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “PENSIONES BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE); “SEGUROS BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “SEGUROS BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE) and “CRÉDITOS PRONEGOCIO”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, SOCIEDAD FINANCIERA DE OBJETO

TWELVE. By means of public instrument number forty-eight thousand six hundred and two, dated the seventeenth day of August, two thousand and six, issued by ▇▇. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Acosta, then Alternate Notary Public ascribed to Notarial Office number seventy-two, practicing in Monterrey, Nuevo ▇▇▇▇, in charge of the deceased ▇▇. ▇▇▇▇▇▇ ▇▇▇▇▇▇ Ávila, which first notarial copy is duly filed in the Public Registry of Commerce for Monterrey, Nuevo ▇▇▇▇, under commercial folio number forty thousand one hundred and ninety-seven asterisk nine, dated the twenty-ninth day of August, two thousand and six, the Sole Agreement of Liabilities executed on the same day as its notarization by “GRUPO FINANCIERO BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE as “HOLDING COMPANY” (now “GRUPO FINANCIERO BANORTE”, SOCIEDAD ANÓNIMA BURSÁTIL DE CAPITAL VARIABLE); and “BANCO MERCANTIL DEL NORTE”, SOCIEDAD ANÓNIMA, INSTITUCIÓN DE BANCA MÚLTIPLE, GRUPO FINANCIERO BANORTE; “CASA DE BOLSA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE, “ARRENDADORA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE (now “ARRENDADORA Y FACTOR BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, SOCIEDAD FINANCIERA DE OBJETO MÚLTIPLE, ENTIDAD REGULADA, GRUPO FINANCIERO BANORTE); “FACTOR BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “ALMACENADORA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “PENSIONES BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “PENSIONES BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE); “SEGUROS BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “SEGUROS BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE); “FIANZAS BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE and “CRÉDITOS PRONEGOCIO”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, SOCIEDAD FINANCIERA DE OBJETO LIMITADO, GRUPO FINANCIERO BANORTE, as “FINANCIAL ENTITIES” was formalized, which THIRTEEN.- By means of public instrument number fifty-one thousand three hundred and forty-five, dated the fifteenth day of December, two thousand and six, issued by ▇▇. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Acosta, then Alternate Notary Public number seventy-two for Monterrey, Nuevo ▇▇▇▇, in charge of the deceased ▇▇. ▇▇▇▇▇▇ ▇▇▇▇▇▇ Ávila, which first notarial copy is duly filed in the Public Registry of Commerce for Monterrey, Nuevo ▇▇▇▇, under commercial folio number forty thousand one hundred and ninety-seven asterisk nine, on the eighth day of February, two thousand and seven, the Sole Agreement of Liabilities executed on the same day as its notarization, by and FOURTEEN.- By means of pubic instrument number fifty-three thousand one hundred and thirty-one, dated the first of March, two thousand and seven, issued by ▇▇. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Acosta, then Alternate Notary Public ascribed to Notarial Office number seventy-two, practicing in Monterrey, Nuevo ▇▇▇▇, in charge of the deceased ▇▇. ▇▇▇▇▇▇ ▇▇▇▇▇▇ Ávila, which first notarial copy is duly filed in the Public Registry of Commerce for Monterrey, Nuevo ▇▇▇▇, under commercial folio number forty thousand one hundred and ninety-seven asterisk nine, dated the thirtieth day of March, two thousand and seven, the Sole Agreement of Liabilities executed on the day of its notarization, by and between “GRUPO FINANCIERO BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, as “HOLDING COMPANY” (now “GRUPO FINANCIERO BANORTE”, SOCIEDAD ANÓNIMA BURSÁTIL DE CAPITAL VARIABLE); and “BANCO MERCANTIL DEL NORTE”, SOCIEDAD ANÓNIMA, INSTITUCIÓN DE BANCA MÚLTIPLE, GRUPO FINANCIERO BANORTE; “CASA DE BOLSA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE, “ARRENDADORA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE (now “ARRENDADORA Y FACTOR BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, SOCIEDAD FINANCIERA DE OBJETO MÚLTIPLE, ENTIDAD REGULADA, GRUPO FINANCIERO BANORTE); “FACTOR BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “ALMACENADORA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “PENSIONES BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “PENSIONES BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE); “SEGUROS BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “SEGUROS BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE) and “CRÉDITOS PRONEGOCIO”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, SOCIEDAD FINANCIERA DE OBJETO

TWELVE. By means of public instrument number forty-eight thousand six hundred and two, dated the seventeenth day of August, two thousand and six, issued by ▇▇. Mr. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Acosta▇▇▇▇▇▇, then Alternate Notary Public ascribed to Notarial Office number seventy-two, practicing in Monterrey, Nuevo ▇▇▇▇León, in charge of the deceased ▇▇. Mr. ▇▇▇▇▇▇ ▇▇▇▇▇▇ Ávila▇▇▇▇▇, which first notarial copy is duly filed in the Public Registry of Commerce for Monterrey, Nuevo ▇▇▇▇León, under commercial folio number forty thousand one hundred and ninety-seven asterisk nine, dated the twenty-ninth day of August, two thousand and six, the Sole Agreement of Liabilities executed on the same day as its notarization by “GRUPO FINANCIERO BANORTE▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ VARIABLE as “HOLDING COMPANY” (now “GRUPO FINANCIERO BANORTE▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA BURSÁTIL DE CAPITAL VARIABLE▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇); and “BANCO MERCANTIL DEL NORTE”, SOCIEDAD ANÓNIMA, INSTITUCIÓN DE BANCA MÚLTIPLE, GRUPO FINANCIERO BANORTE; “CASA DE BOLSA BANORTE▇▇▇▇ ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ VARIABLE, GRUPO FINANCIERO BANORTE, “ARRENDADORA BANORTE▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE (now “ARRENDADORA Y FACTOR BANORTE▇▇▇▇▇▇▇▇▇▇▇ ▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ VARIABLE, SOCIEDAD FINANCIERA DE OBJETO MÚLTIPLE, ENTIDAD REGULADA, GRUPO FINANCIERO BANORTE); “FACTOR BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “ALMACENADORA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “PENSIONES BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “PENSIONES BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE); “SEGUROS BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “SEGUROS BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE); “FIANZAS BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE and “CRÉDITOS PRONEGOCIO”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, SOCIEDAD FINANCIERA DE OBJETO LIMITADO, GRUPO FINANCIERO BANORTE, as “FINANCIAL ENTITIES” was formalized, which THIRTEEN.- By means of public instrument number fifty-one thousand three hundred and forty-five, dated the fifteenth day of December, two thousand and six, issued by ▇▇. Mr. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Acosta▇▇▇▇▇▇, then Alternate Notary Public number seventy-two for Monterrey, Nuevo ▇▇▇▇León, in charge of the deceased ▇▇. Mr. ▇▇▇▇▇▇ ▇▇▇▇▇▇ FOURTEEN.- By means of pubic instrument number fifty-three thousand one hundred and thirty-one, dated the first of March, two thousand and seven, issued by ▇▇. Mr. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Acosta▇▇▇▇▇▇, then Alternate Notary Public ascribed to Notarial Office number seventy-two, practicing in Monterrey, Nuevo ▇▇▇▇León, in charge of the deceased ▇▇. Mr. ▇▇▇▇▇▇ ▇▇▇▇▇▇ Ávila▇▇▇▇▇, which first notarial copy is duly filed in the Public Registry of Commerce for Monterrey, Nuevo ▇▇▇▇León, under commercial folio number forty thousand one hundred and ninety-seven asterisk nine, dated the thirtieth day of March, two thousand and seven, the Sole Agreement of Liabilities executed on the day of its notarization, by and between “GRUPO FINANCIERO BANORTE▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ VARIABLE, as “HOLDING COMPANY” (now “GRUPO FINANCIERO BANORTE▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA BURSÁTIL DE CAPITAL VARIABLE▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇); and “BANCO MERCANTIL DEL NORTE”, SOCIEDAD ANÓNIMA, INSTITUCIÓN DE BANCA MÚLTIPLE, GRUPO FINANCIERO BANORTE; “CASA DE BOLSA BANORTE▇▇▇▇ ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ VARIABLE, GRUPO FINANCIERO BANORTE, “ARRENDADORA BANORTE▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE (now “ARRENDADORA Y FACTOR BANORTE▇▇▇▇▇▇▇▇▇▇▇ ▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ VARIABLE, SOCIEDAD FINANCIERA DE OBJETO MÚLTIPLE, ENTIDAD REGULADA, GRUPO FINANCIERO BANORTE); “FACTOR BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “ALMACENADORA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “PENSIONES BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “PENSIONES BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE); “SEGUROS BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “SEGUROS BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE) and “CRÉDITOS PRONEGOCIO”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, SOCIEDAD FINANCIERA DE OBJETO

TWELVE. By means of public instrument number forty-eight thousand six hundred and two, dated the seventeenth day of August, two thousand and six, issued by ▇▇. Mr. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Acosta▇▇▇▇▇▇, then Alternate Notary Public ascribed to Notarial Office number seventy-two, practicing in Monterrey, Nuevo ▇▇▇▇León, in charge of the deceased ▇▇. Mr. ▇▇▇▇▇▇ ▇▇▇▇▇▇ Ávila▇▇▇▇▇, which first notarial copy is duly filed in the Public Registry of Commerce for Monterrey, Nuevo ▇▇▇▇León, under commercial folio number forty thousand one hundred and ninety-seven asterisk nine, dated the twenty-ninth day of August, two thousand and six, the Sole Agreement of Liabilities executed on the same day as its notarization by “GRUPO FINANCIERO BANORTE▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ VARIABLE as “HOLDING COMPANY” (now “GRUPO FINANCIERO BANORTE▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA BURSÁTIL DE CAPITAL VARIABLE▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇); and “BANCO MERCANTIL DEL NORTE”, SOCIEDAD ANÓNIMA, INSTITUCIÓN DE BANCA MÚLTIPLE, GRUPO FINANCIERO BANORTE; “CASA DE BOLSA BANORTE▇▇▇▇ ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ VARIABLE, GRUPO FINANCIERO BANORTE, “ARRENDADORA BANORTE▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE (now “ARRENDADORA Y FACTOR BANORTE▇▇▇▇▇▇▇▇▇▇▇ ▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ VARIABLE, SOCIEDAD FINANCIERA DE OBJETO MÚLTIPLE, ENTIDAD REGULADA, GRUPO FINANCIERO BANORTE); “FACTOR BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “ALMACENADORA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “PENSIONES BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “PENSIONES BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE); “SEGUROS BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “SEGUROS BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE); “FIANZAS BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE and “CRÉDITOS PRONEGOCIO”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, SOCIEDAD FINANCIERA DE OBJETO LIMITADO, GRUPO FINANCIERO BANORTE, as “FINANCIAL ENTITIES” was formalized, which THIRTEEN.- By means of public instrument number fifty-one thousand three hundred and forty-five, dated the fifteenth day of December, two thousand and six, issued by ▇▇. Mr. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Acosta▇▇▇▇▇▇, then Alternate Notary Public number seventy-two for Monterrey, Nuevo ▇▇▇▇León, in charge of the deceased ▇▇. Mr. ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, which first notarial copy is duly filed in the Public Registry of Commerce for Monterrey, Nuevo León, under commercial folio number forty thousand one hundred and ninety-seven asterisk nine, on the eighth day of February, two thousand and seven, the Sole Agreement of Liabilities executed on the same day as its notarization, by and FOURTEEN.- By means of pubic instrument number fifty-three thousand one hundred and thirty-one, dated the first of March, two thousand and seven, issued by ▇▇. Mr. ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Acosta▇▇▇▇▇▇, then Alternate Notary Public ascribed to Notarial Office number seventy-two, practicing in Monterrey, Nuevo ▇▇▇▇León, in charge of the deceased ▇▇. Mr. ▇▇▇▇▇▇ ▇▇▇▇▇▇ Ávila▇▇▇▇▇, which first notarial copy is duly filed in the Public Registry of Commerce for Monterrey, Nuevo ▇▇▇▇León, under commercial folio number forty thousand one hundred and ninety-seven asterisk nine, dated the thirtieth day of March, two thousand and seven, the Sole Agreement of Liabilities executed on the day of its notarization, by and between “GRUPO FINANCIERO BANORTEGRUP▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ ▇▇▇IABLE, as “HOLDING COMPANY” (now “GRUPO FINANCIERO BANORTEGRUP▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA BURSÁTIL DE CAPITAL VARIABLE▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇); and ▇nd “BANCO MERCANTIL DEL NORTE”, SOCIEDAD ANÓNIMA, INSTITUCIÓN DE BANCA MÚLTIPLE, GRUPO FINANCIERO BANORTE; “CASA DE BOLSA BANORTE▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ ▇▇▇IABLE, GRUPO FINANCIERO BANORTE, “ARRENDADORA BANORTEARRE▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ ▇▇▇IABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE (now “ARRENDADORA Y FACTOR BANORTEARRE▇▇▇▇▇▇▇ ▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ ▇▇▇IABLE, SOCIEDAD FINANCIERA DE OBJETO MÚLTIPLE, ENTIDAD REGULADA, GRUPO FINANCIERO BANORTE); “FACTOR BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “ALMACENADORA BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, ORGANIZACIÓN AUXILIAR DEL CRÉDITO, GRUPO FINANCIERO BANORTE; “PENSIONES BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “PENSIONES BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE); “SEGUROS BANORTE GENERALI”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE (currently “SEGUROS BANORTE”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, GRUPO FINANCIERO BANORTE) and “CRÉDITOS PRONEGOCIO”, SOCIEDAD ANÓNIMA DE CAPITAL VARIABLE, SOCIEDAD FINANCIERA DE OBJETO