Common use of TSR Modifier Clause in Contracts

TSR Modifier. The Performance Units earned pursuant to the above shall be subsequently increased or decreased by up to 20% (the “TSR Modifier”) based on the Company’s Total Shareholder Return (“TSR”) relative to the TSR (“Relative TSR”) of the companies included in the KBW Regional Banking Index on January 18, 2024 (all such companies as of such date, excluding the Company, is the “KRX Index”) as measured over the period commencing on January 18, 2024 and ending on January 21, 2027 (such period, the TSR Measurement Performance Period”). TSR shall be calculated as follows: TSR = (Ending Stock Price – Beginning Stock Price) + Reinvested Dividends Beginning Stock Price

TSR Modifier. The Performance Units earned pursuant to the above shall be subsequently increased or decreased by up to 20% (the “TSR Modifier”) based on the Company’s Total Shareholder Return (“TSR”) relative to the TSR (“Relative TSR”) of the companies included in the KBW Regional Banking Index on January 1821, 2024 2021 (all such companies as of such date, excluding the Company, is the “KRX Index”) as measured over the period commencing on January 1821, 2024 2021 and ending on January 2120, 2027 2024 (such period, the TSR Measurement Performance Period”). TSR shall be calculated as follows: TSR = (Ending Stock Price – Beginning Stock Price) + Reinvested Dividends Beginning Stock PriceDividends

TSR Modifier. The Performance Units earned pursuant to the above shall be subsequently increased or decreased by up to 20% (the “TSR Modifier”) based on the Company’s Total Shareholder Return (“TSR”) relative to the TSR (“Relative TSR”) of the companies included in the KBW Regional Banking Index on January 1819, 2024 2023 (all such companies as of such date, excluding the Company, is the “KRX Index”) as measured over the period commencing on January 1819, 2024 2023 and ending on January 2122, 2027 2026 (such period, the TSR Measurement Performance Period”). TSR shall be calculated as follows: TSR = (Ending Stock Price – Beginning Stock Price) + Reinvested Dividends Beginning Stock PriceDividends

TSR Modifier. The Performance Units earned pursuant to the above shall be subsequently increased or decreased by up to 20% (the “TSR Modifier”) based on the Company’s Total Shareholder Return (“TSR”) relative to the TSR (“Relative TSR”) of the companies included in the KBW Regional Banking Index on January 1820, 2024 2022 (all such companies as of such date, excluding the Company, is the “KRX Index”) as measured over the period commencing on January 1820, 2024 2022 and ending on January 2123, 2027 2025 (such period, the TSR Measurement Performance Period”). TSR shall be calculated as follows: TSR = (Ending Stock Price – Beginning Stock Price) + Reinvested Dividends Beginning Stock PriceDividends