Common use of Transfer Types Clause in Contracts

Transfer Types. The following electronic fund transfer services are available. Some of these services may not be available at all terminals. Visa® Debit Card Account Access: You may use your debit card and PIN to: • Withdraw cash from your checking or savings • Transfer funds from your checking and savings accounts • Inquire as to the balance in your checking and savings accounts • Pay for purchases at places that have agreed to accept the card You may also use your debit card for signature-based transactions that do not require a PIN but may require positive identification. These transactions require you to sign for purchases and will not clear your account immediately like a PIN based transaction does. Transfer Limitations – You may withdraw up to $500 per day (24-hour period) using an ATM. You may withdraw up to $9,999.99 or complete no more than 20 transactions per day for point-of-sale transactions, whichever comes first. When getting cash at a point-of-sale terminal, those transactions are free and do not count towards the $500 per day limit. These limits are per calendar day not business day. Friday through Sunday is considered one day unless Friday is a holiday in which case Thursday through Sunday will be considered one day. If Monday is a holiday, then Friday through Monday will be considered one day. This limitation is an aggregate limitation, meaning that it applies to any combination of transactions across all of your accounts and not to each account separately. If you exceed this limitation, you will be charged an additional ATM Transaction Fee as set forth in the Fee Schedule. X.X.X. Audio Response System Account Access – You may use your X.X.X. PIN to: • Transfer funds between your FCCU accounts • Request that a check be mailed to your address on file for a withdrawal from your checking or savings accounts • Obtain your recent account history and balance information • Make payments on your loan accounts with us • Please refer to our X.X.X. insert for a complete list of all available services and account access Online Banking and Mobile Banking Account Access - You may use your Online and Mobile Banking to: • Transfer funds between your FCCU accounts and/or memberships • Obtain your recent account history and balance information • Make payments on your loans with us from your checking and savings accounts • Update your address information • Set up alerts such as balance notifications • Deposit Checks using Mobile Deposit Capture External Transfers Submit a request for access at any branch location. Upon approval, you may use External Transfers behind Online Banking to: • Transfer funds between your FCCU account and an account at another financial institution • Make payments to and/or from FCCU and/or other financial institutions Transfer Limitations - You may make up to five transfers per day/month limit. Transfer up to $3,000 per day or up to $10,000 per month, between your FCCU account and remote accounts at other financial institutions, whichever comes first. This limitation is an aggregate limitation and includes funds being transferred into and out of your FCCU account. BillPay Service • Make xxxx payments to approved merchants and other approved parties from your checking account(s). Refer to the iPay BillPay Agreement within Online Banking for detailed instructions. You agree to hold harmless First Community Credit Union in the event an incorrect phone number or email address is provided. • You may make payments/transfers not to exceed $9,999.99 per day. Person2Person Payments • Make Person2Person Transfers - you may make a transfer/payment directly to a person using their email address or phone number. This service is within Online Banking. Approval must be granted to allow person 2 person payments.

Transfer Types. The following electronic fund transfer services are available. Some of these services may not be available at all terminals. Visa® Debit Card Account Access: You may use your debit card and PIN to: • Withdraw cash from your checking or savings • Transfer funds from your checking and savings accounts • Inquire as to the balance in your checking and savings accounts • Pay for purchases at places that have agreed to accept the card You may also use your debit card for signature-based transactions that do not require a PIN but may require positive identification. These transactions require you to sign for purchases and will not clear your account immediately like a PIN based transaction does. Transfer Limitations – You may withdraw up to $500 per day (24-hour period) using an ATM. You may withdraw up to $9,999.99 or complete no more than 20 transactions per day for point-of-sale transactions, whichever comes first. When getting cash at a point-of-sale terminal, those transactions are free and do not count towards the $500 per day limit. These limits are per calendar day not business day. Friday through Sunday is considered one day unless Friday is a holiday in which case Thursday through Sunday will be considered one day. If Monday is a holiday, then Friday through Monday will be considered one day. This limitation is an aggregate limitation, meaning that it applies to any combination of transactions across all of your accounts and not to each account separately. If you exceed this limitation, you will be charged an additional ATM Transaction Fee as set forth in the Fee Schedule. X.X.X. Audio Response System Account Access – You may use your X.X.X. PIN to: • Transfer funds between your FCCU accounts • Request that a check be mailed to your address on file for a withdrawal from your checking or savings accounts • Obtain your recent account history and balance information • Make payments on your loan accounts with us • Please refer to our X.X.X. insert for a complete list of all available services and account access Online Banking and Mobile Banking Account Access - You may use your Online and Mobile Banking to: • Transfer funds between your FCCU accounts and/or memberships • Obtain your recent account history and balance information • Make payments on your loans with us from your checking and savings accounts • Update your address information • Set up alerts such as balance notifications • Deposit Checks using Mobile Deposit Capture External Transfers Submit a request for access at any branch location. Upon approval, you may use External Transfers behind Online Banking to: • Transfer funds between your FCCU account and an account at another financial institution • Make payments to and/or from FCCU and/or other financial institutions Transfer Limitations - You may make up to five transfers per day/month limit. Transfer up to $3,000 per day or up to $10,000 per month, between your FCCU account and remote accounts at other financial institutions, whichever comes first. This limitation is an aggregate limitation and includes funds being transferred into and out of your FCCU account. BillPay Service • Make xxxx bill payments to approved merchants and other approved parties from your checking account(s). Refer to the iPay BillPay Agreement within Online Banking for detailed instructions. You agree to hold harmless First Community Credit Union in the event an incorrect phone number or email address is provided. • You may make payments/transfers not to exceed $9,999.99 per day. Person2Person Payments • Make Person2Person Transfers - you may make a transfer/payment directly to a person using their email address or phone number. This service is within Online Banking. Approval must be granted to allow person 2 person payments.

Transfer Types. The following electronic fund transfer services are available. Some of these services may not be available at all terminals. Visa® Debit Card Account Access: You may use your debit card and PIN to: • Withdraw cash from your checking or savings • Transfer funds from your checking and savings accounts • Inquire as to the balance in your checking and savings accounts • Pay for purchases at places that have agreed to accept the card You may also use your debit card for signature-based transactions that do not require a PIN but may require positive identification. These transactions require you to sign for purchases and will not clear your account immediately like a PIN based transaction does. Transfer Limitations – You may withdraw up to $500 per day (24-hour period) using an ATM. You may withdraw up to $9,999.99 or complete no more than 20 transactions per day for point-of-sale transactions, whichever comes first. When getting cash at a point-of-sale terminal, those transactions are free and do not count towards the $500 per day limit. These limits are per calendar day not business day. Friday through Sunday is considered one day unless Friday is a holiday in which case Thursday through Sunday will be considered one day. If Monday is a holiday, then Friday through Monday will be considered one day. This limitation is an aggregate limitation, meaning that it applies to any combination of transactions across all of your accounts and not to each account separately. If you exceed this limitation, you will be charged an additional ATM Transaction Fee as set forth in the Fee Schedule. X.X.X. Audio Response System Account Access – You may use your X.X.X. PIN to: • Transfer funds between your FCCU accounts • Request that a check be mailed to your address on file for a withdrawal from your checking or savings accounts • Obtain your recent account history and balance information • Make payments on your loan accounts with us • Please refer to our X.X.X. insert for a complete list of all available services and account access Online Banking and Mobile Banking Account Access - You may use your Online and Mobile Banking to: • Transfer funds between your FCCU accounts and/or memberships • Obtain your recent account history and balance information • Make payments on your loans with us from your checking and savings accounts • Update your address information • Set up alerts such as balance notifications • Deposit Checks using Mobile Deposit Capture External Transfers Submit a request for access at any branch location. Upon approval, you may use External Transfers behind Online Banking to: • Transfer funds between your FCCU account and an account at another financial institution • Make payments to and/or from FCCU and/or other financial institutions Transfer Limitations - You may make up to five transfers per day/month limit. Transfer up to $3,000 per day or up to $10,000 per month, between your FCCU account and remote accounts at other financial institutions, whichever comes first. This limitation is an aggregate limitation and includes funds being transferred into and out of your FCCU account. BillPay Service • Make xxxx payments to approved merchants and other approved parties from your checking account(s). Refer to the iPay BillPay Agreement within Online Banking for detailed instructions. You agree to hold harmless First Community Credit Union in the event an incorrect phone number or email address is provided. • You may make payments/transfers not to exceed $9,999.99 per day. Person2Person Payments ) • Make Person2Person Transfers - you may make a transfer/payment directly to a person using their email address or phone number. This service is through BillPay within Online Banking. Approval must be granted You agree to allow person 2 person hold harmless First Community Credit Union in the event an incorrect phone number or email address is provided. Refer to the iPay BillPay Agreement within Online Banking for detailed instructions. • You may make payments/transfers not to exceed $9,999.99 per day.

Transfer Types. The following electronic fund transfer services are available. Some of these services may not be available at all terminals. Visa® Debit Card Account Access: You may use your debit card and PIN to: • Withdraw cash from your checking or savings • Transfer funds from your checking and savings accounts • Inquire as to the balance in your checking and savings accounts • Pay for purchases at places that have agreed to accept the card You may also use your debit card for signature-based transactions that do not require a PIN but may require positive identification. These transactions require you to sign for purchases and will not clear your account immediately like a PIN based transaction does. Transfer Limitations – You may withdraw up to $500 per day (24-hour period) using an ATM. You may withdraw up to $9,999.99 or complete no more than 20 transactions per day for point-of-sale transactions, whichever comes first. When getting cash at a point-of-sale terminal, those transactions are free and do not count towards the $500 per day limit. These limits are per calendar day not business day. Friday through Sunday is considered one day unless Friday is a holiday in which case Thursday through Sunday will be considered one day. If Monday is a holiday, then Friday through Monday will be considered one day. This limitation is an aggregate limitation, meaning that it applies to any combination of transactions across all of your accounts and not to each account separately. If you exceed this limitation, you will be charged an additional ATM Transaction Fee as set forth in the Fee Schedule. X.X.X. Audio Response System Account Access – You may use your X.X.X. PIN to: • Transfer funds between your FCCU accounts • Request that a check be mailed to your address on file for a withdrawal from your checking or savings accounts • Obtain your recent account history and balance information • Make payments on your loan accounts with us • Please refer to our X.X.X. insert for a complete list of all available services and account access Online Banking and Mobile Banking Account Access - You may use your Online and Mobile Banking to: • Transfer funds between your FCCU accounts and/or memberships • Obtain your recent account history and balance information • Make payments on your loans with us from your checking and savings accounts • Update your address information • Set up alerts such as balance notifications • Deposit Checks using Mobile Deposit Capture External Transfers Submit a request for access at any branch location. Upon approval, you may use External Transfers behind Online Banking to: • Transfer funds between your FCCU account and an account at another financial institution • Make payments to and/or from FCCU and/or other financial institutions Transfer Limitations - You may make up to five transfers per day/month limit. Transfer up to $3,000 per day or up to $10,000 per month, between your FCCU account and remote accounts at other financial institutions, whichever comes first. This limitation is an aggregate limitation and includes funds being transferred into and out of your FCCU account. BillPay Service • Make xxxx payments to approved merchants and other approved parties from your checking account(s). Refer to the iPay BillPay Agreement within Online Banking for detailed instructions. You agree to hold harmless First Community Credit Union in the event an incorrect phone number or email address is provided. • You may make payments/transfers not to exceed $9,999.99 per day. Person2Person Payments ) • Make Person2Person Transfers - you may make a transfer/payment directly to a person using their email address or phone number. This service is through BillPay within Online Banking. Approval must be granted You agree to allow person 2 person hold harmless First Community Credit Union in the event an incorrect phone number or email address is provided. Refer to the iPay BillPay Agreement within Online Banking for detailed instructions. • You may make payments/transfers not to exceed $9,999.99 per day.