Common use of Transfer Provisions Clause in Contracts

Transfer Provisions. Prior to the Annuity Date, You may transfer all or part of Your Contract Value to any of the Subaccounts or Fixed Account Options subject to certain restrictions. We reserve the right to charge a fee for transfers if the number of transfers exceeds the limit specified by Us. The minimum amount that can be transferred and the amount that can remain in a Subaccount or Fixed Account Option are subject to Company limits. TRANSFERS OF ACCUMULATION AND ANNUITY UNITS BETWEEN SUBACCOUNTS Prior to the Annuity Date, You may transfer all or a portion of Your Contract Value between Subaccounts. A transfer will result in the purchase of Accumulation Units in a Subaccount and the redemption of Accumulation Units in the other Subaccount. Transfers will be effected at the next computed Accumulation Unit Value following Our receipt of Your request for transfer. Accumulation Unit Values are calculated at the close of each NYSE business day. After the Annuity Date, You may transfer all or a portion of Your Contract Value from one Subaccount to another Subaccount. A transfer will result in the purchase of Annuity Units in a Subaccount and the redemption of Annuity Units in the other Subaccount. Transfers will be effected for the last NYSE business day of the month in which We receive Your request for the transfer. TRANSFERS OF ACCUMULATION UNITS TO AND FROM THE FIXED ACCOUNT Prior to the Annuity Date, You may transfer all or any part of Your Contract Value from the Subaccount(s) to the Fixed Account Option(s) or from the Fixed Account Option(s) to the Subaccount(s) of the Contract. However, You may only transfer to the 1-Year DCA Fixed Account Option if You are participating in the DCA program. After the Annuity Date, transfers into or out of the Fixed Account Option(s) are not allowed.

Transfer Provisions. Prior to the Annuity Date, You may transfer all or part of Your Contract Certificate Value to any of the Subaccounts or Fixed Account Options subject to certain restrictions. We reserve the right to charge a fee for transfers if the number of transfers exceeds the limit specified by Us. The minimum amount that can be transferred and the amount that can remain in a Subaccount or Fixed Account Option are subject to Company limits. TRANSFERS OF ACCUMULATION AND ANNUITY UNITS BETWEEN SUBACCOUNTS Prior to the Annuity Date, You may transfer all or a portion of Your Contract Certificate Value between Subaccounts. A transfer will result in the purchase of Accumulation Units in a Subaccount and the redemption of Accumulation Units in the other Subaccount. Transfers will be effected at the next computed Accumulation Unit Value following Our receipt of Your request for transfer. Accumulation Unit Values are calculated at the close of each NYSE business day. After the Annuity Date, You may transfer all or a portion of Your Contract Certificate Value from one Subaccount to another Subaccount. A transfer will result in the purchase of Annuity Units in a Subaccount and the redemption of Annuity Units in the other Subaccount. Transfers will be effected for the last NYSE business day of the month in which We receive Your request for the transfer. TRANSFERS OF ACCUMULATION UNITS TO AND FROM THE FIXED ACCOUNT Prior to the Annuity Date, You may transfer all or any part of Your Contract Certificate Value from the Subaccount(s) to the Fixed Account Option(s) or from the Fixed Account Option(s) to the Subaccount(s) of the ContractCertificate. However, You may only transfer to the 1-Year DCA Fixed Account Option if You are participating in the DCA program. After the Annuity Date, transfers into or out of the Fixed Account Option(s) are not allowed.

Transfer Provisions. Prior to the Annuity Date, You may transfer all or part of Your Contract Certificate Value to any of the Subaccounts Variable Portfolios or Fixed Account Options subject to certain restrictionsOptions. We reserve the right to charge a fee for transfers if the number of transfers exceeds the limit specified by Us. The minimum amount that can be transferred and the amount that can remain in a Subaccount Variable Portfolio or Fixed Account Option are subject to Company limits. TRANSFERS OF ACCUMULATION AND ANNUITY UNITS BETWEEN SUBACCOUNTS VARIABLE PORTFOLIOS Prior to the Annuity Date, You may transfer all or a portion of Your Contract Certificate Value between SubaccountsVariable Portfolios. A transfer will result in the purchase redemption of Accumulation Units in a Subaccount Variable Portfolio and the redemption purchase of Accumulation Units in the other SubaccountVariable Portfolio. Transfers will be effected at the next computed Accumulation Unit Value following Our receipt of Your request for transfer. Accumulation Unit Values are calculated at the close of each NYSE business day. After the Annuity Date, You may transfer all or a portion of Your Contract Certificate Value from one Subaccount Variable Portfolio to another SubaccountVariable Portfolio. A transfer will result in the purchase redemption of Annuity Units in a Subaccount Variable Portfolio and the redemption purchase of Annuity Units in the other SubaccountVariable Portfolio. Transfers will be effected for the last NYSE business day of the month in which We receive Your request for the transfer. TRANSFERS OF ACCUMULATION AND ANNUITY UNITS TO AND FROM THE FIXED ACCOUNT OPTIONS Prior to the Annuity Date, You may transfer all or any part of Your Contract Certificate Value from the Subaccount(sVariable Portfolio(s) to the any Fixed Account Option(s) or from the Fixed Account Option(s) to the Subaccount(sVariable Portfolio(s) of the Contract. However, You may only transfer to the 1-Year DCA Fixed Account Option if You are participating in the DCA program. After the Annuity Date, transfers into or out of the Fixed Account Option(s) are not allowed.

Transfer Provisions. Prior to the Annuity Date, You may transfer all or part of Your Contract Certificate Value to any of the Subaccounts or the Fixed Account Options subject to certain restrictions. We reserve the right to charge a fee for transfers if the number of transfers exceeds the limit specified by Us. The minimum amount that can be transferred and the amount that can remain in a Subaccount or a Fixed Account Option are subject to Company limits. If this Certificate is issued in connection with an ERISA Plan, the availability of certain Subaccounts or Fixed Account Options may be limited by the provisions of the ERISA Plan as certified by the Plan Administrator to Us. TRANSFERS OF ACCUMULATION AND ANNUITY UNITS BETWEEN SUBACCOUNTS Prior to the Annuity Date, You may transfer all or a portion of Your Contract Certificate Value between Subaccounts. A transfer will result in the purchase of Accumulation Units in a Subaccount and the redemption of Accumulation Units in the other Subaccount. Transfers will be effected at the next computed Accumulation Unit Value following Our receipt of Your request for transfer. Accumulation Unit Values are calculated at the close of each NYSE business day. After the Annuity Date, You may transfer all or a portion of Your Contract Certificate Value from one Subaccount to another Subaccount. A transfer will result in the purchase of Annuity Units in a Subaccount and the redemption of Annuity Units in the other Subaccount. Transfers will be effected for the last NYSE business day of the month in which We receive Your request for the transfer. TRANSFERS OF ACCUMULATION UNITS TO AND FROM THE FIXED ACCOUNT OPTION(S) Prior to the Annuity Date, You may transfer all or any part of Your Contract Certificate Value from the Subaccount(s) to the any Fixed Account Option(s) other than the DCA Fixed Account Options or from the Fixed Account Option(s) to the Subaccount(s) of the Contract. However, You may only transfer to the 1-Year DCA Fixed Account Option if You are participating in the DCA programCertificate. After the Annuity Date, transfers into or out of the Fixed Account Option(s) are not allowed.

Transfer Provisions. Prior Subject to the Annuity Dateapplicable restrictions, You may transfer all or of part of Your Contract Value to any of amongst the Subaccounts or Variable Portfolios and/or available Fixed Account Options subject to certain restrictions. We reserve the right to charge a fee for transfers if the number of transfers exceeds the limit specified by Us(unless otherwise noted). The minimum amount that can be transferred and the amount that can remain in a Subaccount or Variable Portfolio and/or available Fixed Account Option are subject to Company limits. We further reserve the right to restrict Your transfer privileges, including but not limited to possible termination of those privileges in our sole discretion. Furthermore, the Underlying Funds, may have their own transfer policies that are applicable to this Contract as a result of investment in the Variable Portfolios. These policies, likewise may include termination of Your transfer privileges and/or penalty fees resulting from transfer activity that is defined as excessive according to the Underlying Funds' policies. TRANSFERS OF ACCUMULATION AND ANNUITY UNITS BETWEEN SUBACCOUNTS Prior to VARIABLE PORTFOLIOS AND FIXED ACCOUNTS Before the Annuity Date, You may transfer all or a portion of Your Contract Value between Subaccountstransfers are subject to certain restrictions. A transfer will result in the purchase of Accumulation Units in a Subaccount and the redemption of Accumulation Units in the other Subaccount. Transfers will be effected at the next computed Accumulation Unit Value following Our receipt of Your request for transfer. Accumulation Unit Values are calculated at the close of each NYSE business day. After the Annuity Date, You may transfer all or a portion of Your Contract Value from one Subaccount Variable Portfolio to another SubaccountVariable Portfolio(s) or any available Fixed Account Option(s) other than the DCA Fixed Account Options. You may also transfer from any available Fixed Account Option(s) to the Variable Portfolio(s) and/or any available Fixed Account Option(s) of the Contract. A transfer will result in the purchase redemption of Annuity Accumulation Units in a Subaccount Variable Portfolio and the purchase of Accumulation Units in the other Variable Portfolio. Transfers will be effected at the end of the NYSE business day in which We receive Your completed request for the transfer. TRANSFERS OF ANNUITY UNITS BETWEEN VARIABLE PORTFOLIOS On and after the Annuity Date, transfers into and out of any available Fixed Account Option(s) are not allowed. You may transfer all or a portion of Your Contract Value from one Variable Portfolio to another Variable Portfolio(s). A transfer will result in the redemption of Annuity Units in a Variable Portfolio and the purchase of Annuity Units in the other SubaccountVariable Portfolio. Transfers will be effected for the last NYSE business day of the month in which We receive Your request for the transfer. TRANSFERS OF ACCUMULATION UNITS TO AND FROM THE FIXED ACCOUNT Prior to the Annuity Date, You may transfer all or any part of Your Contract Value from the Subaccount(s) to the Fixed Account Option(s) or from the Fixed Account Option(s) to the Subaccount(s) of the Contract. However, You may only transfer to the 1-Year DCA Fixed Account Option if You are participating in the DCA program. After the Annuity Date, transfers into or out of the Fixed Account Option(s) are not allowed.