Common use of SMS BANKING Clause in Contracts

SMS BANKING. Confirmation of bank operation by SMS code. Performing the transaction and receiving the service by confirmation from the electronic link. 10.1. General rules for using SMS banking 10.1.1. SMS banking is a remote banking service; it gives the client, who has submitted to the bank an application through the mobile phone number (hereinafter referred to as "authorized number") as specified in paragraph 1.2, the opportunity to use the banking services provided for in this article. SMS is sent to the phone number declared by the client to the bank (recorded in the most recent application). The authorized number can be changed only by visiting the bank's service point. With SMS banking, the client will receive banking information through a short text message of predetermined standard content (hereinafter referred to as "SMS"), including information on operations performed on their own bank accounts, various banking (including credit) product(s) offered to the client by the bank/requested by the client. Client may also request and receive other banking information they need (including the balance(s) on the account(s), exchange rate(s), etc.). 10.1.2. The client may use SMS banking after registering as a user of the said service. In addition, the client who applies to the bank for the purpose of performing a transaction and/or receiving services, and/or uses the relevant service(s), the SMS banking service is automatically deactivated, for which it is necessary that the client's authorized number is registered in the bank's program. To cancel this service, it is necessary to perform one of the following actions: 10.1.2.1. visit to the service center of the bank; 10.1.2.2. calling the bank's telephone service service center; 10.1.2.3. Sending a message to the bank through the bank's remote service channel (Internet Bank, Mobile Bank) from the designated personal settings page. 10.1.3. SMS banking services are provided through the telephone number specified by the client. 10.1.4. The bank and the client acknowledge and confirm the fact that the information received through SMS banking and the transactions performed have the same legal power as a paper document certified by the person authorized to dispose of the account and receive the information. 10.1.5. The terms and conditions set forth in this agreement shall apply to the execution of transactions and the receipt of service(s) allowed through SMS Banking, considering the exceptions set forth in this article. 10.1.6. The terms and conditions contained in this article apply to all bank accounts of the client. When the client opens a new account in the bank, SMS banking services will be provided in accordance with the terms of this agreement. In this case, a new contract will not be signed between the bank and the client, and the terms of this contract will apply to the new account. 10.1.7. The client declares their consent and authorizes the bank to provide the information (including the client's personal data) necessary for the purpose of providing SMS banking services to the telecommunication (mobile) operator(s) in contractual relationship with the bank, who in turn fulfill the obligation to protect the privacy of the information provided by the bank. 10.1.8. The client is responsible for the transactions carried out by SMS banking/the results of the disclosure of the information provided by the bank to the client.