Common use of Shinsei Power Direct Service Contents Clause in Contracts

Shinsei Power Direct Service Contents. Shinsei Power Direct (hereinafter the "Service") may be used when the customer uses services or conducts transactions prescribed by the Bank, including the following internet banking services and transactions, by making a request through a computer terminal (including the Bank-designated terminals such as smartphone which enable the User to access and browse the Internet. Hereinafter the same in this Customer Agreement.).The User may not use services/ transactions related to comprehensive investment trust transactions (hereinafter, “Investment Trust Transactions”) unless the Bank accepts applications from the User for such transactions. The User must open a securities transaction account in a securities company affiliated with the Bank (hereinafter, an “affiliated securities company”) to enter into securities transactions using securities transaction brokerage services provided by the Bank. In securities transactions using the securities transaction brokerage services, the Bank will receive orders from the User, and each of the affiliated securities companies will place and execute these orders. As a sales agent, the Bank will also receive applications for individual annuity insurance via the Service and, when an insurance company which has separately concluded an agent entrustment contract with the Bank (hereinafter, the “Underwriting Insurance Company”) decides to underwrite the insurance contract, the contract will be concluded between the User and the Underwriting Insurance Company. A User must open an exclusive card loan account with the Bank with the Bank’s consent to enter into card loan transactions. However the available services depend on the computer terminals.