Servicing Compensation; Interchange Clause Samples

Servicing Compensation; Interchange. 15 ARTICLE IV RIGHTS OF SERIES 2000-_ NOTEHOLDERS AND ALLOCATION AND APPLICATION OF COLLECTIONS Section 4.01. Collections and Allocations..........................................................16 Section 4.02. Determination of Monthly Interest....................................................18 Section 4.03. Determination of Monthly Principal...................................................19 Section 4.04. Application of Available Finance Charge Collections and Available Principal Collections..........................................................................19 Section 4.05. Investor Charge-Offs.................................................................22 Section 4.06. Reallocated Principal Collections....................................................22 Section 4.07. Excess Finance Charge Collections....................................................22 Section 4.08. Shared Principal Collections and Shared Transferor Principal Collections.............23 Section 4.09. Principal Funding Account............................................................23 Section 4.10. Reserve Account......................................................................25 Section 4.11. Spread Account.......................................................................27 Section 4.12. [Determination of LIBOR].............................................................29 Section 4.13. Investment Instructions..............................................................30

Servicing Compensation; Interchange. 16 ARTICLE IV Rights of Series 2000-[ ] Noteholders and Allocation and Application of Collections... 17 Section 4.01

Servicing Compensation; Interchange. 20 ARTICLE IV

Servicing Compensation; Interchange. (a) The share of the Monthly Servicing Fee allocable to the Series 1996-A Certificateholders with respect to any Distribution Date (the Investor Monthly Servicing Fee) shall be equal to one-twelfth of the product of (x) the Servicing Fee Percentage and (y) the daily average Invested Amount, if any, for the related Due Period. The Investor Monthly Servicing Fee shall be payable solely to the extent amounts are available for distribution in respect thereof pursuant to this Series Supplement. The remainder of the Monthly Servicing Fee shall be paid by the Transferor or the Certificateholders of other Series (as provided in the Agreement and the Supplements relating to such other Series) and in no event shall the Trust, the Trustee or the Series 1996-A Certificateholders be liable for the share of the Monthly Servicing Fee to be paid by the Transferor or the Certificateholders of any other Series.

Servicing Compensation; Interchange. 15 ARTICLE IV RIGHTS OF SERIES 1997-ONE CERTIFICATEHOLDERS AND ALLOCATION AND APPLICATION OF COLLECTIONS Section 4.01. Collections and Allocations.......................................................... 15 Section 4.02. Determination of Monthly Interest.................................................... 20

Servicing Compensation; Interchange. EXHIBIT 3 TO FORM 8-A

Servicing Compensation; Interchange