Common use of SECURITY CODES Clause in Contracts

SECURITY CODES. You will be provided an identification code for your use of the Online Services, or you may be required to select or create one or more alphanumeric codes, images, phrases, questions with a matching answer, or you may be required to use a fingerprint sensor (available on certain mobile devices), or Face recognition feature, or other types of security techniques, all of which are referred to together and separately as your "Security Codes". We require you to use the Security Codes to gain access to the Online Services, and you will not be allowed to access the Online Services without your Security Codes. From time to time, we may require you to select or create different Security Codes and may change the types of security techniques used to access the Online Services. You agree that use of your Security Codes and any other required security techniques will authenticate your identity and verify the instructions you provide to us. You also agree that we may send notices and other communications about our security techniques and your Security Codes, including designations and confirmations of specific Security Codes, to your current address and/or e-mail address shown on our records. You agree to keep your Security Codes secure and strictly confidential. If you permit or direct other persons to use these Online Services, you are responsible for any transactions they authorize or conduct on any of your Accounts. Some mobile devices have the ability to store multiple fingerprints or facial images, allowing family, friends or other users access to your device. Because the Mobile App uses your device’s stored fingerprint or facial data to grant access to your Account(s), either do not use the Mobile App if you are sharing your mobile device with a person who is not authorized to access your Account(s) or do not register multiple fingerprints on your mobile device. It could result in an unauthorized person having access to your Account(s). You agree to hold us harmless from any unauthorized transactions or changes to your Account(s) resulting from the sharing of your mobile device. For your protection, you should memorize your Security Codes and not keep any notation of your Security Codes on or with your computer or mobile device. Where possible, you should change your Security Codes regularly. In selecting your Security Codes, you should select items that are different from any other security code that you may have for other accounts. Tell us AT ONCE if you believe your Security Codes have been lost or stolen. We may suspend or cancel your Security Codes even without receiving such notice from you if we suspect your Security Codes are being used in an unauthorized or fraudulent manner. You also agree to review promptly each periodic statement you receive from us for an Account in order to detect any unauthorized transactions. You agree that you are responsible for maintaining the confidentiality and security of all Security Codes, and for implementing the necessary internal controls, balancing and reconciliation functions, and audit procedures to protect your Accounts from theft or misuse You agree that the use of the Security Codes and other security techniques that we have established for the Online Services constitutes a commercially reasonable security procedure for you. To the full extent allowed by law, you agree to be bound by all requests, communications, or other instructions to us that are initiated under the Online Services and in compliance with this security procedure, regardless of whether or not you or any authorized user actually authorized the instruction. If any instruction initiated under the Online Services and accepted by us in compliance with this security procedure contains any error, to the full extent allowed by law, you shall be liable for, and shall indemnify us against any claims, losses and expenses we may incur that arise from or relate to the erroneous instructions. Our records demonstrating compliance with this security procedure will be deemed conclusive proof that the payment order received by us was authorized and that you are bound by those instructions. You agree that we may send notices and other communications, including Security Code confirmations, to the current address shown in our records, whether or not that address includes a designation for delivery to the attention of any particular individual. You further agree that we will not be responsible or liable to you in any way if information is intercepted by an unauthorized person, either in transit or at your home or place of business.

SECURITY CODES. You will be provided an identification code for your use of the Online Services, or you may be required to select or create one or more alphanumeric codes, images, phrases, questions with a matching answer, or you may be required to use a fingerprint sensor (available on certain mobile devices), or Face recognition feature, or other types of security techniques, all of which are referred to together and separately as your "Security Codes". We require you to use the Security Codes to gain access to the Online Services, and you will not be allowed to access the Online Services without your Security Codes. From time to time, we may require you to select or create different Security Codes and may change the types of security techniques used to access the Online Services. You agree that use of your Security Codes and any other required security techniques will authenticate your identity and verify the instructions you provide to us. You also agree that we may send notices and other communications about our security techniques and your Security Codes, including designations and confirmations of specific Security Codes, to your current address and/or e-mail address shown on our records. You agree to keep your Security Codes secure and strictly confidential. If you permit or direct other persons to use these Online Services, you are responsible for any transactions they authorize or conduct on any of your Accounts. Some mobile devices have the ability to store multiple fingerprints or facial imagesfingerprints, allowing family, friends or other users access to your device. Because the Mobile App uses your device’s stored fingerprint or facial data to grant access to your Account(s), either do not use the Mobile App if you are sharing your mobile device with a person who is not authorized to access your Account(s) or do not register multiple fingerprints on your mobile device. It could result in an unauthorized person having access to your Account(s). You agree to hold us harmless from any unauthorized transactions or changes to your Account(s) resulting from the sharing of your mobile device. For your protection, you should memorize your Security Codes and not keep any notation of your Security Codes on or with your computer or mobile device. Where possible, you should change your Security Codes regularly. In selecting your Security Codes, you should select items that are different from any other security code that you may have for other accounts. Tell us AT ONCE if you believe your Security Codes have been lost or stolen. We may suspend or cancel your Security Codes even without receiving such notice from you if we suspect your Security Codes are being used in an unauthorized or fraudulent manner. You also agree to review promptly each periodic statement you receive from us for an Account in order to detect any unauthorized transactions. You agree that you are responsible for maintaining the confidentiality and security of all Security Codes, and for implementing the necessary internal controls, balancing and reconciliation functions, and audit procedures to protect your Accounts from theft or misuse You agree that the use of the Security Codes and other security techniques that we have established for the Online Services constitutes a commercially reasonable security procedure for you. To the full extent allowed by law, you agree to be bound by all requests, communications, or other instructions to us that are initiated under the Online Services and in compliance with this security procedure, regardless of whether or not you or any authorized user actually authorized the instruction. If any instruction initiated under the Online Services and accepted by us in compliance with this security procedure contains any error, to the full extent allowed by law, you shall be liable for, and shall indemnify us against any claims, losses and expenses we may incur that arise from or relate to the erroneous instructions. Our records demonstrating compliance with this security procedure will be deemed conclusive proof that the payment order received by us was authorized and that you are bound by those instructions. You agree that we may send notices and other communications, including Security Code confirmations, to the current address shown in our records, whether or not that address includes a designation for delivery to the attention of any particular individual. You further agree that we will not be responsible or liable to you in any way if information is intercepted by an unauthorized person, either in transit or at your home or place of business.