Common use of Securities Documents Clause in Contracts

Securities Documents. NPB has delivered to NFC copies of: -------------------- (a) NPB's annual reports on SEC Form 10-K for the years ended December 31, 2004 and 2003; (b) NPB's quarterly reports on SEC Form 10-Q for the quarters ended March 31, 2005 and June 30, 2005; (c) all other reports, registration statements and filings of NPB filed with the SEC since January 1, 2005; and (d) NPB's proxy materials used in connection with its meetings of shareholders held in 2005 and 2004. Such reports and proxy materials complied, in all material respects, and any future SEC reports, filings, and proxy materials will comply, in all material respects, with the rules and regulations of the SEC to the extent applicable thereto. All such SEC reports, filings and proxy materials did not and will not, at the time of their filing, contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances in which they were made, not misleading.

Securities Documents. NPB has delivered to NFC FirstService copies of: --------------------: (a) NPB's annual reports on SEC Form 10-K for the years ended December 31, 2004 2000 and 20032001; (b) NPB's quarterly reports report on SEC Form 10-Q for the quarters ended March 31, 2005 2002 and June 30, 20052002; (c) all other reports, registration statements and filings of NPB filed with the SEC since January 1, 20052002; and (d) NPB's proxy materials used in connection with its meetings of shareholders held in 2005 2002 and 20042001. Such reports and proxy materials complied, in all material respects, and any future SEC reports, filings, and proxy materials will comply, in all material respects, with the rules and regulations of the SEC to the extent applicable thereto. All such SEC reports, filings and proxy materials did not and will not, at the time of their filing, contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances in which they were made, not misleading.

Securities Documents. NPB has delivered to NFC CIB copies of: -------------------- (a) NPB's annual reports on SEC Form 10-K for the years ended December 31, 2004 1999 and 20031998; (b) NPB's quarterly reports report on SEC Form 10-Q for the quarters quarter ended March 31, 2005 and June 30, 20052000; (c) all other reports, registration statements and filings of NPB filed with the SEC since January 1, 20052000; and (d) NPB's proxy materials used in connection with its meetings of shareholders held in 2005 2000 and 20041999. Such reports and proxy materials complied, in all material respects, and any all future SEC reports, filings, and proxy materials will comply, in all material respects, with the rules and regulations of the SEC to the extent applicable thereto. All , and all such SEC reports, filings and proxy materials did not and will not, at the time of their filing, contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances in which they were made, not misleading.

Securities Documents. NPB has delivered or made available to NFC CBT copies of: --------------------: (a) NPB's annual reports on SEC Form 10-K for the years ended December 31, 2004 2006 and 20032005; (b) NPB's ’s quarterly reports on SEC Form 10-Q for the quarters ended March 31, 2005 2007 and June 30March 31, 20052006; (c) all other reports, registration statements and filings of NPB filed with the SEC since January 1, 20052007; and (d) NPB's proxy materials used in connection with its meetings of shareholders held in 2005 2007 and 20042006. Such reports and proxy materials complied, in all material respects, and any future SEC reports, filings, and proxy materials will comply, in all material respects, with the rules and regulations of the SEC to the extent applicable thereto. All such SEC reports, filings and proxy materials did not and will not, at the time of their filing, contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances in which they were made, not misleading.

Securities Documents. NPB PFI has delivered to NFC NPB copies of: --------------------: (a) NPB's PFI’s annual reports on SEC Form 10-K for the years ended December 31, 2004 2002 and 20032001; (b) NPB's PFI’s quarterly reports report on SEC Form 10-Q for the quarters ended March 31, 2005 and 2003, June 30, 2005;2003 and September 30, 2003. (c) all other reports, registration statements and filings of NPB PFI filed with the SEC since January 1, 20052003; and (d) NPB's PFI’s proxy materials used in connection with its meetings of shareholders held in 2005 2003 and 20042002. Such reports and proxy materials complied, in all material respects, and any all future SEC reports, filings, and proxy materials will comply, in all material respects, with the rules and regulations of the SEC to the extent applicable thereto. All , and all such SEC reports, filings and proxy materials did not and will not, at the time of their filing, contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances in which they were made, not misleading.

Securities Documents. NPB has delivered to NFC CIB copies of: --------------------: (a) NPB's annual reports on SEC Form 10-K for the years ended December 31, 2004 1999 and 20031998; (b) NPB's quarterly reports report on SEC Form 10-Q for the quarters quarter ended March 31, 2005 and June 30, 20052000; (c) all other reports, registration statements and filings of NPB filed with the SEC since January 1, 20052000; and (d) NPB's proxy materials used in connection with its meetings of shareholders held in 2005 2000 and 20041999. Such reports and proxy materials complied, in all material respects, and any all future SEC reports, filings, and proxy materials will comply, in all material respects, with the rules and regulations of the SEC to the extent applicable thereto. All , and all such SEC reports, filings and proxy materials did not and will not, at the time of their filing, contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances in which they were made, not misleading.

Securities Documents. NPB CIB has delivered to NFC NPB copies of: --------------------: (a) NPBCIB's annual reports on SEC Form 10-K KSB for the years ended December 31, 2004 1999 and 20031998; (b) NPBCIB's quarterly reports report on SEC Form 10-Q QSB for the quarters quarter ended March 31, 2005 and June 30, 20052000; (c) all other reports, registration statements and filings of NPB CIB filed with the SEC since January 1, 20052000; and (d) NPBCIB's proxy materials used in connection with its meetings of shareholders held in 2005 2000 and 20041999. Such reports and proxy materials complied, in all material respects, and any all future SEC reports, filings, and proxy materials will comply, in all material respects, with the rules and regulations of the SEC to the extent applicable thereto. All , and all such SEC reports, filings and proxy materials did not and will not, at the time of their filing, contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances in which they were made, not misleading.

Securities Documents. NPB PFI has delivered to NFC NPB copies of: --------------------: (a) NPBPFI's annual reports on SEC Form 10-K for the years ended December 31, 2004 2002 and 20032001; (b) NPBPFI's quarterly reports report on SEC Form 10-Q for the quarters ended March 31, 2005 and 2003, June 30, 2005;2003 and September 30, 2003. (c) all other reports, registration statements and filings of NPB PFI filed with the SEC since January 1, 20052003; and (d) NPBPFI's proxy materials used in connection with its meetings of shareholders held in 2005 2003 and 20042002. Such reports and proxy materials complied, in all material respects, and any all future SEC reports, filings, and proxy materials will comply, in all material respects, with the rules and regulations of the SEC to the extent applicable thereto. All , and all such SEC reports, filings and proxy materials did not and will not, at the time of their filing, contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances in which they were made, not misleading.

Securities Documents. NPB CIB has delivered to NFC NPB copies of: -------------------- (a) NPBCIB's annual reports on SEC Form 10-K KSB for the years ended December 31, 2004 1999 and 20031998; (b) NPBCIB's quarterly reports report on SEC Form 10-Q QSB for the quarters quarter ended March 31, 2005 and June 30, 20052000; (c) all other reports, registration statements and filings of NPB CIB filed with the SEC since January 1, 20052000; and (d) NPBCIB's proxy materials used in connection with its meetings of shareholders held in 2005 2000 and 20041999. Such reports and proxy materials complied, in all material respects, and any all future SEC reports, filings, and proxy materials will comply, in all material respects, with the rules and regulations of the SEC to the extent applicable thereto. All , and all such SEC reports, filings and proxy materials did not and will not, at the time of their filing, contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances in which they were made, not misleading.