Common use of Scheduling Payments Clause in Contracts

Scheduling Payments. Funds must be available in your Bill Payment Account on the scheduled payment date. If the date you schedule a payment to be initiated falls on a non-Business Day (Saturday, Sunday, or holiday), funds must be available in your Bill Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered in two (2) to five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROL.

Scheduling Payments. You may schedule Payments to be initiated on the current Business Day, on a future date, or on the same date of each month. You must schedule your payments long enough in advance of the date you want the payment to be received by the payee to allow for processing and transmission of the payment either through an Automated Clearing House (“ACH”) or by check drawn by the bill payment processor and sent through the United States mail. You should schedule electronic payments to be processed at least three (3) Business Days before the payment due date, and payments by check at least five (5) Business Days before the payment due date. A “Business Day” shall mean Monday through Friday, excluding Federal Banking holidays. Although you can enter Payment information through the Service twenty-four (24) hours a day, seven (7) days a week, Bank only initiates Payments on Business Days. If you make a payment prior to 7pm pacific, it will be scheduled for processing the next business day. If payment is made after 7pm pacific, it will be initiated two business days after initiation. Changes to previously scheduled Payments must be made before 7 p.m. pacific on the Business Day before the day it is to be initiated, and, even if attempted before that time, if the transaction shows an “in process” status, then it cannot be modified or cancelled. Funds must be available in your Bill Payment Account on the scheduled payment date. If the date you schedule a payment to be initiated falls on a non-Business Day (Saturday, Sunday, or holiday), funds must be available in your Bill Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a payment, we We may make the payment Payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee Payee or by mailing the payee Payee a checkcheck drawn on your account, as indicated when you initiate the Payment. Funds for Payments scheduled via bill pay made electronically, will be delivered in two (2) to five (5) Business Days, depending deducted from your account on the methodBusiness Day the Payment is transmitted. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a Funds for Payments made by check will be issued and mailed deducted from your account on the date the check is presented for payment to the address you provideBank. This is a default method used to ensure that You must be careful when selecting the delivery of account from which the payment is made, even if we’re (bill pay provider) is unable to validate be made and when imputing the payee’s name and address, address or account numberas neither the Bank nor the processing company will check for accuracy. The funds are debited from You agree not to use the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your Bank’s Bill Payment service for payments made to or through the Bill Payment Service by the designated delivery datea federal, you acknowledge that circumstances beyond our control may cause delays in the delivery, handlingstate, or posting of paymentlocal court or agency (fines, taxes, fees, etc.) These payees may not be equipped to properly handle electronic payments or a payment not accompanied by a coupon or similar document. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLYou also understand that the Bank has no obligation to monitor your compliance with this requirement and is not liable for any payment to these payees which are not processed timely or properly.

Scheduling Payments. Funds must be available in your Bill Payment Account on the scheduled payment date. If the date you schedule a payment to be initiated falls on a non-Business Day business day (Saturday, Sunday, or holidaya holiday that the Credit Union is closed), funds must be available in your Bill Payment Account the following Business Day (e.g. Monday)business day. After funds are withdrawn from your Bill Payment Account account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered You may choose to schedule payments to recur in two the same amount at regular weekly, monthly, or semi-monthly intervals. When you create a new payee in the Bill Payment Service, it may take up to four (24) business days to set up the payee to receive payments. You should schedule a payment to a new payee at least ten (10) business days before any payment due date, to allow us time to set up the payee and verify information about your account with the payee. For all subsequent payments, you agree to allow at least four (4) to five ten (510) Business Days, depending on business days between the method. For payees that accept electronic payments, they will receive date you schedule a payment to be initiated (remit date) and the payment within two due date (2) Business Days after that is, the scheduled send due date shown on date. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate your invoice or provided in your agreement with the payee, address or not taking into account numberany applicable grace period). The funds are debited from the linked account While some companies allow initiation of a scheduled payment to take place up to one (1) business day before payment is due, the Credit Union advises against this and is not responsible for any late payments, fees, finance charges or other charges incurred if this option is exercised. If the payment is an Automatic Clearing House (ACH) electronic payment, it may take up to two four (24) Business Days after business days to reach the send on datepayee. While we will make commercially reasonable efforts to deliver your payments made through However, if the Bill company or person that you are paying cannot accept an electronic payment, the bill Payment Service will send a check that may take up to ten (10) business days. If you do not follow these time frames, you will be fully responsible for all late fees, finance charges or other actions taken by the designated delivery datepayee. If you schedule your payment and follow all instructions provided, you acknowledge that circumstances beyond our control may cause delays but the payment is not received by the payee in a timely manner, the delivery, handling, Credit Union will work with the payee on your behalf to reverse any late fees or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLcharges.

Scheduling Payments. Funds must be available in your Bill Payment Account on the scheduled payment date. If the date you schedule a payment to be initiated falls on a non-Business Day business day (Saturday, Sunday, or holidaya holiday that the Credit Union is closed), funds must be available in your Bill Payment Account the following Business Day (e.g. Monday)business day. After funds are withdrawn from your Bill Payment Account account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered You may choose to schedule payments to recur in two the same amount at regular weekly, monthly, or semi-monthly intervals. When you create a new payee in the Bill Payment Service, it may take up to four (24) business days to set up the payee to receive payments. You should schedule a payment to a new payee at least ten (10) business days before any payment due date, to allow us time to set up the payee and verify the information about your account with the payee. For all subsequent payments, you agree to allow at least four (4) to five ten (510) Business Days, depending on business days between the method. For payees that accept electronic payments, they will receive date you schedule a payment to be initiated (remit date) and the payment within two due date (2) Business Days after that is, the scheduled send due date shown on date. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate your invoice or provided in your agreement with the payee, address or not taking into account numberany applicable grace period). The funds are debited from the linked account While some companies allow initiation of a scheduled payment to take place up to one (1) business day before payment is due, the Credit Union advises against this and is not responsible for any late payments, fees, finance charges or other charges incurred if this option is exercised. If the payment is an Automatic Clearing House (ACH) electronic payment, it may take up to two four (24) Business Days after business days to reach the send on datepayee. While we will make commercially reasonable efforts to deliver your payments made through However, if the company or person that you are paying cannot accept an electronic payment, the Bill Payment Service will send a check that may take up to ten (10) business days. If you do not follow these time frames, you will be fully responsible for all late fees, finance charges or other actions taken by the designated delivery datepayee. If you schedule your payment and follow all instructions provided, you acknowledge that circumstances beyond our control may cause delays but the payment is not received by the payee in a timely manner, the delivery, handling, Credit Union will work with the payee on your behalf to reverse any late fees or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLcharges.

Scheduling Payments. You may schedule Payments to be initiated on the current Business Day, on a future date, or on the same date of each month. You must schedule your Payments long enough in advance of the date you want the Payment to be received by the Payee to allow for processing and transmission of the Payment either through an Automated Clearing House (“ACH”) or by check drawn by the xxxx Payment processor and sent through the United States mail. You should schedule electronic Payments to be processed at least three (3) Business Days before the Payment due date, and payments by check at least five (5) Business Days before the Payment due date. A “Business Day” shall mean Monday through Friday, excluding Federal Banking holidays. Although you can enter Payment information through the Service twenty-four (24) hours a day, seven (7) days a week, Bank only initiates Payments on Business Days. If you make a Payment prior to 7pm pacific, it will be scheduled for processing the next business day. If Payment is made after 7pm pacific (cutoff time), it will be initiated two business days after initiation. Changes to previously scheduled Payments must be made before 7 p.m. pacific on the Business Day before the day it is to be initiated, and, even if attempted before that time, if the transaction shows an “in process” status, then it cannot be modified or cancelled. Funds must be available in your Bill Payment Account on the scheduled payment Payment date. If the date you schedule a payment to be initiated falls on a non-Business Day (Saturday, Sunday, or holiday), funds must be available in your Bill Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a payment, we We may make the payment Payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee Payee or by mailing the payee Payee a checkcheck drawn on your account, as indicated when you initiate the Payment. Funds for Payments scheduled via bill pay made electronically, will be delivered in two (2) to five (5) Business Days, depending deducted from your account on the methodBusiness Day the Payment is transmitted. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a Funds for Payments made by check will be issued and mailed deducted from your account on the date the check is presented for Payment to the address you provideBank. This You must be careful when selecting the account from which the Payment is to be made and when imputing the Payee’s name and address, as neither the Bank nor the processing company will check for accuracy. You agree not to use the Bank’s Xxxx Payment service for Payments made to or through a default method used federal, state, or local court or agency (fines, taxes, fees, etc.) These Payees may not be equipped to ensure properly handle electronic Payments or a Payment not accompanied by a coupon or similar document. You also understand that the delivery of the payment Bank has no obligation to monitor your compliance with this requirement and is made, even if we’re (bill pay provider) is unable not liable for any Payment to validate the payee, address these Payees which are not processed timely or account number. The funds are debited from the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLproperly.

Scheduling Payments. Funds You may use Xxxx Pay to schedule payments on the date that you enter the payment information, on a future date, or on the same date of each month, subject to restrictions set forth in this Agreement. You may enter payment information 24 hours a day, 7 days a week (subject to system availability), but payments will only be initiated by us on business days. Xxxx Payments are processed on the requested send or transmit date. Payments will be made by electronic funds transfers if the Payees are set up to receive such payments, or by check if they are unable to receive electronic funds transfers. The time period which is required to process payments will vary according to the payment method and other factors. Payments issued by check through the xxxx pay system will be considered stale dated 90 days after the initiation date. At this time, a stop payment may be issued on any outstanding check. Sufficient time must be available in allowed for payments to be received by each Payee. You must schedule the Date of your Bill Payment Account on payment to be at least 6 business days prior to the scheduled payment dateDue Date of your payment. If The "Due Date" is the date on which your payment is due, without taking into account any applicable grace period. The "Transmit Date" is the date the payment is requested to be sent. We will not be responsible for any loss you may incur as a result of a late payment if your payment is not scheduled within the time periods described in this Section. (e) Future or Recurring Xxxx Pay. You may schedule a future or recurring payment to be initiated by us on any future business day (up to 364 days in advance) through Xxxx Pay. We shall complete the payment, provided there are sufficient funds in your Payment Account. You will receive confirmation the payment is scheduled at the time you request the payment. If a payment fails for any reason, you will receive notification via an electronic message. To ensure proper notification, please provide us with your most current email address, updating as necessary. Recurring xxxx payments must be in the same amount each period (weekly, monthly, semi-annual, etc.). If the regular payment date falls on a non-Business Day weekend or a holiday, it will be initiated on the following business day. (Saturday, Sundayf) Changing or Canceling Payments. You may utilize Xxxx Pay to: (1) modify either the payment amount or date the xxxx payment is initiated for any future or recurring xxxx payment at any time prior to 9:00 p.m. Eastern Time on the date the xxxx payment is scheduled to be initiated by us, or holiday), funds must be available in your Bill Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered in two (2) cancel a current, future, or recurring xxxx payment, at any time, prior to five (5) Business Days, depending 9:00 p.m. Eastern Time on the methodBusiness Day it was scheduled for payment. For payees that accept Once an electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a check will be issued and mailed has been submitted to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate the payee, address the payment may not be stopped or account numbercancelled. The funds are debited from the linked account one There may be times when a payment issued by check may be cancelled through a stop payment request. Stop payments must be initiated through customer support (1000) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling000-0000, or posting Toll Free: 000-000-0000. Stop payment fees apply. Refer to Schedule of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATEServices and Fees and Deposit Account Agreement. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY RESERVE THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROL.RIGHT TO REFUSE TO HONOR PAYMENT REQUESTS THAT REASONABLY APPEAR TO US

Scheduling Payments. Funds must be available in your Using our Bill Payment Account on the scheduled Service, you can schedule a single payment dateor recurring payments. If the date To schedule a single payment to be made, you must schedule a payment to be initiated falls on made by check for processing at least four business days before the date you would like the payment to reach the Payee and you must schedule a non-Business Day payment to be made electronically for processing at least two business days before the date you would like the payment to reach the Payee. You can also schedule recurring payments (Saturday, Sunday, or holiday"repeating payments"), funds that is, payments to be automatically initiated weekly, biweekly, semi-monthly, monthly, every four weeks, bimonthly, quarterly, semi-annually or annually. As with a single payment, you must schedule a payment to be made by check for processing at least four business days before the date you would like the payment to reach the Payee and you must schedule a payment to be made electronically for processing at least two business days before the date you would like the payment to reach the Payee. If you use the Bill Payment Service to authorize recurring payments, in most circumstances these payments must be available in your for the same amount. To use our Bill Payment Service, you must provide us with the name and address of the Payee, your account number with the Payee and any other information we require to properly debit your Member Checking Account and credit your account with the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered in two (2) to five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on datePayee. If the payee does not accept electronic paymentswe receive any Payment Instructions from a Payee, a check will be issued you authorize and mailed instruct us to the address you provide. This is a default method used follow those instructions to help ensure that the delivery of Bill Payment is received by the Payee and promptly credited to your Account. You agree that your Member Checking Account will have sufficient Available Balance in order for us to make the payments you schedule. If we make a payment is madeon your behalf and your Member Checking Account has an insufficient Available Balance, even if we’re (bill pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts block your access to deliver the Bill Payment Service and all future payments from being processed until funds have been collected. At our discretion, your payments made access to the Bill Payment Service will be reinstated three business days following resolution. If your account number with the Payee or any other information changes, or if you wish to add or delete a Payee or Payees, you must enter all such designations and changes in the appropriate fields through the Bill Payment Service application prior to the date we process your Bill Payment. You authorize us to make all changes submitted by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLany other person having access to your password and Account information.

Scheduling Payments. Funds To avoid a fee, funds must be available (collected funds) in your Bill Payment Account on the scheduled payment date. If the funds are not available, the scheduled payment will be posted to the designated account. This may draw your account negative and a fee may be charged. If the date you schedule a payment to be initiated falls on a non-Business Day business day (Saturday, Sunday, Sunday or holiday), funds must be available in your Bill Payment Account the following Business Day business day (e.g. Monday). Funds are typically withdrawn from your designated bill payment account on the scheduled payment date. However, depending on when you schedule your payment there may be a delay in the funds being withdrawn from your bill payment account. If funds are not available at the time the payment is withdrawn, you authorize the Credit Union to post the transaction to your account and agree the Credit Union may charge a fee for paying the transaction which exceeded your available balance. You understand your authorization and agreement applies even if you do not have overdraft coverage on your account. After funds are withdrawn from your Bill Payment Account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay We cannot guarantee the time that any payment will be delivered credited to your account by the vendor. We may make the payment either by transferring funds electronically to the payee or by mailing the payee a check, and subsequently collect the funds from your Bill Pay Account. You understand that regardless of when you schedule payments, funds must be available in your Bill Pay Account when the payments are processed. You may choose to schedule payments to recur in the same amount at regular weekly, monthly, or semi- monthly intervals. When you create a new payee in the Bill Payment Service, it takes two (2) business days to set up the payee to receive payments. You should schedule a payment to a new payee at least ten (10) business days before any payment due date, to allow us time to set up the payee and verify information about your account with the payee. To cancel or change scheduled payments see section d. For all subsequent payments, you agree to allow at least three (3) to five (5) Business Days, depending on business days between the method. For payees that accept electronic payments, they will receive date you schedule a payment to be initiated and the payment within two due date (2) Business Days after that is, the scheduled send due date shown on dateyour invoice or provided in your agreement with the payee, not taking into account any applicable grace period). You can confirm the estimated delivery by date before selecting to pay. If the payee does payment is an Automatic Clearing House (ACH) electronic payment, it will take up to three (3) business days to reach the payee. However, if the company or person that you are paying cannot accept an electronic paymentspayment, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service will send a check that may take up to five (5) business days. If you do not follow these time frames, you will be fully responsible for all late fees, finance charges or other actions taken by the designated delivery datepayee. If you schedule your payment and follow all instructions provided, you acknowledge that circumstances beyond our control may cause delays but the payment is not received by the payee in a timely manner, the deliveryCredit Union will work with the payee, handlingon your behalf, to reverse any late fees or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLcharges.

Scheduling Payments. Funds must be available in your Bill Payment Checking Account on the scheduled payment datedate (Send on Date). If the date you schedule a payment to be initiated falls on a non-Business Day business day (Saturday, Sunday, or holiday), funds must be available in your Checking Account prior to scheduling the payment. You may use Bill Pay to schedule payments on the date that you enter the payment information, on a future date, or on the same date of each month, subject to restrictions set forth in this Agreement. You may enter payment information 24 hours a day, 7 days a week (subject to system availability), but payments will only be initiated by us on business days. Bill Pay payments are processed on the requested (Send on Date). Payment Methods. Bill Pay payments are sent one of two ways – Electronically via an Electronic Funds Transfer (EFT) or by paper Check. The Bill Payment Account Service reserves the following Business Day (e.g. Monday)right to select the method in which to remit funds on your behalf to the payees. After funds Payees, who receive electronic delivery through an electronic transmission, will receive your payment information, including your account number with the payee, through a secure communication channel. Payees, who receive check payments, will receive your payment information, including your account number with the payee. All checks are withdrawn from sent through the U.S. Postal Mail. LAFCU cannot guarantee the time any payment will reach any of your Bill Payment Account creditors and accepts no liability for any late fees, finance charges or other actions taken by the payee against you. The time period which is required to make a payment, we may make process payments will vary according to the payment either by transferring funds electronically (using method and other factors. The "Due Date" is the Federal Reserve Banks’ ACH system) to date on which your payment is due, without taking into account any applicable grace period. The “Send On Date" is the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered in two (2) to five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive date the payment is requested to be sent. We will not be responsible for any loss you may incur as a result of a late payment if your payment is not scheduled within two (2) Business Days after the scheduled send on datetime periods described in this Section. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This It is a default method used your sole responsibility to ensure that the delivery of you schedule payments such that there is sufficient time for LAFCU and our service provider to process the payment is made, even if we’re (bill pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after the send on by its due date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROL.

Scheduling Payments. Funds must be available You may schedule single payments up to three hundred sixty-five (365) days in your Bill Payment Account on advance of the scheduled payment date. If Payments made through the Online Xxxx Payment service require sufficient time for your payee to receive your payment and credit your account properly. To avoid incurring finance or other charges imposed by your payee, you must schedule a payment sufficiently in advance of the Payment Date. There will be a delay between the date your payment begins processing and the Payment Date. Additionally, some payees may not credit your balance with them on the same day they receive payments through the Online Xxxx Payment service. You acknowledge scheduling a Payment Date in advance of the due date helps mitigate risk associated with delayed credits by the payee and agree to schedule such advanced payments where possible. YOU MUST SCHEDULE THE PAYMENT IN ACCORDANCE WITH THE PAYMENT RULES THAT ARE DISPLAYED ON THE PAYMENT SCREENS OF INTERNET BANKING. We will generally process your Payment Requests as Electronic Payments, which will generally be paid on the next Business Day, but certain payees are not able to receive Electronic Payments. If your scheduled payee cannot receive Electronic Payments, we will send a Check Payment to the payee’s billing address, which generally takes up to four (4) Business Days for the payee to receive the Check Payment. The Online Xxxx Payment service includes a payment calendar to help determine the available Payment Dates, which must be (i) a Business Day and (ii) no greater than three hundred sixty-five (365) in the future. Additionally, you can request an expedited Check Payment by 1 p.m. CST to certain payees pursuant to which the Check Payment generally will be delivered through an overnight delivery service of our choice ("Expedited Check Payment") on the next Business Day (additional fees apply). Expedited Check Payment requests received after 1 p.m. CST generally will be delivered on the second Business Day. Bank will send you an email message containing a tracking number regarding such Expedited Check Payment that you can use to determine when the Expedited Check Payment is actually delivered. Expedited Check Payments are only delivered to street addresses in the continental United States. Expedited Check Payments are not available for delivery to post office boxes; military addresses (APO or FPO); addresses in Alaska, Hawaii or Puerto Rico; or certain other locations or payees.  Processing Payments. We only process Check Payment and Electronic Payment requests ("Payment Requests") on Business Days. Payment Requests received on a day that is not a Business Day will be processed the next Business Day. For Payment Requests funded by a Xxxx Pay Account, we will not be obligated to make a payment unless your Xxxx Pay Account and/or linked overdraft protection plan has sufficient funds or available credit to pay the xxxx on the date the Payment Request is processed. If you schedule a payment to be initiated falls on a non-Business Day (SaturdayPayment Request through the Online Xxxx Payment service, Sunday, or holiday), and there are not sufficient funds must be available in your Bill Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Xxxx Pay Account to make a paymentcover the xxxx payment on the date the Payment Request is processed, we may make take any of the following actions:  Cover the xxxx payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) according to the payee or by mailing terms of any overdraft protection you have with us.  Pay the payee a checkxxxx payment and create an overdraft to your Xxxx Pay Account. Payments scheduled via bill  Decline the Payment Request. However, we are not responsible to ensure sufficient funds exist in your Xxxx Pay Account to cover the Payment Request and you are solely responsible to provide funds to pay will be delivered in two (2) to five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on dateeach Payment Request. If the payee does not accept electronic paymentsyou close one of your Xxxx Pay Accounts, a check will be issued and mailed to the address you provide. This is a default method used to ensure we may, in our sole discretion, cancel pending payments associated with that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLXxxx Pay Account.

Scheduling Payments. Funds There will be a delay between the Payment Date (the date your payment is sent) and the date the payee receives that payment. Any payments made through the Xxxx Pay Service require sufficient time for your payee to receive your payment and credit your account properly. To avoid incurring finance or other charges, you must schedule a payment sufficiently in advance of the due date of your payment. Instructions for Setting up Payees & Payments: Payees: If you want to add a new “Payee,” first select the “Payee” tab located in the xxxx pay or speak to a service representative. The Bank reserves the right to refuse the designation of a “Payee” for any reason. Payments: You may add a new payment to a “Payee” by accessing the service and entering the appropriate information. Most other additions, deletions, or changes can be available made in your Bill Payment Account writing or by using the service. You may pay any “Payee” with-in the United States (including U.S. territories and APO’s / AEO’s). The Bank is not responsible for payments that cannot be made due to incomplete, incorrect, or outdated information. The Xxxx Paying Process: Single Payments – A single payment will be processed on the scheduled business day (generally Monday through Friday, except certain holidays) that you designate as the payment’s processing date, provided the payment is submitted prior to the daily cut-off time on that date. A single payment submitted after the cut- off time on the designated process date will be processed on the next business day. If you designate a non- business date (generally weekends and certain holidays) as the payment’s processing date, the payment will be processed on the first business day following the designated processing date. Recurring Payments – When a recurring payment is processed, it is automatically rescheduled by the system. Based upon your selected frequency settings for the payment, a processing date is calculated for the next occurrence of the payment. If the calculated processing date you schedule a payment to be initiated falls on is a non-Business Day business date (Saturday, Sunday, or holidaygenerally weekends and certain holidays), funds must be available in your Bill Payment Account it is adjusted based upon the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered in two (2) to five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. rules: If the payee does not accept electronic paymentsrecurring payment’s “Pay Before” option is selected, a check will be issued and mailed to the address you provide. This is a default method used to ensure that processing date for the delivery new occurrence of the payment is made, even if we’re (bill pay provider) is unable adjusted to validate the payee, address or account number. The funds are debited from first business date prior to the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROL.calculated processing

Scheduling Payments. Funds You may schedule single payments up to three hundred sixty-five (365) days in advance of the payment date. Payments made through the Online Bill Payments service require sufficient time for your payee to receive your payment and credit your account properly. To avoid incurring finance or other charges imposed by your payee, you must schedule a payment sufficiently in advance of the Payment Date. There will be a delay between the date your payment begins processing and the Payment Date. Additionally, some payees may not credit your balance with them on the same day they receive payments through the Online Bill Payments service. You acknowledge scheduling a Payment Date in advance of the due date helps mitigate risk associated with delayed credits by the payee and agree to schedule such advanced payments where possible. YOU MUST SCHEDULE THE PAYMENT IN ACCORDANCE WITH THE PAYMENT RULES THAT ARE DISPLAYED ON THE PAYMENT SCREENS OF ONLINE BANKING SERVICE. We will generally process your Payment Requests as Electronic Payments, which will generally be paid on the next Business Day, but certain payees are not able to receive Electronic Payments. If your scheduled payee cannot receive Electronic Payments, we will send a Check Payment to the payee’s billing address, which generally takes up to four (4) Business Days for the payee to receive the Check Payment. The Online Bill Payments service includes a payment calendar to help determine the available Payment Dates, which must be (i) a Business Day and (ii) no greater than three hundred sixty-five (365) in the future. Additionally, you can request an expedited Check Payment by 1 p.m. CST to certain payees pursuant to which the Check Payment generally will be delivered through an overnight delivery service of our choice (“Expedited Check Payment”) on the next Business Day (additional fees apply). Expedited Check Payment requests received after 1 p.m. CST generally will be delivered on the second Business Day. Bank will send you an email message containing a tracking number regarding such Expedited Check Payment that you can use to determine when the Expedited Check Payment is actually delivered. Expedited Check Payments are only delivered to street addresses in the continental United States. Expedited Check Payments are not available for delivery to post office boxes; military addresses (APO or FPO); addresses in Alaska, Hawaii or Puerto Rico; or certain other locations or payees.  Processing Payments. We only process Check Payment and Electronic Payment requests (“Payment Requests”) on Business Days. Payment Requests received on a day that is not a Business Day will be processed the next Business Day. For Payment Requests funded by a Bill Pay Account, we will not be obligated to make a payment unless your Bill Pay Account and/or linked overdraft protection plan has sufficient funds or available credit to pay the bill on the date the Payment Request is processed. We are not responsible to ensure sufficient funds exist in your Bill Pay Account to cover the Payment Account on the scheduled payment dateRequest and you are solely responsible to provide funds to pay each Payment Request. If the date you schedule a payment to be initiated falls on a non-Business Day (Saturday, Sunday, or holiday), funds must be available in close one of your Bill Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a paymentPay Accounts, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered may, in two (2) to five (5) Business Daysour sole discretion, depending on the method. For payees cancel pending payments associated with that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLPay Account.

Scheduling Payments. Funds must be available in your Bill Xxxx Payment Account on the scheduled payment date. If the date you schedule a payment to be initiated falls on a non-non- Business Day (Saturday, Sunday, or holiday), funds must be available in your Bill Xxxx Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Xxxx Payment Account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill xxxx pay will be delivered in two (2) to five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill xxxx pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after on the send on delivery date. Payments made by check are debited when the check clears against your account. While we will make commercially reasonable efforts to deliver your payments made through the Bill Xxxx Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROL.

Scheduling Payments. Funds You must be available in your provide sufficient information about each Bill Payment Account on payee to direct a payment to that payee and permit the scheduled payment datepayee to identify the correct account to credit with your payment. If While most payees can be paid through the date Bill Payment Service, we reserve the right to refuse to pay certain payees. In this event, we will notify you that Bill Payment Service cannot be used for the payee. When you schedule a bill payment to be initiated falls on a non-Business Day (Saturday, Sunday, or holiday), funds must be available in your using the Bill Payment Account Service, you must specify a “Send On Date” on which we are to process the following Business Day (e.g. Monday)payment. After funds are withdrawn from your Bill Payment Account to make If you specify a paymentdate that is not a business day, we may make the Send On Date will be the next business day. When entering a bill payment on the Make Payments screen, the smart calendar feature automatically calculates and displays an estimated delivery date for the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to based on whether the payee will be paid electronically with an automated clearing house transaction or by issuing and mailing the payee a paper check. Payments scheduled via bill pay In addition, the Payment Confirmation screen has a payment type field that indicates whether the payment will be delivered in two made electronically as an automated clearing house transaction or by check. In general, you will need to allow at least three (23) business days to ensure on-time payment for an automated clearing house transaction and five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of business days if the payment is made, even if we’re (bill pay provider) is unable to validate be made by issuing and mailing a paper check to the payee. If you are not sure whether a payment will be sent by automated clearing house transaction or paper check, address or account numberyou should allow at least five (5) business days before the payment due date (not including any applicable grace period). This generally allows sufficient time for the payee to receive and process the payment. The funds are debited from Bank is not responsible for delays in the linked account one (1) to two (2) Business Days after U.S. mail or for processing delays by the send payee. If you incur a late charge on date. While we will make commercially reasonable efforts to deliver your payments made a payment processed through the Bill Payment Service by Service, the designated delivery Bank’s service provider will work with the payee to determine why the late charge was assessed and to attempt to have it reversed, provided: (a) you entered a Send On Date sufficiently in advance of the payment due date, as described above; (b) you acknowledge that circumstances beyond our control may cause delays entered the correct payee name, address, account number, and payment amount; and (c) your Funding Account contained sufficient available funds to make the payment. The Bank withdraws funds from the Funding Account the evening of the Send On Date (the “Funding Date”). The Bank is not required to complete the bill payment transaction if there are not sufficient available funds in the deliveryFunding Account (including any linked overdraft account) on the Funding Date. If you are relying on the availability of funds that are being transferred into the Funding Account electronically (such as by direct deposit), handling, or posting of please confirm that the funds have been posted to the Funding Account before scheduling the bill payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTSFor future-dated or recurring bill payment transactions, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATEwe recommend you specify a Funding Date that is at least one business day after you expect the deposit to be posted to the Funding Account. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICEFor payments made by paper check, YOUR PAYEEif a payee fails to negotiate the check within ninety (90) days, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLwe will stop payment on the check and credit your Funding Account for the amount of the payment. Bill Payment transactions are marked “pending” until we begin processing the transaction on the Send On Date. You may use the Bill Payment Service to cancel or edit any “pending” bill payment. Once we begin processing the transaction, you can request that the bill payment be cancelled by calling HomeConnect Technical Support at 0-000-000-0000, 24 hours per day and 7 days per week. Although we will make every effort to accommodate your request, we will have no liability for failing to do so. If sufficient funds are not available in your Funding Account on the Funding Date and the Bank elects to complete the bill payment transaction, an overdraft fee may be charged to your Funding Account. See our schedule of Personal Deposit Account Fees for the insufficient funds service fees that will be charged to your Funding Account for transactions presented against insufficient funds.