Common use of Right to Access Your Personal Information Clause in Contracts

Right to Access Your Personal Information. You have the right to ask us to disclose the categories and specific pieces of personal information, including information reasonably capable of being associated with you, or your household, that we have collected about you within the previous 12 months and information we still retain. Upon receiving a verifiable request (authentication that is reasonable in light of the nature of the personal information requested) we will provide you with this information in writing, free-of-charge, within 45 days of receipt of your request, or if reasonably necessary (upon notice to you), within 90 days. We will also disclose, if applicable: • The categories of sources from which the personal information was collected. • The business or commercial purpose for collecting the information. • The categories of service providers with whom we shared the information. Even if requested, the Credit Union will not disclose to you: • Information lawfully made available from federal, state, or local government records. • Information that is de-identified or aggregate consumer information. • A consumer report about you we obtain from a credit bureau.

Appears in 4 contracts

Samples: Electronic Services Agreement, Electronic Services Agreement, Electronic Services Agreement

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