Common use of Retirement Benefit Clause in Contracts

Retirement Benefit. Normal Retirement Age (“NRA”) = 70 Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service following Normal Retirement Age 70% of Final Base Fee. annual installments Payments begin: 30 days following Separation from Service; subsequent payments shall be made on anniversary of initial payment. Duration of payments: 10 years Table B: Benefit Available Prior to Retirement Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service following the Early Retirement Age, but before Normal Retirement Age Vested percentage of Accrued Liability Balance Annual installments Payments begin: 30 days following Separation from Service; subsequent payments shall be made on anniversary of initial payment. Duration of payments: 10 years Separation from Service prior to Early Retirement Age Vested percentage of Accrued Liability Balance Annual installments Payments begin: 30 days following Separation from Service; subsequent payments shall be made on anniversary of initial payment. Duration of payments: 10 years Change in Control Table A Retirement Benefit, as if Director had remained continuously in active service with the Bank until the Normal Retirement Age. For purposes of calculating the amount of benefit, it shall be assumed that the Final Base Fee would have increased by 4% each year from the date of Change in Control to Normal Retirement Age. Lump sum Payment made: upon Change in Control. No Change in Control of the Bank shall take place unless the new or surviving entity expressly acknowledges the obligations under this Agreement and agrees to abide by its terms. FEDERAL SAVINGS BANK SUPPLEMENTAL DIRECTOR RETIREMENT AGREEMENT Table C: Death Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Death Vested percentage of Accrued Liability Balance Lump sum Payment made: 30 days following Director’s date of death

Retirement Benefit. Normal Retirement Age (“NRA”) = 70 Sixty-Five (65) Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Executive’s Separation from Service following Normal Retirement Age 70% An annual benefit amount equal to twenty-five percent (25%) of Final Base Fee. the Executive’s final base salary in the year in which the Executive has a Separation from Service following attainment of his or her Normal Retirement Age, as provided by the Bank’s human resource department The annual installments Payments begin: 30 days benefit amount, payable in monthly installments, for a period of fifteen (15) years following the Executive’s Separation from Service; subsequent . The annual benefit amount payments shall begin six (6) full calendar months following the Executive’s Separation from Service (see Section 4.2 below), and shall continue for a period of fifteen (15) years following the Executive’s Separation from Service. Monthly installments of the benefit amount shall be made paid on anniversary the first day of initial paymenteach month; with such payments commencing within thirty (30) days following the six (6) month holding period as provided for hereinabove. Duration of payments: 10 years WashingtonFirst Bank Supplemental Executive Retirement Agreement Table B: Benefit Available Prior to Retirement Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Voluntary Separation from Service Accrued Liability Balance as of date of Executive’s Separation from Service multiplied by the following fraction: • 0% if the Separation from Service occurs prior to the fifth anniversary of the Effective Date; • 10% if the Separation from Service occurs on or after the fifth anniversary, but prior to the sixth anniversary of the Effective Date; • 20% if the Separation from Service occurs on or after the sixth anniversary, but prior to the seventh anniversary of the Effective Date; • 40% if the Separation from Service occurs on or after the seventh anniversary, but prior to the eighth anniversary of the Effective Date; • 60% if the Separation from Service occurs on or after the eighth anniversary, but prior to the ninth anniversary of the Effective Date; • 80% if the Separation from Service occurs on or after the ninth anniversary, but prior to the tenth anniversary of the Effective Date; • 100% if the Separation from Service occurs on or after the tenth anniversary of the Effective Date. Lump sum Accrued Liability Balance payment shall occur six (6) full calendar months following the Executive’s Separation from Service WashingtonFirst Bank Supplemental Executive Retirement Agreement Involuntary Separation from Service Accrued Liability Balance as of date of Executive’s Separation from Service multiplied by the following fraction: • 0% if the Separation from Service occurs prior to the fifth anniversary of the Effective Date, except in the case of a Change In Control • 100% if the Separation from Service occurs on or after the fifth anniversary of the Effective Date, or at any time following a Change In Control Lump sum Accrued Liability Balance payment shall occur six (6) full calendar months following the Executive’s Separation from Service Separation from Service following a Change In Control Notwithstanding anything to the Early Retirement Agecontrary contained herein, but before Normal Retirement Age Vested percentage of Accrued Liability Balance Annual installments Payments begin: 30 days following Separation from Service; subsequent payments upon a Change In Control, the Executive shall be made on anniversary of initial payment. Duration of payments: 10 years Separation from Service prior entitled to Early Retirement Age Vested percentage of Accrued Liability Balance Annual installments Payments begin: 30 days following Separation from Service; subsequent payments shall be made on anniversary of initial payment. Duration of payments: 10 years Change in Control his or her full Table A Retirement Benefit, as calculated based on the Executive’s salary in effect at the time of the Change In Control. At the election of the Executive, either (i) in accordance with Table A or,(ii) a Lump Sum payment equal to the Present Value of such benefits; provided, however that the Executive’s election shall be made at the time of execution of this Agreement; and provided further, that if Director had remained continuously no election is made, the benefit shall be paid in active service a Lump Sum. If the Executive elects Table A benefits, the annual benefit payment shall be payable in accordance with Table A following the Bank until the Executive’s Normal Retirement Age. For purposes of calculating the amount of benefit, it shall be assumed that the Final Base Fee would have increased by 4% each year from the date of Change in Control If death occurs prior to reaching Normal Retirement Age, the benefit payments will commence within thirty (30) days following the Executive’s death. If the Executive elects a Lump Sum payment, such payment shall occur six (6) full calendar months following the Executive’s Separation from Service. Separation from Service following a Disability Accrued Liability Balance as of date of the Executive’s Separation from Service Lump sum Payment made: upon Change in Control. No Change in Control of Accrued Liability Balance payment shall occur six (6) full calendar months following the Executive’s Separation from Service WashingtonFirst Bank shall take place unless the new or surviving entity expressly acknowledges the obligations under this Supplemental Executive Retirement Agreement and agrees to abide by its terms. FEDERAL SAVINGS BANK SUPPLEMENTAL DIRECTOR RETIREMENT AGREEMENT Table C: Death Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Death Vested percentage while actively employed Table A Retirement Benefit, calculated based on the Executive’s salary in effect on the date of Accrued Liability Balance Lump sum death The annual benefit amount, payable in monthly installments, for a period of fifteen (15) years following the date of death Payment made: 30 to Executive’s Beneficiary to occur within thirty (30) days following DirectorExecutive’s date death Death during installment payout of deathbenefit under Tables A or B Remaining installment payments, if any, under Table A or B Remaining installment payments, if any, under Table A or B Payment(s) to Executive’s Beneficiary to continue on same schedule as if Executive had lived

Retirement Benefit. Normal Retirement Age (“NRA”) = 70 72 Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service following Normal Retirement Age 70% of Final Base Fee. annual installments Payments begin: 30 days following Separation from Service; subsequent payments shall be made on anniversary of initial payment. Duration of payments: 10 years Table B: Benefit Available Prior to Retirement Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service following the Early Retirement Age, but before Normal Retirement Age Vested percentage of Accrued Liability Balance Annual installments Payments begin: 30 days following Separation from Service; subsequent payments shall be made on anniversary of initial payment. Duration of payments: 10 years Separation from Service prior to Early Retirement Age Vested percentage of Accrued Liability Balance Annual installments Payments begin: 30 days following Separation from Service; subsequent payments shall be made on anniversary of initial payment. Duration of payments: 10 years Change in Control Table A Retirement Benefit, as if Director had remained continuously in active service with the Bank until the Normal Retirement Age. For purposes of calculating the amount of benefit, it shall be assumed that the Final Base Fee would have increased by 4% each year from the date of Change in Control to Normal Retirement Age. Lump sum Payment made: upon Change in Control. No Change in Control of the Bank shall take place unless the new or surviving entity expressly acknowledges the obligations under this Agreement and agrees to abide by its terms. FEDERAL SAVINGS BANK SUPPLEMENTAL DIRECTOR RETIREMENT AGREEMENT Table C: Death Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Death Vested percentage of Accrued Liability Balance Lump sum Payment made: 30 days following Director’s date of death

Retirement Benefit. Normal Retirement Age Date (“NRANRD”) = 70 April 1, 2026 Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Executive’s Separation from Service following the Normal Retirement Age 70% Date. Annual benefit equal to $48,000 per year (“Annual Benefit”). Annual Benefit shall be distributed through equal monthly installments representing 1/12th of Final Base Feethe Annual Benefit. annual installments Payments begin: 30 days shall commence on the first day of the month immediately following the month of Executive’s Separation from Service; subsequent payments Service and shall be made on anniversary of initial paymentcontinue for ten (10) years. Duration of payments: 10 years Table B: Benefit Available Prior to Retirement Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service following prior to the Early Retirement Age, but before Normal Retirement Age Vested percentage Date for reasons other than Separation from Service within twenty-four (24) months following a Change in Control or Separation from Service for Cause. Accrued Liability Balance, as of the last day of the month immediately prior to Executive’s Separation from Service. The Accrued Liability Balance Annual shall continue to accrue earnings at the Discount Rate until all monthly installments are completely distributed. Accrued Liability Balance shall be distributed in equal monthly installments. Payments begin: 30 days shall commence on the first day of the month immediately following the Executive’s attainment of their Normal Retirement Date and shall continue for ten (10) years. Change in Control followed within twenty-four (24) months by Executive’s Separation from Service; subsequent payments . Annual Benefit as provided in Table A, hereinabove. Annual Benefit shall be made distributed through equal monthly installments representing 1/12th of the Annual Benefit. Payments shall commence on anniversary the first day of initial payment. Duration the month immediately following the month of payments: 10 years Executive’s Separation from Service prior to Early Retirement Age Vested percentage of Accrued Liability Balance Annual installments Payments begin: 30 days following Separation from Service; subsequent payments and shall be made on anniversary of initial paymentcontinue for ten (10) years. Duration of payments: 10 years Change in Control Table A Retirement Benefit, as if Director had remained continuously in active service with the Bank until the Normal Retirement Age. For purposes of calculating the amount of benefit, it shall be assumed that the Final Base Fee would have increased by 4% each year from the date of Change in Control to Normal Retirement Age. Lump sum Payment made: upon Change in Control. No Change in Control of the Bank shall take place unless the new or surviving entity expressly acknowledges the obligations under this Agreement and agrees to abide by its terms. FEDERAL SAVINGS PLUMAS BANK SUPPLEMENTAL DIRECTOR EXECUTIVE RETIREMENT AGREEMENT Table C: Death Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Death Vested percentage Executive’s death while actively employed with the Bank. Accrued Liability Balance, as of the last day of the month immediately prior to Executive’s death. The Accrued Liability Balance Lump sum Payment made: 30 days shall continue to accrue earnings at the Discount Rate until all monthly installments are completely distributed. Accrued Liability Balance shall be distributed in equal monthly installments. Payments to the Beneficiary (ies) shall commence on the first day of the month immediately following Directorthe Executive’s date death and shall continue for ten (10) years. Death prior to commencement of payments under Table A or Table B. The same benefit to which the Executive was entitled to prior to the Executive’s death. Benefit shall be distributed in equally monthly installments. Payments to the Beneficiary (ies) shall commence on the first day of the month immediately following the Executive’s death and shall continue for ten (10) years. Death during installment payout of benefit under Tables A or B. Remaining installment payments, if any, under Table A or B. In the same form of benefit distribution had the Executive lived. Payment(s) to the Beneficiary (ies) continue on same schedule as if Executive had lived.

Retirement Benefit. Normal Retirement Age (“NRA”) = 70 Sixty-Eight (68) Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Executive’s Separation from Service from the Bank following attainment of Normal Retirement Age 70% Age. Amount of Final Base Feeannual benefit equal to $50,000 per year (“Annual Benefit”). annual Annual Benefit shall be distributed through monthly installments Payments begin: 30 days representing 1/12th of the Annual Benefit for the lifetime of the Executive with fifteen (15) years certain. Payment shall commence on the first day of the month immediately following the month of Executive’s effective date of Separation from Service; subsequent payments Service from the Bank and shall continue to be made paid on anniversary the first day of initial paymenteach month thereafter for the lifetime of the Executive. Duration of payments: 10 years River Bank & Trust Supplemental Executive Retirement Agreement Table B: Benefit Available Prior to Normal Retirement Age Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Executive’s Separation from Service following from the Early Retirement Age, but before Normal Retirement Age Vested percentage of Accrued Liability Balance Annual installments Payments begin: 30 days following Separation from Service; subsequent payments shall be made on anniversary of initial payment. Duration of payments: 10 years Separation from Service Bank prior to Early Retirement Age Vested percentage of Accrued Liability Balance Annual installments Payments begin: 30 days following Separation from Service; subsequent payments shall be made on anniversary of initial payment. Duration of payments: 10 years Change in Control Table A Retirement Benefit, as if Director had remained continuously in active service with the Bank until the Executive’s Normal Retirement Age. For purposes Vested Accrued Liability Balance, as of calculating the amount effective date of benefit, it Executive’s Separation from Service from the Bank. Vested Accrued Liability Balance shall be assumed that annuitized and distributed through equal monthly installments over a period of 180 months. Notwithstanding the Final Base Fee would have increased by 4% each year aforementioned monthly benefit distribution form, in the event such Vested Accrued Liability Balance is equal to or less than $100,000, such Vested Accrued Liability Balance shall be distributed in a single lump sum. Distribution of the Vested Accrued Liability Balance shall begin/made within thirty (30) days following the effective date of the Executive’s Separation from Service from the date Bank and if made in installments on the same day of each month thereafter for a total of 180 months. Change in Control to Normal Retirement Agefollowed within twenty-four (24) months by Executive’s Involuntary Separation from Service from the Bank. Lump sum Payment made: upon Change in Control. No Change in Control Accrued Liability Balance, as of the effective date of Executive’s Separation from Service from the Bank. Single lump sum distribution. Distribution of the Accrued Liability Balance shall be made within thirty (30) days following the effective date of the Executive’s Separation from Service. Disability Accrued Liability Balance, as of date of Disability. Interest of five percent (5%) will be credited to the Accrued Liability Balance benefit amount annually each Plan Year until the payments commence. Accrued Liability Balance shall be annuitized and distributed through equal monthly installments over a period of 180 months. Notwithstanding the aforementioned monthly benefit distribution form, in the event such Accrued Liability Balance is equal to or less than $100,000, such Accrued Liability Balance shall be distributed in a single lump sum. Distribution of the Accrued Liability Balance shall be made/begin on the first business day of the eighteenth (18th) month following the Executive’s Disability and, if paid in installments, shall continue on the 1st day of each month thereafter for a total of 180 months. River Bank shall take place unless the new or surviving entity expressly acknowledges the obligations under this & Trust Supplemental Executive Retirement Agreement and agrees to abide by its terms. FEDERAL SAVINGS BANK SUPPLEMENTAL DIRECTOR RETIREMENT AGREEMENT Table C: Death Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Death Vested percentage Executive’s death while actively employed by the Bank. Annual Benefit as provided for in Table A above. Annual Benefit shall be annuitized and distributed through equal monthly installments over a period of Accrued Liability Balance Lump sum Payment made: 30 180 months. Payments to Beneficiary shall begin within thirty (30) days following DirectorExecutive’s date death and continue on the same day of deatheach month thereafter over the 180 month period. Death during installment payout of benefit under Tables A or B Remaining installment payments, if any, under Table A or B Monthly installments over the remaining period of a fifteen (15) year period certain. Beneficiary payments shall continue on same schedule as if Executive had lived over the remaining period of a fifteen (15) year period certain.

Retirement Benefit. Normal Retirement Age Date (“NRANRD”) = 70 April 1, 2026 Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Executive’s Separation from Service following the Normal Retirement Age 70% Date. Annual benefit equal to $54,000 per year (“Annual Benefit”). Annual Benefit shall be distributed through equal monthly installments representing 1/12th of Final Base Feethe Annual Benefit. annual installments Payments begin: 30 days shall commence on the first day of the month immediately following the month of Executive’s Separation from Service; subsequent payments Service and shall be made on anniversary of initial paymentcontinue for ten (10) years. Duration of payments: 10 years Table B: Benefit Available Prior to Retirement Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service following prior to the Early Retirement Age, but before Normal Retirement Age Vested percentage Date for reasons other than Separation from Service within twenty-four (24) months following a Change in Control or Separation from Service for Cause. Accrued Liability Balance, as of the last day of the month immediately prior to Executive’s Separation from Service. The Accrued Liability Balance Annual shall continue to accrue earnings at the Discount Rate until all monthly installments are completely distributed. Accrued Liability Balance shall be distributed in equal monthly installments. Payments begin: 30 days shall commence on the first day of the month immediately following the Executive’s attainment of their Normal Retirement Date and shall continue for ten (10) years. Change in Control followed within twenty-four (24) months by Executive’s Separation from Service; subsequent payments . Annual Benefit as provided in Table A, hereinabove. Annual Benefit shall be made distributed through equal monthly installments representing 1/12th of the Annual Benefit. Payments shall commence on anniversary the first day of initial payment. Duration the month immediately following the month of payments: 10 years Executive’s Separation from Service prior to Early Retirement Age Vested percentage of Accrued Liability Balance Annual installments Payments begin: 30 days following Separation from Service; subsequent payments and shall be made on anniversary of initial paymentcontinue for ten (10) years. Duration of payments: 10 years Change in Control Table A Retirement Benefit, as if Director had remained continuously in active service with the Bank until the Normal Retirement Age. For purposes of calculating the amount of benefit, it shall be assumed that the Final Base Fee would have increased by 4% each year from the date of Change in Control to Normal Retirement Age. Lump sum Payment made: upon Change in Control. No Change in Control of the Bank shall take place unless the new or surviving entity expressly acknowledges the obligations under this Agreement and agrees to abide by its terms. FEDERAL SAVINGS PLUMAS BANK SUPPLEMENTAL DIRECTOR EXECUTIVE RETIREMENT AGREEMENT Table C: Death Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Death Vested percentage Executive’s death while actively employed with the Bank. Accrued Liability Balance, as of the last day of the month immediately prior to Executive’s death. The Accrued Liability Balance Lump sum Payment made: 30 days shall continue to accrue earnings at the Discount Rate until all monthly installments are completely distributed. Accrued Liability Balance shall be distributed in equal monthly installments. Payments to the Beneficiary (ies) shall commence on the first day of the month immediately following Directorthe Executive’s date death and shall continue for ten (10) years. Death prior to commencement of payments under Table A or Table B. The same benefit to which the Executive was entitled to prior to the Executive’s death. Benefit shall be distributed in equally monthly installments. Payments to the Beneficiary (ies) shall commence on the first day of the month immediately following the Executive’s death and shall continue for ten (10) years. Death during installment payout of benefit under Tables A or B. Remaining installment payments, if any, under Table A or B. In the same form of benefit distribution had the Executive lived. Payment(s) to the Beneficiary (ies) continue on same schedule as if Executive had lived.

Retirement Benefit. Normal Retirement Age (“NRA”) = 70 NRA”)=62 Distribution Event Amount of Benefit Form Term of Benefit Timing of Benefit Distribution Separation from Service following Normal Retirement Age 70% Annual benefit equal to twenty-five percent (25%) of Final Base FeeExecutive’s average of highest three (3) years’ compensation (salary and deferred compensation) prior to Retirement. annual installments Payments Monthly Installments Payment[s] begin: 30 days following Separation from Service; subsequent payments shall be made Service Duration: 180 monthly (certain) Installments [Benefits Tables continued on anniversary of initial payment. Duration of payments: 10 years following page] THE LXXXX NATIONAL BANK SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT Table B: Benefit Available Prior to Retirement Distribution Event Amount of Benefit Form Term of Benefit Timing of Benefit Distribution Voluntary Separation from Service following the Early Retirement Age, but before Normal Retirement Age Vested percentage % of Accrued Liability Balance Balance, as of Separation from Service (vesting at 10% times the number of full years the Executive has been employed by the Bank since January 1, 2008 [100% maximum]) Annual installments Payments Installments (No interest) Payment[s] begin: 30 days following Separation from Service; subsequent payments shall be made on anniversary of initial payment. Duration of paymentsService Duration: 10 years certain Involuntary Separation from Service prior to Early Retirement Age Vested percentage of Accrued Liability Balance Balance, as of Separation from Service Annual installments Payments (Interest credited at the average Federal funds rate for the twelve (12) months Immediately preceding Separation from Service) Payment[s] begin: 30 days following Separation from Service; subsequent payments shall be made on anniversary of initial payment. Duration of paymentsService Duration: 10 years certain Change In Control Present Value of full Table A Retirement Benefit Lump sum Payment[s] begin: 30 days following Change in Control Table A Retirement BenefitDisability Accrued Liability Balance, as if Director had remained continuously in active service with the Bank until the Normal Retirement Age. For purposes of calculating the amount of benefit, it shall be assumed that the Final Base Fee would have increased by 4% each year from the date of Change in Control to Normal Retirement Age. Disability Lump sum Payment madePayment[s] begin: upon Change in Control. No Change in Control 30 days following date of the Bank shall take place unless the new or surviving entity expressly acknowledges the obligations under this Agreement and agrees to abide by its terms. FEDERAL SAVINGS BANK SUPPLEMENTAL DIRECTOR RETIREMENT AGREEMENT Disability Table C: Death Benefit Distribution Event Amount of Benefit Form Term of Benefit Timing of Benefit Distribution Death Vested percentage (while actively employed) 100% of the Accrued Liability Balance Balance, as of date of death Lump sum Payment made: 30 Payment[s] begin (to Beneficiary); Within 60 days following DirectorExecutive’s date death Death during installment payout of deathbenefit under Tables A or B Remaining installment payments, if any, under Table A & B. Monthly or Annual installments, as applicable Payment[s] to Beneficiary continue on same schedule as if Executive had lived.