Common use of Restrictions on Entry Clause in Contracts

Restrictions on Entry. You may not enter the ESP Program after payments are made under a settlement option. Unless we agree, you may enroll in only one ESP Program option (Customized, SEPP, or RMD), per annuity contract, at any one time. Your enrollment into the Automated RMD program will automatically terminate any existing ESP Customized Payment Option. If you discontinue payments when permitted, you may not re-enter the ESP Customized Payment Program for 12 months. You may not elect the Fixed Dollar Option or FWA Option if your contract is a non-qualified annuity that is aggregated with another contract for tax purposes under the serial contract rule. Changes and Other Contract Activity

Restrictions on Entry. You may not enter the ESP Program after payments are made under a settlement option. Unless we agree, you may enroll in only one ESP Program option (Customized, SEPP, or RMD), per annuity contract, at any one time. Your enrollment into the Automated RMD program will automatically terminate any existing ESP Customized Payment Option. If you discontinue payments when permitted, you may not re-enter the ESP Customized Payment Program for 12 months. You may not elect the Fixed Dollar Option or FWA Option if your contract is a non-qualified annuity that is aggregated with another contract for tax purposes under the serial contract rule. Changes and Other Contract Activity.

Restrictions on Entry. You may not enter the ESP Program after payments are made under a settlement option. Unless we agree, you may enroll in only one ESP Program option (Customized, SEPP, or RMD), per annuity contract, at any one time. Your enrollment into the Automated ESP RMD program will automatically terminate any existing ESP Customized Payment Option. If you discontinue payments when permitted, you may not re-enter the ESP Customized Payment Program for 12 months. You may not elect the Fixed Dollar Option or FWA Option if your contract is a non-qualified annuity that is aggregated with another contract for tax purposes under the serial contract rule. Changes and Other Contract Activity5.