Common use of Preferred Lender Clause in Contracts

Preferred Lender. The PREFERRED LENDER relating to this Builder’s Incentive and Concessions Addendum is: DHI MORTGAGE. More information regarding DHI MORTGAGE is available at: ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇.▇▇▇. THE UNDERSIGNED ACKNOWLEDGE THAT EACH OF THEM HAS READ THIS BUILDER’S INCENTIVE AND CONCESSIONS ADDENDUM TO THE AGREEMENT AND AGREE TO THE TERMS, CONDITIONS AND LIMITATIONS CONTAINED HEREIN. PAGE 1 JA Apr 30, 2026 JA Initials Buyer Date SELLER: ▇.▇. ▇▇▇▇▇▇, Inc. – Louisville, a Delaware corporation ▇▇▇▇▇▇ (May 11, 2026 Erni 07:51:20 EDT) May 11, 2026 ▇▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇.▇. ▇▇▇▇▇▇ Officer Date BUYER: Neptune Rem LLC Neptune Rem LLC (Apr 30, 2026 15:59:03 MDT) Apr 30, 2026 Buyer: Neptune Rem LLC Date DHI MORTGAGE COMPANY, LTD. TRAVIS COUNTY TITLE COMPANY, DBA DHI TITLE AGENCY AND DHI TITLE INSURANCE COMPANY* Service Charge Service Charge Loan Origination Charge: 0% + $1,150.00 Title Services: $750.00 - $1,100.00 Processing Fee: $250.00 Simultaneous Lender’s Title Insurance: $100.00 - $250.00 Owner’s Title Insurance: $480.00 - $1,056 An additional 1% of the Loan Amount may apply for certain Affordable Housing Loan Programs Title - CPL Fee $25.00 - $50.00 Buyer(s): Neptune Rem LLC, Community: Champions Run, Plat: 407/1/1, Address: ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, Sales Rep: ▇▇▇▇▇▇ ▇ ▇▇▇▇▇▇ Job: 553320407 Printed: 4/25/2026 NOTICE OF SELLER’S BUSINESS AFFILIATIONS TO: Neptune Rem LLC PROPERTY: ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, [Homebuyer(s)] MEMPHIS, IN 47143 FROM: ▇.▇. ▇▇▇▇▇▇, Inc. – Louisville, a Delaware corporation DATE: April 25, 2026 [Seller] This is to give you notice that the above referenced seller has a business relationship with: DHI MORTGAGE COMPANY, LTD. ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇ ▇▇▇▇▇ DHI MORTGAGE COMPANY, LTD. ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇. LOUISVILLE, KY 40223 ▇.▇. ▇▇▇▇▇▇ INSURANCE AGENCY, INC. ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Arlington, TX 76011 DHI TITLE INSURANCE COMPANY ▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇. Suite 125 Austin, TX 78750 TRAVIS COUNTY TITLE COMPANY DBA DHI TITLE AGENCY ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ The nature of this business relationship is that these companies are corporate affiliates, each being 100% wholly owned by, or by a subsidiary of, the same parent corporation. Because of this relationship, this referral may provide seller a financial or other benefit. Set forth below is the estimated charge or range of charges by each company for settlement services listed. You are NOT required to use these companies as a condition of your purchase of the property from seller or as a condition of your application for, or settlement of, a mortgage loan on the property in connection with your purchase. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. Travis County Title Company DBA DHI Title Agency charge estimates are based on an average home price of $400,000. Title insurance rates are set by the underwriter. Adjustments to Sales Price, Loan Amount and Lender requirements will impact the cost of your title insurance. Mortgage fees may vary depending upon whether the loan is originated or brokered by DHI Mortgage Company, Ltd. *Title companies in the state provide title insurance services through several underwriters of title insurance policies, one of which is DHI Title Insurance Company. Mortgage fees may vary depending upon whether the loan is originated or brokered by DHI Mortgage Company, Ltd. Note: If you apply with DHI Mortgage Company, Ltd. a Loan Estimate of all settlement charges will be provided to you by DHI Mortgage Company, Ltd. at or within three business days after loan application. You may be entitled to discounts/credits paid by seller towards the purchase of a package of settlement services as set forth in the Builder’s Incentive and Concessions Addendum to your Home Purchase Agreement. PAGE 1 JA Apr 30, 2026 JA Initials Buyer Date ▇. ▇. ▇▇▇▇▇▇ INSURANCE AGENCY, INC. ▇.▇. ▇▇▇▇▇▇ INSURANCE AGENCY, INC. is a licensed insurance agent that offers policies of property insurance as agent for one or more insurance companies qualified to transact insurance business in the State of Indiana. You will be provided a separate proposal or quote of the terms and conditions of any policy of insurance offered by ▇.▇. ▇▇▇▇▇▇ INSURANCE AGENCY, INC. in which you express an interest. For comparison purposes, the cost for a hazard insurance policy for a home valued at $400,000 with commonly selected coverage items and deductibles would range between: $658 and $1,769 per annum. The specific premium depends on various factors, including but not limited to, the value of the home, the location of the home, deductibles selected, and the amount of coverage selected. The quote will set out the estimated premium and other charges, or range of charges, by ▇.▇. ▇▇▇▇▇▇ INSURANCE AGENCY, INC. for its insurance products or services. Buyer(s): Neptune Rem LLC, Community: Champions Run, Plat: 407/1/1, Address: ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, Sales Rep: ▇▇▇▇▇▇ ▇ ▇▇▇▇▇▇ Job: 553320407 Printed: 4/25/2026 ACKNOWLEDGMENT: I/we have read this disclosure form and understand that seller is referring me/us to purchase the above-described settlement services from DHI MORTGAGE COMPANY, LTD., TRAVIS COUNTY TITLE COMPANY DBA DHI TITLE AGENCY, DHI TITLE INSURANCE COMPANY and ▇.▇. ▇▇▇▇▇▇ INSURANCE AGENCY, INC. and may receive a financial or other benefit as the result of this referral. Neptune Rem LLC Neptune Rem LLC (Apr 30, 2026 15:59:03 MDT) Apr 30, 2026 Buyer: Neptune Rem LLC Date PAGE 2 JA Apr 30, 2026 JA Initials Buyer Date Privacy Notice For more information on our collection, sharing, and other processing of personal information, please visit the ▇.▇. ▇▇▇▇▇▇ Privacy Policy available on ▇▇▇.▇▇▇▇▇▇▇▇.▇▇▇. You agree to our processing of your personal information consistent with our Privacy Policy. BUYER(S): Neptune Rem LLC Neptune Rem LLC (Apr 30, 2026 15:59:03 MDT) Apr 30, 2026 Buyer: Neptune Rem LLC Date Buyer(s): Neptune Rem LLC, Community: Champions Run, Plat: 407/1/1, Address: ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, Sales Rep: ▇▇▇▇▇▇ ▇ ▇▇▇▇▇▇ Job: 553320407 Printed: 4/25/2026 CONSTRUCTION ADDENDUM This Addendum is hereby made a part of the Home Purchase Agreement dated 04/25/2026, between Neptune Rem LLC, as Buyer(s) and ▇.▇. ▇▇▇▇▇▇, Inc. - Louisville, as Seller, regarding Lot 407 in Champions Run community. Below is a series of addenda, which will be made a part of the original Agreement as referenced above. Capitalized terms used herein will have the meanings ascribed to them in the Agreement. By signing below, ▇▇▇▇▇ acknowledges the terms provided herein. SEWER LATERAL WATER LINE Buyer understands the location and configuration of the water line and main sewer line at the exit point of the home is at the sole option of the Seller. Sewer laterals and water lines and their placement are pre-determined by the developer. ▇▇▇▇▇ understands that the house handing is determined by the location of the sewer lateral. The house handing may be switched at the sole discretion of the Seller. GRADING Your yard has been graded to cause rain water to flow away from the foundation and in general conformance with the approved grading plan as determined by local requirements. It is the homeowner’s responsibility to maintain established grades and ▇▇▇▇▇▇ to prevent possible wet area problems. Within the first year, on a one-time only basis, Seller will provide labor and material to fill any sunken areas near the foundation. It is the homeowner’s responsibility in maintaining established grades and ▇▇▇▇▇▇ if adding a porch, patio, deck or swimming pool, or when landscaping. Seller cannot be responsible for drainage from natural wooded areas or other natural areas not graded by Seller. WOODED HOMESITE If your homesite presently has trees on it, we reserve the right to remove or leave them at our discretion. It is our intention to remove only those trees that affect the construction of your home, including installation of streets, utility lines, driveways and establishment of proper grade on your homesite. Seller WILL NOT be responsible for the health of the trees left on your homesite. After occupancy, Seller WILL NOT remove any trees on your homesite. Wooded areas on the lot will be left in their natural state. Dead fall will not be cleared or removed. UTILITY PLACEMENT Seller and ▇▇▇▇▇▇ acknowledge that the final utility plan for their Community has not been reviewed by ▇▇▇▇▇, but the Buyer understands that above-ground transformers for electric, gas, telephone, cable, etc. may be located within a utility easement that may overlap property lines. Seller makes no representation of possible transformer placement and advises that the final utility plan is NOT subject to alteration. LANDSCAPE Seller shall provide a one time starter lawn of sod/seed, plant package of shrubs, and tree. Seller makes no representation as to the size, species, quality, or color of plant materials contained in the landscape package due to seasonal availability of certain species. Seller is unable to control the care, maintenance or watering of plants or grass after the home is closed, therefore there is no warranty for landscaping. Immediately after closing, Seller recommends that Buyer begin a yard care program which includes regular watering, fertilizer, and over-seeding several times a year, especially during the first two years. NATURALLY OCCURRING GASES A small percentage of homes in the United States experience elevated levels of methane gas or other naturally occurring gases. These are naturally occurring gases that rise up and escape from the soil. This phenomenon can occur in any home regardless of the type of home or who builds it. The Seller claims no expertise in the measurement or reduction of levels of these gases in homes, nor does Seller provide any advice to homeowner as to acceptable levels or possible health hazards of the gases. ▇▇▇▇▇ agreesthat this Purchase Agreement is not conditioned upon testing results for naturally occurring gases, or the presence or lack of such gases affecting the property. Upon closing of the property, Buyer shall be deemed to have accepted the property as the presence of the gases now or in the future and Seller shall be released from any and all claims related to or arising from the presence of naturally occurring gases. Homeowners seeking further information on these gases may contact the state or local Environmental Protection Agency (EPA) offices. FLOORING – TRIM – STAIRS AND MARBLE FACING Buyer acknowledges that there are certain inherent risks associated with certain products including, but not limited to, the appearance of cracks, a variance of color, grain and texture. Many products are affected by humidity levels, dry seasons, or heating seasons when the furnace is in use, which will cause expansion and contraction. Some products may be affected by sunlight exposure which can cause color fading or softening of the material. Furthermore, colors often change with age. Buyer hereby waives any claim it may have against Seller for any breach of implied warranty as a result of the occurrences of any said risks. Buyer hereby acknowledges that he has been informed of these risks and hereby accepts such risks. Nothing stated in this paragraph shall limit, waive, or modify Seller’s warranty of a structurally sound constructed home in a workmanlike manner. However, because of the natural properties and imperfections of certain products, imperfections and variations of color will occur. SAMPLE COLOR The samples the Buyer uses to make the selections can vary slightly in color due to the manufacturing process and the nature of the material used in making such products as brick, carpet, kitchen cabinets, vinyl or fiber cement siding, paint, shutters, and vinyl flooring. The variation in color from the sample will not be cause for Buyer to reject nor accept the actual product installation. DRIVEWAY Buyer(s): Neptune Rem LLC, Community: Champions Run, Plat: 407/1/1, Address: ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, Sales Rep: ▇▇▇▇▇▇ ▇ ▇▇▇▇▇▇ Job: 553320407 Printed: 4/25/2026 Seller will install a concrete driveway with your new home. Information regarding the care and service of your driveway is provided in the Homeowner’s Manual. PLUMBING ROUGH-IN DESIGNATION If Buyer selects a plumbing rough-in for the basement it will include the following: 2 Piece Rough-In a.A drain in the basement floor for a toilet b. A vertical drain pipe for a sink ▇.▇▇ water supply piping is included d. No fixtures, additional plumbing, electrical, heating, framing, drywall or painting is included 3 Piece Rough-In a.A drain in the basement floor for a toilet b. A drain in the basement floor for a shower c.A vertical drain pipe for a sink d. No water supply piping is included ▇.▇▇ fixtures, additional plumbing, electrical, heating, framing, drywall or painting is included GRANITE, QUARTZ, & CULTURED MARBLE DISCLAIMER Granite is a product composed of small crystals of natural igneous material, fused together under high heat and pressure inside the earth. Because it is a natural product, granite may absorb liquids and staining agents. To resist stains, all granite countertops are treated with a penetrating sealer at completion of installation. This should be repeated every 1-3 years. The sealer is not a guarantee against stains. GRANITE AND CULTURED MARBLE Stone is a product of nature and it will contain incoherent weak spots, hairline cracks, fissures, scratches and pitting. The normal polished finish of granite is very durable; however, it can be scratched or chipped. Granite and marble are natural products there is no warranty for material. ALL No two pieces of stone will be identical because of the inherent natural characteristics. No two pieces of quartz will be identical because of the manufacturing and mixing processes. This means that colors and veining will vary from piece to piece. We take all precautions to match colors, but no two slabs are identical and the customer understands this. QUARTZ GRANITE AND CULTURED MARBLE Due to slab size limitations and the manufacturing process, Stone countertops may have seams. Countertop seams can be seen and felt. There also may be color variances from piece to piece. Buyer authorizes Seller to make any decisions regarding slab, seams and template approval. ARISTOKRAFT CABINETRY – PAINTED CABINET DISCLAIMER Because of its unique characteristics, this finish is quite different from other cabinetry finishes you may be familiar with. Your satisfaction is important to Seller, and we want you to fully understand the characteristics that make painted finishes so distinctive. It is important to realize that the beauty of wood cabinetry comes from the natural qualities of wood itself. Seller utilizes only select solid hardwoods and hardwood veneers. The beauty of these genuine ▇▇▇▇▇ lies in the variation of the grain. The textures of those natural grain patterns often remain visible with paint finish and should be accepted as inherent characteristics when selecting painted cabinetry. On wood products, normal movement is typical due to changes in climatic conditions; this will cause hairline cracks at stile and rail and panel joints. This hairline cracking is a normal characteristic of painted finishes and will not be considered a reason for product replacement. Over time, there may be a slight color shift in the paint finish due to the continued exposure to natural and artificial light sources. We mention these characteristics because neither Seller nor our cabinetry manufacturer can be responsible for these conditions and variations. Accordingly, we ask for your signature below regarding Paint Finish orders. WOOD AND LAMINATE FLOOR DISCLAIMBER – WHAT TO EXPECT Flooring is subject to damage from normal foot traffic regardless of Hardness Rating. The manufacturer’s protective finish resists wear marks but doesn’t prevent them. High heeled or spiked shoes can indent any hard surface flooring. Furniture legs should have protectors added to the area that comes in contact with the hard surface floor coverings to prevent damage. Most hard surface floors that are floated versus direct glued may feel different to foot traffic. Flooring color will be affected by direct sunlight. Color may lighten or darken d

Preferred Lender. The PREFERRED LENDER relating to this Builder’s Incentive and Concessions Addendum is: DHI MORTGAGE. More information regarding DHI MORTGAGE is available at: ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇.▇▇▇. THE UNDERSIGNED ACKNOWLEDGE THAT EACH OF THEM HAS READ THIS BUILDER’S INCENTIVE AND CONCESSIONS ADDENDUM TO THE AGREEMENT AND AGREE TO THE TERMS, CONDITIONS AND LIMITATIONS CONTAINED HEREIN. PAGE 1 JA Apr 30, 2026 JA Initials Buyer Date Revised 7/13/2022 BUILDER’S INCENTIVE AND CONCESSIONS ADDENDUM SELLER: ▇.▇. ▇▇▇▇▇▇, Inc. – Louisville, a Delaware corporation ▇▇▇▇▇▇ (May 11, 2026 Erni 07:51:20 EDT) May 11, 2026 ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ (May 7, 2026 11:01:52 EDT) ▇▇▇▇▇▇ ▇▇▇▇ ▇.▇. ▇▇▇▇▇▇ Officer May 7, 2026 Date BUYER: Neptune ?teptu#te Rem LLC Neptune Rem LLC (Apr 30, 2026 15:59:03 15:59:06 MDT) Apr 30, 2026 Buyer: Neptune Rem LLC Date DHI MORTGAGE COMPANY, LTD. TRAVIS COUNTY TITLE COMPANY, DBA DHI TITLE AGENCY AND DHI TITLE INSURANCE COMPANY* Service Charge Service Charge Loan Origination Charge: 0% + $1,150.00 Title Services: $750.00 - $1,100.00 Processing Fee: $250.00 Simultaneous Lender’s Title Insurance: $100.00 - $250.00 Owner’s Title Insurance: $480.00 - $1,056 An additional 1% of the Loan Amount may apply for certain Affordable Housing Loan Programs Title - CPL Fee $25.00 - $50.00 Revised 7/13/2022 Buyer(s): Neptune Rem LLC, Community: Champions Run▇▇▇▇▇ Station, Plat: 407/1/118/1/C, Address: ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇, Sales Rep: ▇▇▇▇▇▇ ▇ ▇▇▇▇▇▇ Job: 553320407 553180118 Printed: 4/25/2026 4/30/2026 NOTICE OF SELLER’S BUSINESS AFFILIATIONS TO: Neptune Rem LLC PROPERTY: ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇, [Homebuyer(s)] MEMPHISLOUISVILLE, IN 47143 KY 40272 FROM: ▇.▇. ▇▇▇▇▇▇, Inc. – Louisville, a Delaware corporation DATE: April 2530, 2026 [Seller] This is to give you notice that the above referenced seller has a business relationship with: Travis County Title Company DBA DHI Title Agency charge estimates are based on an average home price of $300,000. Title insurance rates are set by the underwriter. Adjustments to Sales Price, Loan Amount and Lender requirements will impact the cost of your title insurance. Mortgage fees may vary depending upon whether the loan is originated or brokered by DHI Mortgage Company, Ltd. *Title Companies in the state provide title insurance services through several underwriters of title insurance policies, one of which is DHI Title Insurance Company. Note: If you apply with DHI Mortgage Company, Ltd. a Loan Estimate of all settlement charges will be provided to you by DHI Mortgage Company, Ltd. at or within three business days after loan application. You may be entitled to discounts/credits paid by seller towards the purchase of a package of settlement services as set forth in the Builder’s Incentive and Concessions Addendum to your Home Purchase Agreement. Apr 30, 2026 Initials Buyer Date DHI MORTGAGE COMPANY, LTD. ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇ ▇▇▇▇▇ DHI MORTGAGE COMPANY, LTD. ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇. LOUISVILLE, KY 40223 ▇.▇. ▇▇▇▇▇▇ INSURANCE AGENCY, INC. ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Arlington, TX 76011 DHI TITLE INSURANCE COMPANY ▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇. Suite 125 Austin, TX 78750 TRAVIS COUNTY TITLE COMPANY DBA DHI TITLE AGENCY ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ The nature of this business relationship is that these companies are corporate affiliates, each being 100% wholly owned by, or by a subsidiary of, the same parent corporation. Because of this relationship, this referral may provide seller a financial or other benefit. Set forth below is the estimated charge or range of charges by each company for settlement services listed. You are NOT required to use these companies as a condition of your purchase of the property from seller or as a condition of your application for, or settlement of, a mortgage loan on the property in connection with your purchase. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. ACKNOWLEDGMENT: I/we have read this disclosure form and understand that seller is referring me/us to purchase the above-described settlement services from DHI MORTGAGE COMPANY, LTD., TRAVIS COUNTY TITLE COMPANY DBA DHI TITLE AGENCY, DHI TITLE PAGE 1 DHI MORTGAGE COMPANY, LTD. Travis County Title Company DBA DHI Title Agency charge estimates are based on an average home price and DHI TITLE INSURANCE COMPANY* Service Charge Service Charge Loan Origination Charge: 0% + $1,150.00 Title Services $575.00 - $650.00 Loan Processing Fee: $250.00 Simultaneous Lender’s Title Insurance: $100 - $250.00 An additional 1% of $400,000. Title insurance rates are set by the underwriter. Adjustments to Sales Price, Loan Amount and Lender requirements will impact the cost of your title insurance. Mortgage fees may vary depending upon whether the loan is originated or brokered by DHI Mortgage Company, Ltd. *apply for certain Affordable Housing Loan Programs Owner’s Title companies in the state provide title insurance services through several underwriters of title insurance policies, one of which is DHI Title Insurance Company. Mortgage fees may vary depending upon whether the loan is originated or brokered by DHI Mortgage Company, Ltd. NoteInsurance: If you apply with DHI Mortgage Company, Ltd. a Loan Estimate of all settlement charges will be provided to you by DHI Mortgage Company, Ltd. at or within three business days after loan application. You may be entitled to discounts/credits paid by seller towards the purchase of a package of settlement services as set forth in the Builder’s Incentive and Concessions Addendum to your Home Purchase Agreement. PAGE 1 JA Apr 30, 2026 JA Initials Buyer Date $1,220.00 - $1,425.00 Title- CPL Fee $50.00 ▇. ▇. ▇▇▇▇▇▇ INSURANCE AGENCY, INC. ▇.▇. ▇▇▇▇▇▇ INSURANCE AGENCY, INC. is a licensed insurance agent that offers policies of property insurance as agent for one or more insurance companies qualified to transact insurance business in the State of IndianaKentucky. You will be provided a separate proposal or quote of the terms and conditions of any policy of insurance offered by ▇.▇. ▇▇▇▇▇▇ INSURANCE AGENCY, INC. in which you express an interest. For comparison purposes, the cost for a hazard insurance policy for a home valued at $400,000 300,000 with commonly selected coverage items and deductibles would range between: $658 573 and $1,769 1,208 per annum. The specific premium depends on various factors, including but not limited to, the value of the home, the location of the home, deductibles selected, and the amount of coverage selected. The quote will set out the estimated premium and other charges, or range of charges, by ▇.▇. ▇▇▇▇▇▇ INSURANCE AGENCY, INC. for its insurance products or services. JA JA Buyer(s): Neptune Rem LLC, Community: Champions Run▇▇▇▇▇ Station, Plat: 407/1/118/1/C, Address: ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇, Sales Rep: ▇▇▇▇▇▇ ▇ ▇▇▇▇▇▇ Job: 553320407 553180118 Printed: 4/25/2026 ACKNOWLEDGMENT: I/we have read this disclosure form and understand that seller is referring me/us to purchase the above-described settlement services from DHI MORTGAGE COMPANY, LTD., TRAVIS COUNTY TITLE COMPANY DBA DHI TITLE AGENCY, DHI TITLE 4/30/2026 INSURANCE COMPANY and AND ▇.▇. ▇▇▇▇▇▇ INSURANCE AGENCY, INC. and may receive a financial or other benefit as the result of this referral. Apr 30, 2026 Initials Buyer Date Neptune Rem LLC Neptune Rem LLC (Apr 30, 2026 15:59:03 15:59:06 MDT) Apr 30, 2026 Buyer: Neptune Rem LLC Date PAGE 2 JA Apr 30, 2026 JA Initials Buyer Date JAJA Privacy Notice For more information on our collection, sharing, and other processing of personal information, please visit the ▇.▇. ▇▇▇▇▇▇ Privacy Policy available on ▇▇▇.▇▇▇▇▇▇▇▇.▇▇▇. You agree to our processing of your personal information consistent with our Privacy Policy. BUYER(S): Neptune Rem LLC Neptune Rem LLC (Apr 30, 2026 15:59:03 15:59:06 MDT) Apr 30, 2026 Buyer: Neptune Rem LLC Date Buyer(s): Neptune Rem LLC, Community: Champions Run▇▇▇▇▇ Station, Plat: 407/1/118/1/C, Address: ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇, Sales Rep: ▇▇▇▇▇▇ ▇ ▇▇▇▇▇▇ Job: 553320407 553180118 Printed: 4/25/2026 4/30/2026 CONSTRUCTION ADDENDUM This Addendum is hereby made a part of the Home Purchase Agreement dated 04/25/202604/29/2026, between Neptune Rem LLC, as Buyer(s) and ▇.▇. ▇▇▇▇▇▇, Inc. - Louisville[SELLER-LEGAL NAME], as Seller, regarding Lot 407 18 in Champions Run ▇▇▇▇▇ Station community. Below is a series of addenda, which will be made a part of the original Agreement as referenced above. Capitalized terms used herein will have the meanings ascribed to them in the Agreement. By signing below, ▇▇▇▇▇ acknowledges the terms provided herein. SEWER LATERAL WATER LINE Buyer understands the location and configuration of the water line and main sewer line at the exit point of the home is at the sole option of the Seller. Sewer laterals and water lines and their placement are pre-determined by the developer. ▇▇▇▇▇ understands that the house handing is determined by the location of the sewer lateral. The house handing may be switched at the sole discretion of the Seller. GRADING Your yard has been graded to cause rain water to flow away from the foundation and in general conformance with the approved grading plan as determined by local requirements. It is the homeowner’s responsibility to maintain established grades and ▇▇▇▇▇▇ to prevent possible wet area problems. Within the first year, on a one-time only basis, Seller will provide labor and material to fill any sunken areas near the foundation. It is the homeowner’s responsibility in maintaining established grades and ▇▇▇▇▇▇ if adding a porch, patio, deck or swimming pool, or when landscaping. Seller cannot be responsible for drainage from natural wooded areas or other natural areas not graded by Seller. WOODED HOMESITE If your homesite presently has trees on it, we reserve the right to remove or leave them at our discretion. It is our intention to remove only those trees that affect the construction of your home, including installation of streets, utility lines, driveways and establishment of proper grade on your homesite. Seller WILL NOT be responsible for the health of the trees left on your homesite. After occupancy, Seller WILL NOT remove any trees on your homesite. Wooded areas on the lot will be left in their natural state. Dead fall will not be cleared or removed. UTILITY PLACEMENT Seller and ▇▇▇▇▇▇ acknowledge that the final utility plan for their Community has not been reviewed by ▇▇▇▇▇, but the Buyer understands that above-ground transformers for electric, gas, telephone, cable, etc. may be located within a utility easement that may overlap property lines. Seller makes no representation of possible transformer placement and advises that the final utility plan is NOT subject to alteration. LANDSCAPE Seller shall provide a one time starter lawn of sod/seed, plant package of shrubs, and tree. Seller makes no representation as to the size, species, quality, or color of plant materials contained in the landscape package due to seasonal availability of certain species. Seller is unable to control the care, maintenance or watering of plants or grass after the home is closed, therefore there is no warranty for landscaping. Immediately after closing, Seller recommends that Buyer begin a yard care program which includes regular watering, fertilizer, and over-seeding several times a year, especially during the first two years. NATURALLY OCCURRING GASES A small percentage of homes in the United States experience elevated levels of methane gas or other naturally occurring gases. These are naturally occurring gases that rise up and escape from the soil. This phenomenon can occur in any home regardless of the type of home or who builds it. The Seller claims no expertise in the measurement or reduction of levels of these gases in homes, nor does Seller provide any advice to homeowner as to acceptable levels or possible health hazards of the gases. ▇▇▇▇▇ agreesthat this Purchase Agreement is not conditioned upon testing results for naturally occurring gases, or the presence or lack of such gases affecting the property. Upon closing of the property, Buyer shall be deemed to have accepted the property as the presence of the gases now or in the future and Seller shall be released from any and all claims related to or arising from the presence of naturally occurring gases. Homeowners seeking further information on these gases may contact the state or local Environmental Protection Agency (EPA) offices. FLOORING – TRIM – STAIRS AND MARBLE FACING Buyer acknowledges that there are certain inherent risks associated with certain products including, but not limited to, the appearance of cracks, a variance of color, grain and texture. Many products are affected by humidity levels, dry seasons, or heating seasons when the furnace is in use, which will cause expansion and contraction. Some products may be affected by sunlight exposure which can cause color fading or softening of the material. Furthermore, colors often change with age. Buyer hereby waives any claim it may have against Seller for any breach of implied warranty as a result of the occurrences of any said risks. Buyer hereby acknowledges that he has been informed of these risks and hereby accepts such risks. Nothing stated in this paragraph shall limit, waive, or modify Seller’s warranty of a structurally sound constructed home in a workmanlike manner. However, because of the natural properties and imperfections of certain products, imperfections and variations of color will occur. SAMPLE COLOR The samples the Buyer uses to make the selections can vary slightly in color due to the manufacturing process and the nature of the material used in making such products as brick, carpet, kitchen cabinets, vinyl or fiber cement siding, paint, shutters, and vinyl flooring. The variation in color from the sample will not be cause for Buyer to reject nor accept the actual product installation. DRIVEWAY Buyer(s): Neptune Rem LLC, Community: Champions Run, Plat: 407/1/1, Address: ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, Sales Rep: ▇▇▇▇▇▇ ▇ ▇▇▇▇▇▇ Job: 553320407 Printed: 4/25/2026 Seller will install a concrete driveway with your new home. Information regarding the care and service of your driveway is provided in the Homeowner’s Manual. PLUMBING ROUGHConstruction Addendum 6-IN DESIGNATION If Buyer selects a plumbing rough-in for the basement it will include the following: 2 Piece Rough-In a.A drain in the basement floor for a toilet b. A vertical drain pipe for a sink ▇.▇▇ water supply piping is included d. No fixtures, additional plumbing, electrical, heating, framing, drywall or painting is included 3 Piece Rough-In a.A drain in the basement floor for a toilet b. A drain in the basement floor for a shower c.A vertical drain pipe for a sink d. No water supply piping is included ▇.▇▇ fixtures, additional plumbing, electrical, heating, framing, drywall or painting is included GRANITE, QUARTZ, & CULTURED MARBLE DISCLAIMER Granite is a product composed of small crystals of natural igneous material, fused together under high heat and pressure inside the earth. Because it is a natural product, granite may absorb liquids and staining agents. To resist stains, all granite countertops are treated with a penetrating sealer at completion of installation. This should be repeated every 1-3 years. The sealer is not a guarantee against stains. GRANITE AND CULTURED MARBLE Stone is a product of nature and it will contain incoherent weak spots, hairline cracks, fissures, scratches and pitting. The normal polished finish of granite is very durable; however, it can be scratched or chipped. Granite and marble are natural products there is no warranty for material. ALL No two pieces of stone will be identical because of the inherent natural characteristics. No two pieces of quartz will be identical because of the manufacturing and mixing processes. This means that colors and veining will vary from piece to piece. We take all precautions to match colors, but no two slabs are identical and the customer understands this. QUARTZ GRANITE AND CULTURED MARBLE Due to slab size limitations and the manufacturing process, Stone countertops may have seams. Countertop seams can be seen and felt. There also may be color variances from piece to piece. Buyer authorizes Seller to make any decisions regarding slab, seams and template approval. ARISTOKRAFT CABINETRY – PAINTED CABINET DISCLAIMER Because of its unique characteristics, this finish is quite different from other cabinetry finishes you may be familiar with. Your satisfaction is important to Seller, and we want you to fully understand the characteristics that make painted finishes so distinctive. It is important to realize that the beauty of wood cabinetry comes from the natural qualities of wood itself. Seller utilizes only select solid hardwoods and hardwood veneers. The beauty of these genuine ▇▇▇▇▇ lies in the variation of the grain. The textures of those natural grain patterns often remain visible with paint finish and should be accepted as inherent characteristics when selecting painted cabinetry. On wood products, normal movement is typical due to changes in climatic conditions; this will cause hairline cracks at stile and rail and panel joints. This hairline cracking is a normal characteristic of painted finishes and will not be considered a reason for product replacement. Over time, there may be a slight color shift in the paint finish due to the continued exposure to natural and artificial light sources. We mention these characteristics because neither Seller nor our cabinetry manufacturer can be responsible for these conditions and variations. Accordingly, we ask for your signature below regarding Paint Finish orders. WOOD AND LAMINATE FLOOR DISCLAIMBER – WHAT TO EXPECT Flooring is subject to damage from normal foot traffic regardless of Hardness Rating. The manufacturer’s protective finish resists wear marks but doesn’t prevent them. High heeled or spiked shoes can indent any hard surface flooring. Furniture legs should have protectors added to the area that comes in contact with the hard surface floor coverings to prevent damage. Most hard surface floors that are floated versus direct glued may feel different to foot traffic. Flooring color will be affected by direct sunlight. Color may lighten or darken d21