Common use of Plans Covered Clause in Contracts

Plans Covered. PLAN UNDERWRITING CLASSES ISSUE AGES BASIS EFFECTIVE DATE Classic UL Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine Smoking Status Unknown [REDACTED] 1 May 1, 2015 Symetra UL 2015 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine Smoking Status Unknown [REDACTED] I May 1, 2015 Survivorship UL Super Preferred Non Nicotine Preferred Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine Uninsurable [REDACTED] I May 1, 2015 EXHIBIT 1 - REINSURANCE SPECIFICATIONS(Continued) Effective November 4, 2019 PLAN UNDERWRITING CLASSES ISSUE AGES BASIS EFFECTIVE DATE Milestone (VUL-G) Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] 2 April 3, 2017 Symetra Accumulator IUL 1.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] 1 October 9, 2017 to January 31, 2020 Symetra Protector IUL 1.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] 1 or2* May29,2019 Symetra Accumulator IUL 2.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] l November 4, 2019 [REDACTED] EXHIBIT 1 - REINSURANCE SPECIFICATIONS (Continued) Effective November 4, 2019 Minimum Issued Face Amount: [REDACTED] Joint Life Age/Risk Class Limitations [REDACTED]

Plans Covered. PLAN UNDERWRITING CLASSES ISSUE AGES BASIS EFFECTIVE DATE Classic UL Super Preferred Non Nicotine [REDACTED] Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Classic UL Substandard Non-Nicotine Preferred Nicotine I May 1, 2015 Standard Nicotine Substandard Nicotine Smoking Status Unknown [REDACTED] 1 May 1, 2015 Symetra UL 2015 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine Smoking Status Unknown [REDACTED] I l May 1, 2015 Survivorship UL Super Preferred Non Nicotine Preferred Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine Uninsurable [REDACTED] I 1 May 1, 2015 Super Preferred Non Nicotine [REDACTED] Preferred Non Nicotine Standard Plus Non Nicotine Milestone (VUL-G) Standard Non Nicotine Substandard Non-Nicotine 2 April 3, 2017 Preferred Nicotine Standard Nicotine Substandard Nicotine EXHIBIT 1 - REINSURANCE SPECIFICATIONS(Continued) Effective November 4May 29, 2019 PLAN UNDERWRITING CLASSES ISSUE AGES BASIS EFFECTIVE DATE Milestone (VUL-G) Super Preferred Non Nicotine [REDACTED] Symetra Preferred Non Nicotine Standard Plus Non Nicotine Accumulator IUL 1.0 Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine 1 October 9, 2017· Standard Nicotine Substandard Nicotine [REDACTED] 2 April 3, 2017 Symetra Accumulator IUL 1.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] 1 October 9, 2017 to January 31, 2020 Symetra Protector IUL 1.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] 1 or2* May29,2019 Symetra Accumulator IUL 2.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] l November 4, 2019 [REDACTED] EXHIBIT 1 - REINSURANCE SPECIFICATIONS (Continued) Effective November 4, 2019 Minimum Issued Face Amount: · [REDACTED] Joint Life Age/Risk Class Limitations [REDACTED]] EXHIBIT 1 - REINSURANCE SPECIFICATIONS (Continued} Effective May 29, 2019

Plans Covered. PLAN UNDERWRITING CLASSES ISSUE AGES BASIS EFFECTIVE DATE Classic UL Super Preferred Non Nicotine [REDACTED] Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard NonClassic XX Xxxxxxxxxxx Xxx-Nicotine Preferred Xxxxxxxx 0 Xxx 0, 0000 Xxxxxxxxx Nicotine Standard Nicotine Substandard Nicotine Smoking Status Unknown [REDACTED] 1 May 1, 2015 Symetra UL 2015 Super Preferred Non Nicotine [REDACTED] Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Symetra UL 2015 Substandard Non-Nicotine Preferred Nicotine 1 May 1, 2015 Standard Nicotine Substandard Nicotine Smoking Status Unknown [REDACTED] I May 1, 2015 Survivorship UL Super Preferred Non Nicotine [REDACTED] Preferred Non Nicotine Standard Non Nicotine Survivorship UL Substandard Non-NicotinePreferred Nicotine 1 May 1, 2015 Standard Nicotine Substandard Nicotine Uninsurable Super Preferred Non Nicotine [REDACTED] Preferred Non Nicotine Standard Plus Non Nicotine Milestone (VUL-G) Standard Non NicotineSubstandard Non-Nicotine 2 April 3, 2017 Preferred Nicotine Standard Nicotine Substandard Nicotine Uninsurable [REDACTED] I May EXHIBIT 1, 2015 EXHIBIT 1 - -REINSURANCE SPECIFICATIONS(Continued) SPECIFICATIONS (Continued} Effective November 4, 2019 October 9. 2017 PLAN UNDERWRITING CLASSES ISSUE AGES BASIS EFFECTIVE DATE Milestone (VUL-G) Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] 2 April 3, 2017 Symetra Accumulator IUL 1.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] 1 October 9, 2017 to January 31, 2020 Symetra Protector IUL 1.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] 1 or2* May29,2019 Symetra Accumulator IUL 2.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] l November 4, 2019 [REDACTED] EXHIBIT 1 - REINSURANCE SPECIFICATIONS (Continued) Effective November 4, 2019 Minimum Issued Face Amount: [REDACTED] Joint Life Age/Risk Class Limitations [REDACTED]

Plans Covered. PLAN UNDERWRITING CLASSES ISSUE AGES BASIS EFFECTIVE DATE Classic UL Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Non Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine Smoking Status Unknown [REDACTED] 1 May 1, 2015 to January 31, 2020 Symetra UL 2015 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Non Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine Smoking Status Unknown [REDACTED] I 1 May 1, 2015 Survivorship UL Super Preferred Non Nicotine Preferred Non Nicotine Standard Non Nicotine Substandard Non-Non Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine Uninsurable [REDACTED] I 1 May 1, 2015 EXHIBIT 1 - – REINSURANCE SPECIFICATIONS(ContinuedSPECIFICATIONS (Continued) Effective November 4June 11, 2019 2021 PLAN UNDERWRITING CLASSES ISSUE AGES BASIS EFFECTIVE DATE Milestone (VUL-G) Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Non Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] 2 April 3, 2017 to January 29, 2021 Symetra Accumulator IUL 1.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Non Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] 1 October 9, 2017 to January 31, 2020 Symetra Protector IUL 1.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Non Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] 1 or2or 2* May29,2019 May 29, 2019 to September 30, 2021 Symetra Accumulator IUL 2.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non-Non Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] l 1 November 4, 2019 to September 30, 2021 Symetra Accumulator IUL 4.0 Super Preferred Non Nicotine Preferred Non Nicotine Standard Plus Non Nicotine Standard Non Nicotine Substandard Non Nicotine Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] 1 or 2* June 11, 2021 EXHIBIT 1 - – REINSURANCE SPECIFICATIONS (Continued) Effective November 4June 11, 2019 2021 PLAN UNDERWRITING CLASSES ISSUE AGES BASIS EFFECTIVE DATE Super Preferred Non Nicotine [REDACTED] Preferred Non Nicotine Symetra Protector IUL 3.0 Standard Plus Non Nicotine Standard Non Nicotine Substandard Non Nicotine 1 or 2* June 11, 2021 Preferred Nicotine Standard Nicotine Substandard Nicotine [REDACTED] Minimum Issued Face Amount: [REDACTED] Joint Life Age/Risk Class Limitations [REDACTED]