Common use of Phishing Clause in Contracts

Phishing. Phishing means any access or attempted access to data or information made by means of misrepresentation or deception. Virus or Similar Mechanism means program code, programming instruction or any set of instructions intentionally constructed with the purpose and ability, or purposely used, to damage, interfere with, adversely affect, infiltrate or monitor computer systems, computer programs, data or operations, whether involving self-replication or not. The definition of virus or similar mechanism includes but is not limited to Trojan horses, worms and logic bombs and the exploitation of bugs or vulnerabilities in a computer program to damage, interfere with, adversely affect, infiltrate or monitor as above. Date recognition We will not cover damage caused by, contributed to or arising from the failure of equipment (including hardware and software) to correctly recognise any given date or to process data or to operate properly due to failure to recognise any given date. But we will cover subsequent damage resulting from an insured cause, which is not excluded elsewhere in the policy. This exclusion does not apply to Section ten (B): Employers’ liability. Northern Ireland Except in respect of claims arising from accidents to employees admissible as a valid claim under Section Ten (B): Employers’ liability, we will not pay any claim where the claim is caused by, arises from, relates to or is contributed to by:

Phishing. Phishing means any access or attempted access to data or information made by means of misrepresentation or deception. Virus or Similar Mechanism means program code, programming instruction or any set of instructions intentionally constructed with the purpose and ability, or purposely used, to damage, interfere with, adversely affect, infiltrate or monitor computer systems, computer programs, data or operations, whether involving self-replication or not. The definition of virus or similar mechanism includes but is not limited to Trojan horses, worms and logic bombs and the exploitation of bugs or vulnerabilities in a computer program to damage, interfere with, adversely affect, infiltrate or monitor as above. Date recognition exclusion We will not cover damage caused by, contributed to or arising from the failure of equipment (including hardware and software) to correctly recognise any given date or to process data or to operate properly due to failure to recognise any given date. But we will cover subsequent damage resulting from an insured cause, which is not excluded elsewhere in the policy. This exclusion does not apply to Section ten (B): Employers’ liability. Northern Ireland Except in respect of claims arising from accidents to employees admissible as a valid claim under Section Ten (B): Employers’ liability, we will not pay any claim where the claim is caused by, arises from, relates to or is contributed to by: