Common use of Payment Authorization Clause in Contracts

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approve. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to hold us harmless from such losses, if you fail to meet your obligations as set forth in this paragraph. Checks and debits are presented against your checking account by posting transactions according to a processing schedule. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Party, you agree that we may rely upon our records at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other withdrawal methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, slips and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting lossesliable, and you agree to indemnify us and hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks If a non-member requests to cash a check drawn on your Account, we may require the non- member to present acceptable identification and, at our option, place a fingerprint on the check. If the non- member refuses to comply with our requirements, we may refuse to accept the check, and debits you agree that we will not be liable for wrongful dishonor. In the event that the applicable Account has sufficient funds on deposit to cover one or more but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including first processing withdrawal orders or checks payable to the Credit Union and dishonoring or refusing any item or withdrawal order for which there are presented against your checking account by posting insufficient funds available thereafter. We may process all checks and other transactions according in any order we choose, and we may change the order in which we process checks and other transactions at any time without notice to a processing scheduleyou. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approve. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to hold us harmless from such losses, if you fail to meet your obligations as set forth in this paragraph. Checks and debits are presented against your checking account by posting transactions according to a processing schedulein order of arrival sequence throughout the day. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Party, you agree that we may rely upon our records at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed or authorized by you and charge the payments against the applicable Account. Only checks or other withdrawal methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, slips and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approve. When you use our online banking or mobile application to transfer money, we are not responsible for your input errors that transfer money to an unintended account. If you notify us of an errant transfer, we may make you sign an affidavit to hold us harmless before we attempt to retrieve the funds from the unintended account. If we attempt to retrieve the funds from the unintended account and the funds are unavailable, we will notify you of such and take no further action. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting lossesliable, and you agree to indemnify us and hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks We pay all checks and debits are presented against on your checking account by posting transactions according in order of arrival sequence throughout the day. We pay all debits to a processing schedulesavings accounts in the order they are received. To avoid overdraft or NSF (nonsufficient funds) fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Party, you agree that we may rely upon our records at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU 1CFCU seeks to cash the check at a RBFCU 1CFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU1CFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU 1CFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU1CFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, slips or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used The Credit Union approves the vendor(s) listed in connection with any Account must be on forms the Fee Schedule for check printing due to their high standards. Other companies that provide check printing services may not meet the high standards of our approved vendor(s) or may print terms or limitations that we provide or otherwise expressly approve. You do not agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the checkon such checks. We will not be liable for any resulting losses, and you agree to hold us harmless from such losses, if you fail to meet your obligations as set forth in this paragraph. Checks and debits are presented against your checking account by posting transactions according to a processing schedule. To avoid feesAlso, you should ensure understand that your Account contains sufficient available funds at all times to pay each of your transactionschecks can be washed unless you use a wash preventive ink. In making distributions upon the death or disability of any PartyTherefore, you acknowledge and agree that we may rely upon have no responsibility or liability to you whatsoever resulting, arising or relating from/to: alterations, forgery, non-payment; returns as no account/insufficient funds or otherwise; limitations we do not specifically agree to in writing; or any other processing/payment error with regard to any check that is not printed by our records at approved vendor(s) or your failure to use wash preventive ink in the time writing of any such death check(s). In the event that the applicable Account has sufficient funds on deposit to cover one or disability. If an instrument (check) contains contradictory termsmore, typewritten terms prevail over printed termsbut not all, handwritten terms prevail over bothof the checks or other withdrawal orders presented during any given business day, we may honor those items and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree allow those withdrawals in any order that we may require the nonmember choose in our sole discretion, including withdrawal orders or checks payable to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is providedus, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, or refuse any item or withdrawal order for which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonorthere are insufficient funds available thereafter.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Accountaccount. Only checks ordered through us, or other methods approved by us may be used to withdraw funds from your Accountaccount. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, other forms or other formsthat appears on screen when withdrawing with a personal video teller, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks If a non-member requests to cash a check drawn on your account, we may require the non-member to present acceptable identification and, at our option, place a fingerprint on the check. If the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits in such a case you agree that we will not be liable for wrongful dishonor. In the event that the applicable account has sufficient available funds on deposit to cover one or more, but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including, first, processing withdrawal orders or checks payable to the Credit Union, and dishonoring or refusing any item or withdrawal order for which there are presented against your checking account by posting insufficient funds available thereafter. Subject to applicable law, we may process all checks and other transactions according in any order we choose, and we may change the order in which we process checks and other transactions at any time without notice to a processing scheduleyou. To avoid fees, you should take care to ensure that your Account account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks ordered through us, or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks If a non-member requests to cash a check drawn on your Account, we may require the non-member to present acceptable identification and, at our option, place a fingerprint on the check. It the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits in such a case you agree that we will not be liable for wrongful dishonor. In the event that the applicable Account has sufficient funds on deposit to cover one or more, but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including, first, processing withdrawal orders or checks payable to the Credit Union, and dishonoring or refusing any item or withdrawal order for which there are presented against your checking account by posting insufficient funds available thereafter. We may process all checks and other transactions according in any order we choose, and we may change the order in which we process checks and other transactions at any time without notice to a processing scheduleyou. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Accountaccount. Only checks ordered through us, or other methods approved by us may be used to withdraw funds from your Accountaccount. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks If a non-member requests to cash a check drawn on your account, we may require the non-member to present acceptable identification and, at our option, place a fingerprint on the check. If the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits in such a case you agree that we will not be liable for wrongful dishonor. In the event that the applicable account has sufficient funds on deposit to cover one or more, but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including, first, processing withdrawal orders or checks payable to the Credit Union, and dishonoring or refusing any item or withdrawal order for which there are presented against your checking account by posting insufficient funds available thereafter. Subject to applicable law, we may process all checks and other transactions according in any order we choose, and we may change the order in which we process checks and other transactions at any time without notice to a processing scheduleyou. To avoid fees, you should ensure that your Account account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, slips or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, slips and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete all checks using a non-gel, gel black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to indemnify and hold us harmless from such losses, if you fail to meet follow this requirement. If a non- member requests to cash a check drawn on your obligations as set forth Account, we may require the non-member to present acceptable identification and, at our option, place a fingerprint on the check. If the non-member refuses to comply with our requirements, you agree that we will not be liable for wrongful dishonor. In the event that the applicable Account has sufficient funds on deposit to cover one or more, but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in this paragraphany order that we may choose in our sole discretion, including withdrawal orders or checks payable to the Credit Union, and dishonor or refuse any item or withdrawal order for which there are insufficient funds available thereafter. Checks We may also process all other checks and debits are presented against your checking account by posting transactions according in any order we choose, and we may change the order in which we process checks and transactions at any time without notice to a processing scheduleyou. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions distribution upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks ordered through us, or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks If a non-member requests to cash a check drawn on your Account, we may require the non-member to present acceptable identification and, at our option, place a fingerprint on the check. It the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits in such a case, you agree that we will not be liable for wrongful dishonor. In the event that the applicable Account has sufficient available funds on deposit to cover one or more, but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including, first, processing withdrawal orders or checks payable to the Credit Union, and dishonoring or refusing any item or withdrawal order for which there are presented against your checking account by posting insufficient funds available thereafter. We may process all checks and other transactions according in any order we choose, and we may change the order in which we process checks and other transactions at any time without notice to a processing scheduleyou. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. In this Agreement, the term “check” and “share draft” shall have the same meaning. The term “available balance” and “ledger balance” shall have the meaning explained in the Overdrafts And Overdraft Coverage section below. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks In the event that the applicable Account has a sufficient ledger balance minus (i) the amounts of checks deposited in the applicable Account that are subject to availability or exception holds, (ii) amounts in the Account that are subject to levy or garnishment by the IRS or other creditors, (iii) amounts of deposits in the Account that are subject to freezes on the accounts from which those funds are drawn, and debits (iv) amounts attributable to deposits that are uncollectible to cover one or more, but not all of the checks or other withdrawal orders or items presented against your checking account by posting transactions according during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including honoring first any withdrawal orders or checks payable to us and dishonoring or refusing any check or withdrawal order for which there is not a processing schedule. To avoid feessufficient ledger balance, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactionsas adjusted above, thereafter. In making distributions upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approve. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to hold us harmless from such losses, if you fail to meet your obligations as set forth in this paragraph. Checks We pay all checks and debits are presented against on your checking account by posting transactions according to a processing schedulein order of arrival sequence throughout the day. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Party, you agree that we may rely upon our records at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU SFCU seeks to cash the check at a RBFCU SFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU SFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCUSFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU SFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCUSFCU) shall not constitute wrongful dishonor.

Payment Authorization. In this Agreement, the term “check” and “share draft” shall have the same meaning. The term “available balance” shall have the meaning explained in the Overdrafts And Overdraft Protection section below. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks and debits are presented against your checking account by posting transactions according to In the event that the applicable Account has a processing schedule. To avoid fees, you should ensure that your Account contains sufficient available funds at balance to cover one or more, but not all times of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including honoring first any withdrawal orders or checks payable to pay each of your transactionsus and dishonoring or refusing any other item or withdrawal order for which there is not sufficient available balance thereafter. In making distributions upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks ordered through us, or other methods approved by us us, may be used to withdraw funds from your Account. You agree that it will be It is your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approve. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to indemnify, defend, and hold us harmless from such losses, losses if you fail to meet your obligations as set forth in this paragraph. Checks If a non-member requests to cash a check drawn on your Account, we may require the non-member to present acceptable identification. If the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits you agree that we will not be liable for wrongful dishonor. In the event that the applicable Account has sufficient funds on deposit to cover one or more, but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose at our sole discretion, including honoring any withdrawal orders or checks payable to the Credit Union, and dishonor or refuse any other item or withdrawal order for which there are presented against your checking account by posting transactions according to a insufficient funds available thereafter. We may process checks, withdrawal orders, and electronic funds transfers in the order that we receive them, and we may change the order in which we process item(s) at any time. Should we change the processing scheduleorder of the items, we will send notification. To avoid fees, you should ensure that your Account contains has sufficient available funds at all times to pay each of item. We do not have to notify you if your transactions. In making distributions upon the death or disability of any Party, you agree that we may rely upon our records at the time of any such death or disability. If account does not have sufficient available funds in order to pay an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonoritem.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, gel black or dark blue ink that will readily transfer well during any imaging of the check. We will not be liable for any resulting losses, and you agree to indemnify and hold us harmless from such lossesharmless, if you fail to meet fulfill your obligations as set forth in this paragraph. Checks In the event that the applicable Account has sufficient funds on deposit to cover one or more, but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and debits allow those withdrawals in any order that we may choose in our sole discretion including withdrawal orders or checks payable to the Credit Union and dishonor or refuse any item or withdrawal order for which there are presented against your checking account by posting transactions according to a processing schedule. To avoid fees, you should ensure that your Account contains sufficient insufficient funds available funds at all times to pay each of your transactionsthereafter. In making distributions upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You Xxxxxxx.Xxx agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. .All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approve. You approve in xxxxxxx.Xxx agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. .We will not be liable for any resulting losses, and you agree to indemnify, defend and hold us harmless from such losses, losses if you fail to meet your obligations as set forth in this paragraph. Checks If a non-member requests to cash a check drawn on your Account, we may require the non-member to present acceptable identification and, at our option, place a fingerprint on the check. If the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits you agree that we will not be liable for wrongful dishonor. In the event that the applicable Account has sufficient available funds on deposit to cover one or more, but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including honoring first any withdrawal orders or checks payable to us and dishonoring or refusing any other item or withdrawal order for which there are presented against your checking account by posting insufficient funds available thereafter. Subject to applicable law, we may process all checks and other transactions according to a processing schedule. To in any order we choose, and we may change the order in which we process checks and other transactions at any xxxx.Xx avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Party, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers2. If you issue Stale Items. We are under no obligation to pay a check that is presented for payment more than six months from its date. In the event that a check drawn on your Account and is payable by its terms within a nonmember stated period of RBFCU seeks time, we are under no obligation to cash the pay that check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor presented after the expiration of your checkthat time period. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor3.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting lossesliable, and you agree to indemnify us and hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks If a non-member requests to cash a check drawn on your Account, we may require the non-member to present acceptable identification and, at our option, place a fingerprint on the check. If the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits you agree that we will not be liable for wrongful dishonor. In the event that the applicable Account has sufficient funds on deposit to cover one or more but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including honoring any withdrawal orders or checks payable to us first and dishonoring or refusing any other item or withdrawal order for which there are presented against your checking account by posting insufficient funds available thereafter. We may process all checks and other transactions according in any order we choose, and we may change the order in which we process checks and other transactions at any time without notice to a processing scheduleyou. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, gel black or dark blue ink that will readily transfer during well dur- ing any imaging of the check. We will not be liable for any resulting losses, and you agree to indemnify and hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks In the event that the applicable Account has sufficient funds on deposit to cover one or more but not all of the checks or other withdrawal orders present- ed during any given business day, we may honor those items and debits allow those withdrawals in any order that we may choose in our sole discretion, including honoring any withdrawal orders or checks payable to us first and dishonoring or refusing any other item or withdrawal or- der for which there are presented against your checking account by posting transactions according to a processing schedule. To avoid fees, you should ensure that your Account contains sufficient insufficient funds available funds at all times to pay each of your transactionsthere- after. In making distributions upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us the Credit Union to pay checks signed by you processed with the correct routing and charge the payments account number against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You agree that it It will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree consent that we will not be liable for any printing errors on any such formsforms unless the documents were created or ordered through one of our employees. All Only checks, withdrawal formsdebit card, deposit slipsxxxx pay, and transfer instructions electronic automated clearing house (ACH) or other methods approved or made available by the Credit Union may be used in connection with any Account must be on forms that we provide or otherwise expressly approveto withdraw funds from your Account. You agree to complete checks using a non-gel, gel black or dark blue ink that which will transfer readily transfer during any scanning or imaging of the check. We will not be liable for any resulting losses, and you agree to indemnify, defend, and hold us the Credit Union harmless from such losses, if you fail to meet your obligations as set forth in this paragraphAgreement. Checks If a non-member requests to cash a check drawn on your Account, we may require the non-member to present acceptable identification and debits fulfill certain requests that we may have in order to know if the request is legitimate. If the non-member refuses to comply with our requirements, we may deny acceptance of the check, and the Credit Union will not be liable for wrongful dishonor. In the event the applicable Account has sufficient available funds on deposit to cover one or more items presented for payment, but not all of the checks or other withdrawal transactions during any given business day (defined as Monday through Friday with the exception of federal banking holidays), we may honor those items in the order in which they are presented against your checking account by posting transactions according received. The Credit Union has the option, but rarely used, to a processing schedulefirst honor any withdrawal orders or checks payable to the Credit Union and return or refuse any item or withdrawal order for which there are insufficient funds available thereafter. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Party, you agree that we may rely upon our records at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks ordered through us, or other methods approved by us us, may be used to withdraw funds from your Account. You agree that it will be It is your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approve. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to indemnify, defend and hold us harmless from such losses, losses if you fail to meet your obligations as set forth in this paragraph. Checks If a non-member requests to cash a check drawn on your Account, we may require the non-member to present acceptable identification. If the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits you agree that we will not be liable for wrongful dishonor. In the event that the applicable Account has sufficient funds on deposit to cover one or more, but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose at our sole discretion, including honoring any withdrawal orders or checks payable to the Credit Union, and dishonor or refuse any other item or withdrawal order for which there are presented against your checking account by posting transactions according to a insufficient funds available thereafter. We may process checks, withdrawal orders, and electronic funds transfers in the order that we receive them, and we may change the order in which we process item(s) at any time. Should we change the processing scheduleorder of the items, we will send notification. To avoid fees, you should ensure that your Account contains has sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Party, you agree that we may rely upon our records at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonoritem.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other withdrawal methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, slips and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting lossesliable, and you agree to indemnify us and hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks If a non-member requests to cash a check drawn on your Account, we may require the non-member to present acceptable identification and, at our option, place a fingerprint on the check. If the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits in such case you agree that we will not be liable for wrongful dishonor. In the event that the applicable Account has sufficient available funds on deposit to cover one or more but not all of the checks and other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including processing withdrawal orders and checks payable to the Credit Union first and dishonoring or refusing any item or withdrawal order for which there are presented against your checking account insufficient funds available thereafter. We will generally process checks and all other transaction withdrawals and transfers, such as those made by posting ATM, point of sale, mobile or computer, and preauthorized payments, in the order in which they are received, but we may choose to process transactions according in any order in our discretion, and we may change the order in which we process transactions at any time, subject to a processing scheduleapplicable law. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Party, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account must be on forms that which we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting lossesliable, and you agree to indemnify and hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks If a non-member requests to cash a check drawn on your Account, we may require the non-member to present acceptable identification and, at our option, place a fingerprint on the check. If the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits you agree that we will not be liable for wrongful dishonor. In the event that the applicable Account has sufficient available funds on deposit to cover one or more, but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including first processing withdrawal orders or checks payable to the Credit Union and dishonoring or refusing any item or withdrawal order for which there are presented against your checking account insufficient funds available thereafter. We will generally process checks and all other transaction withdrawals and transfers, such as those made by posting ATM, point of sale, mobile or computer, and preauthorized payments, in the order in which they are received, but we may choose to process transactions according in any order in our discretion, and we may change the order in which we process transactions at any time without notice to a processing scheduleyou. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Account. Only checks or other withdrawal methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, slips and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting lossesliable, and you agree to indemnify, defend, and hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraphsection. Checks If a non-member requests to cash a check drawn on your Account, we may require the non-member to present acceptable identification and, at our option, place a fingerprint on the check. If the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits you agree that we will not be liable for wrongful dishonor. In the event that the applicable Account has sufficient available funds on deposit to cover one or more but not all of the checks and other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including processing withdrawal orders and checks payable to the Credit Union first and dishonoring or refusing any item or withdrawal order for which there are presented against your checking account insufficient funds available thereafter. We will generally process checks and all other transaction withdrawals and transfers, such as those made by posting ATM, point of sale, mobile or computer, and preauthorized payments, in the order in which they are received, but we may choose to process transactions according in any order in our discretion, and we may change the order in which we process transactions at any time without notice to a processing scheduleyou. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Party, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable Accountaccount. Only checks ordered through us, or other methods approved by us may be used to withdraw funds from your Accountaccount. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, and transfer instructions used in connection with any Account account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting losses, and you agree to hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks If a non-member requests to cash a check drawn on your account, we may require the non-member to present acceptable identification and, at our option, place a fingerprint on the check. If the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits in such a case you agree that we will not be liable for wrongful dishonor. In the event that the applicable account has sufficient available funds on deposit to cover one or more, but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including, first, processing withdrawal orders or checks payable to the Credit Union, and dishonoring or refusing any item or withdrawal order for which there are presented against your checking account by posting insufficient funds available thereafter. Subject to applicable law, we may process all checks and other transactions according in any order we choose, and we may change the order in which we process checks and other transactions at any time without notice to a processing scheduleyou. To avoid fees, you should take care to ensure that your Account account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Partyparty, you agree that we may rely upon our records the form of the account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed by you and charge the payments against the applicable AccountAc- count. Only checks or other withdrawal methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, slips and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approveapprove in writing. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting lossesliable, and you agree to indemnify us and hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks If a non- member requests to cash a check drawn on your Account, we may require the non-member to present acceptable identification and, at our option, place a fingerprint on the check. If the non-member refuses to comply with our requirements, we may refuse to accept the check, and debits you agree that we will not be liable for wrongful dishonor. In the event that the applicable Account has suffi- cient funds on deposit to cover one or more but not all of the checks or other withdrawal orders presented during any given business day, we may honor those items and allow those withdrawals in any order that we may choose in our sole discretion, including, first, processing withdrawal orders or checks payable to the Credit Union and dishonoring or refusing any item or withdrawal order for which there are presented against your checking account by posting insufficient funds available thereafter. We may process all checks and other transactions according in any order we choose, and we may change the order in which we process checks and other transactions at any time without notice to a processing scheduleyou. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Party, you agree that we may rely upon our records the form of the Account at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU seeks to cash the check at a RBFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU) shall not constitute wrongful dishonor.

Payment Authorization. You authorize us to pay checks signed or authorized by you and charge the payments against the applicable Account. Only checks or other withdrawal methods approved by us may be used to withdraw funds from your Account. You agree that it will be your responsibility to verify the accuracy of information appearing on any checks, deposit slips, or other forms, and you agree that we will not be liable for any printing errors on any such forms. All checks, withdrawal forms, deposit slips, slips and transfer instructions used in connection with any Account must be on forms that we provide or otherwise expressly approve. When you use our online banking or mobile application to transfer money, we are not responsible for your input errors that transfer money to an unintended account. If you notify us of an errant transfer, we may make you sign an affidavit to hold us harmless before we attempt to retrieve the funds from the unintended account. If we attempt to retrieve the funds from the unintended account and the funds are unavailable, we will notify you of such and take no further action. You agree to complete checks using a non-gel, black or dark blue ink that will readily transfer during any imaging of the check. We will not be liable for any resulting lossesliable, and you agree to indemnify us and hold us harmless from such lossesharmless, if you fail to meet your obligations as set forth follow the requirements in this paragraph. Checks We pay all checks and debits are presented against on your checking account by posting transactions according in order of arrival sequence throughout the day. We pay all debits to a processing schedulesavings accounts in the order they are received. To avoid fees, you should ensure that your Account contains sufficient available funds at all times to pay each of your transactions. In making distributions upon the death or disability of any Party, you agree that we may rely upon our records at the time of any such death or disability. If an instrument (check) contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers. If you issue a check drawn on your Account and a nonmember of RBFCU 1CFCU seeks to cash the check at a RBFCU 1CFCU branch, you agree that we may require the nonmember to provide appropriate physical and/or documentary identification as a condition of cashing a check drawn on your Account. You also agree that we may refuse to cash a check, even if it is properly payable and proper identification is provided, and such refusal shall not constitute wrongful dishonor of your check. Further, you agree we have the right to charge the nonmember, as a condition of cashing the check, a nonmember check cashing fee. This fee, which is reflected in our Fee Schedule, helps RBFCU cover the additional costs and risks involved in cashing such a check for a nonmember. You understand and agree that a nonmember seeking to cash a check drawn on your Account retains the ability to deposit the check with their own financial institution which would result in your check being presented to us through normal check processing channels. For other members of RBFCU1CFCU, you agree that we may refuse to cash a check drawn on your Account if the member seeking to cash the check at a RBFCU 1CFCU branch is not a member in good standing and you further agree such refusal (or other action such as requiring the check to be deposited into the other member’s account at RBFCU1CFCU) shall not constitute wrongful dishonor.