Common use of PARTICIPANT'S WITHDRAWAL Clause in Contracts

PARTICIPANT'S WITHDRAWAL. A Participant may make withdrawals from his Participant's Account. The minimum withdrawal is $500, or the dollar value of his Account if smaller. Payment to the Participant will normally be made within seven days of Prudential's receipt of a duly completed request for it. However, it may be paid at a later day if permitted under the Investment Company Act of 1940. The amount paid to the Participant will be the dollar amount withdrawn less the withdrawal charge determined from the following table and the Annual Account Charge if it applies. The amount payable is also referred to as the "Withdrawal Value". TABLE Withdrawals made in the months indicated, counting from the day the Participant's Account was Withdrawal Charge per $1.00 established* being withdrawn.** -------------------------------- --------------------------- First 24 months $0.06 Next 36 months 0.05 Next 60 months 0.03 Next 60 months 0.02 Thereafter 0.00 *Or, if earlier, the day an Account was established for him under a companion contract (or under a similar contract if section 3.5 applies). **No charge is made after the amount withdrawn equals the contributions made for the Participant. As of the first day no amounts remain in a Participant's Account or in an Account for him under a companion contract, his Account is cancelled. This section may be changed as provided in section 5.1.

PARTICIPANT'S WITHDRAWAL. A Participant may make withdrawals from his Participant's AccountAccount but only under the conditions permitted by the Plan, if any. The minimum withdrawal is $500, or the dollar value of his Account if smaller. Payment to the Participant will normally be made within seven days of Prudential's receipt of a duly completed request for it. However, it may be paid at a later day if permitted under the Investment Company Act of 1940. The amount paid to the Participant will be the dollar amount withdrawn less the withdrawal charge determined from the following table and the Annual Account Charge if it applies. The amount payable is also referred to as the "Withdrawal Value". ." TABLE Withdrawals made in the months indicated, counting from the day the Participant's Account was Withdrawal Charge per $1.00 established* being withdrawn.** -------------------------------- --------------------------- First 24 months $0.06 0.07 Next 36 months 0.05 0.06 Next 60 months 0.04 Next 60 months 0.03 Next 60 months 0.02 Thereafter 0.00 *Or, if earlier, the day an Account was established for him under a companion contract (or under a similar contract if section 3.5 applies). **No charge is made after the amount withdrawn equals the contributions made for the Participant. In addition, no charge is made if the withdrawal is made for reasons of Financial Hardship or Disability Retirement pursuant to the terms of the Plan, if any. As of the first day no amounts remain in a Participant's Account or in an Account for him under a companion contract, his Account is cancelled. This section may be changed as provided in section 5.1.

PARTICIPANT'S WITHDRAWAL. A Participant may make withdrawals from his Participant's Account. The minimum withdrawal is $500, or the dollar value of his Account if smaller. Payment to the Participant will normally be made within seven days of Prudential's receipt of a duly completed request for it. However, it may be paid at a later day if permitted under the Investment Company Act of 1940. The amount paid to the Participant will be the dollar amount withdrawn less the withdrawal charge determined from the following table and the Annual Account Charge if it applies. The amount payable is also referred to as the "Withdrawal Value". TABLE Withdrawals made in the months indicated, counting from the day the Participant's Account was Withdrawal Charge per $1.00 established* being withdrawn.** -------------------------------- --------------------------------- --------------------------- First 24 months $0.06 Next 36 months 0.05 Next 60 months 0.03 Next 60 months 0.02 Thereafter 0.00 *Or, if earlier, the day an Account was established for him under a companion contract (or under a similar contract if section 3.5 applies). **No charge is made after the amount withdrawn equals the contributions made for the Participant. As of the first day no amounts remain in a Participant's Account or in an Account for him under a companion contract, his Account is cancelled. This section may be changed as provided in section 5.1.

PARTICIPANT'S WITHDRAWAL. A Participant may make withdrawals from his Participant's AccountAccount but only under the conditions permitted by the Plan, if any. The minimum withdrawal is $500, or the dollar value of his Account if smaller. Payment to the Participant will normally be made within seven days of Prudential's receipt of a duly completed request for it. However, it may be paid at a later day if permitted under the Investment Company Act of 1940. The amount paid to the Participant will be the dollar amount withdrawn less the withdrawal charge determined from the following table and the Annual "Account Charge if it applies. The amount payable is also referred to as the "Withdrawal Value". ." TABLE Withdrawals made in the months indicated, counting from the day the Participant's Account was Withdrawal Charge per $1.00 establishedestalished* being withdrawn.** -------------------------------- --------------------------- First 24 months $0.06 0.07 Next 36 months 0.05 0.06 Next 60 months 0.04 Next 60 months 0.03 Next 60 months 0.02 Thereafter 0.00 *Or, if earlier, the day an Account was established for him under a companion contract (or under a similar contract if section 3.5 applies). **No charge is made after the amount withdrawn equals the contributions made for the Participant. In addition, no charge is made if the withdrawal is made for reasons of Financial Hardship or Disability Retirement pursuant to the terms of the Plan, if any. As of the first day no amounts remain in a Participant's Account or in an Account for him under a companion contract, his Account is cancelled. This section may be changed as provided in section 5.1.

PARTICIPANT'S WITHDRAWAL. A Participant may make withdrawals from his Participant's Account. The minimum withdrawal is $500, or the dollar value of his Account if smaller. Payment to the Participant will normally be made within seven days of Prudential's receipt of a duly completed request for it. However, it may be paid at a later day if permitted under the Investment Company Act of 1940. The amount paid to the Participant will be the dollar amount withdrawn less the withdrawal charge determined from the following table and the Annual Account Charge if it applies. The amount payable is also referred to as the "Withdrawal Value". TABLE Withdrawals made in the months indicated, counting from the day the Participant's Account was Withdrawal Charge per $1.00 established* being withdrawn.** -------------------------------- --------------------------- --------------------------------- ---------------------------------- First 24 months $0.06 Next 36 months 0.05 Next 60 months 0.03 Next 60 months 0.02 Thereafter 0.00 *Or, if earlier, the day an Account was established for him under a companion contract (or under a similar contract if section 3.5 applies). **No charge is made after the amount withdrawn equals the contributions made for the Participant. As of the first day no amounts remain in a Participant's Account or in an Account for him under a companion contract, his Account is cancelled. This section may be changed as provided in section 5.1.

PARTICIPANT'S WITHDRAWAL. A Participant may make withdrawals from his Participant's AccountAccounts but only under the conditions permitted by the Plan, if any. The minimum withdrawal from any single Account is $500, or the dollar value of his that Account if smaller. Payment to the Participant will normally be made within seven days of Prudential's receipt of a duly completed his request for it. However, it may be paid at a later day if permitted under the Investment Company Act of 1940. The amount paid to the Participant will be the dollar amount withdrawn less the withdrawal charge determined from the following table and the Annual Account Charge if it applies. The amount payable is also referred to as the "Withdrawal Value". TABLE Withdrawals made in the months indicated, counting from the day the Participant's first Account was of a Withdrawal Charge per $1.00 establishedParticipant was established hereunder* being withdrawn.** -------------------------------- --------------------------- -------------------------------------- ---------------------------- First 24 months $0.06 0.07 Next 36 months 0.05 0.06 Next 60 months 0.04 Next 60 months 0.03 Next 60 months 0.02 Thereafter 0.00 *Or, if earlier, the day an Account was established for him under a companion contract (or under a similar contract if section 3.5 applies). **No charge is made after the amount withdrawn equals the contributions made for the Participant. In addition, no charge is made if the withdrawal is made for reasons of Financial Hardship or Disability Retirement pursuant to the terms of the Plan, if any. As of the first day no amounts remain in a Participant's Account under this contract or in an Account for him under a companion contract, all of his Account is Accounts hereunder are cancelled. This section may be changed as provided in section 5.1.

PARTICIPANT'S WITHDRAWAL. A Participant may make withdrawals from his Participant's AccountAccounts. The minimum withdrawal from any single Account is $500, or the dollar value of his that Account if smaller. Payment to the Participant will normally be made within seven days of Prudential's receipt of a duly completed request for it. However, it may be paid at a later day if permitted under the Investment Company Act of 1940. The amount paid to the Participant will be the dollar amount withdrawn less the withdrawal charge determined from the following table and the Annual Account Charge if it applies. The amount payable is also referred to as the "Withdrawal Value". TABLE ." Table ----- Withdrawals made in the months indicated, counting from the day the Participant's first Account was of a Participant Withdrawal Charge per $1.00 establishedwas established hereunder* being withdrawn.** -------------------------------- ---------------------------------- --------------------------- First 24 months $0.06 0.07 Next 36 months 0.05 0.06 Next 60 months 0.04 Next 60 months 0.03 Next 60 months 0.02 Thereafter 0.00 *Or, if earlier, the day an Account was established for him under a companion contract (or under a similar contract if section 3.5 applies). **No charge is made after the amount withdrawn equals the contributions made for the Participant. As of the first day no amounts remain in a Participant's Account under this contract or in an Account for him under a companion contract, all of his Account is Accounts hereunder are cancelled. This section may be changed as provided in section 5.1.

PARTICIPANT'S WITHDRAWAL. A Participant may make withdrawals from his Participant's AccountAccounts. The minimum withdrawal from any single Account is $500, or the dollar value of his that Account if smaller. Payment to the Participant will normally be made within seven days of Prudential's receipt of a duly completed request for it. However, it may be paid at a later day if permitted under the Investment Company Act of 1940. The amount paid to the Participant will be the dollar amount withdrawn less the withdrawal charge determined from the following table and the Annual Account Charge if it applies. The amount payable is also referred to as the "Withdrawal Value". ." TABLE ----- Withdrawals made in the months indicated, counting from the day the Participant's first Account was of a Participant Withdrawal Charge per $1.00 establishedwas established hereunder* being withdrawn.** -------------------------------- --------------------------- ------------------------------------- ----------------------------- First 24 months $0.06 Next 36 months 0.05 Next 60 months 0.03 Next 60 months 0.02 Thereafter 0.00 *Or, if earlier, the day an Account was established for him under a companion contract (or under a similar contract if section 3.5 applies). **No charge is made after the amount withdrawn equals the contributions made for the Participant. As of the first day no amounts remain in a Participant's Account under this contract or in an Account for him under a companion contract, all of his Account is Accounts hereunder are cancelled. This section may be changed as provided in section 5.1.

PARTICIPANT'S WITHDRAWAL. A Participant may make withdrawals from his Participant's AccountAccounts. The minimum withdrawal from any single Account is $500, or the dollar value of his that Account if smaller. Payment to the Participant will normally be made within seven days of Prudential's receipt of a duly completed request for it. However, it may be paid at a later day if permitted under the Investment Company Act of 1940. The amount paid to the Participant will be the dollar amount withdrawn less the withdrawal charge determined from the following table and the Annual Account Charge if it applies. The amount payable is also referred to as the "Withdrawal Value". ." TABLE Withdrawals made in the months indicated, counting from the day the Participant's first Account was of a Participant Withdrawal Charge per $1.00 establishedwas established hereunder* being withdrawn.** -------------------------------- --------------------------- ------------------------------------- ---------------------------- First 24 months $0.06 Next 36 months 0.05 Next 60 months 0.03 Next 60 months 0.02 Thereafter 0.00 *Or, if earlier, the day an Account was established for him under a companion contract (or under a similar contract if section 3.5 applies). **No charge is made after the amount withdrawn equals the contributions made for the Participant. As of the first day no amounts remain in a Participant's Account under this contract or in an Account for him under a companion contract, all of his Account is Accounts hereunder are cancelled. This section may be changed as provided in section 5.1.