Common use of MUTUAL WAIVER OF RIGHT TO JURY TRIAL Clause in Contracts

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. LENDER AND OBLIGOR EACH HEREBY WAIVE THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (I) THIS AGREEMENT, OR ANY OF THE AGREEMENTS, INSTRUMENTS OR DOCUMENTS REFERRED TO HEREIN; OR (II) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN OR AMONG THEM; OR (III) ANY CONDUCT, ACTS OR OMISSIONS OF LENDER OR OBLIGOR OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS AFFILIATED WITH THEM; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. FLEET CAPITAL CORPORATION WILLEY BROTHERS, INC. By:/S/ Xx:/S/ --------------------------------- -------------------------------- Its: Name: -------------------------------- ----------------------------- BRANDPARTNERS GROUP, INC. By:/S/ ------------------------------- Name: ----------------------------- SCHEDULE A (Schedule of Obligations) As of March 25, 2002, the Obligations outstanding with respect to the Loans were as follows: ------------------------------------- ---------------------------------- Loan Principal Balance ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- A. $6,000,000 Revolving Credit $4,334,500.01 Loan ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- B. $8,000,000 Term Loan $7,250,000.00 ------------------------------------- ---------------------------------- Plus, as to each Loan, any and all interest, expenses, fees, costs and other charges accrued and accruing under the Financing Documents or this Agreement.

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. LENDER AND OBLIGOR EACH BORROWER EACH HEREBY WAIVE THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (Ii) THIS AGREEMENT, OR ANY OF THE AGREEMENTS, INSTRUMENTS OR DOCUMENTS REFERRED TO HEREIN; OR (IIii) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN AMONG LENDER AND BORROWERS, OR AMONG ANY OF THEM; OR (IIIiii) ANY CONDUCT, ACTS OR OMISSIONS OF LENDER OR OBLIGOR ANY BORROWER OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS AFFILIATED WITH THEMLENDER OR ANY BORROWER; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. FLEET CAPITAL CORPORATION WILLEY BROTHERSBorrowers: CORE TECHNOLOGIES (PENNSYLVANIA), INC. By:/S/ Xx:/S/ --------------------------------- -------------------------------- Its: Name: -------------------------------- ----------------------------- BRANDPARTNERS GROUPBy____________________________________ Title_________________________________ Federal Tax I.D. No. 00-000-0000 MARIS EQUIPMENT CO., INC. By:/S/ ------------------------------- NameBy____________________________________ Title_________________________________ Federal Tax I.D. No. 00-000-0000 AIRO CLEAN, INC. By____________________________________ Title_________________________________ Federal Tax I.D. No. 00-000-0000 Lender: ----------------------------- SCHEDULE A (Schedule of Obligations) As of March 25, 2002, the Obligations outstanding with respect to the Loans were as follows: ------------------------------------- ---------------------------------- Loan Principal Balance ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- A. $6,000,000 Revolving Credit $4,334,500.01 Loan ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- B. $8,000,000 Term Loan $7,250,000.00 ------------------------------------- ---------------------------------- Plus, as to each Loan, any and all interest, expenses, fees, costs and other charges accrued and accruing under the Financing Documents or this Agreement.FINOVA CAPITAL CORPORATION

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. LENDER FINOVA AND OBLIGOR BORROWER EACH HEREBY WAIVE WAIVES THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (I) THIS AGREEMENT, OR ANY OF THE AGREEMENTS, INSTRUMENTS OR DOCUMENTS REFERRED TO HEREIN; OR (II) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN OR AMONG THEMFINOVA AND BORROWER; OR (III) ANY CONDUCT, ACTS OR OMISSIONS OF LENDER FINOVA OR OBLIGOR BORROWER OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS AFFILIATED WITH THEMFINOVA OR BORROWER; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. FLEET CAPITAL CORPORATION WILLEY BROTHERSREVENGE MARINE, INC. By:/S/ Xx:/S/ --------------------------------- -------------------------------- Its: Name: -------------------------------- ----------------------------- BRANDPARTNERS GROUP(A DELAWARE CORPORATION) FED. TAX ID #22-3000000 XXVENGE MARINE, INC. By:/S/ ------------------------------- Name: ----------------------------- SCHEDULE (A (Schedule of ObligationsNEVADA CORPORATION) As of March 25FED. TAX ID #36-3000000 XX___________________________________________________ WILLXXX XXXXXXXX, 2002, the Obligations outstanding with respect to the Loans were as follows: ------------------------------------- ---------------------------------- Loan Principal Balance ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- A. $6,000,000 Revolving Credit $4,334,500.01 Loan ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- B. $8,000,000 Term Loan $7,250,000.00 ------------------------------------- ---------------------------------- Plus, as to each Loan, any and all interest, expenses, fees, costs and other charges accrued and accruing under the Financing Documents or this Agreement.XXEIR EXECUTIVE VICE PRESIDENT

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. LENDER FINOVA AND OBLIGOR BORROWER EACH HEREBY WAIVE ------------------------------------ WAIVES THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (Ii) THIS AGREEMENT, OR ANY OF THE AGREEMENTS, INSTRUMENTS OR DOCUMENTS REFERRED TO HEREIN; OR (IIii) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN OR AMONG THEMFINOVA AND BORROWER; OR (IIIiii) ANY CONDUCT, ACTS OR OMISSIONS OF LENDER FINOVA OR OBLIGOR BORROWER OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS AFFILIATED WITH THEMFINOVA OR BORROWER; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. FLEET BORROWER: CUMETRIX DATA SYSTEMS CORP. Tax I.D. No. 00-0000000 ---------- By: /s/ Xxxxx Xxx -------------------- Xxxxx Xxx, President State of __________ County of _________ The Foregoing instrument was acknowledged before me this 29th day of September, 1998 by Xxxx Xxxx of CUMETRIX a corporation duly organized under the State of California on behalf of the corporation. /s/ Xxxx X. Xxxx -------------------------------- Xxxx X. Xxxx Title or rank: CFO ------------------ Serial number, if any ---------- FINOVA CAPITAL CORPORATION WILLEY BROTHERS, INC. By:/S/ Xx:/S/ --------------------------------- -------------------------------- ItsBy: Name[ILLEGIBLE]^^^^^ ----------------- Title: -------------------------------- ----------------------------- BRANDPARTNERS GROUP, INC. By:/S/ ------------------------------- Name: ----------------------------- SCHEDULE A (Schedule of Obligations) As of March 25, 2002, the Obligations outstanding with respect to the Loans were as follows: ------------------------------------- ---------------------------------- Loan Principal Balance ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- A. $6,000,000 Revolving Credit $4,334,500.01 Loan ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- B. $8,000,000 Term Loan $7,250,000.00 ------------------------------------- ---------------------------------- Plus, as to each Loan, any and all interest, expenses, fees, costs and other charges accrued and accruing under the Financing Documents or this Agreement.Vice President

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. LENDER FINOVA AND OBLIGOR BORROWER EACH HEREBY WAIVE ------------------------------------- WAIVES THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (Ii) THIS AGREEMENT, OR ANY OF THE AGREEMENTS, INSTRUMENTS OR DOCUMENTS REFERRED TO HEREIN; OR (IIii) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN OR AMONG THEMFINOVA AND BORROWER; OR (IIIiii) ANY CONDUCT, ACTS OR OMISSIONS OF LENDER FINOVA OR OBLIGOR BORROWER OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS AFFILIATED WITH THEMFINOVA OR BORROWER; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. FLEET Borrower: HOLD BILLING SERVICES, LTD. By: HBS, Inc., its sole general partner By: _______________________________ Xxxx XxXxxxxxx, Vice President Attest:____________________________ Secretary or Ass't Secretary Tax I.D. No. 00-0000000 FINOVA CAPITAL CORPORATION WILLEY BROTHERS, INC. By:/S/ Xx:/S/ --------------------------------- -------------------------------- Its: Name: -------------------------------- ----------------------------- BRANDPARTNERS GROUP, INC. By:/S/ ------------------------------- Name: ----------------------------- SCHEDULE A (Schedule of Obligations) As of March 25, 2002, the Obligations outstanding with respect to the Loans were as follows: ------------------------------------- ---------------------------------- Loan Principal Balance ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- A. $6,000,000 Revolving Credit $4,334,500.01 Loan ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- B. $8,000,000 Term Loan $7,250,000.00 ------------------------------------- ---------------------------------- Plus, as to each Loan, any and all interest, expenses, fees, costs and other charges accrued and accruing under the Financing Documents or this Agreement.By_______________________________

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. LENDER SILICON AND OBLIGOR EACH GUARANTOR HEREBY WAIVE THE RIGHT TO TRIAL BY JURY IN ANY ACTION ACTION, CLAIM, LAWSUIT OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (Ii) THIS AGREEMENT, GUARANTEE OR ANY OF THE AGREEMENTS, INSTRUMENTS SUPPLEMENT OR DOCUMENTS REFERRED TO HEREINAMENDMENT THERETO; OR (II) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN OR AMONG THEMSILICON AND GUARANTOR ; OR (III) ANY BREACH, CONDUCT, ACTS OR OMISSIONS OF LENDER SILICON OR OBLIGOR GUARANTOR OR ANY OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS PERSON AFFILIATED WITH THEMOR REPRESENTING SILICON OR GUARANTOR; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. FLEET CAPITAL CORPORATION WILLEY BROTHERSGuarantor Signature: Verso Technologies, INC. By:/S/ Xx:/S/ --------------------------------- -------------------------------- ItsInc. By /s/ Xxxxxx X. Xxxxxxx ----------------------------------- Title Chief Financial Officer ------------------------------ Guarantor Signature: NameNACT Telecommunications, Inc. By /s/ Xxxxxx X. Xxxxxxx ----------------------------------- Title Vice President ------------------------------ Guarantor Signature: -------------------------------- ----------------------------- BRANDPARTNERS GROUPXxxxxxxx.xxx Software, INC. By:/S/ ------------------------------- Name: ----------------------------- SCHEDULE A (Schedule of Obligations) As of March 25, 2002, the Obligations outstanding with respect to the Loans were as follows: ------------------------------------- ---------------------------------- Loan Principal Balance ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- A. $6,000,000 Revolving Credit $4,334,500.01 Loan ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- B. $8,000,000 Term Loan $7,250,000.00 ------------------------------------- ---------------------------------- Plus, as to each Loan, any and all interest, expenses, fees, costs and other charges accrued and accruing under the Financing Documents or this Agreement.Inc. By /s/ Xxxxxx X. Xxxxxxx ----------------------------------- Title Vice President ------------------------------

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. LENDER GBC AND OBLIGOR EACH GUARANTOR HEREBY WAIVE THE RIGHT TO TRIAL BY JURY IN ANY ACTION ACTION, CLAIM, LAWSUIT OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (Ii) THIS AGREEMENT, GUARANTEE OR ANY OF THE AGREEMENTS, INSTRUMENTS SUPPLEMENT OR DOCUMENTS REFERRED TO HEREINAMENDMENT THERETO; OR (IIii) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN OR AMONG THEMGBC AND GUARANTOR ; OR (IIIiii) ANY BREACH, CONDUCT, ACTS OR OMISSIONS OF LENDER GBC OR OBLIGOR GUARANTOR OR ANY OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS PERSON AFFILIATED WITH THEMOR REPRESENTING GBC OR GUARANTOR; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. FLEET CAPITAL CORPORATION WILLEY BROTHERSGuarantor Signature: SA TELECOMMUNICATIONS, INC. By:/S/ Xx:/S/ --------------------------------- By /s/ J. Xxxxx Xxxxxxx ----------------------------------- Title Vice President-Finance -------------------------------- ItsGuarantor Signature: Name: -------------------------------- ----------------------------- BRANDPARTNERS GROUPU.S. COMMUNICATIONS, INC. By:/S/ ------------------------------- NameBy /s/ J. Xxxxx Xxxxxxx ----------------------------------- Title Vice President -------------------------------- Guarantor Signature: ----------------------------- SCHEDULE A (Schedule of Obligations) As of March 25LONG DISTANCE NETWORK, 2002, the Obligations outstanding with respect to the Loans were as follows: ------------------------------------- ---------------------------------- Loan Principal Balance ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- A. $6,000,000 Revolving Credit $4,334,500.01 Loan ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- B. $8,000,000 Term Loan $7,250,000.00 ------------------------------------- ---------------------------------- Plus, as to each Loan, any and all interest, expenses, fees, costs and other charges accrued and accruing under the Financing Documents or this Agreement.INC. By /s/ J. Xxxxx Xxxxxxx ----------------------------------- Title Vice President -------------------------------- Guarantor Signature:

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. LENDER GBC AND OBLIGOR EACH GUARANTOR HEREBY WAIVE THE RIGHT TO TRIAL BY JURY IN ANY ACTION ACTION, CLAIM, LAWSUIT OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (Ii) THIS AGREEMENT, GUARANTEE OR ANY OF THE AGREEMENTS, INSTRUMENTS SUPPLEMENT OR DOCUMENTS REFERRED TO HEREINAMENDMENT THERETO; OR (IIii) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN OR AMONG THEMGBC AND GUARANTOR ; OR (IIIiii) ANY BREACH, CONDUCT, ACTS OR OMISSIONS OF LENDER GBC OR OBLIGOR GUARANTOR OR ANY OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS PERSON AFFILIATED WITH THEMOR REPRESENTING GBC OR GUARANTOR; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. FLEET CAPITAL CORPORATION WILLEY BROTHERS, INC. By:/S/ Xx:/S/ --------------------------------- -------------------------------- ItsGuarantor Signature: Name: -------------------------------- ----------------------------- BRANDPARTNERS THE CERPLEX GROUP, INC. By:/S/ ------------------------------- Name: ----------------------------- SCHEDULE A (Schedule of Obligations) As of March 25BY_______________________________ President or Vice President BY_______________________________ Secretary or Ass't Secretary AURORA ELECTRONICS GROUP, 2002INC. BY_______________________________ President or Vice President BY_______________________________ Secretary or Ass't Secretary CERPLEX, the Obligations outstanding with respect to the Loans were as follows: ------------------------------------- ---------------------------------- Loan Principal Balance ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- A. $6,000,000 Revolving Credit $4,334,500.01 Loan ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- B. $8,000,000 Term Loan $7,250,000.00 ------------------------------------- ---------------------------------- PlusINC. BY_______________________________ President or Vice President BY_______________________________ Secretary or Ass't Secretary CERPLEX MASS, as to each Loan, any and all interest, expenses, fees, costs and other charges accrued and accruing under the Financing Documents INC. BY_______________________________ President or this Agreement.Vice President BY_______________________________ Secretary or Ass't Secretary