Common use of Management’s Discussion and Analysis of Financial Condition and Results of Operations Clause in Contracts

Management’s Discussion and Analysis of Financial Condition and Results of Operations. The information included under the captions “Management’s Discussion and Analysis of Financial Condition and Results of Operations” in Part II, Item 7 of our most recent Annual Report on Form 10-K and Part I, Item 2 of our most recent Quarterly Report on Form 10-Q are incorporated herein by reference.