Making Claims from the Policy. 7.1 How to make a Claim We must be informed in writing within 3 months of the event giving rise to the claim. At the Proper claimant’s own expense, he/she must give us all documents and evidence we ask for to assess the claim. Material facts required under this policy that were not disclosed when required for applying for a new policy or reinstatement may result in your claim being rejected. When this happens, we will refund all Premiums paid (less any amounts previously paid to you under this policy) without interest and less any amounts owing to us as well as any expenses incurred by us in providing you the policy.
Making Claims from the Policy. 7.1 How to make a Claim We must be informed in writing within three (3) months of the event giving rise to the claim. At the Proper claimant’s own expense, he/she must give Us all documents and evidence We ask for to assess the claim. This may include re- examining the Life insured by a particular Doctor We appoint. We reserve the rights to reject Your claim if the terms and conditions stated in this Provisions are not met.
Making Claims from the Policy. 6.1 How to make a Claim We must be informed in writing within three (3) months of the event giving rise to the claim. At the Proper claimant’s own expense, he/she must give Us all documents and evidence We ask for to assess the claim. This may include re- examining the Life insured by a particular Doctor We appoint. Material facts required under this policy that were not disclosed when required for applying for a new policy or reinstatement may result in Your claim being rejected. We reserve the rights to reject Your claim if the terms and conditions stated in this Provisions are not met.
Making Claims from the Policy. How to make a Claim 8 7.2 Who do We pay Benefits to 8 8 8.1 Our Rights Incontestability 8 8.2 Correction of Mistakes and Errors 8 8.3 Fraud and Misrepresentation 8 8.4 Change of Address, Country of Residence or Citizenship 9 8.5 Changes in Taxation, Regulations and Legislation 9 8.6 Errors In Age / Gender / Smoker Status / Country of Residence 9 8.7 Prohibited Person Limitation and Exclusion 9 9 9.1 Your Rights Free Look 10 9.2 Transferring the Legal Right of the Policy 10 9.3 Change Of Policy Ownership 10 9.4 Nominees 10 10 When Will Your Policy End? 10 11 What Do We Mean With These Words? 11-12 Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K) Xxx Xxxxxxx Xxxx, #00-00 Xxxxx Xxxxx, Xxxxxxxxx 000000 T+65 6336 0477 xxx.xxxxx.xxx.xx
Making Claims from the Policy. How to make a Claim 4 7.2 Who do We pay Benefits to 4 8 8.1 Our Rights Incontestability 5 8.2 Correction of Mistakes and Errors 5 8.3 Fraud and Misrepresentation 5 8.4 Change of Address, Country of Residence or Citizenship 5 8.5 Changes in Taxation, Regulations and Legislation 5 8.6 Errors In Age / Gender / Smoker Status / Country of Residence 6 8.7 Prohibited Person Limitation and Exclusion 6
Making Claims from the Policy. How to make a Claim 3 7.2 Who do We pay Benefits to 3 8 8.1 Our Rights Incontestability 3 8.2 Correction of Mistakes and Errors 3 8.3 Fraud and Misrepresentation 4 8.4 Change of Address, Country of Residence or Citizenship 4 8.5 Changes in Taxation, Regulations and Legislation 4 8.6 Errors In Age / Gender / Smoker Status / Country of Residence 4 8.7 Prohibited Person Limitation and Exclusion 4 9 9.1 Your Rights Free Look 5 9.2 Transferring the Legal Right of the Policy 5 9.3 Nominees 5 10 When Will Your Policy End? 5 11 What Do We Mean With These Words? 5 Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K) Xxx Xxxxxxx Xxxx, #00-00 Xxxxx Xxxxx, Xxxxxxxxx 000000 T+65 6336 0477 xxx.xxxxx.xxx.xx
Making Claims from the Policy. How to make a Claim 13 7.2 Who do We pay Benefits to 13 8 8.1 Our Rights Incontestability 13 8.2 Correction of Mistakes and Errors 14 8.3 Fraud and Misrepresentation 14 8.4 Change of Address, Country of Residence or Citizenship 14 8.5 Changes in Taxation, Regulations and Legislation 14 8.6 Errors In Age / Gender / Smoker Status / Country of Residence 14 8.7 Prohibited Person Limitation and Exclusion 15 9 9.1 Your Rights Free Look 15 9.2 Transferring the Legal Right of the Policy 16 9.3 Nominees 16 10 When Will Your Policy End? 16
Making Claims from the Policy. 7.1 How to make a Claim We must be informed in writing within 3 months of the event giving rise to the claim. At the Proper claimant’s own expense, he/she must give Us all documents and evidence We ask for to assess the claim. This may include re- examining the Life insured by a particular Doctor We appoint. Material facts required under this policy that were not disclosed when required for applying for a new policy or reinstatement may result in Your claim being rejected. When this happens, We will refund all Premiums paid (less any amounts previously paid to You under this policy) without interest and less any amounts owing to Us as well as any expenses incurred by Us in providing You the policy.
Making Claims from the Policy. 6.1 How to make a Claim 3 6.2 Who do we pay Benefits to 3 7 Our Rights 7.1 Incontestability 3 7.2 Correction of Mistakes and Errors 3 7.3 Fraud and Misrepresentation 3 7.4 Change of Address, Country of Residence or Citizenship 3 7.5 No Cover 4 7.6 Changes in Taxation, Regulations and Legislation 4 7.7 Errors In Age / Gender / Smoker Status / Country of Residence 4
Making Claims from the Policy. How to make a Claim 5 7.2 Who do We pay Benefits to 5