Common use of Log-in Credentials Clause in Contracts

Log-in Credentials. When you enroll, you will create a unique User ID and password that you will use each time you log into Online Banking. Keep these credentials confidential to prevent unauthorized use or loss to your accounts. Anyone to whom you give your log-in credentials will have full access to your accounts, even if you attempt to limit that person's authority. Additionally, that person will have full access to any of your other accounts which can be accessed by those log-in credentials, even if those accounts are in your name with another person. You are liable for all transactions you make or that you authorize another person to make even if that person exceeds his or her authority. If you wish to rescind access for others to whom you have given your log-in credentials or if you have reason to believe your log-in information has been compromised, you must contact our Electronic Banking Department at (▇▇▇) ▇▇▇-▇▇▇▇ to obtain new credentials. Our employees and employees of our affiliates will not call you or send you e-mails requesting your password, account number, Social Security number or other confidential information. If you are contacted by someone requesting this information, please contact our Electronic Banking Department at (▇▇▇) ▇▇▇-▇▇▇▇ immediately. Your password will give you access to your Surrey Bank & Trust accounts via Online or Mobile Banking. We are entitled to act on any instructions received using your password. For security purposes, we recommend that you memorize your password and do not write it down. We also encourage you to change your password every 90 days to reduce the risk of misappropriation by a third party. Your password can be changed on our Online Banking site by going to the Change Password link in Administration. All passwords must be at least 8 characters and use both letters and numbers. You may also use special characters. You will be asked to enter your User ID and password each time you access Online Banking. If you enter an incorrect password 3 times, you will be locked out. Follow the onscreen prompts to reset your password or call your Surrey Bank & Trust branch for assistance.

Log-in Credentials. When you enroll, you will create a unique User ID and password that you will use each time you log into Online Banking. Keep these credentials confidential to prevent unauthorized use or loss to your accounts. Anyone to whom you give your log-in credentials will have full access to your accounts, even if you attempt to limit that person's authority. Additionally, that person will have full access to any of your other accounts which can be accessed by those log-in credentials, even if those accounts are in your name with another person. You are liable for all transactions you make or that you authorize another person to make even if that person exceeds his or her authority. If you wish to rescind access for others to whom you have given your log-in credentials or if you have reason to believe your log-in information has been compromised, you must contact our Electronic Banking Department at (▇▇▇) ▇▇▇-▇▇▇▇ to obtain new credentials. Our employees and employees of our affiliates will not call you or send you eOUR EMPLOYEES AND EMPLOYEES OF OUR AFFILIATES WILL NOT CALL YOU OR SEND YOU E-mails requesting your passwordMAILS REQUESTING YOUR PASSWORD, account numberACCOUNT NUMBER, Social Security number or other confidential informationSOCIAL SECURITY NUMBER OR OTHER CONFIDENTIAL INFORMATION. If you are contacted by someone requesting this informationIF YOU SHOULD RECEIVE SUCH A MESSAGE BY PHONE, please contact our Electronic Banking Department at TEXT, OR EMAIL, DO NOT REPLY. IF YOU ARE CONTACTED BY SOMEONE REQUESTING THIS INFORMATION, PLEASE CONTACT OUR ELECTRONIC BANKING DEPARTMENT AT (▇▇▇) ▇▇▇-▇▇▇▇ immediatelyIMMEDIATELY. Your password will give you access to your Surrey Bank & Trust accounts via Online or and/or Mobile Banking. We are entitled to act on any instructions received using your password. For security purposes, we recommend that you memorize your password and do not write it down. We also encourage you to change your password every 90 days to reduce the risk of misappropriation by a third party. Your password can be changed on our Online Banking site by going to Self-Service>Self Administration>User Information and clicking on the Change Password link in Administrationpencil icon next to Password. All passwords must be at least 8 characters and use both letters and numbers. You may also use special characters. You will be asked to enter your User ID and password each time you access Online Banking. If you enter an incorrect password 3 times, you will be locked out. Follow the onscreen prompts to reset your password or call your Surrey Bank & Trust branch for assistance.

Log-in Credentials. When you enroll, you will create a unique User ID and password that you will use each time you log into Online Banking. Keep these credentials confidential to prevent unauthorized use or loss to your accounts. Anyone to whom you give your log-in credentials will have full access to your accounts, even if you attempt to limit that person's authority. Additionally, that person will have full access to any of your other accounts which can be accessed by those log-in credentials, even if those accounts are in your name with another person. You are liable for all transactions you make or that you authorize another person to make even if that person exceeds his or her authority. If you wish to rescind access for others to whom you have given your log-in credentials or if you have reason to believe your log-in information has been compromisedcredentials, you must contact our Electronic Banking eBanking Department at (▇▇▇) ▇▇▇-▇▇▇▇ to obtain new credentials. Our employees and employees of our affiliates If you call us, we may ask for your User ID or other information to verify your identity, but we will not call you or send you e-mails requesting never ask for your password, account number, Social Security number or other confidential information. If you are contacted by someone requesting this information, please contact our Electronic Banking Department at (▇▇▇) ▇▇▇-▇▇▇▇ immediately. Your password will give you access to your Surrey Bank & Trust accounts account(s) via Online or Mobile Banking. We are entitled to act on any Online Banking instructions received using your password. For security purposes, we recommend that you memorize your password and do not write it down. We also encourage you to change your password every 90 days to reduce the risk of misappropriation by a third party. Your password can be changed on our Online Banking site at any time by going to the Change Password link Self-Service tab in AdministrationOnline Banking and clicking on the User Information link. All passwords must be have at least 8 characters and use both letters and numbers. You may also use special characters. You will be asked to enter your User ID and password each time you access Online Banking. If you enter an incorrect password 3 three times, you will be locked out. Follow the onscreen prompts to reset your password or call your Surrey Bank & Trust branch for assistance. You are responsible for keeping your password and account data confidential. When you give someone your password, you are authorizing that person to use Online Banking to access your accounts. You are responsible for all transactions performed using your password, even if you did not intend or authorize them. Anyone to whom you give your log-in credentials will have full access to your accounts, even if you attempt to limit that person's authority. Additionally, that person will have full access to any of your other accounts which can be accessed by those access codes, even if those accounts are in your name with another person. In addition, fraudulent transactions initiated using your password will be charged against your account(s).