Common use of Loan Purpose Clause in Contracts

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted of Date Date Gross Remaining Average Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 Purchase 543 131,176,754 32.25 6.823 356 84.68 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 Total: 1,891 406,749,915 100.00 6.983 351 80.23 Top

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Weighted Average of Date Date Gross Remaining Average Comb Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- ------------------------------------------------------------------------------------------------------------------------- Purchase 1,622 109,692,260 48.11 9.587 214 95.76 Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 Purchase 543 131,176,754 32.25 6.823 356 84.68 606 83,435,587 36.59 7.537 311 79.79 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 234 34,882,825 15.30 7.359 324 79.41 ------------------------------------------------------------------------------------------------------------------------- Total: 1,891 406,749,915 2,462 228,010,672 100.00 6.983 351 80.23 Top8.496 266 87.41

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Weighted Average of Date Date Gross Remaining Average Comb Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- -------------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 4,375 820,346,478 68.45 6.935 351 76.00 Purchase 543 131,176,754 32.25 6.823 356 84.68 1,700 315,287,965 26.31 7.244 350 85.91 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- Total: 1,891 406,749,915 6,488 1,198,490,375 100.00 6.983 351 80.23 Top7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- Score --------------------------------------------------------------------------------------------------------------------------------- Purchase 109 15,419,347 52.24 7.489 353 83.84 689 Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 Purchase 543 131,176,754 32.25 6.823 356 84.68 82 13,754,219 46.60 7.248 355 76.30 654 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 3 343,103 1.16 6.598 355 69.32 690 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,891 406,749,915 194 29,516,669 100.00 6.983 351 80.23 Top7.366 354 80.16 673 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- Score --------------------------------------------------------------------------------------------------------------------------------- Purchase 1,496 86,153,638 84.01 10.285 178 99.56 670 Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 Purchase 543 131,176,754 32.25 6.823 356 84.68 234 12,921,973 12.60 10.515 179 97.58 652 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 72 3,480,969 3.39 10.241 179 98.89 645 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,891 406,749,915 1,802 102,556,580 100.00 6.983 351 80.23 Top10.313 178 99.29 667 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- Score --------------------------------------------------------------------------------------------------------------------------------- Purchase 896 177,301,349 80.15 6.964 357 80.13 667 Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 Purchase 543 131,176,754 32.25 6.823 164 36,869,611 16.67 6.670 356 84.68 79.12 651 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 36 7,028,482 3.18 6.655 353 80.06 648 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,891 406,749,915 1,096 221,199,443 100.00 6.983 351 80.23 Top6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- Score ------------------------------------------------------------------------------------------------------------------------------------ Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 352 91,208,883 55.34 6.553 356 82.09 613 Purchase 543 131,176,754 32.25 6.823 278 68,534,265 41.58 6.462 356 84.68 82.43 632 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 25 5,069,886 3.08 6.767 356 82.56 632 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,891 406,749,915 655 164,813,034 100.00 6.983 351 80.23 Top6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Weighted Average of Date Date Gross Remaining Average Comb Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- ------------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 1,583 348,914,298 66.58 7.021 352 76.38 Purchase 543 131,176,754 32.25 6.823 356 84.68 617 153,042,094 29.20 7.030 352 85.27 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 128 22,081,264 4.21 7.053 351 76.28 ------------------------------------------------------------------------------------------------------------------------------- Total: 1,891 406,749,915 2,328 524,037,656 100.00 6.983 351 80.23 Top7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Loan Purpose Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 1,153 229,607,161 52.23 7.141 355 81.39 613 42.48 Purchase 543 131,176,754 32.25 6.823 356 84.68 1,141 203,929,939 46.39 7.332 347 83.01 657 44.23 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 35 6,047,497 1.38 7.205 355 79.87 617 41.60 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,891 406,749,915 2,329 439,584,596 100.00 6.983 351 80.23 Top7.231 352 82.12 634 43.28 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Loan Purpose Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Purchase 18 3,501,068 52.64 7.280 343 81.71 661 43.18 Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 Purchase 543 131,176,754 32.25 6.823 356 84.68 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 18 3,150,361 47.36 7.961 354 79.90 580 41.62 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,891 406,749,915 36 6,651,429 100.00 6.983 351 80.23 Top7.603 348 80.85 623 42.44 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted of Date Date Gross Remaining Average Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- ------------- --------- -------- --------- -------- Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 3,148 517,052,516 65.14 6.914 350 77.70 Purchase 543 131,176,754 32.25 6.823 356 84.68 1,374 231,227,999 29.13 6.829 357 84.22 Refinance - Rate Term 115 19,012,977 4.67 6.877 316 45,447,287 5.73 6.734 342 79.30 81.24 Total: 1,891 406,749,915 4,838 793,727,802 100.00 6.983 6.879 351 80.23 79.80 Top

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- Score ---------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 Purchase 543 131,176,754 32.25 6.823 356 84.68 1,731 396,911,098 38.52 7.019 354 79.63 614 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- Total: 1,891 406,749,915 4,426 1,030,352,927 100.00 6.983 351 80.23 Top6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Weighted Average of Date Date Gross Remaining Average Comb Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- ---------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 2,792 471,432,179 69.90 6.872 350 75.72 Purchase 543 131,176,754 32.25 6.823 356 84.68 1,083 162,245,871 24.06 7.445 348 86.51 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 285 40,774,669 6.05 6.856 343 77.50 ---------------------------------------------------------------------------------------------------------------------------- Total: 1,891 406,749,915 4,160 674,452,720 100.00 6.983 351 80.23 Top7.009 349 78.43 ----------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Weighted Average of Date Date Gross Remaining Average Comb Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- ---------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 575 93,063,539 60.08 7.104 350 76.72 Purchase 543 131,176,754 32.25 6.823 310 51,416,894 33.19 6.872 356 84.68 81.50 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 70 10,431,734 6.73 6.770 351 77.85 ---------------------------------------------------------------------------------------------------------------------------- Total: 1,891 406,749,915 955 154,912,167 100.00 6.983 351 80.23 Top7.004 352 78.38

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Weighted Average of Date Date Gross Remaining Average Comb Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ----------- --------- -------- --------- -------- ---------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 1,233 256,560,185 63.08 7.072 349 78.02 1,775 360,263,137 64.09 7.025 350 77.99 Purchase 543 131,176,754 32.25 6.823 784 163,776,123 29.14 7.022 356 84.68 83.73 Refinance - Rate Term 115 19,012,977 4.67 6.877 342 79.30 234 38,049,266 6.77 7.005 345 78.55 ---------------------------------------------------------------------------------------------------------------------------- Total: 1,891 406,749,915 2,793 562,088,526 100.00 6.983 7.022 351 80.23 Top79.70