Common use of Loan Purpose Clause in Contracts

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- Total: 4,426 1,030,352,927 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 109 15,419,347 52.24 7.489 353 83.84 689 Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 82 13,754,219 46.60 7.248 355 76.30 654 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 3 343,103 1.16 6.598 355 69.32 690 --------------------------------------------------------------------------------------------------------------------------------- Total: 4,426 1,030,352,927 194 29,516,669 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------7.366 354 80.16 673 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Loan Purpose Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 Ratio --------------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 1,153 229,607,161 52.23 7.141 355 81.39 613 42.48 Purchase 1,141 203,929,939 46.39 7.332 347 83.01 657 44.23 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 35 6,047,497 1.38 7.205 355 79.87 617 41.60 --------------------------------------------------------------------------------------------------------------------------------- Total: 4,426 1,030,352,927 2,329 439,584,596 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------7.231 352 82.12 634 43.28 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 ----------------------------------------------- -------- ----------- --------- -------- --------- -------- Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 1,233 256,560,185 63.08 7.072 349 78.02 Purchase 543 131,176,754 32.25 6.823 356 84.68 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 115 19,012,977 4.67 6.877 342 79.30 Total: 4,426 1,030,352,927 1,891 406,749,915 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------6.983 351 80.23 Top

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 ----------------------------------------------- -------- ------------- --------- -------- --------- -------- Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 3,148 517,052,516 65.14 6.914 350 77.70 Purchase 1,374 231,227,999 29.13 6.829 357 84.22 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 316 45,447,287 5.73 6.734 342 81.24 Total: 4,426 1,030,352,927 4,838 793,727,802 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------6.879 351 79.80 Top

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 1,496 86,153,638 84.01 10.285 178 99.56 670 Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 234 12,921,973 12.60 10.515 179 97.58 652 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 72 3,480,969 3.39 10.241 179 98.89 645 --------------------------------------------------------------------------------------------------------------------------------- Total: 4,426 1,030,352,927 1,802 102,556,580 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------10.313 178 99.29 667 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 896 177,301,349 80.15 6.964 357 81.34 664 80.13 667 Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 164 36,869,611 16.67 6.670 356 79.12 651 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 36 7,028,482 3.18 6.655 353 80.06 648 --------------------------------------------------------------------------------------------------------------------------------- Total: 4,426 1,030,352,927 1,096 221,199,443 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 ------------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 1,583 348,914,298 66.58 7.021 352 76.38 Purchase 617 153,042,094 29.20 7.030 352 85.27 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 128 22,081,264 4.21 7.053 351 76.28 ------------------------------------------------------------------------------------------------------------------------------- Total: 4,426 1,030,352,927 2,328 524,037,656 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 ------------------------------------------------------------------------------------------------------------------------------------ Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 352 91,208,883 55.34 6.553 356 82.09 613 Purchase 278 68,534,265 41.58 6.462 356 82.43 632 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 25 5,069,886 3.08 6.767 356 82.56 632 ------------------------------------------------------------------------------------------------------------------------------------ Total: 4,426 1,030,352,927 655 164,813,034 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 ---------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 1,775 360,263,137 64.09 7.025 350 77.99 Purchase 784 163,776,123 29.14 7.022 356 83.73 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 234 38,049,266 6.77 7.005 345 78.55 ---------------------------------------------------------------------------------------------------------------------------- Total: 4,426 1,030,352,927 2,793 562,088,526 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------7.022 351 79.70

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 -------------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 4,375 820,346,478 68.45 6.935 351 76.00 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- Total: 4,426 1,030,352,927 6,488 1,198,490,375 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 ---------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 2,792 471,432,179 69.90 6.872 350 75.72 Purchase 1,083 162,245,871 24.06 7.445 348 86.51 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 285 40,774,669 6.05 6.856 343 77.50 ---------------------------------------------------------------------------------------------------------------------------- Total: 4,426 1,030,352,927 4,160 674,452,720 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------7.009 349 78.43 ----------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Loan Purpose Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- Ratio --------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 18 3,501,068 52.64 7.280 343 81.71 661 43.18 Refinance - Cashout 1,731 396,911,098 38.52 7.019 18 3,150,361 47.36 7.961 354 79.63 614 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 79.90 580 41.62 --------------------------------------------------------------------------------------------------------------------------------- Total: 4,426 1,030,352,927 36 6,651,429 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------7.603 348 80.85 623 42.44 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 ---------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 575 93,063,539 60.08 7.104 350 76.72 Purchase 310 51,416,894 33.19 6.872 356 81.50 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 70 10,431,734 6.73 6.770 351 77.85 ---------------------------------------------------------------------------------------------------------------------------- Total: 4,426 1,030,352,927 955 154,912,167 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------7.004 352 78.38

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 1,622 109,692,260 48.11 9.587 214 95.76 Refinance - Cashout 1,731 396,911,098 38.52 7.019 354 79.63 614 606 83,435,587 36.59 7.537 311 79.79 Refinance - Rate Term 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- 234 34,882,825 15.30 7.359 324 79.41 ------------------------------------------------------------------------------------------------------------------------- Total: 4,426 1,030,352,927 2,462 228,010,672 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------8.496 266 87.41