Common use of Insured Perils Clause in Contracts

Insured Perils. We insure risk of direct, sudden and accidental physical loss to the property described in Coverage A — Dwelling, Coverage B — Other Structures and Coverage C — Personal Property. The loss must occur during the policy period shown on the Declarations Page and be caused by any of the following perils unless the loss is excluded elsewhere in this policy. 1. Fire.

Insured Perils. We insure risk of direct, sudden and accidental physical loss to the property described in Coverage A — Dwelling, Coverage B — Other Structures and Coverage C — Personal Property. The loss must occur during the policy period shown on the Declarations Page and be caused by any of the following perils unless the loss is excluded elsewhere in this policy.: 1. Fire.