Common use of Impact by Water Clause in Contracts

Impact by Water. borne Objects WE DO NOT INSURE loss, damage or expenses caused directly or indirectly by impact by water-borne objects, including ice. This exclusion applies whether or not there is another cause or occurrence (whether covered or not) that contributes concurrently or in any sequence to the occasioning of the loss, damage or expenses. However, we insure loss or damage caused directly to insured property by a fire or explosion resulting from such an impact.