Common use of Hospital and Medical Insurance Clause in Contracts

Hospital and Medical Insurance. All eligible employees may opt to enroll in the Blue Cross Blue Shield of Vermont CDHP Comp Blue Insurance Plan with a $4000/$8000 deductible, combined with a Health Reimbursement Arrangement (HRA), $3500/$7000. a) Employees shall pay deductibles, co-insurance and out-of-pocket expense as provided above, along with a contribution to the City’s health insurance costs. Employee health insurance costs shall be paid through bi-weekly payroll deductions. The bi-weekly employee share for 2017 2021 health insurance costs are as follows: $21.6626.11 for a single person plan, $157.43 187.55for a two person plan and $209.50260.83 for family coverage. In the event an employee is off payroll for any reason, the employee shall remain responsible for their share of the health insurance cost. If the City of Montpelier chooses to continue to provide the Blue Cross Blue Shield of Vermont CDHP Comp Blue Insurance Plan beyond calendar year 2017, 21employees shall continue to be responsible for a share of the City’s cost of health insurance. The City’s cost of health insurance includes premium and full HRA $3500/$7000 Plan. The employee share for 2016 2021 shall be 5% for a single person plan and 20% for a two- person and family plan. b) The City of Montpelier shall rollover 10% of the year-end unused employer contribution ($3500 for a single person plan and $7000 for a two -person and family plan) to the individual employee HRA. The rollover shall not exceed $500 for a single person plan and shall not exceed $1,000 for a two -person or family plan in any given year. In no event will the individual employee HRA annual available balance exceed $4000 for a single person plan or $8000 for a two- person or family plan. c) If the City of Montpelier chooses to continue to provide the Blue Cross Blue Shield of Vermont CDHP Comp Blue Insurance Plan beyond calendar year 20152022, the City of Montpelier shall utilize a portion of the annual unused claim reserves associated with moving to a high deductible insurance plan with an Employer funded health reimbursement arrangement, as described, to maintain the current funding level of the HRA’s for single, two-person and family plans and/or to offset insurance premium increases in the future. d) In the event that the above described plan is not available after January 1, 2018 2022, the city will convene the employee health insurance committee to recommend a replacement parties.

Hospital and Medical Insurance. All eligible employees may opt to enroll in the Blue Cross Blue Shield of Vermont CDHP CDHD Comp Blue Insurance Plan with a $4000/$8000 deductible, combined with a Health Reimbursement Arrangement (HRA), $3500/$7000. a) Employees shall pay deductibles, co-insurance and out-of-pocket expense as provided above, along with a contribution to the City’s health insurance costs. Employee health insurance costs shall be paid through bi-weekly payroll deductions. The bi-weekly employee share for 2017 2021 2015 health insurance costs are as follows: $21.6626.11 20.17 for a single person plan, $157.43 187.55for 138.09 for a two person plan and $209.50260.83 181.26 for family coverage. In the event an employee is off payroll for any reason, the employee shall remain responsible for their share of the health insurance cost. If the City of Montpelier chooses to continue to provide the Blue Cross Blue Shield of Vermont CDHP CDHD Comp Blue Insurance Plan beyond calendar year 20172015, 21employees employees shall continue to be responsible for a share of the City’s cost of health insurance. The City’s cost of health insurance includes premium and full HRA $3500/$7000 Plan. The employee share for 2016 2021 shall be 5% for a single person plan and 20% for a two- person and family plan. b) The City of Montpelier shall rollover 10% of the year-end unused employer contribution ($3500 for a single person plan and $7000 for a two -person and family plan) to the individual employee HRA. The rollover shall not exceed $500 for a single person plan and shall not exceed $1,000 for a two -person or family plan in any given year. In no event will the individual employee HRA annual available balance exceed $4000 for a single person plan or $8000 for a two- person or family plan. c) If the City of Montpelier chooses to continue to provide the Blue Cross Blue Shield of Vermont CDHP CDHD Comp Blue Insurance Plan beyond calendar year 201520222015, the City of Montpelier shall utilize a portion of the annual unused claim reserves associated with moving to a high deductible insurance plan with an Employer funded health reimbursement arrangement, as described, to maintain the current funding level of the HRA’s for single, two-person and family plans and/or to offset insurance premium increases in the future. d) In the event that the above described plan is not available after January 1, 2018 20222016, the city will convene the employee health insurance committee to recommend a replacement plan. Any new plan recommended by the committee is subject to ratification by the parties. e) The parties agree that if a Single Payer program is fully enacted by the State of Vermont by the end of the 2016 Legislative session to be effective January 1, 2017, than this contract will terminate on December 31, 2016. If the Single Payer program is not enacted by that time or does not take effect until after June 30, 2017 than this contract shall remain in effect until June 30, 2017.

Hospital and Medical Insurance. All eligible employees may opt to enroll in the Blue Cross Blue Shield of Vermont CDHP Comp Blue Insurance Plan with a $4000/$8000 deductible, combined with a Health Reimbursement Arrangement (HRA), $3500/$7000. a) Employees shall pay deductibles, co-insurance and out-of-pocket expense as provided above, along with a contribution to the City’s health insurance costs. Employee health insurance costs shall be paid through bi-weekly payroll deductions. The bi-weekly employee share for 2017 2021 health insurance costs are as follows: $21.6626.11 26.11 for a single person plan, $157.43 187.55for 187.55 for a two person plan and $209.50260.83 254.76 for family coverage. In the event an employee is off payroll for any reason, the employee shall remain responsible for their share of the health insurance cost. If the City of Montpelier chooses to continue to provide the Blue Cross Blue Shield of Vermont CDHP Comp Blue Insurance Plan beyond calendar year 20172021, 21employees employees shall continue to be responsible for a share of the City’s cost of health insurance. The City’s cost of health insurance includes premium and full HRA $3500/$7000 Plan. The employee share for 2016 2021 shall be 5% for a single person plan and 20% for a two- person and family plan. b) The City of Montpelier shall rollover 10% of the year-end unused employer contribution ($3500 for a single person plan and $7000 for a two -person and family plan) to the individual employee HRA. The rollover shall not exceed $500 for a single person plan and shall not exceed $1,000 for a two -person or family plan in any given year. In no event will the individual employee HRA annual available balance exceed $4000 for a single person plan or $8000 for a two- person or family plan. c) If the City of Montpelier chooses to continue to provide the Blue Cross Blue Shield of Vermont CDHP Comp Blue Insurance Plan beyond calendar year 201520222021, the City of Montpelier shall utilize a portion of the annual unused claim reserves associated with moving to a high deductible insurance plan with an Employer funded health reimbursement arrangement, as described, to maintain the current funding level of the HRA’s for single, two-person and family plans and/or to offset insurance premium increases in the future. d) In the event that the above described plan is not available after January 1, 2018 2022, the city will convene the employee health insurance committee to recommend a replacement plan. Any new plan recommended by the committee is subject to ratification by the parties.