Common use of Form of Policies Clause in Contracts

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Such insurance shall (i) name Landlord, its subsidiaries and affiliates and any other party the Landlord Partiesso specifies, as an additional insured, as applicable, including Landlord’s property managermanaging agent, Landlord’s lender(sif any; (ii) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to cover the policy(s). All such insurance policies carried liability assumed by Tenant shall under this Lease; (iii) be with companies issued by an insurance company having a rating of not less than A-:VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, Guide or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably which is otherwise acceptable to Landlord. No such policy shall Landlord and licensed to do business in the State of North Carolina; (iv) be cancelable or subject primary insurance as to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and provide that any insurance carried by Landlord is excess and not is non-contributing with any insurance required of Tenant; (v) be in form and content reasonably acceptable to Landlord; and (vi) provide that said insurer shall endeavor to provide written notice to Landlord and any mortgagee of Landlord, to the extent such names are furnished to Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration cancellation of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedpolicy. Tenant shall have deliver said policy or policies or certificates thereof to Landlord on or before the right earlier to provide occur of (A) the Lease Commencement Date, and (B) the date upon which Tenant is first provided access to the Premises, and at least ten (10) days before the expiration dates thereof. In the event Tenant shall fail to procure such insurance coverage pursuant insurance, or to blanket deliver such policies obtained by or certificate within ten (10) days after written notice from Landlord, Landlord may, at its option (upon notice to Tenant), procure such policies for the account of Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to the Premises and Landlord within five (5) days after delivery to Tenant as required by this Leaseof bills therefor.

Form of Policies. The aforementioned minimum limits of policies ------------------ and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Such insurance shall (i) name LandlordLandlord and Lenders, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to timeif any, as an additional insureds with an appropriate endorsement to insured; (ii) specifically cover the policy(s). All such insurance policies carried liability assumed by Tenant shall under this Lease, including, but not limited to, Tenant's obligations to indemnify Landlord under this Lease; (iii) be with companies issued by an insurance company having a rating of not less than A-VIII IX[?] in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, Guide or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be which is otherwise reasonably acceptable to Landlord. No such policy shall Landlord and licensed to do business in the Property Jurisdiction; (iv) be cancelable or subject primary insurance as to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and provide that any insurance carried by Landlord is excess and not is non-contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty of Tenant; and (20v) days prior contain a cross-liability endorsement or severability of interest clause reasonably acceptable to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedLandlord. Tenant shall have the right use its best efforts to cause such insurance policies to provide that the insurance carrier will give Landlord and any additional insured thirty (30) days written notice before any such insurance policy is canceled, expires or the coverage pursuant changed. Tenant shall deliver said policy or policies or certificates thereof to blanket Landlord on or before the Lease Commencement Date and at least thirty (30) days before the expiration dates thereof. In the event Tenant shall fail to procure such insurance, or to deliver such policies obtained by or certificate, Landlord may, after fifteen (15) days' prior written notice to Tenant, provided at its option, procure such blanket policies expressly afford coverage for the account of Tenant, and the cost thereof shall be paid to the Premises and Landlord as additional rent thirty (30) days after delivery to Tenant as required by this Leaseof bills therefor.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord reasonably specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The Tenant shall have the right to carry reasonable deductible amounts under each such policy shall all insurance policies required to be reasonably acceptable to Landlordcarried by Tenant. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days days' prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage coverage, pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with issued by companies having a rating authorized to do business in the State of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedOhio. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such Tenant if the blanket policies expressly afford coverage to the Premises and to Tenant as required by this LeaseSection 14. All insurance policies required to be carried by Tenant under this Lease (except for worker’s compensation insurance) shall (i) name Landlord, and any other reasonable number of parties designated by Landlord as additional insureds, (ii) as to liability coverages, be written on an “occurrence” basis, (iii) provide that Landlord shall receive ten (10) days notice before any cancellation or change in coverage, and (iv) contain a provision that no act or omission of Tenant shall affect or limit the obligation of the insurer to pay the amount of any loss sustained. Each such policy shall contain a provision that such policy and the coverage evidenced thereby shall be primary and non-contributing with respect to any policies carried by Landlord. Tenant shall deliver reasonably satisfactory evidence of such insurance to Landlord on or before the Commencement Date, and thereafter at least ten (10) days before the expiration dates of expiring policies. Notwithstanding the foregoing, if any such insurance expires without having been renewed by Tenant, Landlord shall have the option, in addition to Landlord’s other remedies to procure such insurance for the account of Tenant immediately and without notice to Tenant, and the cost thereof shall be paid to Landlord as Additional Rent. The limits of the insurance required under this Lease shall not limit liability of Tenant.

Form of Policies. The aforementioned minimum limits All policies of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant provided for herein shall be issued by insurance companies qualified to do business in the State of California and with companies having a rating of not less than A-VIII at least "A X" in Best’s Insurance 's Key Rating Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies (except to the extent inconsistent with the type of policy) shall contain cross-liability endorsements and shall name Landlord and Universal Studios, Inc. and Universal Studios, Inc.'s affiliated companies, mortgagees or beneficiaries and such additional individuals or entities as Landlord shall from time-to-time reasonably designated as "Additional Insureds." Satisfactory evidence of each insurance coverage, on the standard ACORX xxxm or a form acceptable to Universal Studios shall be endorsed delivered to agree that Landlord within ten (10) days prior to Tenant’s policy is primary and that any insurance carried by 's entry onto the Premises and, thereafter, executed copies of renewal policies or certificates thereof shall be delivered to Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty within thirty (2030) days prior to the expiration of the term of each such policy. When any such policy shall expire or terminate, renewal or additional policies shall be procured and maintained by Tenant in like manner and to like extent. All policies must contain a provision that the company writing said policy will give to Landlord thirty (30) days' written notice in advance of any cancellation, lapse, reduction in the amount of coverage or other adverse change respecting such insurance. All general liability, property damage and other casualty policies shall be written as primary policies, furnish Landlord not contributing with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, secondary to coverage which Landlord may (but carry. The stipulated limits of coverage above shall not be required to) procure construed as a limitation of any potential liability to Landlord, and failure to deliver said insurance on certificate or Landlord's failure to request delivery shall in no way be construed as a waiver of Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right 's obligation to provide such the insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Leasespecified.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds insureds' with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Such insurance shall (i) for the general liability, auto liability, and contractual liability (if not included under the general liability policy), name Landlord, and any other parties the Landlord Partiesso specifies (including Landlord’s subsidiaries, Landlord’s property managermanagement company, Landlord’s lender(s) and such other persons or firms as asset management company, X.X. Xxxxxx Investment Management Inc. (“JPMIMI”), and, if requested by Landlord specifies from time to timein writing, Landlord’s mortgagee), as additional insureds with (or, in the case of Tenant’s physical damage insurance, as additional loss-payees as their interests may appear); (ii) be issued by an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies company having a rating of not less than A-VIII or better in Best’s Insurance GuideGuide or which is otherwise acceptable to Landlord and licensed to do business in the State of California, aside from worker’s compensation; and (iii) be primary and non-contributory when any policy issued to Landlord and Landlord’s property management company provides duplicate or similar coverage, and in such circumstance Landlord’s or Landlord’s property management company’s policies will be excess over Tenant’s policy(ies). Tenant shall furnish to Landlord, from the insurance companies, provide Landlord (and any other parties Landlord has specified as additional insureds or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after additional loss-payees) with not less than thirty (30) days days’ prior written notice of any cancellation of, termination of or material change to any insurance required to be carried by Tenant hereunder, in the event Tenant receives such written notice. Tenant shall deliver certificates (including endorsements) thereof (and such other evidence satisfactory to Landlord by of the insurer. All maintenance of such policies shall be endorsed insurance) to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration Lease Commencement Date and within ten (10) days after each renewal of said insurance. In the event Tenant shall fail to procure such insurance, or to deliver such certificates (and such other evidence satisfactory to Landlord of the maintenance of such policiesinsurance), furnish Landlord with renewals Landlord, in addition to any other remedy available pursuant to this Lease or binders. otherwise, may following delivery of written notice to Tenant agrees that if Tenant does not take out of such failure and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf failure to cure the same within five (5) business days following Tenant’s receipt of such notice, at its option, procure such policies for the account of Tenant, and charge Tenant the cost thereof, which amount thereof shall be payable by paid to Landlord within five (5) days after delivery to Tenant upon demand with interest of bills therefor, plus an administrative fee of five percent (at the rate set forth in Section 20(e5%) below) from the date of such sums are expendedcost. Tenant shall have the right require any vendors or contractors that it shall hire to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to perform work and/or services on the Premises and to Tenant procure similar insurance, as required by Landlord of Tenant in this Lease, including naming as additional insureds or additional loss payees, as applicable, Landlord and its subsidiaries, Landlord’s property management company, Landlord’s asset management company, JPMIMI, and, if requested in writing by Landlord, Landlord’s mortgagee.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Such insurance shall (a) (except Workers’ Compensation) name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such any other persons or firms as Landlord specifies from time to timeparty it reasonably so specifies, as an additional insureds with an appropriate endorsement to insured; (b) specifically cover the policy(s). All such insurance policies carried liability assumed by Tenant shall under this Lease, including, but not limited to, Tenant’s obligations to indemnify Landlord under this Lease; (c) be with companies issued by an insurance company having a rating of not less than A-VIII A-1X in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, Guide or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably which is otherwise acceptable to Landlord. No such policy shall Landlord and licensed to do business in the Property Jurisdiction; (d) be cancelable or subject primary insurance as to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and provide that any insurance carried by Landlord is excess and not is non-contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty of Tenant; (20e) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees provide that if Tenant does not take out and maintain such said insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required tocanceled, expire or coverage changed unless thirty (30) procure said insurance on Tenant’s behalf days’ prior written notice shall have been given to Landlord and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with any Lender and any landlord of an underlying ground or master lease; and (f) contain a cross-liability endorsement or severability of interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedclause acceptable to Landlord. Tenant shall have deliver said policy or policies or certificates thereof to Landlord on or before the right Lease commencement date and at least thirty (30) days before the expiration dates thereof. In the event Tenant shall fail to provide procure such insurance coverage pursuant insurance, or to blanket deliver such policies obtained by or certificate, Landlord may, at its option, procure such policies for the account of Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to the Premises and Landlord as additional rent ten (10) days after delivery to Tenant as required by this Leaseof bills therefor.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary as to Claims arising within the Premises and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to), upon prior notice to Tenant and the expiration of a five (5) day cure period, procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such 's insurance policies carried by Tenant shall be with issued by companies having a rating authorized to do business in the State of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedNevada. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such Tenant if the blanket policies expressly afford coverage to the Premises and to Tenant as required by this LeaseSection 14. All insurance policies required to be carried by Tenant under this Lease (except for worker's compensation insurance) shall (i) name Landlord, and any other reasonable number of parties designated by Landlord as additional insureds, (ii) as to liability coverages, be written on an "occurrence" basis, (iii) provide that Landlord shall receive thirty (30) days notice from the insurer before any cancellation or change in coverage, and (iv) contain a provision that no act or omission of Tenant shall affect or limit the obligation of the insurer to pay the amount of any loss sustained. Each such policy shall contain a provision that such policy and the coverage evidenced thereby shall be primary and non-contributing with respect to any policies carried by Landlord. Tenant shall deliver reasonably satisfactory evidence of such insurance to Landlord on or before the date Tenant first enters or occupies the Premises, and thereafter at least thirty (30) days before the expiration dates of expiring policies. Notwithstanding the foregoing, if any such insurance expires without having been renewed by Tenant, Landlord shall have the option, in addition to Landlord's other remedies to procure such insurance for the account of Tenant immediately and without notice to Tenant, and the cost thereof shall be paid to Landlord as Additional Rent. The limits of the insurance required under this Lease shall not limit liability of Tenant.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary as to Claims arising within the Premises and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to), upon prior notice to Tenant and the expiration of a five (5) day cure period, procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Such insurance shall (i) name Landlord, and any other party the Landlord Partiesso specifies, as an additional insured, including Landlord’s property managermanaging agent, Landlord’s lender(sif any; (ii) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to specifically cover the policy(s). All such insurance policies carried liability assumed by Tenant shall under this Lease, including, but not limited to, Tenant’s obligations under Section 10.1 of this Lease; (iii) be with companies issued by an insurance company having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, Guide or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably which is otherwise acceptable to Landlord. No such policy shall Landlord and licensed to do business in the State of California; (iv) be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and noncontributory insurance as to all claims thereunder and provide that any insurance carried by Landlord is excess and not is non-contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty of Tenant; (20v) days prior be in form and content reasonably acceptable to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees Landlord; and (vi) provide that if Tenant does not take out and maintain such said insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required tocanceled or coverage changed unless thirty (30) procure said insurance on days’ prior written notice shall have been given to Landlord and any mortgagee of Landlord. Tenant’s behalf and charge Tenant the cost thereof, which amount obligation to have its insurer(s) provide Landlord with any notices of changes or cancelations of policies shall be payable by limited to the extent notice requirements are provided for under the then generally prevailing available insurance policies and XXXXX certificates, but Tenant upon demand shall provide Landlord with interest notices required hereunder (at within the rate set forth in Section 20(etime period provided hereunder) belowto the extent that Tenant’s insurer(s) from the date such sums are expendedshall not. Tenant shall have deliver certificates of policies required hereunder to Landlord on or before the right Lease Commencement Date and at least thirty (30) days before the expiration dates thereof. In the event Tenant shall fail to provide procure such insurance coverage pursuant insurance, or to blanket deliver such policies obtained by or certificate, Landlord may, at its option, procure such policies for the account of Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to the Premises and Landlord within ten (10) days after delivery to Tenant as required by this Leaseof bills therefor.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time insurance required to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies be carried by Tenant and by Landlord under this Section 10 shall not limit such parties’ liability under the Lease. Such insurance shall (i) be with companies having a issued by an insurance company that has an A.M. Best rating of not less than A-VIII VIII; (ii) be in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be form and content reasonably acceptable to Landlord. No such policy ; and (iii) provide that it shall not be cancelable canceled or subject to reduction of coverage or other modification or cancellation except after thirty (30) days materially changed without 30 days’ prior written notice to Landlord by Landlord, except that 10 days’ prior notice may be given in the insurercase of nonpayment of premiums. All such policies shall be endorsed to agree that Tenant’s policy is Commercial General Liability Insurance shall (a) name Landlord, Landlord’s managing agent, and any other party designated by Landlord (“Additional Insured Parties”) as additional insureds; and (b) be primary insurance as to all claims thereunder and provide that any insurance carried by Landlord is excess and not non-contributing with Tenant’s insurance. Landlord shall be designated as a loss payee with respect to Tenant’s Property Insurance on any Tenant insurance requirement hereunderTenant-Insured Improvements. Tenant shallshall deliver to Landlord, on or before the Commencement Date and at least twenty 15 days before the expiration dates thereof, certificates from Tenant’s insurance company on the forms currently designated “XXXXX 28” (20Evidence of Commercial Property Insurance) days prior and “XXXXX 25-S” (Certificate of Liability Insurance) or the equivalent. Attached to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but XXXXX 25-S there shall not be required to) procure said insurance an endorsement naming the Additional Insured Parties as additional insureds which shall be binding on Tenant’s behalf insurance company and charge Tenant shall expressly require the cost thereofinsurance company to notify each Additional Insured Party in writing at least 30 days before any termination or material change to the policies, which amount shall except that 10 days’ prior notice may be payable by Tenant upon demand with interest (at given in the rate set forth in Section 20(e) below) from the date such sums are expendedcase of nonpayment of premiums. Upon Landlord’s request, Tenant shall have deliver to Landlord, in lieu of such certificates, copies of the right policies of insurance required to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to be carried under Section 10.2 showing that the Premises and to Tenant Additional Insured Parties are named as required by this Leaseadditional insureds.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlordin no event exceed $5,000,00. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, . Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurerinsurer or Tenant. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, shall furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s Tenants behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Such insurance shall (i) name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such any other persons or firms as party the Landlord specifies from time to timeso specifies, as an additional insureds with an appropriate endorsement to insured; (ii) specifically cover the policy(s). All such insurance policies carried liability assumed by Tenant shall under this Lease, including, but not limited to, Tenant’s obligations under Section 10.1 of this Lease; (iii) be with companies issued by an insurance company having a rating of not less than A-VIII X in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, Guide or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably which is otherwise acceptable to Landlord. No such policy shall Landlord and licensed to do business in the State where the Building is located; (iv) be cancelable or subject primary insurance as to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and provide that any insurance carried by Landlord is excess and not is non-contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty of Tenant; (20v) days prior be in form and content reasonably acceptable to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees Landlord; and (vi) provide that if Tenant does not take out and maintain such said insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required tocanceled or coverage changed unless thirty (30) days’ prior written notice shall have been given to Landlord and any mortgagee of Landlord of which Landlord provides Tenant written notice. Tenant shall deliver said policy or policies or certificates thereof to Landlord on or before the Commencement Date and at least thirty (30) days before the expiration dates thereof. In the event Tenant shall fail to procure said insurance on such insurance, or to deliver such policies or certificate, Landlord may, at its option, procure such policies for the account of Tenant’s behalf , and charge Tenant the cost thereof, which amount thereof shall be payable by paid to Landlord within five (5) days after delivery to Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedof bills therefor. Tenant shall have the right to provide such the casualty insurance coverage required by this Article 10 pursuant to blanket policies obtained by Tenantpolicies, provided but only if such blanket policies expressly afford coverage provides, on a per occurrence basis, that a loss that relates to any other location does not impair or reduce the level of protection available for the Premises and to Tenant as below the amount required by this Lease. Tenant may not self-insure against any risks required to be covered by insurance provided by Tenant hereunder without Landlord’s prior written consent but Tenant’s insurance coverages may include risk retention or deductible amounts commercially reasonable in light of Tenant’s business and comparable to similar tenants in comparable buildings in the area in which the Building is located. Tenant has the right to satisfy Tenant’s obligation to carry liability insurance with an umbrella insurance policy if such umbrella insurance policy contains an aggregate per location endorsement that provides the required level of protection for the Premises.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies in writing from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to material reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, and such failure shall continue for three (3) days after Tenant’s receipt of notice thereof from Landlord, then Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant promptly upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord reasonably specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the reasonable cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord PartiesArden Realty, Inc., Landlord’s 's property manager, and Landlord’s 's lender(s) (provided Landlord provides Tenant with notice of the names of such property manager and any such other persons or firms as Landlord specifies from time to timelender(s)), as additional insureds insureds' with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage below the limits required hereunder or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of All insurance policies required to be carried ---------------- by Tenant under this Lease shall (i) be written by companies rated A8 or better in "Best's Insurance Guide" and Tenant’s procurement and maintenance thereof shall authorized to do business in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall California, (ii) name Landlord, the SENTRE Partners, Inc. and any other parties designated by Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with insureds, (iii) as to liability coverages, be written on an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant "occurrences" basis, and (iv) provide that Landlord shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after receive at least thirty (30) days prior written notice to Landlord by from the insurerinsurer before any cancellation or change in coverage. All Each such policies policy shall contain a provision that such policy and the coverage evidenced thereby shall be endorsed primary and non-contributing with respect to agree that Tenant’s policy is primary any policies carried by Landlord and that any insurance coverage carried by Landlord is shall be excess insurance. Any deductible amounts under any insurance policies required hereunder shall be subject to Landlord's prior written approval (which shall not be unreasonably withheld) and not contributing with in any event Tenant insurance requirement hereundershall be liable for payment of same in the event of any casualty. Tenant shallshall deliver reasonably satisfactory evidence of such insurance to Landlord on or before the Commencement Date, and thereafter at least twenty thirty (2030) days prior to before the expiration dates of such expiring policies; and, furnish Landlord with renewals or binders. in the event Tenant agrees that if Tenant does not take out and maintain shall fail to procure such insurance or furnish to deliver reasonably satisfactory evidence thereof within five (5) Business Days after written notice from Landlord with renewals or binders in a timely mannerof such failure, Landlord may (but shall not be required to) may, at its option and in addition to Landlord's other remedies in the event of a default by Tenant hereunder, procure said such insurance on for the account of Tenant’s behalf , and charge Tenant the cost thereof, which amount thereof shall be payable paid to Landlord as Additional Charges. Notwithstanding the foregoing, if any such insurance expires without having been renewed by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant Tenant, Landlord shall have the right option in addition to provide Landlord's other remedies to procure such insurance coverage pursuant for the account of Tenant immediately and without notice to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to Landlord as Additional Charges. The limits of the Premises and to Tenant as insurance required by under this LeaseLease shall not limit the liability of Tenant.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time), as additional insureds with an appropriate endorsement to the policy(s), provided that it is feasible for Tenant to cause its insurer to add all such additional named insureds. All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish famish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other other, modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer, to the extent it is feasible to obtain agreement from Tenant’s insurer to add such clause. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Leaseextended.

Form of Policies. The aforementioned minimum limits of policies and ---------------- Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds insureds' with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and ---------------- Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds insureds' with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after Initials: /s/ KM -------- -14- /s/ VC -------- thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s)insured’s. All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlordin no event exceed $5,000.00. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice or ten (10) days of non-payment of premiums to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or bindersbinders upon issuance of renewal. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits Any company writing any of policies and Tenant’s procurement and maintenance thereof insurance shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with have an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a A.M. Best rating of not less than A-VIII in Bestand provide primary coverage to Landlord (any policy issued to Landlord providing duplicate or similar coverage shall be deemed excess over Tenant’s Insurance Guidepolicies). All commercial general liability and, if applicable, warehouser’s legal liability or bailee customers insurance policies of Tenant shall furnish to (a) name Tenant as a named insured and Landlord, from its property manager, and other designees of Landlord as the interest of such designees shall appear, as additional insureds; and (b) be primary insurance companies, or cause the insurance companies as to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and provide that any insurance carried by Landlord is excess and not non-contributing with any Tenant’s insurance. The limits and types of insurance maintained by Tenant insurance requirement hereundershall not limit Tenant’s liability under this Lease. Tenant shallshall provide Landlord with certificates of such insurance as required under this Lease prior to or upon the date of commencement, at least twenty (20) days and thereafter upon renewals prior to the expiration of the insurance coverage. Such certificates shall be on forms currently designated “ACXXX 05” (Certificate of Liability Insurance) and “ACXXX 08” (Evidence of Commercial Property Insurance) or the equivalent. Attached to the ACXXX 05 (or equivalent) there shall be an endorsement naming Landlord, its property manager, and other designees of Landlord as additional insureds, and attached to the ACXXX 08 (or equivalent) there shall be an endorsement designating Landlord as a loss payee with respect to Tenant’s property insurance on any Tenant-insured improvements, and each such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but endorsement shall not be required to) procure said insurance binding on Tenant’s behalf insurance company. Acceptance by Landlord of delivery of any certificates of insurance does not constitute approval or agreement by Landlord that the insurance requirements of this section have been met, and charge failure of Landlord to identify a deficiency from evidence provided will not be construed as a waiver of Tenant’s obligation to maintain such insurance. In the event any of the insurance policies required to be carried by Tenant the cost thereof, which amount under this Lease shall be payable by cancelled prior to the expiration date of such policy, or if Tenant upon demand with interest (at the rate set forth in Section 20(e) below) receives notice of any cancellation of such insurance policies from the insurer prior to the expiration date of such sums are expended. policy, Tenant shall have the right shall: (i) immediately deliver notice to provide Landlord that such insurance has been, or is to be, cancelled, (ii) shall promptly replace such insurance policy in order to assure no lapse of coverage pursuant shall occur, and (iii) shall deliver to blanket policies obtained by Tenant, provided Landlord a certificate of insurance for such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Leasepolicy.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant nor relieve Tenant of any obligation hereunder. The Commercial General Liability Insurance policy Such insurance shall name Landlord, the Landlord PartiesLandlord’s wholly-owned subsidiaries, Landlord’s asset manager, Landlord’s property manager, Landlord’s lender(s) any Lender (as defined in Section 11.01), and such other persons or firms parties with insurable interests as Landlord specifies from time to time, as additional insureds with as their respective interests may appear, through an appropriate endorsement ISO Additional Insureds Endorsement CG20261185 or equivalent, and shall provide that any loss shall be payable to Landlord and such other additional insured parties as their respective interests may appear. For so long as the policy(s). Project is owned by The Northwestern Mutual Life Insurance Company, the additional insureds shall expressly include, without limitation, Landlord and its wholly-owned subsidiaries and agents, and Xxxxxxx-Xxxxxx Nevada Management, Inc. All such insurance policies carried by Tenant required hereunder shall be with companies licensed to do business in the State of Nevada and having a rating of not less than A-:VIII in Best’s Insurance Guide, with deductibles not to exceed $1,000.00. Prior to the commencement of Tenant’s occupancy of the Premises, Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under coverage with respect to each such policy shall of the policies of insurance required to be reasonably acceptable maintained by Tenant pursuant to Landlordthis Section 4.04, marked fully paid. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days days’ prior written notice from the insurer by registered mail to Landlord, Landlord’s property manager and Landlord’s Lender. Every policy required pursuant to this Section 4.04 shall provide that it shall not be invalidated by any act or neglect of Landlord or Tenant, nor by occupation of the insurerPremises for purposes more hazardous than permitted by such policy, nor by any foreclosure or other proceedings relating to the Premises, nor by change in title to the Premises or Landlord’s interest therein. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty thirty (2030) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Whenever, in Landlord’s reasonable judgment, good business practice or change in conditions indicate a need for additional or different types of insurance, Tenant shall, within thirty (30) days of receipt of Landlord’s request therefor, obtain the insurance at its own expense. Tenant agrees that if Tenant does not take out and maintain such any of the insurance coverages required hereunder or does not furnish Landlord with renewals or binders in a timely manneras and when required, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedexpended until repaid by Tenant. In addition, Tenant shall have obtain certificates of insurance evidencing Commercial General Liability Insurance, including completed operations, Motor Vehicle Liability Insurance and Worker’s Compensation Insurance in the right to provide such insurance coverage pursuant to blanket policies obtained amounts required above from any contractor or subcontractor engaged by TenantTenant for alterations, provided such blanket policies expressly afford coverage to repairs or maintenance at the Premises during the Lease Term, and such liability insurance shall name the same parties as additional insureds as is described above, and shall provide that any loss shall be payable to Tenant Landlord and such other additional insured parties as required by this Leasetheir respective interests may appear.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds insureds' with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary as to Claims arising within the Premises and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to), upon prior notice to Tenant and the expiration of a five (5) day cure period, procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord reasonably specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlordin no event exceed $5,000,00. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Such insurance shall (i) name Landlord, and any other party the Landlord Partiesreasonably specifies in writing, as an additional insured, including Landlord’s property managermanaging agent, Landlord’s lender(sif any; (ii) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to cover the policy(s). All such insurance policies carried liability assumed by Tenant shall under this Lease, including, but not limited to, Tenant’s obligations under Section 10.1 of this Lease; (iii) be with companies issued by an insurance company having a rating of not less than A-VIII VII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, Guide or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably which is otherwise acceptable to Landlord. No such policy shall Landlord and licensed to do business in the State of California; (iv) be cancelable or subject primary insurance as to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and provide that any insurance carried by Landlord is excess and not is non-contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty of Tenant; (20v) days prior be in form and content reasonably acceptable to Landlord (it being acknowledged that Landlord’s receipt of Tenant’s certificates of insurance evidencing the coverage required pursuant to the expiration terms of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount this Article 10 shall be payable by Tenant upon demand with interest deemed acceptable to Landlord); and (at vi) use commercially reasonable efforts to obtain the rate set forth in Section 20(e) below) from agreement of the date such sums are expendedinsurer to give prior notice to Landlord of any cancellation or termination of coverage. Tenant shall have deliver said policy or policies or certificates thereof to Landlord on or before the right Lease Commencement Date and before the expiration dates thereof. In the event Tenant shall fail to provide procure such insurance coverage pursuant insurance, or to blanket deliver such policies obtained by or certificate, Landlord may, at its option with notice to Tenant, provided procure such blanket policies expressly afford coverage for the account of Tenant, and the cost thereof shall be paid to the Premises and Landlord within five (5) days after delivery to Tenant as required by this Leaseof bills therefor.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Such insurance shall (i) with respect to the commercial general liability insurance, name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such any other persons or firms as Landlord specifies from time to timeparty it so specifies, as an additional insureds with an appropriate endorsement to insured; (ii) specifically cover the policy(s). All such insurance policies carried liability assumed by Tenant shall under this Lease, including, but not limited to, Tenant’s obligations under Section 10.1 of this Lease; (iii) be with companies issued by an insurance company having a rating of not less than A-VIII A- VII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, Guide or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably which is otherwise acceptable to Landlord. No such policy shall Landlord and licensed to do business in the state in which the Building is located; (iv) be cancelable or subject primary insurance as to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and provide that any insurance carried by Landlord is excess and not is non-contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty of Tenant; (20v) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees provide that if Tenant does not take out and maintain such said insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required tocanceled or coverage reduced unless thirty (30) procure said insurance on Tenant’s behalf days’ prior written notice shall have been given to Landlord and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with any mortgagee or ground or underlying lessor of Landlord; and (vi) contain a cross-liability endorsement or severability of interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedclause acceptable to Landlord. Tenant shall have deliver Certificates of Insurance evidencing coverage as required within this lease to Landlord on or before the right Lease Commencement Date and at least five (5) days before the expiration dates thereof. If Tenant shall fail to provide procure such insurance coverage pursuant insurance, or to blanket deliver such policies obtained by or certificate, within such time periods, Landlord may, at its option, in addition to all of its other rights and remedies under this Lease, and without regard to any notice and cure periods set forth herein, procure such policies for the account of Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to the Premises and Landlord as Additional Rent within ten (10) days after delivery by Landlord of bills to Tenant as required by this Leasetherefor.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurerinsurer or Tenant. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, shall furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of required to be maintained by Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlordpursuant to Paragraphs 8.2(a), the Landlord Parties(b), Landlord’s property manager(c) (d), Landlord’s lender(s(e) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant (f) above shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish rating of A- VIII or better and be on forms, with deductible amounts (if any), and loss payable clauses (as to the insurance referred to in Paragraph 8.2(a) applicable to leasehold improvements installed by or on behalf of Tenant) reasonably satisfactory to Landlord, from shall include Landlord and the insurance companiesbeneficiary or mortgagee of any deed of trust or mortgage encumbering the Premises and/or the Land as additional insureds (other than for Workers Compensation), and shall provide that such parties may, although additional insureds, recover for any loss suffered by Tenant’s negligence. Certified copies of policies or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy insurance shall be reasonably acceptable delivered to Landlord. No such Landlord prior to the Commencement Date; a new policy or certificate shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice delivered to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration date of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedold policy. Tenant shall have the right to provide such insurance coverage which it is obligated to carry pursuant to the terms hereof in a blanket policies obtained by Tenantpolicy, provided such blanket policies policy expressly afford affords coverage to the Premises and Common Area and to Tenant as required by this Lease. Tenant shall notify and, if then generally obtainable from Tenant’s insurance agent or broker or insurer, Tenant shall obtain a written obligation on the part of Tenant’s insurance agent or broker or insurer(s) to notify, Landlord and any beneficiary or mortgagee of a deed of trust or mortgage encumbering the Premises and/or the Land in writing of any delinquency in premium payments and at least thirty (30) days prior to any cancellation or modification of any policy (but at least ten (10) days prior to cancellation of any policy for non-payment of any premium). Tenant’s policies shall provide coverage on an occurrence basis and not on a claims made basis. In no event shall the limits of any policies maintained by Tenant be considered as limiting the liability of Tenant under this Lease.

Form of Policies. The aforementioned minimum limits of policies ---------------- and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies in writing to Tenant from time to time, as additional insureds with an appropriate endorsement to the policy(s)insureds. All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII A‑VIII in Best’s 's Insurance Guide. Prior to taking occupancy of the Premises (whether for the installation of Tenant's furniture, trade fixtures, data and telephone cabling, and equipment or otherwise), Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction for non‑payment of coverage or other modification or cancellation premium except after thirty ten (3010) days prior written notice to Landlord by the insurer. All such policies Tenant's Commercial General Liability Insurance policy shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty five (205) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy Such insurance shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms with insurable interests, as Landlord specifies from time to time, as additional insureds insureds' with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant ) and shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage coverage, pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof insurance shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds be issued by companies with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a A.M. Best rating of not no less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from A-/VIII or the insurance companies, or cause same companies that Landlord presently utilizes for the insurance companies to furnish, certificates of same coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such Tenant if the blanket policies expressly afford coverage to the Premises and to Tenant as required by this Section 13. All insurance policies required to be carried by Tenant under this Lease (except for worker’s compensation insurance) shall: (i) name Landlord, and any other appropriate parties designated by Landlord as named insureds (i.e. any mortgagee, etc.); (ii) as to liability coverages, be written on an “occurrence” basis; (iii) provide that Landlord shall receive thirty (30) days’ notice (or ten (10) days’ notice in the case of non-payment of premium) from the insurer before any cancellation or change in coverage; and (iv) contain a provision that no act or omission of Tenant shall affect or limit the obligation of the insurer to pay the amount of any loss sustained. Each such policy shall contain a provision that such policy and the coverage evidenced thereby shall be primary and non-contributing with respect to any policies carried by Landlord. Tenant shall deliver reasonably satisfactory evidence of such insurance to Landlord on or before the Commencement Date, and thereafter at least thirty (30) days before the expiration dates of expiring policies. At Landlord’s request, Tenant shall deliver to Landlord copies of certificates of insurance evidencing such policies. The limits of the insurance required under this Lease shall not limit the liability of Tenant. In the event of any casualty, the proceeds from any insurance shall be paid to an insurance trustee to be held in escrow and disbursed in accordance with the terms of this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time required to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried be maintained by Tenant pursuant to Paragraphs 8.2(a), (b), (c), (d), (e), and (f) above shall be with companies having a rating of not less than A-VIII in an A.M. Best’s Insurance Guide. Tenant shall furnish Guide rating of A- VII or better and be on forms, with deductible amounts (if any), and loss payable clauses (as to Landlord, from the insurance companiesreferred to in Paragraph 8.2(a) applicable to leasehold improvements installed by Tenant as Tenant’s sole cost) reasonably satisfactory to Landlord and its lender, shall include Landlord and the beneficiary or cause mortgagee of any deed of trust or mortgage encumbering the Premises and/or the Land as additional insureds (with regard to the insurance companies described in Paragraphs 8.2 and loss payees (with regard to furnishthe insurance described in Paragraphs 8.2(a), certificates (c) and (f), and shall provide that such parties may, although additional insureds or loss payees, recover for any loss suffered by the negligence of coverageTenant or any Tenant Related Parties subject to Paragraph 8.6 of this Lease. The deductible under each such policy Certificates of insurance for the policies to be required by Tenant to include additional insured endorsements shall be reasonably acceptable delivered to Landlord. No such Landlord prior to the Commencement Date; a new policy or certificate shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice delivered to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration date of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedold policy. Tenant shall have the right to provide such insurance coverage which it is obligated to carry pursuant to the terms hereof in a blanket policies obtained by Tenantpolicy, provided such blanket policies policy expressly afford affords coverage to the Premises and Common Area and to Tenant as required by this Lease. Tenant shall provide Landlord and any beneficiary or mortgagee of a deed of trust or mortgage encumbering the Premises and/or the Land in writing of any delinquency in premium payments and at least thirty (30) days prior to any cancellation or material modification of any policy. Tenant’s policies shall provide coverage on an occurrence basis and not on a claims made basis. In no event shall the limits of any policies maintained by Tenant be considered as limiting the liability of Tenant under this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Such insurance shall (i) name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such any other persons or firms as party the Landlord specifies from time to timeso specifies, as an additional insureds with an appropriate endorsement to insured; (ii) specifically cover the policy(s). All such insurance policies carried liability assumed by Tenant shall under this Lease, including, but not limited to, Tenant’s obligations under Section 10.1 of this Lease; (iii) be with companies issued by an insurance company having a rating of not less than A-VIII X in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, Guide or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably which is otherwise acceptable to Landlord. No such policy shall Landlord and licensed to do business in the State where the Building is located; (iv) be cancelable or subject primary insurance as to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and provide that any insurance carried by Landlord is excess and not is non-contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty of Tenant; (20v) days prior be in form and content reasonably acceptable to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees Landlord; and (vi) provide that if Tenant does not take out and maintain such said insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required tocanceled or coverage changed unless thirty (30) days’ prior written notice shall have been given to Landlord and any mortgagee of Landlord. Tenant shall deliver said policy or policies or certificates thereof to Landlord on or before the Commencement Date and at least thirty (30) days before the expiration dates thereof. In the event Tenant shall fail to procure said insurance on such insurance, or to deliver such policies or certificate, Landlord may, at its option, procure such policies for the account of Tenant’s behalf , and charge Tenant the cost thereof, which amount thereof shall be payable by paid to Landlord within five (5) days after delivery to Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedof bills therefor. Tenant shall have the right to provide such the casualty insurance coverage required by this Article 10 pursuant to blanket policies obtained by Tenantpolicies, provided but only if such blanket policies expressly afford coverage provides, on a per occurrence basis, that a loss that relates to any other location does not impair or reduce the level of protection available for the Premises and to Tenant as below the amount required by this Lease. Tenant may not self-insure against any risks required to be covered by insurance provided by Tenant hereunder without Landlord’s prior written consent. Tenant has the right to satisfy Tenant’s obligation to carry liability insurance with an umbrella insurance policy if such umbrella insurance policy contains an aggregate per location endorsement that provides the required level of protection for the Premises.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord reasonably specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage below the limits required hereunder or other modification or cancellation except after no less than thirty (30) days days’ prior written notice to Landlord by the insurer. All such policies insurance shall be written on an “occurrence” basis, which shall afford coverage for all claims based on acts, omissions, injury and damage, which occurred or arose (or the onset of which occurred or arose) in whole or in part during the policy period. The general liability coverage shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty thirty (2030) days prior to the expiration of such policies, furnish Landlord with renewals or bindersevidence of renewals. Tenant agrees that if Tenant does not take out and maintain such insurance or timely furnish Landlord with renewals or binders in a timely mannerevidence of renewals, Landlord may after five (5) business days written notice is provided to Tenant thereof and proof of insurance is not provided (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon within thirty (30) days following Landlord’s demand therefor with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage coverage, pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time insurance required to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies be carried by Tenant shall not limit Tenant’s liability. Such insurance shall be with companies having a issued by an insurance company that has an A.M. Best rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy and shall be in form and content reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is Commercial General Liability Insurance shall (a) name the Landlord Parties and any other party designated by Landlord (“Additional Insured Parties”) as additional insureds; and (b) be primary insurance as to all claims thereunder and provide that any insurance carried by Landlord is excess and not non-contributing with Tenant’s insurance. To the extent that it is commercially reasonable for Tenant to do so, Landlord shall be designated as a loss payee with respect to Tenant’s Property Insurance on any Tenant insurance requirement hereunderTenant-Insured Improvements. Otherwise Landlord shall be designated as a loss payee with respect to that portion of Tenant’s Property Insurance proceeds up to the proportionate replacement cost value of the Tenant-Insured Improvements to the replacement cost value of all of Tenant’s property insured by such policy. Tenant shallshall deliver to Landlord, on or before the Commencement Date and at least twenty 15 days before the expiration dates thereof, certificates from Tenant’s insurance company on the forms currently designated “XXXXX 25” (20Certificate of Liability Insurance) days prior and “XXXXX 28” (Evidence of Commercial Property Insurance) or the equivalent. Attached to the expiration of XXXXX 25 (or equivalent) there shall be an endorsement naming the Additional Insured Parties as additional insureds, and attached to the XXXXX 28 (or equivalent) there shall be an endorsement designating Landlord as a loss payee with respect to Tenant’s Property Insurance as provided in this Section 10.3, and each such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but endorsement shall not be required to) procure said insurance binding on Tenant’s behalf and charge Tenant the cost thereofinsurance company. Upon Landlord’s request, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have deliver to Landlord, in lieu of such certificates, copies of the right policies of insurance required to provide such insurance coverage pursuant be carried under Section 10.2 showing that the Additional Insured Parties are named as additional insureds and that Landlord is designated as a loss payee with respect to blanket policies obtained by Tenant, ’s Property Insurance as provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by in this LeaseSection 10.3.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy Such insurance shall name Landlord, the Landlord Partiesits property managers and lenders, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies in writing from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant ) and shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty thirty (2030) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Additionally, Tenant shall have the right to provide such maintain Worker's Compensation insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Leaselaw and shall provide Landlord with evidence of coverage. Said evidence shall be in the form of a certificate of insurance and shall provide for Landlord to receive thirty (30) days notice of cancellation from the insurer.

Form of Policies. The aforementioned minimum limits of policies and ---------------- Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy under this Lease and Landlord makes no representation or guaranty that the insurance required under this Lease shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons be sufficient or firms as Landlord specifies from time adequate to time, as additional insureds with an appropriate endorsement to the policy(s)protect Tenant. All such insurance policies carried shall (i) be issued by Tenant shall be with companies an insurance company having a rating of not less than A-VIII X in Best’s Insurance GuideGuide or which is otherwise acceptable to Landlord and licensed to do business in the State of Texas; and (ii) provide that said insurance shall not be canceled or coverage changed unless thirty (30) days’ prior written notice shall have been given to Landlord and the other additional insureds thereunder designated by Landlord. In addition, the insurance described in Section 10.2.1 above shall (a) name Landlord, any mortgage holder and Landlord’s property manager, as an additional insured; (b) specifically cover the liability assumed by Tenant shall furnish under this Lease including, but not limited to, Tenant’s obligations under Section 10.1 of this Lease; (c) be primary insurance as to all claims thereunder and provide that any insurance required by Landlord is excess and is non-contributing with any insurance requirement of Tenant; and (d) contain a cross-liability endorsement or severability of interest clause acceptable to Landlord, from . The insurance described in Section 10.2.2 shall name Landlord and any named mortgage holder as loss-payee as to all items referred to in clause (ii) of Section 10.2.2 and the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy described in Sections 10.2.2 and 10.2.3 shall be have deductibles reasonably acceptable to Landlord. No such policy Tenant shall be cancelable deliver all policies or subject certificates thereof to reduction Landlord on or before Landlord’s delivery of coverage the Premises to Tenant or other modification or cancellation except after the Lease Commencement Date, whichever first occurs, and at least thirty (30) days before the expiration dates thereof. All certificates shall provide that such insurance will not be cancelled (or materially changed) without at least thirty (30) days’ prior written notice (ten (10) days for nonpayment of premiums) to Landlord. The words “endeavor to” and “but failure to mail such notice shall impose no obligation or liability of any kind upon the company, its agents or representatives” shall be deleted from the certificate form’s cancellation provision. Failure of Landlord by to demand such certificate or other evidence of full compliance with these insurance requirements or failure of Landlord to identify a deficiency from evidence that is provided shall not be construed as a waiver of Tenant’s obligation to maintain such insurance. In the insurer. All event Tenant shall fail to procure such insurance, or to deliver such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannercertificate, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge deny Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide occupy the Premises until such insurance coverage pursuant to blanket time as Tenant makes such deliveries (which denial shall have no effect upon the Lease Commencement Date) and/or procure such policies obtained by for the account of Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to the Premises and Landlord as Additional Rent within five (5) days after delivery to Tenant as required by this Lease.of the bills therefor. Health Management Systems Corporate Point

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds insureds; with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and ---------------- Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, . or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days days' prior written notice to Landlord by the insurer. Deductible amounts under all insurance policies required to be carried by Tenant shall not exceed Five Thousand Dollars ($5,000.00) per occurrence. All such insurance shall be written on an "occurrence" basis, which shall afford coverage for all claims based on acts, omissions, injury and damage, which occurred or arose (or the onset of which occurred or arose) in whole or in part during the policy period. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage coverage, pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of All insurance policies required to be carried by Tenant under this Lease shall (i) be written by companies rated A8 or better in "Best's Insurance Guide" and Tenant’s procurement and maintenance thereof shall authorized to do business in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall California, (ii) name Landlord, SENTRE Partners, Inc., any lender designated by Landlord, and any subsequent property management company for the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, Project as additional insureds with insureds, (iii) as to liability coverages, be written on an appropriate endorsement "occurrences" basis, (iv) provide that Landlord shall receive at least fifteen (15) days notice from the insurer before any cancellation or change in coverage, and (v) contain a provision that no act or omission of Tenant shall affect or limit the obligation of the insurer to pay the amount of any loss sustained (to the policy(sextent such a provision is included in broad form commercial general liability insurance). All Each such insurance policy shall contain a provision that such policy and the coverage evidenced thereby shall be primary and non-contributing with respect to any policies carried by Landlord and that any coverage carried by Landlord shall be excess insurance. Any deductible amounts under any insurance policies required hereunder shall be subject to Landlord's prior written approval (which shall not be unreasonably withheld) and in any event Tenant shall be with companies having a rating liable for payment of not less than A-VIII same in Best’s Insurance Guidethe event of any casualty. Tenant shall furnish deliver reasonably satisfactory evidence of such insurance to LandlordLandlord on or before the Commencement Date, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after and thereafter at least thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to before the expiration dates of such expiring policies; and, furnish Landlord with renewals or binders. in the event Tenant agrees that if Tenant does not take out and maintain shall fail to procure such insurance or furnish to deliver reasonably satisfactory evidence thereof within five (5) Business Days after written notice from Landlord with renewals or binders in a timely mannerof such failure, Landlord may (but shall not be required to) may, at its option and in addition to Landlord's other remedies in the event of a default by Tenant hereunder, procure said such insurance on for the account of Tenant’s behalf , and charge Tenant the cost thereof, which amount thereof shall be payable paid to Landlord as Additional Charges. Notwithstanding the foregoing, if any such insurance expires without having been renewed by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant Tenant, Landlord shall have the right option in addition to provide Landlord's other remedies to procure such insurance coverage pursuant for the account of Tenant immediately and without notice to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to Landlord as Additional Charges. The limits of the Premises and to Tenant as insurance required by under this LeaseLease shall not limit the liability of Tenant.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof ---------------- shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy Such insurance shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms with insurable interests, as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant ) and shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Additionally, Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as maintain Worker's Compensation required by this Leaselaw and shall provide Landlord with evidence of coverage. Said evidence shall be in the form of a certificate of insurance and shall provide for Landlord to receive thirty (30) days notice of cancellation from the insurer.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, ; certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy Such insurance shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms with insurable interests, as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant ) and shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty fifteen (2015) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Additionally, Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as maintain Worker's Compensation required by this Leaselaw and shall provide Landlord with evidence of coverage. Said evidence shall be in the form of a certificate of insurance and shall provide for Landlord to receive thirty (30) days notice of cancellation from the insurer.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Such insurance shall (i) name Landlord, and any other parties the Landlord Partiesso specifies (including Landlord’s subsidiaries, Landlord’s property managermanagement company, Landlord’s lender(s) and such other persons or firms as asset management company, X.X. Xxxxxx Investment Management Inc. (“JPMIMI”), and, if requested PARK PLACE AT BAY XXXXXXX ZS Pharma, Inc. by Landlord specifies from time to timein writing, Landlord’s mortgagee), as additional insureds with insureds; (ii) be issued by an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies company having a rating of not less than A-VIII A-:VIII or better in Best’s Insurance GuideGuide or which is otherwise acceptable to Landlord and authorized to do business in the State of California; and (iii) be primary and non-contributory when any policy issued to Landlord provides duplicate or similar coverage, and in such circumstance Landlord’s policy will be excess over Tenant’s policy(ies). Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or provide Landlord (and any other modification or cancellation except after parties Landlord has specified as additional insureds) with not less than thirty (30) days days’ prior written notice of any cancellation of, termination of or material change to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance required to be carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, shall deliver certificates of said policies to Landlord at least twenty ten (2010) days prior to the expiration earlier of the Lease Commencement Date or the date Tenant enters or occupies the Premises (in any event, within ten (10) days of the effective date of coverage) and at least fifteen (15) days prior to each renewal of said insurance. In the event Tenant shall fail to procure such insurance, or to deliver such certificates (and such other evidence satisfactory to Landlord of the maintenance of such policiesinsurance), furnish Landlord with renewals Landlord, in addition to any other remedy available pursuant to this Lease or binders. Tenant agrees that if Tenant does not take out otherwise, may, at its option, procure such policies for the account of Tenant, and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount thereof shall be payable by paid to Landlord within five (5) days after delivery to Tenant upon demand with interest of bills therefor, plus an administrative fee of fifteen percent (at the rate set forth in Section 20(e15%) below) from the date of such sums are expendedcost. Tenant shall have the right require any vendors or contractors that it shall hire to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to perform work and/or services on the Premises and to Tenant procure similar insurance, as required by Landlord of Tenant in this Lease, including naming as additional insureds, Landlord and its subsidiaries, Landlord’s property management company, Landlord’s asset management company, JPMIMI, and, if requested in writing by Landlord, Landlord’s mortgagee.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant TENANT hereunder. The Commercial General Liability Such Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) LANDLORD and such other persons or firms with insurable interests, as Landlord LANDLORD specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant insured and shall be with companies having a rating of not less than A-VIII the A+ in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) 30 days prior written notice to Landlord LANDLORD by the insurer. All such policies shall be endorsed to agree that TenantTENANT’s policy is primary and that any insurance carried covered by Landlord LANDLORD is excess and not contributing with any Tenant insurance requirement hereunder. Tenant TENANT shall furnish to LANDLORD, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. TENANT shall, at least twenty (20) 20 days prior to the expiration of such policies, policies furnish Landlord LANDLORD with renewals or binders. Tenant TENANT agrees that if Tenant TENANT does not take out and maintain such insurance or furnish Landlord LANDLORD with renewals or binders in a timely mannerbinders, Landlord LANDLORD may (but shall not be required to) procure said insurance on TenantTENANT’s behalf and charge Tenant TENANT the cost thereof, which amount shall be payable by Tenant TENANT upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant TENANT shall have the right to provide such insurance coverage coverage, pursuant to blanket policies obtained by TenantTENANT, provided such blanket policies expressly afford coverage to the Premises and to Tenant TENANT as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Such insurance shall (i) name Landlord, the Landlord Parties(and if Landlord so elects, Landlord’s property manager, Landlord’s 's partners) and Lanxxxxx'x lender(s) and such other persons or firms as Landlord specifies from time to timeaddixxxxxx insureds thereunder; (ii) specifically cover the liability assumed by Tenant under this Lease, as additional insureds including, but not limited to, Tenant's obligations under Section 10.1 of this Lease; (iii) be issued with an appropriate endorsement insurance company authorized to the policy(s). All such insurance policies carried do business in Indiana and which has a general policy rating of A or better and a financial class of VI or better by Tenant shall be with companies having A.M. Best Company, Inc. (or if a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to LandlordA.M. Best Company Inc. is no longer available, a similar rating from the insurance companies, a similar or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably successor service) or which is otherwise acceptable to Landlord. No such policy shall ; (iv) be cancelable or subject primary insurance as to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and provide that any insurance carried by Landlord is not excess and not is non-contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty of Tenant; (20v) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees provide that if Tenant does not take out and maintain such said insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required tocanceled or coverage changed unless thirty (30) days' prior written notice shall have been given to Landlord and any mortgagee of Landlord; and (vi) contain a cross-liability endorsement or severability of interest clause acceptable to Landlord. Tenant shall deliver said policy or policies or certificates thereof to Landlord on or before the date Tenant takes possession of the Premises and at least thirty (30) days before the expiration dates thereof. In the event Tenant shall fail to procure said insurance on such insurance, or to deliver such policies or certificate, Landlord may, at its option, procure such policies for the account of Tenant’s behalf , and charge Tenant the cost thereof, which amount thereof (and a reasonable administrative fee) shall be payable paid to Landlord within thirty (30) days after delivery to Tenant of bills therefor. Tenant's obligation to carry the insurance required under Section 10.2 may be satisfied by Tenant upon demand with interest (at inclusion of the rate Premises within the coverage of a so-called "blanket" policy or policies of insurance, provided that the coverage afforded Landlord will not be diminished by reason thereof and that the requirements set forth in this Section 20(e) below) from the date such sums 10.4 are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Leaseotherwise satisfied.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII VTII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty ten (2010) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannermanner and the same is not corrected within five (5) days following Tenant’s receipt of written notice thereof from Landlord, then Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary as to claims arising within the Premises and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, upon notice to Tenant and the expiration of a three (3) business day cure period, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other entities, persons or firms as Landlord specifies from time to timetime in writing to Tenant, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII VI in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunderhereunder and shall name Landlord as an additional insured. Tenant shall, at least twenty within ten (2010) days prior to of the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) ), procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon within ten (10) business days of demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to timehaving an interest in the Project, as additional insureds insureds’ with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty ten (3010) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty ten (2010) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time All insurance required to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies be carried by Tenant hereunder shall be with companies having a rating of not less than A-VIII rated. A+ Class VII or better in Best’s 's Insurance Guide. Tenant Guide (or such larger Class as Landlord may determine appropriate in the event Tenant's use creates an unusual or greater than normal insurance risk) and shall furnish be on forms and with loss payable clauses satisfactory to LandlordLandlord naming Landlord and any persons, from films, or corporations designated by Landlord as an additional insured as its interest may appear, and copies of policies of such insurance or certificates issued by the insurance companies, or cause company evidencing the existence and amounts of such insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable delivered to LandlordLandlord by Tenant at least fifteen (15) days prior to Tenant occupying the Premises. All such policies shall be written as primary policies, not contributing with and not in excess of coverage which Landlord may carry. No such policy policies shall be cancelable (or subject to reduction of coverage or other modification or cancellation reduced), except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunderLandlord. Tenant shall, at least twenty thirty (2030) days prior to the expiration of such policies, furnish Landlord with renewals or "binders. Tenant agrees that if Tenant does not take out and maintain " thereof or Landlord may order such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereofthereof to Tenant, which amount shall be payable by Tenant upon demand with and shall bear interest (at the rate set forth provided for Past Due Obligations as provided in Section 20(e) below) 20.14 from the date such sums are expendedof payment by Landlord. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, Tenant provided such blanket policies expressly afford coverage to the Premises and to Tenant the Landlord as required by this LeaseLease and contains the other requirements set forth herein.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII B+ in Best’s Insurance GuideGuide (provided that Tenant covenants to cause its insurance company to have a rating of not less than A-/VIII by May 1, 2004). Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlordin no event exceed $5,000.00. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) 20E below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits All policies shall be written in a form satisfactory to Landlord and shall be maintained with insurance companies holding a “General Policyholder’s Rating” of policies A, and Tenant’s procurement and maintenance thereof shall in no event limit the liability a financial rating of Tenant hereunder. The Commercial General Liability Insurance policy shall name LandlordX, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to timebetter, as additional insureds with an appropriate endorsement to set forth in the policy(s)most current issue of “Best’s Insurance Guide”. All such insurance Insurance policies carried by Tenant hereunder shall (i) name Landlord and if requested, Landlord’s lenders) as an additional insured and provide certificate(s) of insurance thereof to Landlord’s lenders) if applicable, (ii) be ant occurrence policy (or policies), (iii) specifically cover the liability assumed by Tenant under this Lease including, but not limited to, Tenant’s obligations under Section 8.4 and Section 12.7 hereof, (iv) be primary insurance as to all claims thereunder and provide that any insurance carried by Landlord is excess and noncontributing with companies having any insurance required of Tenant, and (v) contain a rating cross-liability endorsement or severability of not less than A-VIII in Best’s Insurance Guideinterest clause acceptable to Landlord. Tenant shall furnish deliver to Landlord and Landlord, from ’s lenders) if applicable copies of policies or original certificates evidencing the insurance companies, or cause existence of the insurance companies to furnish, certificates amounts and forms of coverage. The deductible under each such policy shall be reasonably acceptable coverage satisfactory to Landlord. No such policy shall be cancelable or subject to reduction of reducible in coverage or other modification or cancellation except after alter thirty (30) days days’ prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunderLandlord. Tenant shall, at least twenty within ten (2010) days prior to the expiration of such policies, furnish Landlord with renewals or “binders. Tenant agrees that if Tenant does not take out and maintain ” thereof, or Landlord may order such insurance and charge the cost thereof to Tenant as Additional Rent. Notwithstanding anything to the contrary contained herein, Tenant’s obligation to carry insurance may be satisfied by coverage under a so-called “blanket policy” or furnish policies of insurance; provided, however, that all insurance certificates provided by Tenant to Landlord pursuant to Section 4.6 herein shall reflect that Tenant has been afforded coverage specifically with renewals or binders in a timely mannerrespect to the Premises, Landlord and Landlord’s mortgagee(s) or beneficiary(ies) shall be named as additional insured’s as their interests may (but appear, the coverage afforded Landlord shall not be required to) procure said insurance on Tenant’s behalf reduced or diminished and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate requirements set forth in Section 20(e) below) from the date such sums are expended. Tenant this Lease shall have the right to provide such insurance coverage pursuant to blanket policies obtained be otherwise satisfied by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Leasepolicy or policies.

Form of Policies. All insurance policies required to be carried by Tenant under this Lease shall (i) be written by companies rated A/XII or better in “Best’s Insurance Guide” and authorized to do business in Utah, (ii) name Landlord, and any other parties designated by Landlord as additional insureds, (iii) as to liability coverages, be written on an “occurrences” basis, (iv) provide that Landlord shall receive thirty (30) days’ notice from the insurer before any cancellation or change in coverage, and (v) contain a provision that no act or omission of Tenant shall affect or limit the obligation of the insurer to pay the amount of any loss sustained. Each such policy shall contain a provision that such policy and the coverage evidenced thereby shall be primary and non-contributing with respect to any policies carried by Landlord and that any coverage carried by Landlord shall be excess insurance. Any deductible amounts under any insurance policies required hereunder shall be subject to Landlord’s prior written approval (which shall not be unreasonably withheld) and in any event Tenant shall be liable for payment of same in the event of any casualty. If requested by Landlord, Tenant shall deliver reasonably satisfactory evidence of such insurance to Landlord; and, in the event Tenant shall fail to procure such insurance or to deliver reasonably satisfactory evidence thereof within five (5) business days after written notice from Landlord of such failure, If any such insurance expires without having been renewed by Tenant or if Tenant at any time during the Term of this Lease fails to procure such insurance, Landlord shall have the option in addition to Landlord’s other remedies and upon not less than five (5) days’ notice to Tenant to procure such insurance for the account of Tenant, and the cost thereof shall be paid to Landlord as Additional Charges. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof the insurance required under this Lease shall in no event not limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, such of the Landlord PartiesParties as Landlord shall designate in writing, Landlord’s property manager, such of Landlord’s lender(s) as Landlord shall designate in writing and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlordcommercially reasonable. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty ten (2010) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) upon not less than five (5) business days’ notice to Tenant procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time required to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried be maintained by Tenant pursuant to Paragraphs 8.2(a), (b), (c), (d), (e), and (f) above shall be with companies having a Best Insurance Guide rating of not less than A-VIII A- VII or better and be on forms, with deductible amounts (if any), and loss payable clauses (as to the insurance referred to in BestParagraph 8.2(a) applicable to leasehold improvements installed by Tenant as Tenant’s Insurance Guide. Tenant shall furnish sole cost) reasonably satisfactory to Landlord, from shall include Landlord and the beneficiary or mortgagee of any deed of trust or mortgage encumbering the Premises and/or the Land as additional insureds (with regard to the insurance companies, or cause described in Paragraphs 8.2 and loss payees (with regard to the insurance companies described in Paragraphs 8.2(a), (c) and (f), and shall provide that such parties may, although additional insureds or loss payees, recover for any loss suffered by the negligence of Tenant or any Tenant Related Parties subject to furnish, certificates Paragraph 8.6 of coveragethis Lease. The deductible under each such policy Certificates of insurance for the policies to be required by Tenant to include additional insured endorsements shall be reasonably acceptable delivered to Landlord. No such Landlord prior to the Commencement Date; a new policy or certificate shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice delivered to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration date of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedold policy. Tenant shall have the right to provide such insurance coverage which it is obligated to carry pursuant to the terms hereof in a blanket policies obtained by Tenantpolicy, provided such blanket policies policy expressly afford affords coverage to the Premises and Common Area and to Tenant as required by this Lease. Tenant shall endeavor in good faith to provide Landlord and any beneficiary or mortgagee of a deed of trust or mortgage encumbering the Premises and/or the Land in writing of any delinquency in premium payments and at least ten (10) days prior to any cancellation or material modification of any policy. Tenant’s policies shall provide coverage on an occurrence basis and not on a claims made basis. In no event shall the limits of any policies maintained by Tenant be considered as limiting the liability of Tenant under this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant under this Lease. Such insurance shall: (i) (with respect to the property and liability insurance required to be maintained by Tenant hereunder. The Commercial General Liability Insurance policy shall ), name Landlord and Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, ground lessor(s) as additional named insureds as their respective interests may appear, including without limitation one or more loss payee endorsements on the property insurance in favor of the holders of any mortgages or deeds of trust encumbering the interest of Landlord in the Demised Premises or the ground or underlying lessors of the Land, or any portion thereof (except with an appropriate endorsement respect to Tenant's business interruption insurance provided in Tenant's property insurance), (ii) specifically cover the policy(s). All such insurance policies carried liability assumed by Tenant shall under this Lease, including, but not limited to, Tenant's obligations under Section 8.1 of this Lease, (iii) be with companies issued by an insurance company having a rating of not less than A-VIII X in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, Guide or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably which is otherwise acceptable to Landlord. No such policy shall Landlord and licensed to do business in the State in which the Demises Premises is located, (iv) be cancelable or subject primary insurance as to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and that any insurance carried by Landlord is excess and not non-contributing with any Tenant insurance requirement hereunderof Tenant, (v) provide that said insurance shall not be cancelled or coverage changed unless thirty (30) days' prior written notice shall have been given to Landlord and any lender or ground lessor of Landlord's, (vi) contain in the liability insurance policy a cross liability endorsement or severability of interest clause acceptable to Landlord and (vii) shall not have a deductible in excess of $25,000. Tenant shall deliver said policy or policies or certificates thereof to Landlord on or before the Lease Commencement Date and at least thirty (30) days before the expiration dates thereof. Tenant shall, at least twenty (20) days prior Tenant's sole cost and expense, comply with all insurance company requirements pertaining to the expiration Demised Premises. Tenant, at Tenant's expense, shall comply with all rules, orders, regulations or requirements of such policies, furnish the American Insurance Association (formerly the National Board of Fire Underwriters) and with any similar body. Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at entitled to increase any or all of the rate set forth minimum insurance coverages provided for in Section 20(e) below) from this Lease to such higher amounts as Landlord shall deem, in its good faith determination, to be appropriate, provided such higher amounts are typically required to be carried on similar commercial properties in the date such sums are expendedNew York metropolitan area. Tenant shall have the right to provide such insurance coverage for which it is obligated pursuant to Article 8 in a blanket policies obtained by Tenantpolicy, provided such blanket policies policy expressly afford affords coverage to in the Demised Premises and to Tenant Landlord as required herein and that such coverage shall be property specific and shall not be limited in amount by this Leaseclaims at other properties under such blanket insurance policy.

Form of Policies. The aforementioned minimum limits of All insurance policies required to be ---------------- carried by Tenant under this Lease shall (i) be written by companies rated A 10 or better in "Best's Insurance Guide" and Tenant’s procurement and maintenance thereof shall authorized to do business in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall California, (ii) name Landlord, the Sentre Partners Inc., and any other parties designated by Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with insureds, (iii) as to liability coverages, be written on an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant "occurrences" basis, (iv) provide that Landlord shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after receive at least thirty (30) days prior written notice from the insurer before any cancellation or change in coverage, and (v) contain a provision that no act or omission of Tenant shall affect or limit the obligation of the insurer to Landlord by pay the insureramount of any loss sustained. All Each such policies policy shall contain a provision that such policy and the coverage evidenced thereby shall be endorsed primary and non-contributing with respect to agree that Tenant’s policy is primary any policies carried by Landlord and that any insurance coverage carried by Landlord is shall be excess insurance. Any deductible amounts under any insurance policies required hereunder shall be subject to Landlord's prior written approval (which shall not be unreasonably withheld) and not contributing with in any event Tenant insurance requirement hereundershall be liable for payment of same in the event of any casualty. Tenant shallshall deliver reasonably satisfactory evidence of such insurance to Landlord on or before the Commencement Date, and thereafter at least twenty thirty (2030) days prior to before the expiration dates of such expiring policies; and, furnish Landlord with renewals or binders. in the event Tenant agrees that if Tenant does not take out and maintain shall fail to procure such insurance or furnish to deliver reasonably satisfactory evidence thereof within five (5) business days after written notice from Landlord with renewals or binders of such failure, landlord may, at is option and in addition to Landlord's other remedies in the event of a timely mannerdefault by Tenant hereunder, Landlord may (but shall not be required to) procure said such insurance on for the account of Tenant’s behalf , and charge Tenant the cost thereof, which amount thereof shall be payable paid to Landlord as Additional Charges. Notwithstanding the foregoing, if any such insurance expires without having been renewed by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant Xxxxxx, Xxxxxxxx shall have the right option in addition to provide Landlord's other remedies to procure such insurance coverage pursuant for the account of Tenant immediately and without notice to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to Landlord as Additional Charges. The limits of the Premises and to Tenant as insurance required by under this LeaseLease shall not limit the liability of Tenant.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage below the limits described in Section 14(a) above or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary as to claims within the Premises and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals renewal certificates or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals renewal certificates or binders in a timely mannerbinders, Landlord may (but shall not be required to) upon prior notice to Tenant and the expiration of a five (5) day cure period procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Tenant’s liability insurance shall (i) name Landlord, the Landlord Parties, Landlord’s property manager, lender and Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to timemanaging agent, if any, as an additional insureds with an appropriate endorsement to insured; (ii) specifically cover the policy(s). All such insurance policies carried liability assumed by Tenant shall under this Lease, including, but not limited to, Tenant’s obligations under Section 10.1 of this Lease; (iii) be with companies issued by an insurance company having a rating of not less than A-VIII VII in Best’s Insurance Guide. Tenant shall furnish Guide and licensed to Landlord, from do business in the Commonwealth of Massachusetts; (iv) be primary insurance companies, or cause the insurance companies as to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and provide that any insurance carried by Landlord is excess and not is non-contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty of Tenant; and (20v) days provide that Tenant’s insurance carrier shall endeavor to give Landlord ten (10) days’ written notice prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance being canceled or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedcoverage reduced. Tenant shall have deliver evidence of such coverage to Landlord on or before the right Lease Commencement Date and at the time of any renewal thereof. In the event Tenant shall fail to procure such insurance, or to deliver such evidence, including a certificate of insurance, Landlord may, at its option, if Tenant fails to provide evidence of such insurance coverage pursuant to blanket within five (5) business days after notice from Landlord, procure such policies obtained by for the account of Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to the Premises and Landlord within five (5) business days after delivery to Tenant as required by this Leaseof bills therefor.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII VHI in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) 20E below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) 20E below) from the date such sums are expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII B+ VII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under Tenant shall request that each such policy insurer shall be reasonably acceptable provide (30) days' prior written notice to Landlord. No such policy shall be cancelable or subject Landlord prior to any reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. Deductible amounts under all insurance policies required to be carried by Tenant shall not exceed Five Thousand Dollars ($5,000.00) per occurrence. All commercial general liability and property damage insurance shall be written on an "occurrence" basis, which shall afford coverage for all claims based on acts, omissions, injury and damage, which occurred or arose (or the onset of which occurred or arose) in whole or in part during the policy period. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage coverage, pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof insurance shall be issued by companies authorized to do business in no event limit the liability State of Arizona. Tenant hereundershall have the right to provide insurance coverage pursuant to blanket policies obtained by Tenant if the blanket policies expressly afford coverage required by this Section 13. The Commercial General Liability Insurance policy All insurance policies required to be carried by Tenant under this Lease (except for worker’s compensation insurance) shall (i) name Landlord, the and any lender of Landlord Parties, designated by Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with insureds, (ii) as to liability coverages, be written on an appropriate endorsement to the policy(s). All such insurance policies carried by “occurrence” basis, and (iii) contain a provision that no act or omission of Tenant shall be with companies having a rating affect or limit the obligation of not less than A-VIII in Best’s Insurance Guidethe insurer to pay the amount of any loss sustained. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after provide Landlord with no less than thirty (30) days prior written notice of any cancellation or change in the insurance coverages required hereunder. Each such policy shall contain a provision that such policy and the coverage evidenced thereby shall be primary and non-contributing with respect to any policies carried by Landlord. Tenant shall deliver reasonably satisfactory evidence of such insurance to Landlord by on or before the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary Commencement Date, and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, thereafter at least twenty thirty (2030) days prior to before the expiration dates of expiring policies. At Landlord’s request, Tenant shall deliver to Landlord copies of such policies. Notwithstanding the foregoing, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain any such insurance or furnish Landlord with renewals or binders in a timely mannerexpires without having been renewed by Tenant, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right option in addition to provide Landlord’s other remedies to procure such insurance coverage pursuant for the account of Tenant immediately and without notice to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to Landlord as Additional Rent. The limits of the Premises and to Tenant as insurance required by under this LeaseLease shall not limit the liability of Tenant.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with issued by companies having a rating of not less than A-VIII authorized to do business in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause State in which the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy Building is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedlocated. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such Tenant if the blanket policies expressly afford coverage to the Premises and to Tenant as required by this LeaseArticle 15. All insurance policies required to be carried by Tenant under this Lease (except for worker’s compensation insurance) shall (i) name Landlord, and any other parties designated by Landlord as additional insureds, (ii) as to liability coverages, be written on an “occurrence” basis, (iii) provide that Landlord shall receive thirty (30) days notice from the insurer before any cancellation or change in coverage, and (iv) contain a provision that no act or omission of Tenant shall affect or limit the obligation of the insurer to pay the amount of any loss sustained. Each such policy shall contain a provision that such policy and the coverage evidenced thereby shall be primary and non-contributing with respect to any policies carried by Landlord. Tenant shall deliver reasonably satisfactory evidence of such insurance to Landlord prior to performing any work at the Property or taking occupancy of any part of the Premises, and thereafter at least thirty (30) days before the expiration dates of expiring policies. At Landlord’s request, Tenant shall deliver to Landlord copies of such policies. Notwithstanding the foregoing, if any such insurance expires without having been renewed by Tenant, Landlord shall have the option in addition to Landlord’s other remedies to procure such insurance for the account of Tenant immediately and without notice to Tenant, and the cost thereof shall be paid to Landlord as Additional Rent. The limits of the insurance required under this Lease shall not limit the liability of Tenant.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy Such insurance shall (i) name Landlord, the Landlord Parties, and Landlord’s property manager, Landlord’s lender(smanager (and any lender or lenders designated by Landlord to Tenant) and such other persons or firms as Landlord specifies from time to time, as additional insureds with (such requirement shall not apply to worker’s compensation insurance); (ii) be written on an appropriate endorsement to “occurrence” basis and have a deductible which does not exceed the policy(s). All such deductible amount(s) maintained by similarly situated tenants in other Comparable Buildings; (iii) be issued by an insurance policies carried by Tenant shall be with companies company having a rating of not less than A-VIII X in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, Guide or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably which is otherwise acceptable to Landlord. No such policy shall Landlord and licensed to do business in the State of California; (iv) be cancelable or subject primary insurance as to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and provide that any insurance carried by Landlord is excess and not is non-contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty of Tenant; (20v) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees include an endorsement providing that if Tenant does not take out and maintain such said insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be canceled unless thirty (30) days’ prior written notice shall have been given to Landlord; and (vi) contain a separation of insureds endorsement acceptable to Landlord. The cost of defending any claims made against any of the policies required toto be carried by Tenant shall not be included in any of the limits of liability for such policies. It is the specific intent of Landlord and Tenant that all insurance held by Landlord (or the Landlord Parties, as applicable) procure shall be excess above the insurance required to be obtained by Tenant under this Lease. Tenant shall deliver said policies or certificates thereof to Landlord on or before the date Tenant takes possession of the Premises for any purpose and at least thirty (30) days before the expiration dates thereof. Each certificate of insurance shall name Landlord as the certificate holder. Tenant shall either provide Landlord with a blanket additional insured endorsement which evidences the fact that each of the parties named above is covered as an additional insured on Tenant’s behalf and charge Tenant the cost thereofCommercial General Liability Insurance policy required under Section 10.3.1 or originals of the endorsements to the Commercial General Liability Insurance policy providing equivalent or greater coverage than that provided by ISO Form CG 20 10 11 85, which amount shall include the following exact wording: It is agreed that Dublin Corporate Center Owner LLC, Xxxxx Interests Limited Partnership, and their respective members, managers, partners, officers, directors, affiliates, agents, employees, successors and assigns are additional insureds. The coverage under this policy is primary insurance with respect to liability arising out of the occupancy, maintenance or use of the premises leased to DOMA HOLDINGS, INC., a Delaware corporation. Such endorsements must be payable separate from certificates of insurance. Unless Tenant provides Landlord with a blanket additional insured endorsement which evidences the fact that each of the parties listed above is covered as an additional insured on the CGL policy required above, it is not acceptable to have the above-referenced language typed or written on the certificates of insurance in lieu of providing Landlord with the required endorsements. Each certificate of insurance and endorsement required hereunder must have an original signature. Rubber stamped signatures will not be accepted. Should Tenant at any time fail to provide the insurance required by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date this Lease, or should such sums are expended. Tenant insurance be cancelled, Landlord shall have the right (after giving Tenant five (5) days’ notice, with opportunity to provide cure such insurance coverage pursuant failure or cancellation), but not the duty, to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to procure the Premises same and to Tenant shall pay the cost thereof as required by this LeaseAdditional Rent within ten days after Landlord’s demand.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, ; certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.. (e)

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord landlord with renewals or binders in a timely manner, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are ate expended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy under this Lease and Landlord makes no representation or guaranty that the insurance required under this Lease shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons be sufficient or firms as Landlord specifies from time adequate to time, as additional insureds with an appropriate endorsement to the policy(s)protect Tenant. All such insurance policies carried shall (a) be issued by Tenant shall be with companies an insurance company having a rating of not less than A-VIII X in Best’s Insurance GuideGuide or which is otherwise acceptable to Landlord and licensed to do business in the State where the Building is located; and (b) provide that said insurance shall not be canceled or coverage changed unless thirty (30) days’ prior written notice shall have been given to Landlord and the other additional insureds thereunder designated by Landlord. In addition, the insurance described in Section 10.2.1 above shall (i) name Landlord, any mortgage holder, and any other party specified by Landlord, as an additional insured; (ii) specifically cover the liability assumed by Tenant shall furnish under this Lease including, but not limited to, Tenant’s obligations under Section 10.1 of this Lease; (iii) be primary insurance as to all claims thereunder and provide that any insurance required by Landlord is excess and is non-contributing with any insurance requirement of Tenant; and (iv) contain a cross-liability endorsement or severability of interest clause acceptable to Landlord, from . The insurance described in Section 10.2.2 shall name Landlord and any other party specified by Landlord as loss-payee as to all items referred to in clause (b) of Section 10.2.2 and the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy described in Sections 10.2.2 and 10.2.3 shall be have deductibles reasonably acceptable to Landlord. No such policy Tenant shall be cancelable deliver all policies or subject certificates thereof to reduction Landlord on or before Landlord’s delivery of coverage the Premises to Tenant or other modification or cancellation except after the Lease Commencement Date, whichever first occurs, and at least thirty (30) days before the expiration dates thereof. All policies and certificates shall provide that Landlord will be given at least thirty (30) days’ prior written notice from the insurer of any cancellation, termination, non-renewal or any material change in coverage as required in this Lease. The words “endeavor to” and “but failure to mail such notice shall impose no obligation or liability of any kind upon the company, its agents or representatives” shall be deleted from the policy or certificate form’s cancellation provision. Failure of Landlord by to demand such certificate or other evidence of full compliance with these insurance requirements or failure of Landlord to identify a deficiency from evidence that is provided shall not be construed as a waiver of Tenant’s obligation to maintain such insurance. In the insurer. All event Tenant shall fail to procure such insurance, or to deliver such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannercertificate, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge deny Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant shall have the right to provide occupy the Premises until such insurance coverage pursuant to blanket time as Tenant makes such deliveries (which denial shall have no effect upon the Lease Commencement Date) and/or procure such policies obtained by for the account of Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to the Premises and Landlord as Additional Rent within five (5) days after delivery to Tenant as required by this Leaseof the bills therefor.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant TENANT hereunder. The Commercial General Liability Such Insurance policy shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) LANDLORD and such other persons or firms with insurable interests, as Landlord LANDLORD specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant insured and shall be with companies having a rating of not less than A-VIII the A+ in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) 30 days prior written notice to Landlord LANDLORD by the insurer. All such policies shall be endorsed to agree that Tenant’s TENANT's policy is primary and that any insurance carried covered by Landlord LANDLORD is excess and not contributing with any Tenant insurance requirement hereunder. Tenant TENANT shall furnish to LANDLORD, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. TENANT shall, at least twenty (20) 20 days prior to the expiration of such policies, policies furnish Landlord LANDLORD with renewals or binders. Tenant TENANT agrees that if Tenant TENANT does not take out and maintain such insurance or furnish Landlord LANDLORD with renewals or binders in a timely mannerbinders, Landlord LANDLORD may (but shall not be required to) procure said insurance on Tenant’s TENANT's behalf and charge Tenant TENANT the cost thereof, which amount shall be payable by Tenant TENANT upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant TENANT shall have the right to provide such insurance coverage coverage, pursuant to blanket policies obtained by TenantTENANT, provided such blanket policies expressly afford coverage to the Premises and to Tenant TENANT as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days days' prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section Article 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of All insurance policies required to be carried by Tenant under this Lease shall (i) be written by companies rated A10 or better in "Best's Insurance Guide" and Tenant’s procurement and maintenance thereof shall authorized to do business in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall California, (ii) name Landlord, the SENTRE Partners, Inc. and any other parties designated by Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with insureds, (iii) as to liability coverages, be written on an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant "occurrences" basis, (iv) provide that Landlord shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after receive at least thirty (30) days prior written notice from the insurer before any cancellation or change in coverage, and (v) contain a provision that no act or omission of Tenant shall affect or limit the obligation of the insurer to Landlord by pay the insureramount of any loss sustained. All Each such policies policy shall contain a provision that such policy and the coverage evidenced thereby shall be endorsed primary and non-contributing with respect to agree that Tenant’s policy is primary any policies carried by Landlord and that any insurance coverage carried by Landlord is shall be excess insurance. Any deductible amounts under any insurance policies required hereunder shall be subject to Landlord's prior written approval (which shall not be unreasonably withheld) and not contributing with in any event Tenant insurance requirement hereundershall be liable for payment of same in the event of any casualty. Tenant shallshall deliver reasonably satisfactory evidence of such insurance to Landlord on or before the Commencement Date, and thereafter at least twenty thirty (2030) days prior to before the expiration dates of such expiring policies; and, furnish Landlord with renewals or binders. in the event Tenant agrees that if Tenant does not take out and maintain shall fail to procure such insurance or furnish to deliver reasonably satisfactory evidence thereof within five (5) business days after written notice from Landlord with renewals or binders in a timely mannerof such failure, Landlord may (but shall not be required to) may, at its option and in addition to Landlord's other remedies in the event of a default by Tenant hereunder, procure said such insurance on for the account of Tenant’s behalf , and charge Tenant the cost thereof, which amount thereof shall be payable paid to Landlord as Additional Charges. Notwithstanding the foregoing, if any such insurance expires without having been renewed by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Tenant Tenant, Landlord shall have the right option in addition to provide Landlord's other remedies to procure such insurance coverage pursuant for the account of Tenant immediately and without notice to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to Landlord as Additional Charges. The limits of the Premises and insurance required under this Lease shall not limit the liability of Tenant. Tenant's obligation to Tenant as required by this Leasecarry insurance set forth herein shall commence on the Commencement Date.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s 's procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s 's property manager, Landlord’s 's lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s 's Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days days' prior written notice to Landlord by the insurer. Deductible amounts under all insurance policies required to be carried by Tenant shall not exceed Five Thousand Dollars ($5,000.00) per occurrence. All such insurance shall be written on an "occurrence" basis, which shall afford coverage for all claims based on acts, omissions, injury and damage, which occurred or arose (or the onset of which occurred or arose) in whole or in part during the policy period. All such policies shall be endorsed to agree that Initials: ------- ------- Tenant’s 's policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s 's behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage coverage, pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s ---------------- Tenant`s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder; provided that notwithstanding the foregoing, nothing contained herein shall be construed to nullify the provisions of Section 14(d) hereof. The Commercial General Liability Insurance policy shall name Landlord, the Landlord Parties, Landlord’s `s property manager, Landlord’s Landlord `s lender(s) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant shall be with companies having a rating of not less than A-VIII in Best’s Best `s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s Tenant `s policy is primary and that any insurance carried by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s Tenant `s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expendedextended. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as required by this Lease.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof shall in no event limit the liability of Tenant hereunder. The Commercial General Liability Insurance policy Such insurance shall name Landlord, the Landlord Parties, Landlord’s property manager, Landlord’s lender(s) and such other persons or firms with insurable interests, as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to the policy(s). All such insurance policies carried by Tenant ) and shall be with companies having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably acceptable to Landlord. No such policy shall be cancelable or subject to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary and that any insurance carried covered by Landlord is excess and not contributing with any Tenant insurance requirement hereunder. Tenant shall, at least twenty (20) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees that if Tenant does not take out and maintain such insurance or furnish Landlord with renewals or binders in a timely mannerbinders, Landlord may (but shall not be required to) procure said insurance on Tenant’s behalf and charge Tenant the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate set forth in Section 20(e) below) from the date such sums are expended. Additionally, Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by Tenant, provided such blanket policies expressly afford coverage to the Premises and to Tenant as maintain Worker’s Compensation required by this Leaselaw and shall provide Landlord with evidence of coverage. Said evidence shall be in the form of a certificate of insurance and shall provide for Landlord to receive thirty (30) days notice of cancellation from the insurer.

Form of Policies. The aforementioned minimum limits of policies and Tenant’s procurement and maintenance thereof of insurance required of Tenant under this Lease shall in no event limit the liability of Tenant hereunderunder this Lease. The Commercial General Liability Insurance policy shall Such insurance shall, by endorsement, (i) name Landlord, and any other party the Landlord Partiesso specifies, as an additional insured, including Landlord’s property managermanaging agent, Landlord’s lender(sif any; (ii) and such other persons or firms as Landlord specifies from time to time, as additional insureds with an appropriate endorsement to specifically cover the policy(s). All such insurance policies carried liability assumed by Tenant shall under this Lease, including, but not limited to, Tenant’s obligations under Section 10.1 of this Lease; (iii) be with companies issued by an insurance company having a rating of not less than A-VIII in Best’s Insurance Guide. Tenant shall furnish to Landlord, from the insurance companies, Guide or cause the insurance companies to furnish, certificates of coverage. The deductible under each such policy shall be reasonably which is otherwise acceptable to Landlord. No such policy shall Landlord and licensed to do business in the State of California; (iv) be cancelable or subject primary insurance as to reduction of coverage or other modification or cancellation except after thirty (30) days prior written notice to Landlord by the insurer. All such policies shall be endorsed to agree that Tenant’s policy is primary all claims thereunder and provide that any insurance carried by Landlord is excess and not is non-contributing with any Tenant insurance requirement hereunder. Tenant shallof Tenant; (v) be in form and content reasonably acceptable to Landlord; and (vi) contain a cross-liability endorsement or severability of interest clause acceptable to Landlord, at least twenty (20vii) days prior to the expiration of such policies, furnish Landlord with renewals or binders. Tenant agrees provide that if Tenant does not take out and maintain such said insurance or furnish Landlord with renewals or binders in a timely manner, Landlord may (but shall not be required tocanceled or coverage changed unless thirty (30) procure said insurance on days’ prior written notice shall have been given to Landlord and any mortgagee of Landlord, the identity of whom has been provided to Tenant in writing; provided, however, that if Tenant’s behalf and charge insurance carrier will not provide such notice to Landlord, then Tenant must provide such written notice to Landlord within the cost thereof, which amount shall be payable by Tenant upon demand with interest (at the rate time frame set forth in Section 20(e) below) from the date such sums are expendedabove. Tenant shall have deliver said policy or policies or certificates thereof to Landlord on or before the right Lease Commencement Date and at least ten (10) days before the expiration dates thereof. In the event Tenant shall fail to provide procure such insurance coverage pursuant insurance, or to blanket deliver such policies obtained by or certificate, Landlord may, at its option, procure such policies for the account of Tenant, provided such blanket policies expressly afford coverage and the cost thereof shall be paid to the Premises and Landlord within thirty (30) days after delivery to Tenant as required by this Leaseof bills therefor.