Fixed Annuity Payments. The Table of Fixed Annuity Payment Factors shows the guaranteed amount of the fixed portion of the monthly annuity payments for each $1,000 applied. The factors in this table are based on the 1983a Individual Annuity Mortality Table with interest at the rate of 2 1/2% a year. The guaranteed amount of the fixed portion of the annuity payments will depend on the adjusted age of the Measuring Person on the date the first annuity payment is due. The adjusted age is determined from the actual age on the Measuring Person's birthday nearest the date the first annuity payment is due, by subtracting one year for each complete 10 year period elapsed since the Date of Issue. TABLE OF FIRST VARIABLE ANNUITY PAYMENT FACTORS Monthly life annuity with payments on a variable basis for each $1,000 applied. -------------------------------------------------------------------------------- Option A(Variable) Option B (Variable) Life Annuity Without Life Annuity with Payments Further Payment on Death Adjusted for a Guaranteed Period of Measuring Person Age of Measuring ----------------------------------------------------------------- ---------------------------- Person on Birthday 5 Years 10 Years 20 Years Nearest Date ------- -------- -------- of First Payment Male Female Male Female Male Female Male Female ---------------- ---- ------ ---- ------ ---- ------ ---- ------ 55 4.50 4.13 4.46 4.11 4.32 4.05 4.51 4.13 56 4.58 4.19 4.54 4.18 4.38 4.10 4.59 4.20 57 4.67 4.26 4.62 4.24 4.44 4.16 4.68 4.27 58 4.76 4.33 4.71 4.31 4.50 4.22 4.78 4.34 59 4.86 4.41 4.80 4.39 4.57 4.28 4.88 4.42 60 4.96 4.49 4.90 4.46 4.63 4.35 4.98 4.50 61 5.08 4.58 5.00 4.55 4.70 4.41 5.10 4.59 62 5.20 4.67 5.11 4.64 4.77 4.48 5.22 4.69 63 5.32 4.77 5.23 4.73 4.84 4.55 5.36 4.79 64 5.46 4.88 5.35 4.83 4.91 4.62 5.50 4.89 65 5.61 4.99 5.47 4.94 4.97 4.69 5.65 5.01 66 5.76 5.11 5.61 5.05 5.04 4.77 5.81 5.13 67 5.93 5.24 5.74 5.17 5.11 4.84 5.99 5.27 68 6.10 5.38 5.89 5.29 5.17 4.92 6.17 5.41 69 6.29 5.53 6.04 5.43 5.24 5.00 6.37 5.56 70 6.49 5.69 6.20 5.57 5.30 5.07 6.59 5.73 71 6.69 5.86 6.36 5.72 5.35 5.15 6.81 5.91 72 6.91 6.05 6.52 5.88 5.41 5.22 7.05 6.10 73 7.14 6.25 6.69 6.04 5.46 5.29 7.31 6.32 74 7.39 6.46 6.87 6.22 5.50 5.35 7.58 6.55 75 7.65 6.70 7.05 6.40 5.54 5.41 7.88 6.79 76 7.92 6.94 7.23 6.59 5.58 5.47 8.19 7.06 77 8.21 7.20 7.41 6.78 5.61 5.52 8.53 7.35 78 8.52 7.48 7.59 6.98 5.64 5.56 8.90 7.66 79 8.84 7.78 7.78 7.19 5.67 5.61 9.29 8.00 80 9.17 8.10 7.96 7.40 5.69 5.64 9.71 8.36 81 9.52 8.44 8.14 7.61 5.71 5.67 10.16 8.76 82 9.88 8.81 8.31 7.82 5.73 5.70 10.64 9.20 83 10.26 9.19 8.48 8.03 5.74 5.72 11.16 9.67 84 10.65 9.59 8.64 8.23 5.74 5.73 11.71 10.18 85 and over 11.05 10.02 8.79 8.42 5.75 5.74 12.30 10.74 15 V1599K TABLE OF FIXED ANNUITY PAYMENT FACTORS Monthly life annuity with payments on a fixed basis for each $1,000 applied. --------------------------------------------------------------------------------
Appears in 1 contract
Fixed Annuity Payments. The Table of Fixed Annuity Payment Factors shows the guaranteed amount of the fixed portion of the monthly annuity payments for each $1,000 applied. The factors in this table are based on the 1983a Individual Annuity Mortality Table with interest at the rate of 2 1/2% a year. The guaranteed amount of the fixed portion of the annuity payments will depend on the adjusted age of the Measuring Person on the date the first annuity payment is due. The adjusted age is determined from the actual age on the Measuring Person's birthday nearest the date the first annuity payment is due, by subtracting one year for each complete 10 year period elapsed since the Date of Issue. TABLE OF FIRST VARIABLE ANNUITY PAYMENT FACTORS Monthly life annuity with payments on a variable basis for each $1,000 applied. -------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Option A(VariableB (Variable) Option B A (Variable) Life Annuity Without Life Annuity with Payments Further Payment on Death Adjusted for a Guaranteed Period of Measuring Person Age of Measuring ----------------------------------------------------------------- ---------------------------- --------------------------------------------------------------------- --------------------------- Person on Birthday 5 Years 10 Years 20 Years Nearest Date ------- -------- -------- of First Payment Male Female Male Female Male Female Male Female ---------------- ---- ------ ---- ------ ---- ------ ---- ------ 55 4.50 4.13 4.46 4.11 4.32 4.05 4.51 4.13 56 4.58 4.19 4.54 4.18 4.38 4.10 4.59 4.20 57 4.67 4.26 4.62 4.24 4.44 4.16 4.68 4.27 58 4.76 4.33 4.71 4.31 4.50 4.22 4.78 4.34 59 4.86 4.41 4.80 4.39 4.57 4.28 4.88 4.42 60 4.96 4.49 4.90 4.46 4.63 4.35 4.98 4.50 61 5.08 4.58 5.00 4.55 4.70 4.41 5.10 4.59 62 5.20 4.67 5.11 4.64 4.77 4.48 5.22 4.69 63 5.32 4.77 5.23 4.73 4.84 4.55 5.36 4.79 64 5.46 4.88 5.35 4.83 4.91 4.62 5.50 4.89 65 5.61 4.99 5.47 4.94 4.97 4.69 5.65 5.01 66 5.76 5.11 5.61 5.05 5.04 4.77 5.81 5.13 67 5.93 5.24 5.74 5.17 5.11 4.84 5.99 5.27 68 6.10 5.38 5.89 5.29 5.17 4.92 6.17 5.41 69 6.29 5.53 6.04 5.43 5.24 5.00 6.37 5.56 70 6.49 5.69 6.20 5.57 5.30 5.07 6.59 5.73 71 6.69 5.86 6.36 5.72 5.35 5.15 6.81 5.91 72 6.91 6.05 6.52 5.88 5.41 5.22 7.05 6.10 73 7.14 6.25 6.69 6.04 5.46 5.29 7.31 6.32 74 7.39 6.46 6.87 6.22 5.50 5.35 7.58 6.55 75 7.65 6.70 7.05 6.40 5.54 5.41 7.88 6.79 76 7.92 6.94 7.23 6.59 5.58 5.47 8.19 7.06 77 8.21 7.20 7.41 6.78 5.61 5.52 8.53 7.35 78 8.52 7.48 7.59 6.98 5.64 5.56 8.90 7.66 79 8.84 7.78 7.78 7.19 5.67 5.61 9.29 8.00 80 9.17 8.10 7.96 7.40 5.69 5.64 9.71 8.36 81 9.52 8.44 8.14 7.61 5.71 5.67 10.16 8.76 82 9.88 8.81 8.31 7.82 5.73 5.70 10.64 9.20 83 10.26 9.19 8.48 8.03 5.74 5.72 11.16 9.67 84 10.65 9.59 8.64 8.23 5.74 5.73 11.71 10.18 85 and over 11.05 10.02 8.79 8.42 5.75 5.74 12.30 10.74 15 V1599K V1599X TABLE OF FIXED ANNUITY PAYMENT FACTORS Monthly life annuity with payments on a fixed basis for each $1,000 applied. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Option B (Fixed) Option A (Fixed) Life Annuity Without Life Annuity with Payments Further Payment on Death Adjusted for a Guaranteed Period of Measuring Person Age of Measuring --------------------------------------------------------------- ------------------------------ Person on Birthday 5 Years 10 Years 20 Years Nearest Date ------- -------- -------- of First Payment Male Female Male Female Male Female Male Female ---------------- ---- ------ ---- ------ ---- ------ ---- ------ 55 3.92 3.55 3.89 3.54 3.76 3.48 3.93 3.55 56 4.00 3.62 3.97 3.60 3.82 3.54 4.01 3.62 57 4.09 3.69 4.05 3.67 3.89 3.60 4.10 3.69 58 4.18 3.76 4.14 3.74 3.96 3.66 4.19 3.77 59 4.28 3.84 4.23 3.82 4.02 3.73 4.30 3.85 60 4.39 3.92 4.33 3.90 4.09 3.79 4.40 3.93 61 4.50 4.01 4.44 3.99 4.16 3.86 4.52 4.02 62 4.62 4.11 4.55 4.08 4.24 3.94 4.64 4.12 63 4.75 4.21 4.67 4.17 4.31 4.01 4.78 4.22 64 4.89 4.32 4.79 4.28 4.38 4.08 4.92 4.33 65 5.04 4.43 4.92 4.38 4.45 4.16 5.07 4.45 66 5.19 4.55 5.05 4.50 4.52 4.24 5.23 4.57 67 5.36 4.68 5.20 4.62 4.59 4.32 5.41 4.70 68 5.53 4.82 5.34 4.75 4.66 4.40 5.59 4.85 69 5.72 4.97 5.50 4.88 4.73 4.48 5.79 5.00 70 5.92 5.14 5.66 5.03 4.79 4.56 6.00 5.17 71 6.12 5.31 5.82 5.18 4.85 4.64 6.23 5.35 72 6.34 5.50 5.99 5.34 4.91 4.71 6.46 5.54 73 6.57 5.70 6.16 5.51 4.96 4.78 6.72 5.75 74 6.82 5.91 6.34 5.69 5.01 4.85 6.99 5.98 75 7.08 6.14 6.53 5.87 5.05 4.92 7.29 6.23 76 7.36 6.39 6.71 6.07 5.09 4.97 7.60 6.49 77 7.65 6.65 6.90 6.27 5.13 5.03 7.94 6.78 78 7.96 6.93 7.09 6.47 5.16 5.08 8.30 7.09 79 8.28 7.23 7.28 6.68 5.19 5.12 8.69 7.42 80 8.61 7.55 7.46 6.90 5.21 5.16 9.11 7.79 81 8.97 7.90 7.65 7.11 5.23 5.19 9.55 8.18 82 9.33 8.26 7.83 7.33 5.24 5.22 10.03 8.62 83 9.71 8.65 8.00 7.54 5.25 5.23 10.55 9.08 84 10.11 9.05 8.16 7.74 5.26 5.25 11.10 9.59 85 and over 10.51 9.48 8.32 7.94 5.27 5.26 11.68 10.15 16 V1699X -------------------------------------------------------------------------------- 17. PROOF REQUIRED FOR PAYMENT -------------------------------------------------------------------------------- Before making the first annuity payment, we shall have the right to require proof of the correct age of the Measuring Person. We shall also have the right to require proof that the Measuring Person is living on the date each annuity payment is due. -------------------------------------------------------------------------------- 18. MISSTATEMENTS -------------------------------------------------------------------------------- If the age or sex of the Measuring Person has been misstated, we will adjust the amount of each annuity payment to reflect the correct age and sex. Any overpayment will be repaid to us. If it is not repaid, we will deduct the overpayment from future payments we make under this contract. Any underpayment will be added to future payments we make under this contract. Interest will be paid on any overpayment or underpayment at a rate equal to the greater of (i) the rate required by law; and (ii) the rate declared by us. -------------------------------------------------------------------------------- 19. ASSIGNMENT -------------------------------------------------------------------------------- You may assign your interest in this contract, except as otherwise provided, without the consent of any revocable Beneficiary. Your interest, any interest of the Annuitant, and of any revocable Beneficiary shall be subject to the terms of the assignment. We will not be on notice of any assignment unless it is in writing; nor will we be on notice until a duplicate of the original assignment has been filed at our Servicing Office. We assume no responsibility for the validity or sufficiency of any assignment. If this contract is issued in a tax qualified plan, this contract is subject to assignment restrictions for Federal Income Tax purposes. In such event, this contract shall not be sold, assigned, discounted, or pledged as collateral for a loan or as security for the performance of an obligation or for any other purpose, to any person other than us. -------------------------------------------------------------------------------- 20. CLAIMS OF CREDITORS -------------------------------------------------------------------------------- The proceeds and all other payments under this contract will be exempt from the claims of creditors to the extent permitted by law. The proceeds and payments may not be assigned or withdrawn before becoming payable without our agreement. -------------------------------------------------------------------------------- 21. RIGHT TO MAKE CHANGES -------------------------------------------------------------------------------- We reserve the right to make certain changes if, in our judgment, they would best serve the interest of the Owners of contracts such as this or would be appropriate in carrying out the purposes of such contracts. Any changes will be made only to the extent and in the manner permitted by applicable laws. We will inform our domiciliary state of the changes and will make any additional filings which may be required in your jurisdiction. If any changes result in a material change in the underlying investment of Subaccounts to which the reserves for this contract are allocated, we will notify you of such change. You may then make a new election under the Allocation /Transfer Options provision. -------------------------------------------------------------------------------- 22. ANNUAL STATEMENT -------------------------------------------------------------------------------- We will furnish you with reports annually, or more frequently, as required by applicable law. They will include: (i) a statement of the investments held in each Fund and each Management Account; and (ii) a statement of the condition and value of this contract which will show the number of Accumulation Units, if any, credited to each variable investment option, the value of each Accumulation Unit, and the Accumulated Value of this contract.
Appears in 1 contract
Fixed Annuity Payments. The Table of Fixed Annuity Payment Factors shows the guaranteed amount of the fixed portion of the monthly annuity payments for each $1,000 applied. The factors in this table are based on the 1983a Individual Annuity Mortality Table with interest at the rate of 2 1/2% a year. The guaranteed amount of the fixed portion of the annuity payments will depend on the adjusted age of the Measuring Person on the date the first annuity payment is due. The adjusted age is determined from the actual age on the Measuring Person's birthday nearest the date the first annuity payment is due, by subtracting one year for each complete 10 year period elapsed since the Date of Issue. TABLE OF FIRST VARIABLE ANNUITY PAYMENT FACTORS Monthly life annuity with payments on a variable basis for each $1,000 applied. -------------------------------------------------------------------------------- Option A(Variable) Option B (Variable) Life Annuity Without Option A (Variable) Further Payment on Life Annuity with Payments Further Payment on Death Adjusted for a Guaranteed Period of Measuring Person Age of Measuring ----------------------------------------------------------------- ---------------------------- ------------------------------------------------------------------------- ----------------------- Person on Birthday 5 Years 10 Years 20 Years Nearest Date ------- -------- -------- ----------------- ------------------ ------------------- of First Payment Male Female Male Female Male Female Male Female ---------------- ---- ------ ---- ------ ---- ------ ---- ------ 55 4.50 4.13 4.46 4.11 4.32 4.05 4.51 4.13 56 4.58 4.19 4.54 4.18 4.38 4.10 4.59 4.20 57 4.67 4.26 4.62 4.24 4.44 4.16 4.68 4.27 58 4.76 4.33 4.71 4.31 4.50 4.22 4.78 4.34 59 4.86 4.41 4.80 4.39 4.57 4.28 4.88 4.42 60 4.96 4.49 4.90 4.46 4.63 4.35 4.98 4.50 61 5.08 4.58 5.00 4.55 4.70 4.41 5.10 4.59 62 5.20 4.67 5.11 4.64 4.77 4.48 5.22 4.69 63 5.32 4.77 5.23 4.73 4.84 4.55 5.36 4.79 64 5.46 4.88 5.35 4.83 4.91 4.62 5.50 4.89 65 5.61 4.99 5.47 4.94 4.97 4.69 5.65 5.01 66 5.76 5.11 5.61 5.05 5.04 4.77 5.81 5.13 67 5.93 5.24 5.74 5.17 5.11 4.84 5.99 5.27 68 6.10 5.38 5.89 5.29 5.17 4.92 6.17 5.41 69 6.29 5.53 6.04 5.43 5.24 5.00 6.37 5.56 70 6.49 5.69 6.20 5.57 5.30 5.07 6.59 5.73 71 6.69 5.86 6.36 5.72 5.35 5.15 6.81 5.91 72 6.91 6.05 6.52 5.88 5.41 5.22 7.05 6.10 73 7.14 6.25 6.69 6.04 5.46 5.29 7.31 6.32 74 7.39 6.46 6.87 6.22 5.50 5.35 7.58 6.55 75 7.65 6.70 7.05 6.40 5.54 5.41 7.88 6.79 76 7.92 6.94 7.23 6.59 5.58 5.47 8.19 7.06 77 8.21 7.20 7.41 6.78 5.61 5.52 8.53 7.35 78 8.52 7.48 7.59 6.98 5.64 5.56 8.90 7.66 79 8.84 7.78 7.78 7.19 5.67 5.61 9.29 8.00 80 9.17 8.10 7.96 7.40 5.69 5.64 9.71 8.36 81 9.52 8.44 8.14 7.61 5.71 5.67 10.16 8.76 82 9.88 8.81 8.31 7.82 5.73 5.70 10.64 9.20 83 10.26 9.19 8.48 8.03 5.74 5.72 11.16 9.67 84 10.65 9.59 8.64 8.23 5.74 5.73 11.71 10.18 85 and over 11.05 10.02 8.79 8.42 5.75 5.74 12.30 10.74 15 V1599K TABLE OF FIXED ANNUITY PAYMENT FACTORS Monthly life annuity with payments on a fixed basis for each $1,000 applied. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Option B (Fixed) Option A(Fixed) Life Annuity Without Life Annuity with Payments Further Payment on Death Adjusted for a Guaranteed Period of Measuring Person Age of Measuring ------------------------------------------------------------------- ---------------------------- Person on Birthday 5 Years 10 Years 20 Years Nearest Date ------- -------- -------- of First Payment Male Female Male Female Male Female Male Female ---------------- ---- ------ ---- ------ ---- ------ ---- ------ 55 3.92 3.55 3.89 3.54 3.76 3.48 3.93 3.55 56 4.00 3.62 3.97 3.60 3.82 3.54 4.01 3.62 57 4.09 3.69 4.05 3.67 3.89 3.60 4.10 3.69 58 4.18 3.76 4.14 3.74 3.96 3.66 4.19 3.77 59 4.28 3.84 4.23 3.82 4.02 3.73 4.30 3.85 60 4.39 3.92 4.33 3.90 4.09 3.79 4.40 3.93 61 4.50 4.01 4.44 3.99 4.16 3.86 4.52 4.02 62 4.62 4.11 4.55 4.08 4.24 3.94 4.64 4.12 63 4.75 4.21 4.67 4.17 4.31 4.01 4.78 4.22 64 4.89 4.32 4.79 4.28 4.38 4.08 4.92 4.33 65 5.04 4.43 4.92 4.38 4.45 4.16 5.07 4.45 66 5.19 4.55 5.05 4.50 4.52 4.24 5.23 4.57 67 5.36 4.68 5.20 4.62 4.59 4.32 5.41 4.70 68 5.53 4.82 5.34 4.75 4.66 4.40 5.59 4.85 69 5.72 4.97 5.50 4.88 4.73 4.48 5.79 5.00 70 5.92 5.14 5.66 5.03 4.79 4.56 6.00 5.17 71 6.12 5.31 5.82 5.18 4.85 4.64 6.23 5.35 72 6.34 5.50 5.99 5.34 4.91 4.71 6.46 5.54 73 6.57 5.70 6.16 5.51 4.96 4.78 6.72 5.75 74 6.82 5.91 6.34 5.69 5.01 4.85 6.99 5.98 75 7.08 6.14 6.53 5.87 5.05 4.92 7.29 6.23 76 7.36 6.39 6.71 6.07 5.09 4.97 7.60 6.49 77 7.65 6.65 6.90 6.27 5.13 5.03 7.94 6.78 78 7.96 6.93 7.09 6.47 5.16 5.08 8.30 7.09 79 8.28 7.23 7.28 6.68 5.19 5.12 8.69 7.42 80 8.61 7.55 7.46 6.90 5.21 5.16 9.11 7.79 81 8.97 7.90 7.65 7.11 5.23 5.19 9.55 8.18 82 9.33 8.26 7.83 7.33 5.24 5.22 10.03 8.62 83 9.71 8.65 8.00 7.54 5.25 5.23 10.55 9.08 84 10.11 9.05 8.16 7.74 5.26 5.25 11.10 9.59 85 and over 10.51 9.48 8.32 7.94 5.27 5.26 11.68 10.15 16 V1799I -------------------------------------------------------------------------------- 17. PROOF REQUIRED FOR PAYMENT -------------------------------------------------------------------------------- Before making the first annuity payment, we shall have the right to require proof of the correct age of the Measuring Person. We shall also have the right to require proof that the Measuring Person is living on the date each annuity payment is due. -------------------------------------------------------------------------------- 18. MISSTATEMENTS -------------------------------------------------------------------------------- If the age or sex of the Measuring Person has been misstated, we will adjust the amount of each annuity payment to reflect the correct age and sex. Any overpayment will be repaid to us. If it is not repaid, we will deduct the overpayment from future payments we make under this contract. Any underpayment will be added to future payments we make under this contract. Interest will be paid on any overpayment or underpayment at a rate equal to the greater of (i) the rate required by law; and (ii) the rate declared by us. -------------------------------------------------------------------------------- 19. ASSIGNMENT -------------------------------------------------------------------------------- You may assign your interest in this contract, except as otherwise provided, without the consent of any revocable Beneficiary. Your interest, any interest of the Annuitant, and of any revocable Beneficiary shall be subject to the terms of the assignment. We will not be on notice of any assignment unless it is in writing; nor will we be on notice until a duplicate of the original assignment has been filed at our Servicing Office. We assume no responsibility for the validity or sufficiency of any assignment. If this contract is issued in a tax qualified plan, this contract is subject to assignment restrictions for Federal Income Tax purposes. In such event, this contract shall not be sold, assigned, discounted, or pledged as collateral for a loan or as security for the performance of an obligation or for any other purpose, to any person other than us. -------------------------------------------------------------------------------- 20. CLAIMS OF CREDITORS -------------------------------------------------------------------------------- The proceeds and all other payments under this contract will be exempt from the claims of creditors to the extent permitted by law. The proceeds and payments may not be assigned or withdrawn before becoming payable without our agreement. -------------------------------------------------------------------------------- 21. RIGHT TO MAKE CHANGES -------------------------------------------------------------------------------- We reserve the right to make certain changes if, in our judgment, they would best serve the interest of the Owners of contracts such as this or would be appropriate in carrying out the purposes of such contracts. Any changes will be made only to the extent and in the manner permitted by applicable laws. We will inform our domiciliary state of the changes and will make any additional filings which may be required in your jurisdiction. If any changes result in a material change in the underlying investment of Subaccounts to which the reserves for this contract are allocated, we will notify you of such change. You may then make a new election under the Allocation / Transfer Options provision. -------------------------------------------------------------------------------- 22. ANNUAL STATEMENT -------------------------------------------------------------------------------- We will furnish you with reports annually, or more frequently, as required by applicable law. They will include: (i) a statement of the investments held in each Fund and each Management Account; and (ii) a statement of the condition and value of this contract which will show the number of Accumulation Units, if any, credited to each variable investment option, the value of each Accumulation Unit, and the Accumulated Value of this contract. -------------------------------------------------------------------------------- 23. MISCELLANEOUS -------------------------------------------------------------------------------- If the Accumulated Value of this contract becomes zero, we reserve the right to terminate this contract. Under applicable law, all income, gains and losses, realized or unrealized, of an Account shall be credited to or charged against the amounts placed in the Account without regard to our other income, gains and losses. The assets of the Account are owned solely by us. We are not a trustee with respect to any part or the whole of those assets. The portion of the assets in the Account equal to the reserves and other liabilities under this contract with respect to the Account shall not be chargeable with liabilities arising out of any other business we may conduct. In place of operating an Account as a Series Account trust, we reserve the right to make investments directly, operating the Account as a Management Account, or in any other form permitted by law, the investment adviser of which would be us or an affiliate. Account assets would be invested as provided with respect to the investment objectives of the Account.
Appears in 1 contract
Fixed Annuity Payments. The Table of Fixed Annuity Payment Factors shows the guaranteed amount of the fixed portion of the monthly annuity payments for each $1,000 applied. The factors in this table are based on the 1983a Individual Annuity Mortality Table with interest at the rate of 2 1/2% a year. The guaranteed amount of the fixed portion of the annuity payments will depend on the adjusted age of the Measuring Person on the date the first annuity payment is due. The adjusted age is determined from the actual age on the Measuring Person's birthday nearest the date the first annuity payment is due, by subtracting one year for each complete 10 year period elapsed since the Date of Issue. 14 V1499F TABLE OF FIRST VARIABLE ANNUITY PAYMENT FACTORS Monthly life annuity with payments on a variable basis for each $1,000 applied. -------------------------------------------------------------------------------- Option A(Variable) ------------------------------------------------------------------------------- Option B (Variable) Life Annuity Without Option A (Variable) Further Payment on Life Annuity with Payments Further Payment on Death Adjusted for a Guaranteed Period of Measuring Person Age of Measuring ----------------------------------------------------------------- ---------------------------- ------------------------------------------------------------------ ------------------- Person on Birthday 5 Years 10 Years 20 Years Nearest Date ------- -------- -------- of First Payment Male Female Male Female Male Female Male Female ---------------- ---- ------ ---- ------ ---- ------ ---- ------ 55 4.50 4.13 4.46 4.11 4.32 4.05 4.51 4.13 56 4.58 4.19 4.54 4.18 4.38 4.10 4.59 4.20 57 4.67 4.26 4.62 4.24 4.44 4.16 4.68 4.27 58 4.76 4.33 4.71 4.31 4.50 4.22 4.78 4.34 59 4.86 4.41 4.80 4.39 4.57 4.28 4.88 4.42 60 4.96 4.49 4.90 4.46 4.63 4.35 4.98 4.50 61 5.08 4.58 5.00 4.55 4.70 4.41 5.10 4.59 62 5.20 4.67 5.11 4.64 4.77 4.48 5.22 4.69 63 5.32 4.77 5.23 4.73 4.84 4.55 5.36 4.79 64 5.46 4.88 5.35 4.83 4.91 4.62 5.50 4.89 65 5.61 4.99 5.47 4.94 4.97 4.69 5.65 5.01 66 5.76 5.11 5.61 5.05 5.04 4.77 5.81 5.13 67 5.93 5.24 5.74 5.17 5.11 4.84 5.99 5.27 68 6.10 5.38 5.89 5.29 5.17 4.92 6.17 5.41 69 6.29 5.53 6.04 5.43 5.24 5.00 6.37 5.56 70 6.49 5.69 6.20 5.57 5.30 5.07 6.59 5.73 71 6.69 5.86 6.36 5.72 5.35 5.15 6.81 5.91 72 6.91 6.05 6.52 5.88 5.41 5.22 7.05 6.10 73 7.14 6.25 6.69 6.04 5.46 5.29 7.31 6.32 74 7.39 6.46 6.87 6.22 5.50 5.35 7.58 6.55 75 7.65 6.70 7.05 6.40 5.54 5.41 7.88 6.79 76 7.92 6.94 7.23 6.59 5.58 5.47 8.19 7.06 77 8.21 7.20 7.41 6.78 5.61 5.52 8.53 7.35 78 8.52 7.48 7.59 6.98 5.64 5.56 8.90 7.66 79 8.84 7.78 7.78 7.19 5.67 5.61 9.29 8.00 80 9.17 8.10 7.96 7.40 5.69 5.64 9.71 8.36 81 9.52 8.44 8.14 7.61 5.71 5.67 10.16 8.76 82 9.88 8.81 8.31 7.82 5.73 5.70 10.64 9.20 83 10.26 9.19 8.48 8.03 5.74 5.72 11.16 9.67 84 10.65 9.59 8.64 8.23 5.74 5.73 11.71 10.18 85 and over 11.05 10.02 8.79 8.42 5.75 5.74 12.30 10.74 15 V1599K TABLE OF FIXED ANNUITY PAYMENT FACTORS Monthly life annuity with payments on a fixed basis for each $1,000 applied. ------------------------------------------------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
