Common use of Fees and Expenses of Arbiters Clause in Contracts

Fees and Expenses of Arbiters. The aggregate fees and expenses of the arbiters shall be borne equally by the parties. The parties shall pay the aggregate fees and expenses within thirty (30) days after receipt of the written decision of the arbiters (unless the arbiters agree in writing on some other payment schedule). Exhibit 1 Monthly Certificate SEE FOLLOWING PAGE Module 1 – Whole Bank w/ Loss Share – P&A 72 Turnberry Bank Version 2.07 Aventura, Florida June 10, 2010 EXHIBIT 1 MONTHLY CERTIFICATE CERTIFICATE MONTHLY SUMMARY FOR SINGLE FAMILY ASSETS FDIC – RECEIVER FOR XXXXXXX BANK PURCHASE AND ASSUMPTION AGREEMENT DATED: Jan 1, 2009 Shared-Loss Period Ended: (Dollars) Calculation of Amount Due from (to) FDIC FDIC % Share 0% 80% Total Carry forward from other types of assets: 2. Cumulative losses from securities 0 0 0 4. Total cumulative losses at beg of period 0 0 0 FDIC % Share x 0 % x 80 %

Fees and Expenses of Arbiters. The aggregate fees and expenses of the arbiters shall be borne equally by the parties. The parties shall pay the aggregate fees and expenses within thirty (30) days after receipt of the written decision of the arbiters (unless the arbiters agree in writing on some other payment schedule). Exhibit 1 Monthly Certificate SEE FOLLOWING PAGE Module 1 – Whole Bank w/ Loss Share – P&A 72 Turnberry 70 Metro Bank of Dade County Version 2.07 AventuraMiami, Florida June 10, 2010 EXHIBIT 1 MONTHLY CERTIFICATE CERTIFICATE MONTHLY SUMMARY FOR SINGLE FAMILY ASSETS FDIC – RECEIVER FOR XXXXXXX BANK PURCHASE AND ASSUMPTION AGREEMENT DATED: Jan 1, 2009 Shared-Loss Period Ended: (Dollars) Calculation of Amount Due from (to) FDIC FDIC % Share 0% 80% Total Carry forward from other types of assets: 2. Cumulative losses from securities 0 0 0 4. Total cumulative losses at beg of period 0 0 0 FDIC % Share x 0 % x 80 %

Fees and Expenses of Arbiters. The aggregate fees and expenses of the arbiters shall be borne equally by the parties. The parties shall pay the aggregate fees and expenses within thirty (30) days after receipt of the written decision of the arbiters (unless the arbiters agree in writing on some other payment schedule). Exhibit 1 Monthly Certificate SEE FOLLOWING PAGE Module 1 – — Whole Bank w/ Loss Share – — P&A 72 Turnberry Wakulla Bank Version 2.07 Aventura2.09A Crawfordville, Florida June 10October 1, 2010 EXHIBIT 1 MONTHLY CERTIFICATE CERTIFICATE MONTHLY SUMMARY FOR SINGLE FAMILY ASSETS FDIC – — RECEIVER FOR XXXXXXX BANK PURCHASE AND ASSUMPTION AGREEMENT DATED: Jan 1, 2009 Shared-Loss Period Ended: _____________________ (Dollars) Calculation of Amount Due from (to) FDIC FDIC % Share 0% 80% Total Carry forward from other types of assets: 2. Cumulative losses from securities 0 0 0 4. Total cumulative losses at beg of period 0 0 0 FDIC % Share x 0 % x 80 %

Fees and Expenses of Arbiters. The aggregate fees and expenses of the arbiters shall be borne equally by the parties. The parties shall pay the aggregate fees and expenses within thirty (30) days after receipt of the written decision of the arbiters (unless the arbiters agree in writing on some other payment schedule). Exhibit 1 Monthly Certificate SEE FOLLOWING PAGE Module 1 – — Whole Bank w/ Loss Share – — P&A 72 Turnberry Bank GULF STATE COMMUNITY BANK Version 2.07 Aventura2.11B CARRABELLE, Florida June 10FLORIDA October 8, 2010 EXHIBIT 1 MONTHLY CERTIFICATE 84 CERTIFICATE MONTHLY SUMMARY FOR SINGLE FAMILY ASSETS FDIC – — RECEIVER FOR XXXXXXX BANK PURCHASE AND ASSUMPTION AGREEMENT DATED: Jan 1, 2009 Shared-Loss Period Ended: (Dollars) Calculation of Amount Due from (to) FDIC FDIC % Share 0% 80% Total Carry forward from other types of assets: 2. Cumulative losses from securities 0 0 0 4. Total cumulative losses at beg of period 0 0 0 6. Cumulative loss at end of period 0 0 0 FDIC % Share x × 0 % x × 80 %