Common use of Features and Services Clause in Contracts

Features and Services. Mobile Deposit is a service offered through Level One Mobile Banking for increased convenience of check deposits. Mobile Deposit allows the deposit of checks into certain accounts with use of a mobile device camera and the Level One Bank Mobile Application or “Mobile App”. Using Mobile Deposit requires businesses to be a Level One Bank account holder and to have agreed to any applicable terms and conditions presented by the Bank. Mobile Deposit is available to business online banking customers with the mobile application and requires Bank approval. Each business online banking customer requesting access to Mobile Deposit requires a formal request and/or application process. Each request/application will be reviewed utilizing a consistent assessment process. If approved, transactions, account usage and risk may be periodically monitored. Access may be denied or deactivated at any time. Level One Bank has the right to modify, add, or remove portions of this service or end the service at any time without notice for suspected fraud, misuse, excessive overdrafts or returned items or for any other reasons based upon their sole discretion. Mobile deposit users will see the “deposit” option when using mobile banking.