Discretionary Nature of Our Standard Overdraft Practices Sample Clauses

Discretionary Nature of Our Standard Overdraft Practices. We may pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any item. We may authorize and pay items based on a variety of factors, such as your Account's tenure, overdraft behavior or balance information. Our standard overdraft practices described above are discretionary overdraft services; if factors warrant, we may not pay overdrafts and will return or decline to authorize overdraft items. For consumer accounts, if you do not give us consent to authorize and pay ATM withdrawals and every day debit card transactions that overdraw your Account, those transactions will generally be declined at the ATM or merchant location.
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