Common use of Debit Cards Clause in Contracts

Debit Cards. 9.1 Loss or misuse of your Debit Card: If the card is lost, stolen or misused, or you suspect that someone knows the PIN, you must telephone us immediately on ▇▇▇ ▇▇▇▇▇▇▇▇/884 (if calling from overseas, please dial +▇▇ ▇▇ ▇▇▇▇▇▇▇▇) and then send written confirmation as soon as possible to ICBC (London) plc, Customer Services, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, London EC4N 7BG, England. 9.2 You may apply for a debit card on certain accounts for personal use only (and not for any business or commercial use), if you are aged eighteen (18) years or over and resident in the UK. Your application will be assessed and if you are issued with a debit card, you must: • sign the card in permanent black ink when you receive it. • keep the card secure at all times and do not allow any other persons to use it • never record the PIN in any way which could be understood by someone else. • never disclose your PIN to anyone, including Bank staff. • do not keep your cheque books and cards together. 9.3 You must not use the card before or after the period it is valid for or after you have received notice that we have cancelled or withdrawn the card. 9.4 You must only use the card when there are sufficient cleared funds in your account to cover the payment, 9.5 If we ask, you must return the card to us immediately (cut in half through the signature box and magnetic stripe, and if you have a chip card ensure the chip is cut in half). We, or anyone acting for us, may keep the card at any time. For example, we may withdraw a card and instruct any third party to keep hold of it if you try to use it. 9.6 If the account is joint, both parties are entitled to apply for a debit card. 9.7 The card may be used along with the PIN to obtain cash at any time, up to the daily limit for the card, from any cash-dispensing machine which will accept the card. 9.8 We will advise you of the daily cash withdrawal limit for the card carried out at cash dispensing machines, details of which will be advised to you from time to time and we may adjust it from time to time. 9.9 For interest calculation purposes, withdrawals of cash carried out using the card, will be deducted from your account as soon as we receive them, which is normally on the same day the card transaction is carried out or on the next Business Day. 9.10 For card withdrawals abroad, there are additional fees.

Debit Cards. 9.1 13.1 Loss or misuse of your Debit Card: If the card is lost, stolen or misused, or you suspect that someone knows the PIN, you must telephone us immediately as soon as possible on ▇▇▇ ▇▇▇▇▇▇▇▇/884 (if calling from overseas, please dial +▇▇ ▇▇ ▇▇▇▇▇▇▇▇) 08005195588 or 0044 20 3326 6739 and then send written confirmation as soon as possible to ICBC (London) plc, Customer Services, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, London EC4N 7BG, England. 9.2 13.2 You may apply for a debit card on certain accounts for personal use only (and not for any business or commercial use), if you are aged eighteen sixteen (1816) years or over and resident in the UKover. Your application will be assessed and if you are issued with a debit card, you must: • : a) sign the card in permanent black ink as soon as possible when you receive it. • . b) keep the card secure at all times and do not allow any other persons to use it • it c) never record the PIN in any way which could be understood by someone else. • . d) never disclose your PIN to anyone, including Bank staff. • do not keep your cheque books and cards together. 9.3 You must not use the card before or after the period it is valid for or after you have received notice that we have cancelled or withdrawn the card. 9.4 13.3 You must only use the card when there are sufficient cleared funds in your account to cover the payment,. 9.5 13.4 If we ask, you must return the card to us immediately as soon as possible (cut in half through the signature box and magnetic stripe, and if you have a chip card ensure the chip is cut in half). We, or anyone acting for us, may keep the card at any time. For example, we may withdraw a card and instruct any third party to keep hold of it if you try to use it. 9.6 13.5 If the account is joint, both parties are entitled to apply for a debit card. 9.7 13.6 The card may be used along with the PIN to obtain cash at any time, up to the daily limit for the card, from any cash-dispensing machine which will accept the card. 9.8 13.7 We will advise you of the daily cash withdrawal limit for the card carried out at cash dispensing machines, details of which will be advised to you from time to time and we may adjust it from time to time. 9.9 13.8 For interest calculation purposes, withdrawals of cash carried out using the card, will be deducted from your account as soon as we receive them, which is normally on the same day the card transaction is carried out or on the next Business Day. 9.10 13.9 For card withdrawals abroad, there are additional fees. These charges are set out in your Tariff.