Common use of CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS Clause in Contracts

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we may be lia- ble for your losses or damages. However, we will not be liable for direct or consequential damages in the following events: - If, through no fault of ours, there is not enough money in your ac- counts to complete the transaction, if any funds in your accounts neces- sary to complete the transaction are held as uncollected funds pursuant to our Funds Availability Policy Disclosure, or if the transaction involves a loan request exceeding your credit limit. - If you used your card or access code in an incorrect manner. - If the ATM where you are making the transfer does not have enough cash. - If the ATM was not working properly and you knew about the problem when you started the transaction. - If circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction. - If the money in your account is subject to legal process or other claim. - If funds in your account are pledged as collateral or frozen because of a delinquent loan. - If the error was caused by a system of any participating ATM net- work. - If the electronic transfer is not completed as a result of your willful or negligent use of your card, access code, or any EFT facility for making such transfers. - If the telephone or computer equipment you use to conduct audio response, online/PC, or mobile banking transactions is not working prop- erly and you know or should have known about the breakdown when you started thetransaction. - If you have bill payment services, we can only confirm the amount, the participating merchant, and date of the bill payment transfer made by the Credit Union. For any other error or question you have involving the billing statement of the participating merchant, you must contact the merchant directly. We are not responsible for investigating such errors. - Any other exceptions as established by the Credit Union.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we may be lia- ble liable for your losses or damagesdam- ages. However, we will not be liable for direct or consequential damages in the following events: - If-If, through no fault of ours, there is not enough money in your ac- counts accounts to complete com- plete the transaction, if any funds in your accounts neces- sary necessary to complete the transaction are held as uncollected funds pursuant to our Funds Availability Policy Disclosure, or if the transaction involves a loan request exceeding your credit limit. - If you used your card or access code in an incorrect manner. - If the ATM where you are making the transfer does not have enough cash. - If the ATM was not working properly and you knew about the problem when you started the transaction. - If circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction. - If the money in your account is subject to legal process or other claim. - If funds in your account are pledged as collateral or frozen because of a delinquent xxxxx- xxxxx loan. - If the error was caused by a system of any participating ATM net- worknetwork. - If the electronic transfer is not completed as a result of your willful or negligent use of your card, access code, or any EFT facility for making such transfers. - If the telephone or computer equipment you use to conduct audio response, online/PC, or mobile banking transactions is not working prop- erly properly and you know or should have known about the breakdown when you started thetransactionthe transaction. - If you have bill xxxx payment services, we can only confirm the amount, the participating participat- ing merchant, and date of the bill xxxx payment transfer made by the Credit Union. For any other error or question you have involving the billing statement of the participating partici- pating merchant, you must contact the merchant directly. We are not responsible for investigating such errors. - Any -Any other exceptions as established by the Credit Union.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we may be lia- ble liable for your losses or damages. However, we will not be liable for direct or consequential damages in the following events: - If, through no fault of ours, there is not enough money sufficient available verified funds in your ac- counts accounts to complete the transaction, if any funds in your accounts neces- sary necessary to complete the transaction are held as uncollected funds pursuant to our Funds Availability Policy Disclosure, or if the transaction involves a loan request exceeding your credit limit. - If you used your card or access code in an incorrect manner. - If the ATM where you are making the transfer does not have enough cash. - If the ATM was not working properly and you knew about the problem when you started the transaction. - If circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction. - If the money in your account is subject to legal process or other claim. - If funds in your account are pledged as collateral or frozen because of a delinquent loan. - If the error was caused by a system of any participating ATM net- worknetwork. - If the electronic transfer is not completed as a result of your willful or negligent use of your card, access code, or any EFT facility for making such transfers. - If the telephone or computer equipment you use to conduct audio response, online/PC, or mobile banking transactions is not working prop- erly properly and you know or should have known about the breakdown when you started thetransactionthe transaction. - If you have bill xxxx payment services, we can only confirm the amount, the participating merchant, and date of the bill xxxx payment transfer made by the Credit Union. For any other error or question you have involving the billing statement of the participating merchant, you must contact the merchant directly. We are not responsible for investigating such errors. - Any other exceptions as established by the Credit Union.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct corr ect amount according ac cording to our agreement with you, we may be lia- ble liable for your losses or damages. However, we will not be liable for direct or consequential damages in the following events: - If, through no fault of ours, there is not enough money in your ac- counts accounts to complete the transaction, if any funds in your accounts neces- sary necessary to complete the transaction are held as uncollected funds pursuant to our Funds Availability Avail ability Policy Disclosure, or if the transaction involves a loan request exceeding your credit limit. - If you used your card or access code in an incorrect manner. - If the ATM where you are making the transfer does not have enough cash. - If the ATM was not working properly and you knew about the problem when you started the transaction. - If circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction. - If the money in your account is subject to legal process or other claim. - If funds in your account are pledged as collateral or frozen because of a delinquent loan. - If the error was caused by a system of any participating ATM net- worknetwork. - If the electronic transfer is not completed as a result of your willful or negligent use of your card, access code, or any EFT facility for making such transfers. - If the telephone or computer equipment you use to conduct audio response, onlineonlin e/PC, or mobile banking transactions bank ing transacti ons is not working prop- erly properly and you know or should have known about the breakdown when you started thetransactionthe transaction. - If you have bill xxxx payment services, we can only confirm the amount, the participating participati ng merchant, and date of the bill xxxx payment transfer made by the Credit Union. For any other error or question you have involving the billing statement of the participating merchant, you must contact the merchant directly. We are not responsible for investigating such errors. - Any other exceptions as established by the Credit Union.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we may be lia- ble liable for your losses or damages. However, we will not be liable for direct or consequential damages in the following events: - ‐ If, through no fault of ours, there is not enough money in your ac- counts accounts to complete the transaction, if any funds in your accounts neces- sary necessary to complete the transaction are held as uncollected funds pursuant to our Funds Availability Policy Disclosure, or if the transaction involves a loan request exceeding your credit limit. - ‐ If you used your card or access code in an incorrect manner. - ‐ If the ATM where you are making the transfer does not have enough cash. - ‐ If the ATM was not working properly and you knew about the problem when you started the transaction. - ‐ If circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction. - ‐ If the money in your account is subject to legal process or other claim. - ‐ If funds in your account are pledged as collateral or frozen because of a delinquent loan. - ‐ If the error was caused by a system of any participating ATM net- worknetwork. - ‐ If the electronic transfer is not completed as a result of your willful or negligent use of your card, access code, or any EFT facility for making such transfers. - ‐ If the telephone or computer equipment you use to conduct audio response, online/PC, or mobile banking transactions is not working prop- erly properly and you know or should have known about the breakdown when you started thetransactionthe transaction. - ‐ If you have bill xxxx payment services, we can only confirm the amount, the participating merchant, and date of the bill xxxx payment transfer made by the Credit Union. For any other error or question you have involving the billing statement of the participating merchant, you must contact the merchant directly. We are not responsible for investigating such errors. - ‐ Any other exceptions as established by the Credit Union.