Common use of COMMITMENTS OF THE BORROWER Clause in Contracts

COMMITMENTS OF THE BORROWER. Until the loan has been repaid in full, the Borrower shall: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., (2001), chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1), or by one or more business corporations, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1); b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement and condition listed in the certificate; e) carry on the regular operations of his farming business; f) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the loan, to be granted subsequently by the Lender; g) obtain prior authorization from La Financière agricole to validate any taking charge of the loan; h) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; i) notify the Lender and La Financière agricole as soon as civil, criminal, or penal proceedings are filed against him; j) behave in an ethical and socially responsible manner at all times; k) comply with all federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulations; l) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; m) apply to pay all sums owing as arrears in interest on the loan for which such contribution is made the amount of any contribution or additional contribution for the payment of the interest provided by La Financière agricole under the Program for protection against a rise in interest rates and the Program of assistance for establishment, development and training adopted by virtue of the Act; n) provide La Financière agricole and the Lender, at the Borrower’s expense, with any information and documents deemed necessary.

COMMITMENTS OF THE BORROWER. Until the loan has been repaid in full, the Borrower shall: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., (2001), chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1), or by one or more business corporations, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1); b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement and condition listed in the certificate; e) carry on the regular operations of his farming business; f) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the loan, to be granted subsequently by the Lender; g) obtain prior authorization from La Financière agricole to validate any taking charge of the loan; h) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; i) notify comply with all laws, regulations and by-laws pertaining to the Lender and La Financière agricole as soon as civilprotection of the environment, criminalbe they federal, provincial or penal proceedings are filed against himmunicipal; j) behave in an ethical and socially responsible manner at all times; k) comply with all federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulations; l) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; mk) apply to pay all sums owing as arrears in interest on the loan for which such contribution is made the amount of any contribution or additional contribution for the payment of the interest provided by La Financière agricole under the Program for protection against a rise in interest rates and the Program of assistance for establishment, development and training adopted by virtue of the Act; nl) provide La Financière agricole and the Lender, at the Borrower’s expense, with any information and documents deemed necessary.

COMMITMENTS OF THE BORROWER. Until During its entire term of the loan has been repaid in fullline of credit, the Borrower shallmust: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the loan line of credit during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., ([2001)], chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main principal place of business in Quebec. At least fifty percent (50 %) The majority of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm operation and who meet the requirements of subparagraph a.1), ) or by one or more business corporationscorporation, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or of subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %The majority) of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporationscorporation, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) The majority of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporationscorporation, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1);. b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement of the Program and every condition listed specified in the certificate; ec) carry on the regular operations of his farming business; f) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the loan, to be granted subsequently by the Lender; gd) obtain prior authorization from La Financière agricole to validate any taking charge of the loanline of credit; h) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; i) notify the Lender and La Financière agricole as soon as civil, criminal, or penal proceedings are filed against him; j) behave in an ethical and socially responsible manner at all times; k) comply with all federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulations; l) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; m) apply to pay all sums owing as arrears in interest on the loan for which such contribution is made the amount of any contribution or additional contribution for the payment of the interest provided by La Financière agricole under the Program for protection against a rise in interest rates and the Program of assistance for establishment, development and training adopted by virtue of the Act; n) provide La Financière agricole and the Lender, at the Borrower’s expense, with any information and documents deemed necessary.

COMMITMENTS OF THE BORROWER. Until the loan has been repaid in full, the Borrower shall: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., (2001), chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) The majority of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1), or by one or more business corporations, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) The majority of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) The majority of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1); b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement and condition listed in the certificate; ec) carry on the regular operations of his farming business; fd) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the loan, to be granted subsequently by the Lender; ge) obtain prior authorization from La Financière agricole to validate any taking charge of the loan; hf) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; i) notify the Lender and La Financière agricole as soon as civil, criminal, or penal proceedings are filed against him; j) behave in an ethical and socially responsible manner at all times; kg) comply with all laws, regulations and by-laws pertaining to the protection of the environment, be they federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, provincial or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulationsmunicipal; lh) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; mi) apply to pay all sums owing as arrears in interest on the loan for which such contribution is made the amount of any contribution or additional contribution for the payment of the interest provided by La Financière agricole under the Program for protection against a rise in interest rates and the Program of assistance for establishment, development and training adopted by virtue of the Act; nj) provide La Financière agricole and the Lender, at the Borrower’s expense, with any information and documents deemed necessary.

COMMITMENTS OF THE BORROWER. Until During its entire term of the loan has been repaid in fullline of credit, the Borrower shallmust: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the loan line of credit during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., ([2001)], chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main principal place of business in Quebec. At least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single singlr right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm operation and who meet the requirements of subparagraph a.1), ) or by one or more business corporationscorporation, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or of subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm operation and who meet the requirements of subparagraph a.1) or by one or more business corporationscorporation, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm operation and who meet the requirements of subparagraph a.1) or by one or more business corporationscorporation, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1); b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement of the Program and every condition listed specified in the certificate; ed) carry on the regular operations of his farming business; f) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the loan, to be granted subsequently by the Lender; ge) obtain prior authorization from La Financière agricole to validate any taking charge of the loanline of credit; h) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; i) notify the Lender and La Financière agricole as soon as civil, criminal, or penal proceedings are filed against him; j) behave in an ethical and socially responsible manner at all times; k) comply with all federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulations; l) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; m) apply to pay all sums owing as arrears in interest on the loan for which such contribution is made the amount of any contribution or additional contribution for the payment of the interest provided by La Financière agricole under the Program for protection against a rise in interest rates and the Program of assistance for establishment, development and training adopted by virtue of the Act; n) provide La Financière agricole and the Lender, at the Borrower’s expense, with any information and documents deemed necessary.

COMMITMENTS OF THE BORROWER. Until the leverage loan has been repaid in full, the Borrower shall: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the leverage loan during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., (2001), chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1), or by one or more business corporations, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1); b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the leverage loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the leverage loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the leverage loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement and condition listed in the certificate; e) carry on the regular operations of his farming business; f) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the leverage loan, to be granted subsequently by the Lender; g) obtain prior authorization from La Financière agricole to validate any taking charge of the leverage loan; h) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; i) notify comply with all laws, regulations and by-laws pertaining to the Lender and La Financière agricole as soon as civilprotection of the environment, criminalbe they federal, provincial or penal proceedings are filed against himmunicipal; j) behave in an ethical and socially responsible manner at all times; k) comply with all federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulations; l) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; mk) apply to pay all sums owing as arrears in interest on the leverage loan for which such contribution is made the amount of any contribution or additional contribution for the payment of the interest provided by La Financière agricole under the Program for protection against a rise in interest rates and the Program of assistance for establishment, development and training adopted by virtue of the Act; nl) provide La Financière agricole and the Lender, at the Borrower’s expense, with any information and documents deemed necessary.

COMMITMENTS OF THE BORROWER. Until the loan has been repaid in full, the Borrower shall: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., (2001), chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) The majority of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1), or by one or more business corporations, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) The majority of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) The majority of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1); b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement and condition listed in the certificate; ec) carry on the regular operations of his farming business; fd) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the loan, to be granted subsequently by the Lender; ge) obtain prior authorization from La Financière agricole to validate any taking charge of the loan; hf) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; ig) notify the Lender and La Financière agricole as soon as civil, criminal, or penal proceedings are filed against him; jh) behave in an ethical and socially responsible manner at all times; ki) comply with all federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulations; lj) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; mk) apply to pay all sums owing as arrears in interest on the loan for which such contribution is made the amount of any contribution or additional contribution for the payment of the interest provided by La Financière agricole under the Program for protection against a rise in interest rates and the Program of assistance for establishment, development and training adopted by virtue of the Act; nl) provide La Financière agricole and the Lender, at the Borrower’s expense, with any information and documents deemed necessary.

COMMITMENTS OF THE BORROWER. Until the leverage loan has been repaid in full, the Borrower shall: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the leverage loan during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., (2001), chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1), or by one or more business corporations, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1); b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the leverage loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the leverage loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the leverage loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement and condition listed in the certificate; e) carry on the regular operations of his farming business; f) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the leverage loan, to be granted subsequently by the Lender; g) obtain prior authorization from La Financière agricole to validate any taking charge of the leverage loan; h) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; i) notify the Lender and La Financière agricole as soon as civil, criminal, or penal proceedings are filed against him; j) behave in an ethical and socially responsible manner at all times; k) comply with all federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulations; l; il) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; m) apply to pay all sums owing as arrears in interest on the leverage loan for which such contribution is made the amount of any contribution or additional contribution for the payment of the interest provided by La Financière agricole under the Program for protection against a rise in interest rates and the Program of assistance for establishment, development and training adopted by virtue of the Act; n) provide La Financière agricole and the Lender, at the Borrower’s expense, with any information and documents deemed necessary.

COMMITMENTS OF THE BORROWER. Until the leverage loan has been repaid in full, the Borrower shall: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the leverage loan during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., (2001), chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1), or by one or more business corporations, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1); b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the leverage loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the leverage loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the leverage loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement and condition listed in the certificate; e) carry on the regular operations of his farming business; f) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the leverage loan, to be granted subsequently by the Lender; g) obtain prior authorization from La Financière agricole to validate any taking charge of the leverage loan; h) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; i) notify the Lender and La Financière agricole as soon as civil, criminal, or penal proceedings are filed against him; j) behave in an ethical and socially responsible manner at all times; k) comply with all federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulations; l) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; m) apply to pay all sums owing as arrears in interest on the leverage loan for which such contribution is made the amount of any contribution or additional contribution for the payment of the interest provided by La Financière agricole under the Program for protection against a rise in interest rates and the Program of assistance for establishment, development and training adopted by virtue of the Act; n) provide La Financière agricole and the Lender, at the Borrower’s expense, with any information and documents deemed necessary.

COMMITMENTS OF THE BORROWER. Until During its entire term of the loan has been repaid in fullline of credit, the Borrower shallmust: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the loan line of credit during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., ([2001)], chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main principal place of business in Quebec. At least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single singlr right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm operation and who meet the requirements of subparagraph a.1), ) or by one or more business corporationscorporation, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or of subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm operation and who meet the requirements of subparagraph a.1) or by one or more business corporationscorporation, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm operation and who meet the requirements of subparagraph a.1) or by one or more business corporationscorporation, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1); b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement of the Program and every condition listed specified in the certificate; ed) carry on the regular operations of his farming business; f) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the loan, to be granted subsequently by the Lender; ge) obtain prior authorization from La Financière agricole to validate any taking charge of the loanline of credit; hf) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; i) notify the Lender and La Financière agricole as soon as civil, criminal, or penal proceedings are filed against him; j) behave in an ethical and socially responsible manner at all times; k) comply with all federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulations; lg) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; mh) apply to pay all sums owing as arrears maintain the property securing the line of credit in interest on good condition, use it properly, allow the loan for which such contribution is made the amount Lender's employees or those of any contribution or additional contribution for the payment of the interest provided by La Financière agricole to inspect and appraise the property, and reimburse the Lender or La Financière agricole, as the case may be, for any expenses incurred with respect to all maintenance and repair work carried out and any measures taken in accordance with the powers conferred on them by the Civil Code of Québec, the Act or a guaranty agreement; i) comply with all laws, regulations and by-laws pertaining to the protection of the environment, be they federal, provincial or municipal; j) take out, maintain, renew and transfer to the Lender, where required, insurance against fire and other usually covered hazards and losses on the property securing the line of credit, failing which the Lender may have that property insured to his satisfaction and at the expense of the Borrower, and immediately notify the Lender of any loss; k) obtain written authorization from La Financière agricole to validate any voluntary alienation or lease of all or part of the property securing the line of credit, except in the case of alienation of products from the Borrower's farming business carried out in the normal course of his operations; l) remit to the Lender any sum of money collected at the time of or as a result of any alienation, expropriation or lease of property securing the line of credit, which sum shall be applied to the repayment of all or part of the sums advanced under the Program for protection against line of credit, unless La Financière agricole decides otherwise; m) obtain prior authorization from La Financière agricole to validate any discharge of a rise in interest rates and surety securing the Program line of assistance for establishment, development and training adopted by virtue of the Actcredit; n) provide La Financière agricole and the Lender, at the Borrower’s 's expense, with any information and documents deemed necessary.

COMMITMENTS OF THE BORROWER. Until the loan has been repaid in full, the Borrower shall: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., (2001), chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1), or by one or more business corporations, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1); b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement and condition listed in the certificate; e) carry on the regular operations of his farming business; f) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the loan, to be granted subsequently by the Lender; g) obtain prior authorization from La Financière agricole to validate any taking charge of the loan; h) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; i) notify the Lender and La Financière agricole as soon as civil, criminal, or penal proceedings are filed against him; j) behave in an ethical and socially responsible manner at all times; k) comply with all federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulations; l; il) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; m) apply to pay all sums owing as arrears in interest on the loan for which such contribution is made the amount of any contribution or additional contribution for the payment of the interest provided by La Financière agricole under the Program for protection against a rise in interest rates and the Program of assistance for establishment, development and training adopted by virtue of the Act; n) provide La Financière agricole and the Lender, at the Borrower’s expense, with any information and documents deemed necessary.

COMMITMENTS OF THE BORROWER. Until During its entire term of the loan has been repaid in fullline of credit, the Borrower shallmust: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the loan line of credit during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., ([2001)], chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main principal place of business in Quebec. At least fifty percent (50 %) The majority of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm operation and who meet the requirements of subparagraph a.1), ) or by one or more business corporationscorporation, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or of subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %The majority) of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporationscorporation, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) The majority of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporationscorporation, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1);. b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement of the Program and every condition listed specified in the certificate; ec) carry on the regular operations of his farming business; f) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the loan, to be granted subsequently by the Lender; gd) obtain prior authorization from La Financière agricole to validate any taking charge of the loanline of credit; he) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; if) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; g) maintain the property securing the line of credit in good condition, use it properly, allow the Lender's employees or those of La Financière agricole to inspect and appraise the property, and reimburse the Lender or La Financière agricole, as the case may be, for any expenses incurred with respect to all maintenance and repair work carried out and any measures taken in accordance with the powers conferred on them by the Civil Code of Québec, the Act or a guaranty agreement; h) notify the Lender and La Financière agricole as soon as civil, criminal, or penal proceedings are filed against him; ji) behave in an ethical and socially responsible manner at all times; kj) comply with all federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulations; k) take out, maintain, renew and transfer to the Lender, where required, insurance against fire and other usually covered hazards and losses on the property securing the line of credit, failing which the Lender may have that property insured to his satisfaction and at the expense of the Borrower, and immediately notify the Lender of any loss; l) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous written authorization from La Financière agricole before requesting a change in name to validate any voluntary alienation or lease of all or part of the holder property securing the line of credit, except in the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted case of any permit issued alienation of products from the Borrower's farming business carried out in replacement the normal course of or that may follow after the afore-mentioned permithis operations; m) apply remit to pay all sums owing the Lender any sum of money collected at the time of or as arrears in interest on the loan for which such contribution is made the amount a result of any contribution alienation, expropriation or additional contribution for lease of property securing the payment line of credit, which sum shall be applied to the repayment of all or part of the interest provided by sums advanced under the line of credit, unless La Financière agricole under the Program for protection against a rise in interest rates and the Program of assistance for establishment, development and training adopted by virtue of the Actdecides otherwise; n) obtain prior authorization from La Financière agricole to validate any discharge of a surety securing the line of credit; o) provide La Financière agricole and the Lender, at the Borrower’s 's expense, with any information and documents deemed necessary.

COMMITMENTS OF THE BORROWER. Until the loan has been repaid in full, the Borrower shall: a) if he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly: a.1) if the Borrower is a natural person, he must be of full age, domiciled in Quebec, a Canadian citizen or permanent resident within the meaning of the Immigration and Refugee Protection Act (R.S.C., (2001), chapter 27) and hold the ownership rights or other rights in the farming business; a.2) if the Borrower is a business corporation, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote, must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1), or by one or more business corporations, cooperatives, general or limited partnerships, who meet the requirements of this subparagraph or subparagraphs a.3) and a.4); a.3) if the Borrower is a cooperative, it must have its head office and main place of business in Quebec. At least fifty percent (50 %) of its shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.4); a.4) if the Borrower is a general or limited partnership, it must have its domicile and main place of business in Quebec. At least fifty percent (50 %) of the partners’ shares must be held by one or more natural persons who are engaged in agriculture on the Borrower’s farm and who meet the requirements of subparagraph a.1) or by one or more business corporations, cooperatives, general or limited partnerships who meet the requirements of this subparagraph or of subparagraphs a.2) and a.3); a.5) if the Borrower is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or of a combination of those ones, each one of them must comply with the requirements applicable to it in accordance with subparagraphs a.1), a.2), a.3) and a.4). However, in the case the entity is composed of more than one natural person, it is sufficient, if the persons other than natural who compose the entity meet the above-mentioned requirements, that fifty percent (50 %) of the ownership rights or other rights held by those natural persons be held by one or many among them who meet the requirements of subparagraph a.1); b) if the Borrower does not run a farming business but, as a goods and services business, provides among other things goods and services to people engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly, if applicable to him, meet those of paragraph a) of this section regarding his age, his citizenship, his domicile, its head office and its main place of business. He must also continue to be composed or held in a proportion of at least fifty percent (50 %) by persons engaged in agriculture and to whom the Borrower provides goods and services, so; b.1) if it is a business corporation, at least fifty percent (50 %) of its issued shares comprising a single right to vote and of its issued shares of each category and each serie comprising more than a single right to vote must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.2) if it is a cooperative, at least fifty percent (50 %) of its shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.3) if it is a general or limited partnership, at least fifty percent (50 %) of its partners’ shares must continue to be held by one or more natural persons, business corporations, cooperatives, general or limited partnerships who are engaged in agriculture and who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) or a.4); b.4) if it is an entity composed of more than one natural person, business corporation, cooperative, general or limited partnership or a combination of those ones, at least fifty percent (50 %) of the ownership rights or other rights in the goods and services business must continue to be owned by those among them who meet, as the case may be, the requirements of subparagraphs a.1), a.2), a.3) and a.4) regarding age, domicile, citizenship, permanent residence, main place of business and head office; c) if the Borrower is a natural person or a business corporation who obtains the loan, as a borrowing member, to acquire, as the case may be, either undivided ownership rights or other rights, shares of a business corporation, shares in a cooperative, shares in a general partnership or in a limited partnership, in the business in which he is engaged in agriculture, he must meet the conditions that made him eligible for the loan during its entire term and more particularly meet those of subparagraph a.1) regarding age, citizenship or residence and domicile or those of subparagraph a.2) regarding its domicile and main place of business. He must also continue to hold at least twenty percent (20 %) of the farming business’ interests into circulation; d) comply with every requirement and condition listed in the certificate; e) carry on the regular operations of his farming business; f) obtain prior authorization from La Financière agricole to validate any discharge, with or without consideration, of a surety securing the loan, to be granted subsequently by the Lender; g) obtain prior authorization from La Financière agricole to validate any taking charge of the loan; h) where the Borrower is or is formed of a general or limited partnership, a business corporation or a cooperative, obtain prior authorization from La Financière agricole to validate any amendment to the agreement under which it was formed and any disposal of the shares of a partner, the issue, allotment, transfer, redemption or repayment of shares of the business corporation, or the issue, allotment, transfer or repayment of common shares of the cooperative; i) notify the Lender and La Financière agricole as soon as civil, criminal, or penal proceedings are filed against him; j) behave in an ethical and socially responsible manner at all times; k) comply with all federal, provincial, and municipal laws and regulations, including, but not limited to, environmental, land protection, animal welfare, and labour and human rights laws and regulations, and specifically obtain, where necessary, any certificate of authorization, permit, or certification issued under these laws and regulations; take such steps as may be necessary to ensure that his business and the assets on which he has issued guarantees comply at all times with the various standards set out in these laws and regulations and provide the Lender and La Financière agricole, upon request, with any document that may be issued in this regard; where applicable, allow the Lender and La Financière agricole to inspect or cause to have inspected the Borrower’s business and the assets on which the Lender has issued guarantees in order to ensure compliance with the standards enacted under these laws and regulations, and, upon request, allow them access for this purpose; where applicable, notify the Lender and La Financière agricole forthwith after a judgment, notice, or order issued under such laws and regulations is served on the Borrower or is published against his assets and provide them with a copy of such judgment, notice, or order; where applicable, promptly take the necessary steps to remedy the defect alleged in the notice or order or, where applicable, to obtain the cancellation of their publication against his assets; take the necessary measures to ensure that the activities he performs are carried out in accordance with the various standards enacted by these laws and regulations; - in all cases, pay the costs resulting from the obligations provided for in this paragraph. The Lender may also take the necessary measures, at the Borrower’s expense, to ensure that his assets comply with the standards enacted under these laws and regulations; i) comply with all laws, regulations and by-laws pertaining to the protection of the environment, be they federal, provincial or municipal; l) if he is the holder of a sugar ▇▇▇▇ management permit issued by the ministère des Ressources naturelles; - respect the clauses and conditions in the above-mentioned permit or any other permit issued for its replacement, also the Regulation respecting sugar ▇▇▇▇ management in forests in the domain of the State which has been adopted by virtue of the Sustainable Forest Development Act (chapter A-18.1, r. 2); - obtain the previous authorization from La Financière agricole before requesting a change in name of the holder of the afore-mentioned permit or any other permit issued for its replacement; - provide La Financière agricole with a copy as soon as it is granted of any permit issued in replacement of or that may follow after the afore-mentioned permit; m) apply to pay all sums owing as arrears in interest on the loan for which such contribution is made the amount of any contribution or additional contribution for the payment of the interest provided by La Financière agricole under the Program for protection against a rise in interest rates and the Program of assistance for establishment, development and training adopted by virtue of the Act; n) provide La Financière agricole and the Lender, at the Borrower’s expense, with any information and documents deemed necessary.