Common use of Charges, Fees and Interest Clause in Contracts

Charges, Fees and Interest. Processing fee 1.5% Cash withdrawal fee 3%, minimum EUR 3.63 Debit interest 14% p.a. Default interest 16.5% p.a. Blocking fee EUR 40.– Duplicate transaction document EUR 10.– Duplicate account statement EUR 3.– Service charge for postal delivery of statements EUR 0.90 Re-debiting charges actual bank charges incurred plus processing fee of EUR 4.– Reminders: First reminder up to EUR 100.– free of charge First reminder over EUR 100.– EUR 5.– First reminder over EUR 1,000.– EUR 10.– Second reminder EUR 20.– Third reminder EUR 30.– Card fee as stated in card application Replacement Card fee EUR 7.– Delivery of Cards to addresses outside Austria: Within the European Union EUR 20.– Version June 2017 Outside the European Union EUR 25.–

Charges, Fees and Interest. Processing fee 1.5% Cash withdrawal fee 3%, minimum EUR 3.63 Debit interest 14% p.a. Default interest 16.5% p.a. (only upon notice of default) Blocking fee EUR 40.– Duplicate transaction document EUR 10.– Duplicate account monthly statement EUR 3.– Service charge for postal delivery of statements EUR 0.90 Re-debiting charges actual bank charges incurred plus processing fee of EUR 4.– Reminders: First reminder up to EUR 100.– free of charge First reminder over EUR 100.– EUR 5.– First reminder over EUR 1,000.– EUR 10.– Second reminder EUR 20.– Third reminder EUR 30.– Card fee as stated in card application Replacement Card fee EUR 7.– Delivery of Cards to addresses outside Austria: Version January 2016 Within the European Union EUR 20.– Version June 2017 Outside the European Union EUR 25.–