Common use of Certain Offerings by the Investor Clause in Contracts

Certain Offerings by the Investor. An “underwritten” offering or other disposition shall include any distribution of such securities on behalf of the Investor by one or more broker-dealers, an “underwriting agreement” shall include any purchase agreement entered into by such broker-dealers, and any “registration statement” or “prospectus” shall include any offering document approved by the Company and used in connection with such distribution. ANNEX F OFFICER’S CERTIFICATE OF [COMPANY] In connection with that certain letter agreement, dated [ ], 2010 (the “Agreement”) by and between [COMPANY] (the “Company”) and the United States Department of the Treasury (“Investor”) which incorporates that certain Exchange Agreement – Standard Terms referred to therein (the “Standard Terms”), the undersigned does hereby certify as follows:

Certain Offerings by the Investor. An “underwritten” offering or other disposition shall include any distribution of such securities on behalf of the Investor by one or more broker-dealers, an “underwriting agreement” shall include any purchase agreement entered into by such broker-dealers, and any “registration statement” or “prospectus” shall include any offering document approved by the Company and used in connection with such distribution. ANNEX F OFFICER’S CERTIFICATE OF [COMPANY] In connection with that certain letter agreement, dated [ ], 2010 (the “Agreement”) by and between [COMPANY] (the “Company”) and the United States Department of the Treasury (“Investor”) which incorporates that certain Exchange Securities Purchase Agreement – –Standard Terms referred to therein (the “Standard Terms”), the undersigned does hereby certify as follows:

Certain Offerings by the Investor. An “underwritten” offering or other disposition shall include any distribution of such securities on behalf of the Investor by one or more broker-dealers, an “underwriting agreement” shall include any purchase agreement entered into by such broker-dealers, and any “registration statement” or “prospectus” shall include any offering document approved by the Company and used in connection with such distribution. ANNEX F OFFICER’S CERTIFICATE OF [COMPANY] In connection with that certain letter agreement, dated [ ], 2010 (the “Agreement”) by and between [COMPANY] (the “Company”) and the United States Department of the Treasury (“Investor”) which incorporates that certain Exchange Agreement – –Standard Terms referred to therein (the “Standard Terms”), the undersigned does hereby certify as follows:

Certain Offerings by the Investor. An “underwritten” offering or other disposition shall include any distribution of such securities on behalf of the Investor by one or more broker-dealers, an “underwriting agreement” shall include any purchase agreement entered into by such broker-dealers, and any “registration statement” or “prospectus” shall include any offering document approved by the Company and used in connection with such distribution. UST Sequence No. 208 ANNEX F OFFICER’S CERTIFICATE OF [COMPANY] In connection with that certain letter agreement, dated [ [____________], 2010 (the “Agreement”) by and between [COMPANY] (the “Company”) and the United States Department of the Treasury (“Investor”) which incorporates that certain Exchange Securities Purchase Agreement – –Standard Terms referred to therein (the “Standard Terms”), the undersigned does hereby certify as follows:

Certain Offerings by the Investor. An “underwritten” offering or other disposition shall include any distribution of such securities on behalf of the Investor by one or more broker-dealers, an “underwriting agreement” shall include any purchase agreement entered into by such broker-dealers, and any “registration statement” or “prospectus” shall include any offering document approved by the Company Bank and used in connection with such distribution. ANNEX F OFFICER’S CERTIFICATE OF [COMPANYBANK] In connection with that certain letter agreement, dated [ ], 2010 (the “Agreement”) by and between [COMPANYBANK] (the “CompanyBank”) and the United States Department of the Treasury (“Investor”) which incorporates that certain Exchange Agreement – –Standard Terms referred to therein (the “Standard Terms”), the undersigned does hereby certify as follows:

Certain Offerings by the Investor. An “underwritten” offering or other disposition shall include any distribution of such securities on behalf of the Investor by one or more broker-dealers, an “underwriting agreement” shall include any purchase agreement entered into by such broker-dealers, and any “registration statement” or “prospectus” shall include any offering document approved by the Company and used in connection with such distribution. ANNEX F OFFICER’S CERTIFICATE OF [COMPANY] In connection with that certain letter agreement, dated [ ], 2010 (the “Agreement”) by and between [COMPANY] (the “Company”) and the United States Department of the Treasury (“Investor”) which incorporates that certain Exchange Securities Purchase Agreement – —Standard Terms referred to therein (the “Standard Terms”), the undersigned does hereby certify as follows:

Certain Offerings by the Investor. An “underwritten” offering or other disposition shall include any distribution of such securities on behalf of the Investor by one or more broker-dealers, an “underwriting agreement” shall include any purchase agreement entered into by such broker-dealers, and any “registration statement” or “prospectus” shall include any offering document approved by the Company and used in connection with such distribution. UST Sequence No. 511 ANNEX F OFFICER’S CERTIFICATE OF [COMPANY] In connection with that certain letter agreement, dated [ [____________], 2010 (the “Agreement”) by and between [COMPANY] (the “Company”) and the United States Department of the Treasury (“Investor”) which incorporates that certain Exchange Securities Purchase Agreement – –Standard Terms referred to therein (the “Standard Terms”), the undersigned does hereby certify as follows: