Common use of Card Replacement Clause in Contracts

Card Replacement. If you need to replace the Card for any reason, please contact Card Services 000-000-0000 to request a replacement Card. You will be required to provide personal information which may include the 16-digit Card number, your full name, transaction history, copies of accepted identification, etc. There is a fee for replacing a lost, stolen or damaged Card, see the “Fee Schedule.” for details. For information on replacing an expired Card, see the section below labeled “Expiration.” Expiration – The Card will expire no sooner than the Valid Thru date on the front of the Card. The funds on the Card expire when the Card expires. You will not be able to use the Card after the expiration date. If you need a replacement Card for any reason other than the Card’s expiration, you may request one at any time, however there is a Replacement Card fee. For information about the fee, see the section labeled “Fee Schedule.”. Expired Cards will not be replaced. Transactions Made in Foreign Currencies – If you make a purchase in a currency oth- er than the currency in which the Card was issued, the amount deducted from the funds will be converted by Visa into an amount in the currency of the Card. The exchange rate between the transaction currency and the billing currency used for processing interna- tional transactions is a rate selected by Visa from the range of rates available in whole- sale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives, or the government-mandated rate in effect for the applicable central processing date. If you make a purchase in a currency other than the currency in which the Card was issued, the Issuer may assess a foreign currency conversion fee of 3% of the transaction amount and will retain this amount as compensation for its ser- vices. Transactions made outside the fifty (50) U.S. states and the District of Columbia are also subject to this conversion fee even if they are completed in U.S. currency.

Card Replacement. If you need to replace the your Card for any reason, please contact Card Services 000-000-0000 us by telephone (see section above entitled “How to request a replacement CardContact Us”). You will be required to provide personal information which We may include the 16-digit Card number, your full name, transaction history, copies of accepted identification, etc. There is assess a fee for replacing the Replacement Card. See the accompanying Fee Schedule for information about the fees. Card Account Balance Refund. You may request a lost, stolen or damaged Card, check refund of the funds remaining in your Card Account by contacting us by telephone (see the section above entitled “Fee Schedule.” How to Contact Us”). A fee may apply for detailscheck refunds. For information on replacing an expired Card, see the section below labeled “Expiration.” Expiration – The Card will expire no sooner than the Valid Thru date on the front of the Card. The funds on the Card expire when the Card expires. You will not be able to use the Card after the expiration date. If you need a replacement Card for any reason other than the Card’s expiration, you may request one at any time, however there is a Replacement Card fee. For more information about the fee, see the section labeled “accompanying Fee Schedule.”. Expired Cards A check refund will be processed and will be sent to the address of record. Card Expiration. Subject to applicable law, you may use or reload your Card only through the Card expiration date. The expiration date is identified on the front of your Card. The funds in your Card Account will not expire, regardless of the expiration date on the front of your Card, but may be subject to fees. If there is a Balance remaining on the Card upon expiration and your Card is in good standing, you may be eligible for a reissue. If you are eligible for a reissue you will not be replacedcharged a fee for your reissued Card. Transactions Made in Foreign Currencies – If Obtaining Card Account Balance and Historical Transaction Information. You are responsible for keeping track of and reconciling your available Card Account Balance. Merchants generally will not be able to tell you make your Available Balance. It is important you know your Available Balance before initiating any transaction, as a purchase declined transaction for insufficient funds or exceeding your Card’s limits may result in a currency oth- er than fee. You may access your Available Balance on our Website or through the currency in which VoltCash App (at no cost) or by contacting us by telephone (see the section above entitled “How to Contact Us”). A history of at least twelve (12) preceding months of Card was issued, the amount deducted from the funds will be converted by Visa into an amount in the currency of the Card. The exchange rate between the transaction currency and the billing currency used for processing interna- tional Account transactions is also available at no cost by logging into your Card Account on our Website or through the VoltCash App. You also have a rate selected right to obtain twenty-four (24) months of written history of Card Account transactions by Visa from the range of rates available in whole- sale currency markets for the applicable central processing date, which contacting us by telephone or mail. You may vary from the rate Visa itself receives, or the government-mandated rate in effect for the applicable central processing datenot automatically receive paper statements. If you make request that we provide you with a purchase in paper statement, there may be a currency other than fee for this service. See the currency in which the Card was issuedaccompanying Fee Schedule for more information regarding this fee, the Issuer may assess a foreign currency conversion fee of 3% of the transaction amount if any. Important Information Regarding Your Rights and will retain this amount as compensation for its ser- vices. Transactions made outside the fifty (50) U.S. states and the District of Columbia are also subject to this conversion fee even if they are completed in U.S. currencyResponsibilities.

Card Replacement. If you need to replace the your Card for any reason, please contact Card Services 000-000-0000 us by telephone (see section above entitled “How to request a replacement CardContact Us”). You will be required to provide personal information which We may include the 16-digit Card number, your full name, transaction history, copies of accepted identification, etc. There is assess a fee for replacing the Replacement Card. See the accompanying Fee Schedule for information about the fees. Card Account Balance Refund. You may request a lost, stolen or damaged Card, check refund of the funds remaining in your Card Account by contacting us by telephone (see the section above entitled “Fee Schedule.” How to Contact Us”). A fee may apply for detailscheck refunds. For information on replacing an expired Card, see the section below labeled “Expiration.” Expiration – The Card will expire no sooner than the Valid Thru date on the front of the Card. The funds on the Card expire when the Card expires. You will not be able to use the Card after the expiration date. If you need a replacement Card for any reason other than the Card’s expiration, you may request one at any time, however there is a Replacement Card fee. For more information about the fee, see the section labeled “accompanying Fee Schedule.”. Expired Cards A check refund will be processed and will be sent to the address of record. Card Expiration. Subject to applicable law, you may use or reload your Card only through the Card expiration date. The expiration date is identified on the front of your Card. The funds in your Card Account will not expire, regardless of the expiration date on the front of your Card, but may be subject to fees. If there is a Balance remaining on the Card upon expiration and your Card is in good standing, you may be eligible for a reissue. If you are eligible for a reissue you will not be replacedcharged a fee for your reissued Card. Transactions Made in Foreign Currencies – If Obtaining Card Account Balance and Historical Transaction Information. You are responsible for keeping track of and reconciling your available Card Account Balance. Merchants generally will not be able to tell you make your Available Balance. It is important you know your Available Balance before initiating any transaction, as a purchase declined transaction for insufficient funds or exceeding your Card’s limits may result in a currency oth- er than fee. You may access your Available Balance on our Website (at no cost) or by contacting us by telephone (see the currency in which the section above entitled “How to Contact Us”). A history of at least twelve (12) preceding months of Card was issued, the amount deducted from the funds will be converted by Visa into an amount in the currency of the Card. The exchange rate between the transaction currency and the billing currency used for processing interna- tional Account transactions is also available at no cost by logging into your Card Account on our Website or our Mobile App. You also have a rate selected right to obtain twenty-four months of written history of Card Account transactions by Visa from the range of rates available in whole- sale currency markets for the applicable central processing date, which contacting us by telephone or mail. You may vary from the rate Visa itself receives, or the government-mandated rate in effect for the applicable central processing datenot automatically receive paper statements. If you make request that we provide you with a purchase in paper statement, there may be a currency other than fee for this service. See the currency in which the Card was issuedaccompanying Fee Schedule for more information regarding this fee, the Issuer may assess a foreign currency conversion fee of 3% of the transaction amount if any. Important Information Regarding Your Rights and will retain this amount as compensation for its ser- vices. Transactions made outside the fifty (50) U.S. states and the District of Columbia are also subject to this conversion fee even if they are completed in U.S. currencyResponsibilities.

Card Replacement. If you need to replace the your Card for any reason, please contact Card Services 000-000-0000 us by telephone (see section above entitled “How to request a replacement CardContact Us”). You will be required to provide personal information which We may include the 16-digit Card number, your full name, transaction history, copies of accepted identification, etc. There is assess a fee for replacing the Replacement Card. See the accompanying Schedule A for information about the fees. Card Account Balance Refund. You may request a lost, stolen or damaged Card, check refund of the funds remaining in your Card Account by contacting us by telephone (see the section above entitled “Fee Schedule.” How to Contact Us”). A fee may apply for detailscheck refunds. For information on replacing an expired Card, see the section below labeled “Expiration.” Expiration – The Card will expire no sooner than the Valid Thru date on the front of the Card. The funds on the Card expire when the Card expires. You will not be able to use the Card after the expiration date. If you need a replacement Card for any reason other than the Card’s expiration, you may request one at any time, however there is a Replacement Card fee. For more information about the fee, see the section labeled “Fee Schedule.”accompanying Schedule A. A check refund will be processed and will be sent to the address of record. Expired Cards Card Expiration. Subject to applicable law, you may use or reload your Card only through the Card expiration date. The expiration date is identified on the front of your Card. The funds in your Card Account will not expire, regardless of the expiration date on the front of your Card, but may be subject to fees. If there is a Balance remaining on the Card upon expiration and your Card is in good standing, you may be eligible for a reissue. If you are eligible for a reissue you will not be replacedcharged a fee for your reissued Card. Transactions Made in Foreign Currencies – If Obtaining Card Account Balance and Historical Transaction Information. You are responsible for keeping track of and reconciling your available Card Account Balance. Merchants generally will not be able to tell you make your Available Balance. It is important you know your Available Balance before initiating any transaction, as a purchase declined transaction for insufficient funds may result in a currency oth- er than fee. You may access your Available Balance on our Website or through the currency in which VoltCash App (at no cost) or by contacting us by telephone (see the section above entitled “How to Contact Us”). A history of at least sixty (60) days of Card was issued, the amount deducted from the funds will be converted by Visa into an amount in the currency of the Card. The exchange rate between the transaction currency and the billing currency used for processing interna- tional Account transactions is also available at no cost by logging into your Card Account on our Website or through the VoltCash App. You also have a rate selected right to obtain a sixty (60) day written history of Card Account transactions by Visa from the range of rates available in whole- sale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives, contacting us by telephone or the government-mandated rate in effect for the applicable central processing datemail. You will not automatically receive paper statements. If you make request that we provide you with a purchase in paper statement, there may be a currency other than fee for this service. See the currency in which the Card was issuedaccompanying Schedule A for more information regarding this fee, the Issuer may assess a foreign currency conversion fee of 3% of the transaction amount if any. Important Information Regarding Your Rights and will retain this amount as compensation for its ser- vices. Transactions made outside the fifty (50) U.S. states and the District of Columbia are also subject to this conversion fee even if they are completed in U.S. currencyResponsibilities.

Card Replacement. If you need to replace the your Card for any reason, please contact Card Services us at (000-) 000-0000 to request a replacement Card. You will be required to provide personal information which may include the 16-digit your Card numberNumber, your full name, transaction history, copies of accepted identification, etc. There is a fee for replacing a lost, stolen or damaged your Card, see . See the section labeled “Fee Schedule.FEE SCHEDULE” for details. For information on replacing an expired Card, see the section below labeled “Expiration.” Expiration – The Card will expire no sooner than the Valid Thru date on the front A fee may be assessed for expedited delivery of the Card. The funds on the Card expire when the Card expires. You will not be able to use the Card after the expiration date. If you need a replacement Card Card; for any reason other than the Card’s expiration, you may request one at any time, however there is a Replacement Card fee. For more information about the feedelivery options and applicable fees, see the section labeled “Fee ScheduleFEE SCHEDULE.”. Expired Cards will not be replaced. Transactions Made in Foreign Currencies – ” TRANSACTIONS MADE IN FOREIGN CURRENCIES AND/ OR WITH MERCHANTS LOCATED IN FOREIGN COUNTRIES If you obtain funds or make a purchase in a currency oth- er other than the currency in which the your Card was issued, the amount deducted from the funds your available balance will be converted by Visa Mastercard International Incorporated into an amount in the currency of the your Card. The exchange rate between the transaction currency and the billing currency used for processing interna- tional international transactions is a rate selected by Visa Mastercard International Incorporated from the range of rates available in whole- sale wholesale currency markets for the applicable central processing date, which may vary from the rate Visa Mastercard International Incorporated itself receives, receives or the government-mandated rate in effect for the applicable central processing date. If you obtain funds or make a purchase in a currency other than the currency in which the your Card was issued, the Issuer may assess a foreign currency conversion fee Foreign Transaction Surcharge of 32.5% of the transaction amount and will retain this amount as compensation for its ser- vicesservices. Transactions made outside of the fifty (50) U.S. states and the District of Columbia are also subject to this conversion fee even if they are completed in U.S. currency.

Card Replacement. If you need to replace the your Card for any reason, please contact Card Services 000-000-0000 us by telephone (see section above entitled “How to request a replacement CardContact Us”). You will be required to provide personal information which We may include the 16-digit Card number, your full name, transaction history, copies of accepted identification, etc. There is assess a fee for replacing the Replacement Card. See the accompanying Fee Schedule for information aboutthe fees. Card Account Balance Refund. You may request a lost, stolen or damaged Cardcheck refund of the funds remaining in your Card Account by contacting us by telephone (see section above entitled “How to Contact Us”). A fee may apply for check refunds. For more information aboutthe fee, see the “accompanying Fee Schedule.” for details. For information A check refund will be processed and will be sent to the address of record. Card Expiration. Subject to applicable law, you may use or reload your Card only through the Card expiration date. The expiration date is identified on replacing an expired the front of your Card. The funds in your Card Account will not expire, see regardless of the section below labeled “Expiration.” Expiration – The Card will expire no sooner than the Valid Thru expiration date on the front of the your Card, but may be subject to fees. The funds If there is a Balance remaining on the Card expire when the upon expiration and your Card expiresis in good standing, you may be eligible for a reissue. If you are eligible for a reissue you will not be charged a fee for your reissued Card. Obtaining Card Account Balance and Historical Transaction Information. You are responsible for keeping track of and reconciling your available Card Account Balance. Merchants generally will not be able to use tell you your Available Balance. It is important you know your Available Balance before initiating any transaction, as a declined transaction for insufficient funds or exceeding your Card’s limits may result in a fee. You may access your Available Balance on our Website (at no cost) or by contacting us by telephone (see the section above entitled “How to Contact Us”). A history of at least twelve (12) preceding months of Card after the expiration dateAccount transactions is also available at no cost by logging into your Card Account on our Website or our Mobile App. You also have a right to obtain twenty-four months of written history of Card Account transactions by contacting us by telephone or mail. You may not automatically receive paper statements. If you need request that we provide you with a replacement Card paper statement, there may be a fee for any reason other than this service. See the Card’s expiration, you may request one at any time, however there is a Replacement Card fee. For accompanying Fee Schedule for more information about the regarding this fee, see the section labeled “Fee Scheduleif any. Important Information Regarding Your Rights and Responsibilities.”. Expired Cards will not be replaced. Transactions Made in Foreign Currencies – If you make a purchase in a currency oth- er than the currency in which the Card was issued, the amount deducted from the funds will be converted by Visa into an amount in the currency of the Card. The exchange rate between the transaction currency and the billing currency used for processing interna- tional transactions is a rate selected by Visa from the range of rates available in whole- sale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives, or the government-mandated rate in effect for the applicable central processing date. If you make a purchase in a currency other than the currency in which the Card was issued, the Issuer may assess a foreign currency conversion fee of 3% of the transaction amount and will retain this amount as compensation for its ser- vices. Transactions made outside the fifty (50) U.S. states and the District of Columbia are also subject to this conversion fee even if they are completed in U.S. currency.

Card Replacement. If you need to replace the Card for any reason, please contact Card Services 000-000-0000 to request a replacement Card. You will be required berequired to provide personal information which may include the 16-digit Card number, your full name, transaction history, copies of accepted identification, etc. There is a fee for replacing a lost, stolen or damaged Card, see the “Fee Schedule.” for details. For information on replacing an expired Card, see the section below labeled “Expiration.” Expiration – The Card will expire no sooner than the Valid Thru date on the front of the Card. The funds on the Card expire when the Card expires. You will not be able to use the Card after the expiration date. If you need a replacement Card for any reason other than the Card’s expiration, you may request one at any time, however there is a Replacement Card fee. For information about the fee, see the section labeled “Fee Schedule.”. Expired Cards will not be replaced. Transactions Made in Foreign Currencies – If you make a purchase in a currency oth- oth-er than the currency in which the Card was issued, the amount deducted from the funds will fundswill be converted by Visa into an amount in the currency of the Card. The exchange rate between the transaction currency and the billing currency used for processing interna- tional transactions is a rate selected by Visa from the range of rates available in whole- sale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives, or the government-mandated rate in effect for the applicable central processing date. If you make a purchase in a currency other than the currency in which the Card was issued, the Issuer may assess a foreign currency conversion fee of 3% of the transaction amount and will retain this amount as compensation for its ser- ser-vices. Transactions made outside the fifty (50) U.S. states and the District of Columbia are also subject to this conversion fee even if they are completed in U.S. currency.

Card Replacement. If you need to replace the your Card for any reason, please contact Card Services 000-000-0000 us by telephone (see section above entitled “How to request a replacement CardContact Us”). You will be required to provide personal information which We may include the 16-digit Card number, your full name, transaction history, copies of accepted identification, etc. There is assess a fee for replacing a lost, stolen or damaged the Replacement Card. See the accompanying Fee Schedule for information about the fees. Card Account Balance Refund. When you receive your Card, see you will have a Grace Period. During the “Fee Schedule.” for details. For information on replacing an expired Card, see the section below labeled “Expiration.” Expiration – The Card will expire no sooner than the Valid Thru date on the front of the Card. The funds on the Card expire when the Card expires. You will not be able to use the Card after the expiration date. If you need a replacement Card for any reason other than the Card’s expirationGrace Period, you may request one at a Card Account Balance Refund via a check without incurring a fee if you have not used your Card. In the event that your Card Account is cancelled, closed, or terminated for any timereason, however there is you may request the unused Balance to be returned to you via a Replacement Card feecheck to the mailing address we have in our records. You may contact Customer Service to correct your mailing address, if needed. (See section above entitled “How to Contact Us”). A fee may apply for check refunds. For more information about the fee, see the section labeled “accompanying Fee Schedule.”. Expired Cards The Issuer reserves the right to refuse to return any unused Balance amount less than $1.00, unless prohibited by law. Card Expiration. Subject to applicable law, you may use your Card only through the Card expiration date. The expiration date is identified on your Card. The funds in your Card Account will not expire, regardless of the expiration date on your Card, but may be subject to fees. If there is a Balance remaining on the Card upon expiration and your Card is in good standing, a check will be issued to you for any remaining balance, provided we have a valid U.S. mailing address for you. Obtaining Card Account Balance and Historical Transaction Information. You are responsible for keeping track of and reconciling your available Card Account Balance. Merchants generally will not be replacedable to tell you your Available Balance. Transactions Made in Foreign Currencies – If It is important you make know your Available Balance before initiating any transaction, as a purchase declined ATM transaction for insufficient funds or exceeding your Card’s limits may result in a currency oth- er than fee. See the currency in which accompanying Fee Schedule for more information regarding this fee, if any. You may access your Available Balance at no cost on our Website or by contacting us by phone (see the section above entitled “How to Contact Us”). A history of at least twelve (12) preceding months of Card was issued, the amount deducted from the funds will be converted by Visa into an amount in the currency of the Card. The exchange rate between the transaction currency and the billing currency used for processing interna- tional Account transactions is also available at no cost by logging into your Card Account on our Website. You also have a rate selected right to obtain twenty-four (24) months of written history of Card Account transactions by Visa from the range of rates available in whole- sale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives, contacting us by telephone or the government-mandated rate in effect for the applicable central processing datemail. If you make a purchase in a currency other than the currency in which the Card was issued, the Issuer may assess a foreign currency conversion fee of 3% of the transaction amount You will not automatically receive paper statements. Important Information Regarding Your Rights and will retain this amount as compensation for its ser- vices. Transactions made outside the fifty (50) U.S. states and the District of Columbia are also subject to this conversion fee even if they are completed in U.S. currencyResponsibilities.