Common use of Bureaus Clause in Contracts

Bureaus. 14.1. You consent to and agree that we may at any time (even if you are no longer a cardholder, as permitted by law): 14.1.1. make enquiries to obtain or confirm any information about you; 14.1.2. submit to any credit or other bureau (or a third party) any information about you or provided to us by you in your application or about the application, transacting, opening and closing of this agreement and account; 14.1.3. seek, verify and receive information from any credit bureau or third party (with whom you have financial relations at any time) when assessing your application or your creditworthiness, and also at any time during the existence of your account; 14.1.4. provide, disclose and register the existence of this agreement and any personal information, and details relating thereto, to any credit bureau or third party (with whom you have financial relations at any time) sharing positive and negative information about you or your credit account, including any non-compliance with this agreement. 14.2. You acknowledge and understand that a credit bureau will provide us with credit profile information and possibly a credit score reflecting your creditworthiness. 14.3. Subject to the provisions of the Act, we will be entitled to obtain and disclose your information: 14.3.1. within our group of companies or associated companies; 14.3.2. if we think it is necessary or may be of benefit to you; 14.3.3. where we are legally compelled to do so; 14.3.4. where it is in the public interest to disclose; or 14.3.5. where our interests require disclosure. 14.4. The bureaus may record details of our searches about you. We will also release information to them about any account that you hold with us, including information about any payments you have missed. Information held by them may be linked to other people with whom you have a financial association. If you give us false or inaccurate information and we suspect fraud, we will inform them thereof. 14.5. You have the right to challenge information reflected at the credit bureau. You have the right to contact the credit bureau, have your credit record disclosed to you and to have inaccurate information corrected. 14.6. The credit bureaus used by us can be contacted at: Transunion Credit Bureau, Wanderers Office Park, ▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇; Illovo, Tel: ▇▇▇ ▇▇▇ ▇▇▇▇; Experian, Experian House, Ballyoaks Office Park, 35 Ballyclare Drive, Bryanston, Tel: ▇▇▇ ▇▇▇ ▇▇▇▇; Compuscan, Compuscan House, ▇ ▇▇▇▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇▇▇, Tel: ▇▇▇ ▇▇▇ ▇▇▇▇; XDS, 11-▇▇ ▇▇. ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, Oakhurst Building, Parktown, Johannesburg, Tel: ▇▇▇ ▇▇▇ ▇▇▇▇. 14.7. We cannot be held responsible for any loss that you may suffer or damage that you may incur caused by any credit bureaus or agency.

Bureaus. 14.1. You consent to and agree that we may at any time (even if you are no longer a cardholder, as permitted by law): 14.1.1. make enquiries to obtain or confirm any information about you; 14.1.2. submit to any credit or other bureau (or a third party) any information about you or provided to us by you in your application or about the application, transacting, opening and closing of this agreement and account; 14.1.3. seek, verify and receive information from any credit bureau or third party (with whom you have financial relations at any time) when assessing your application or your creditworthiness, and also at any time during the existence of your account; 14.1.4. provide, disclose and register the existence of this agreement and any personal information, and details relating thereto, to any credit bureau or third party (with whom you have financial relations at any time) sharing positive and negative information about you or your credit account, including any non-compliance with this agreement. 14.2. You acknowledge and understand that a credit bureau will provide us with credit profile information and possibly a credit score reflecting your creditworthiness. 14.3. Subject to the provisions of the Act, we will be entitled to obtain and disclose your information: 14.3.1. within our group of companies or associated companies; 14.3.2. if we think it is necessary or may be of benefit to you; 14.3.3. where we are legally compelled to do so; 14.3.4. where it is in the public interest to disclose; or 14.3.5. where our interests require disclosure. 14.4. The bureaus may record details of our searches about you. We will also release information to them about any account that you hold with us, including information about any payments you have missed. Information held by them may be linked to other people with whom you have a financial association. If you give us false or inaccurate information and we suspect fraud, we will inform them thereof. 14.5. You have the right to challenge information reflected at the credit bureau. You have the right to contact the credit bureau, have your credit record disclosed to you and to have inaccurate information corrected. 14.6. The credit bureaus used by us can be contacted at: Transunion Credit Bureau, Wanderers Office Park, ▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇; Illovo, Tel: ▇▇▇ ▇▇▇ ▇▇▇▇; Experian, Experian House, Ballyoaks Office Park, 35 Ballyclare Drive▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Bryanston▇▇▇▇▇▇▇▇▇, Tel: ▇▇▇ ▇▇▇ ▇▇▇▇; Compuscan, Compuscan House, ▇ ▇▇▇▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇▇▇, Tel: ▇▇▇ ▇▇▇ ▇▇▇▇; XDS, 11-▇▇-▇▇ ▇▇. ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, Oakhurst Building, Parktown, Johannesburg, Tel: ▇▇▇ ▇▇▇ ▇▇▇▇. 14.7. We cannot be held responsible for any loss that you may suffer or damage that you may incur caused by any credit bureaus or agency.