Common use of Adjustments to Interest Rate Clause in Contracts

Adjustments to Interest Rate. Notwithstanding any other provision of this Agreement, the Supplements, the Notes, or the Related Documents, after the Conversion Date, the rate of interest under any Loan which bears interest on a variable rate, shall be adjusted according to the following schedule should the Tangible Owner’s Equity of the Borrower, achieve the levels set forth below: Tangible Owner’s Equity Interest Rate Less than or equal to 60.00% Applicable LIBOR Rate plus 295 basis points Greater than 60.00% Applicable LIBOR Rate plus 265 basis points

Adjustments to Interest Rate. Notwithstanding any other provision of this Agreement, the Supplements, the Notes, or the Related Documents, after the Conversion Date, the rate of interest under any Loan which bears interest on a variable rate, shall be adjusted according to the following schedule should the Tangible Owner’s Equity Ratio of the Borrower, measured on a consolidated basis, achieve the levels set forth below: Tangible Owner’s Equity Interest Rate Less than or equal to 49.99% Applicable LIBOR Rate plus 350 basis points 50.00%—59.99% Applicable LIBOR Rate plus 325 basis points Greater Than 60.00% Applicable LIBOR Rate plus 295 basis points Greater than 60.00% Applicable LIBOR Rate plus 265 300 basis points

Adjustments to Interest Rate. Notwithstanding any other provision of this Agreement, the Supplements, the Notes, or the Related Documents, after the Conversion Date, the rate of interest under any Loan which bears interest on a variable rate, shall be adjusted according to the following schedule should the Tangible Owner’s Equity of the Borrower, measured on a consolidated basis, achieve the levels set forth below: Tangible Owner’s Equity Interest Rate Less than or equal to 49.99% Applicable LIBOR Rate plus 325 basis points 50.00%—59.99% Applicable LIBOR Rate plus 300 basis points Greater Than 60.00% Applicable LIBOR Rate plus 295 basis points Greater than 60.00% Applicable LIBOR Rate plus 265 275 basis points

Adjustments to Interest Rate. Notwithstanding any other provision of this Agreement, the Supplements, the Notes, or the Related Documents, after the Conversion Date, the rate of interest under any Loan which bears interest on a variable rate, shall be adjusted according to the following schedule should the Tangible Owner’s Equity of the Borrower, achieve the levels set forth below: Tangible Owner’s Equity Interest Rate Less than or equal to 60.0054.99% Applicable LIBOR Rate plus 295 325 basis points Greater than 60.00or equal to 55.00% but less than or equal to 64.99% Applicable LIBOR Rate plus 265 300 basis points Greater than or equal to 65.00% Applicable LIBOR Rate plus 275 basis points